Home > Mercantile National Bank of Indiana > Assets and Liabilities
Mercantile National Bank of Indiana, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 250 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $767,262,000 | 836 |
| Cash and due from depository institutions | $31,073,000 | 646 |
| Interest-bearing balances | $252,000 | 3,830 |
| Securities | $43,902,000 | 2,613 |
| Federal funds sold & reverse repurchase agreements | $18,680,000 | 647 |
| Net loans & leases | $568,346,000 | 774 |
| Loan loss allowance | $6,937,000 | 734 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,223,000 | 1,018 |
| Other real estate owned | $341,000 | 646 |
| Goodwill and other intangibles | $64,001,000 | 213 |
| All other assets | $29,696,000 | 648 |
| Life insurance assets | $12,446,000 | 437 |
| Total liabilities and capital | $767,262,000 | 836 |
| Total liabilities | $638,689,000 | 916 |
| Total deposits | $627,961,000 | 780 |
| Interest-bearing deposits | $494,835,000 | 854 |
| Deposits held in domestic offices | $627,961,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,122,000 | 2,088 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,606,000 | 773 |
| Total equity capital | $128,573,000 | 527 |
| Total bank equity capital | $128,573,000 | 527 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,978,000 | 1,149 |
| Surplus | $123,378,000 | 309 |
| Undivided profits | $1,217,000 | 6,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,984,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 836 |
| Income earned, not collected on loans | $3,407,000 | 1,043 |
| Earning assets | $631,180,000 | 934 |
| Long-term assets (5+ years) | $65,402,000 | 1,498 |
| Average Assets, year-to-date | $779,070,330 | 803 |
| Average Assets, quarterly | $770,675,000 | 830 |
| Volatile liabilities | $75,575,000 | 1,863 |
| Insider loans | $11,382,000 | 592 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $234,904,000 | 553 |
| Tier 1 (core) risk-based capital | $67,327,000 | 878 |
| Tier 2 risk-based capital | $6,937,000 | 758 |
| Total risk weighted assets | $623,597,000 | 755 |
| Total unused commitments | $234,904,000 | 553 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 260 | 607 |
| Assets and Liabilities | ||
| Total Assets: | $774,088,000 | 812 |
| Cash and due from depository institutions | $56,718,000 | 607 |
| Interest-bearing balances | $345,000 | 3,605 |
| Securities | $48,105,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $4,020,000 | 3,051 |
| Net loans & leases | $560,131,000 | 769 |
| Loan loss allowance | $6,716,000 | 748 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,398,000 | 958 |
| Other real estate owned | $237,000 | 607 |
| Goodwill and other intangibles | $64,966,000 | 205 |
| All other assets | $28,513,000 | 646 |
| Life insurance assets | $12,270,000 | 428 |
| Total liabilities and capital | $774,088,000 | 812 |
| Total liabilities | $645,434,000 | 887 |
| Total deposits | $635,175,000 | 757 |
| Interest-bearing deposits | $481,493,000 | 861 |
| Deposits held in domestic offices | $635,175,000 | 755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,262,000 | 1,902 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,997,000 | 810 |
| Total equity capital | $128,654,000 | 509 |
| Total bank equity capital | $128,654,000 | 509 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,978,000 | 1,136 |
| Surplus | $123,378,000 | 301 |
| Undivided profits | $1,298,000 | 6,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,254,000 | 240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 798 |
| Income earned, not collected on loans | $3,241,000 | 1,027 |
| Earning assets | $612,601,000 | 948 |
| Long-term assets (5+ years) | $68,468,000 | 1,425 |
| Average Assets, year-to-date | $784,974,500 | 793 |
| Average Assets, quarterly | $784,974,500 | 793 |
| Volatile liabilities | $52,798,000 | 2,375 |
| Insider loans | $15,560,000 | 389 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $198,843,000 | 617 |
| Tier 1 (core) risk-based capital | $65,994,000 | 884 |
| Tier 2 risk-based capital | $6,716,000 | 758 |
| Total risk weighted assets | $606,167,000 | 762 |
| Total unused commitments | $198,843,000 | 617 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 263 | 591 |
| Assets and Liabilities | ||
| Total Assets: | $795,861,000 | 780 |
| Cash and due from depository institutions | $81,766,000 | 591 |
| Interest-bearing balances | $256,000 | 4,008 |
| Securities | $50,790,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $556,337,000 | 765 |
| Loan loss allowance | $7,758,000 | 637 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,478,000 | 931 |
| Other real estate owned | $341,000 | 591 |
| Goodwill and other intangibles | $65,948,000 | 200 |
| All other assets | $29,201,000 | 636 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $795,861,000 | 780 |
| Total liabilities | $668,565,000 | 835 |
| Total deposits | $612,011,000 | 767 |
| Interest-bearing deposits | $470,086,000 | 869 |
| Deposits held in domestic offices | $612,011,000 | 765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,058,000 | 485 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,496,000 | 635 |
| Total equity capital | $127,296,000 | 514 |
| Total bank equity capital | $127,296,000 | 514 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,978,000 | 1,124 |
| Surplus | $123,378,000 | 295 |
| Undivided profits | $-60,000 | 8,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,865,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $264,000 | 475 |
| Income earned, not collected on loans | $3,335,000 | 979 |
| Earning assets | $607,383,000 | 951 |
| Long-term assets (5+ years) | $81,451,000 | 1,204 |
| Average Assets, year-to-date | $788,116,400 | 737 |
| Average Assets, quarterly | $788,103,000 | 784 |
| Volatile liabilities | $92,553,000 | 1,468 |
| Insider loans | $11,377,000 | 550 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $122,769,000 | 855 |
| Tier 1 (core) risk-based capital | $64,077,000 | 896 |
| Tier 2 risk-based capital | $7,579,000 | 670 |
| Total risk weighted assets | $605,351,000 | 755 |
| Total unused commitments | $122,769,000 | 855 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 263 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $780,345,000 | 781 |
| Cash and due from depository institutions | $50,483,000 | 588 |
| Interest-bearing balances | $25,250,000 | 215 |
| Securities | $54,600,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $27,240,000 | 483 |
| Net loans & leases | $539,661,000 | 766 |
| Loan loss allowance | $7,649,000 | 637 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,633,000 | 882 |
| Other real estate owned | $194,000 | 588 |
| Goodwill and other intangibles | $66,489,000 | 192 |
| All other assets | $30,045,000 | 592 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $780,345,000 | 781 |
| Total liabilities | $654,531,000 | 834 |
| Total deposits | $640,594,000 | 717 |
| Interest-bearing deposits | $502,714,000 | 783 |
| Deposits held in domestic offices | $640,594,000 | 715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,872,000 | 1,844 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,065,000 | 592 |
| Total equity capital | $125,814,000 | 506 |
| Total bank equity capital | $125,814,000 | 506 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,978,000 | 1,090 |
| Surplus | $123,378,000 | 290 |
| Undivided profits | $-1,542,000 | 8,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,674,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $342,000 | 412 |
| Income earned, not collected on loans | $2,876,000 | 1,102 |
| Earning assets | $646,751,000 | 874 |
| Long-term assets (5+ years) | $76,595,000 | 1,247 |
| Average Assets, year-to-date | $786,180,250 | 726 |
| Average Assets, quarterly | $778,220,000 | 768 |
| Volatile liabilities | $51,179,000 | 2,340 |
| Insider loans | $15,978,000 | 337 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $159,010,000 | 706 |
| Tier 1 (core) risk-based capital | $61,890,000 | 902 |
| Tier 2 risk-based capital | $7,599,000 | 652 |
| Total risk weighted assets | $607,898,000 | 732 |
| Total unused commitments | $159,010,000 | 707 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 286 | 548 |
| Assets and Liabilities | ||
| Total Assets: | $776,095,000 | 758 |
| Cash and due from depository institutions | $74,073,000 | 548 |
| Interest-bearing balances | $31,873,000 | 151 |
| Securities | $57,828,000 | 2,075 |
| Federal funds sold & reverse repurchase agreements | $9,065,000 | 1,297 |
| Net loans & leases | $522,787,000 | 771 |
| Loan loss allowance | $7,281,000 | 651 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,176,000 | 905 |
| Other real estate owned | $434,000 | 548 |
| Goodwill and other intangibles | $67,082,000 | 189 |
| All other assets | $33,650,000 | 540 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $776,095,000 | 758 |
| Total liabilities | $653,125,000 | 813 |
| Total deposits | $640,131,000 | 703 |
| Interest-bearing deposits | $484,788,000 | 784 |
| Deposits held in domestic offices | $640,131,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,166,000 | 2,008 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,828,000 | 574 |
| Total equity capital | $122,970,000 | 500 |
| Total bank equity capital | $122,970,000 | 500 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,978,000 | 1,073 |
| Surplus | $123,378,000 | 283 |
| Undivided profits | $-4,386,000 | 8,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,765,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 408 |
| Income earned, not collected on loans | $3,023,000 | 942 |
| Earning assets | $621,553,000 | 878 |
| Long-term assets (5+ years) | $67,446,000 | 1,400 |
| Average Assets, year-to-date | $788,125,330 | 720 |
| Average Assets, quarterly | $769,447,500 | 752 |
| Volatile liabilities | $43,698,000 | 2,516 |
| Insider loans | $13,082,000 | 410 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $139,350,000 | 748 |
| Tier 1 (core) risk-based capital | $59,528,000 | 918 |
| Tier 2 risk-based capital | $7,281,000 | 666 |
| Total risk weighted assets | $598,510,000 | 712 |
| Total unused commitments | $139,350,000 | 749 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 287 | 525 |
| Assets and Liabilities | ||
| Total Assets: | $762,800,000 | 756 |
| Cash and due from depository institutions | $59,935,000 | 525 |
| Interest-bearing balances | $26,591,000 | 198 |
| Securities | $60,523,000 | 2,037 |
| Federal funds sold & reverse repurchase agreements | $6,240,000 | 1,935 |
| Net loans & leases | $523,044,000 | 747 |
| Loan loss allowance | $6,366,000 | 745 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,451,000 | 548 |
| Other real estate owned | $1,548,000 | 525 |
| Goodwill and other intangibles | $64,034,000 | 191 |
| All other assets | $31,025,000 | 562 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $762,800,000 | 756 |
| Total liabilities | $640,471,000 | 811 |
| Total deposits | $626,156,000 | 701 |
| Interest-bearing deposits | $475,981,000 | 784 |
| Deposits held in domestic offices | $626,156,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,705,000 | 1,773 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,610,000 | 540 |
| Total equity capital | $122,329,000 | 489 |
| Total bank equity capital | $122,329,000 | 489 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,978,000 | 1,058 |
| Surplus | $123,378,000 | 281 |
| Undivided profits | $-5,027,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,891,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $340,000 | 424 |
| Income earned, not collected on loans | $2,781,000 | 995 |
| Earning assets | $616,398,000 | 859 |
| Long-term assets (5+ years) | $60,581,000 | 1,574 |
| Average Assets, year-to-date | $794,140,500 | 723 |
| Average Assets, quarterly | $794,140,500 | 723 |
| Volatile liabilities | $41,620,000 | 2,528 |
| Insider loans | $12,537,000 | 427 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $334,000 | 1,299 |
| Unused loan commitments | $152,326,000 | 684 |
| Tier 1 (core) risk-based capital | $62,178,000 | 856 |
| Tier 2 risk-based capital | $6,366,000 | 737 |
| Total risk weighted assets | $593,004,000 | 707 |
| Total unused commitments | $152,326,000 | 685 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 302 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $825,481,000 | 712 |
| Cash and due from depository institutions | $73,359,000 | 512 |
| Interest-bearing balances | $42,750,000 | 133 |
| Securities | $128,287,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $6,830,000 | 1,673 |
| Net loans & leases | $501,342,000 | 772 |
| Loan loss allowance | $5,729,000 | 838 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,699,000 | 535 |
| Other real estate owned | $1,744,000 | 512 |
| Goodwill and other intangibles | $65,215,000 | 192 |
| All other assets | $32,005,000 | 533 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $825,481,000 | 712 |
| Total liabilities | $698,125,000 | 739 |
| Total deposits | $604,543,000 | 726 |
| Interest-bearing deposits | $462,948,000 | 810 |
| Deposits held in domestic offices | $604,543,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,376,000 | 1,697 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $68,000,000 | 714 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $21,206,000 | 361 |
| Total equity capital | $127,356,000 | 474 |
| Total bank equity capital | $127,356,000 | 474 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,978,000 | 1,030 |
| Surplus | $123,378,000 | 283 |
| Undivided profits | $0 | 8,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,175,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 373 |
| Income earned, not collected on loans | $3,254,000 | 817 |
| Earning assets | $679,209,000 | 781 |
| Long-term assets (5+ years) | $56,340,000 | 1,703 |
| Average Assets, year-to-date | $788,442,800 | 713 |
| Average Assets, quarterly | $805,588,500 | 720 |
| Volatile liabilities | $43,031,000 | 2,396 |
| Insider loans | $1,093,000 | 3,923 |
| FHLB advances | $68,000,000 | 644 |
| Loans and leases held for sale | $397,000 | 1,241 |
| Unused loan commitments | $194,268,000 | 559 |
| Tier 1 (core) risk-based capital | $64,501,000 | 817 |
| Tier 2 risk-based capital | $5,729,000 | 824 |
| Total risk weighted assets | $594,989,000 | 692 |
| Total unused commitments | $194,268,000 | 559 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 329 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $785,696,000 | 734 |
| Cash and due from depository institutions | $43,394,000 | 472 |
| Interest-bearing balances | $18,978,000 | 306 |
| Securities | $136,444,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $5,249,000 | 2,025 |
| Net loans & leases | $556,129,000 | 683 |
| Loan loss allowance | $4,710,000 | 990 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,545,000 | 531 |
| Other real estate owned | $2,380,000 | 472 |
| Goodwill and other intangibles | $2,630,000 | 1,059 |
| All other assets | $22,925,000 | 707 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $785,696,000 | 734 |
| Total liabilities | $716,531,000 | 721 |
| Total deposits | $638,164,000 | 684 |
| Interest-bearing deposits | $589,541,000 | 632 |
| Deposits held in domestic offices | $638,164,000 | 679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,847,000 | 1,661 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $68,000,000 | 707 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,520,000 | 842 |
| Total equity capital | $69,165,000 | 821 |
| Total bank equity capital | $69,165,000 | 821 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,749,000 | 1,080 |
| Surplus | $3,749,000 | 4,197 |
| Undivided profits | $61,667,000 | 533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,242,000 | 315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $341,000 | 434 |
| Income earned, not collected on loans | $3,526,000 | 754 |
| Earning assets | $716,800,000 | 740 |
| Long-term assets (5+ years) | $88,681,000 | 1,168 |
| Average Assets, year-to-date | $779,183,250 | 723 |
| Average Assets, quarterly | $783,141,500 | 731 |
| Volatile liabilities | $50,472,000 | 2,079 |
| Insider loans | $15,934,000 | 308 |
| FHLB advances | $68,000,000 | 635 |
| Loans and leases held for sale | $13,084,000 | 220 |
| Unused loan commitments | $188,370,000 | 559 |
| Tier 1 (core) risk-based capital | $68,562,000 | 774 |
| Tier 2 risk-based capital | $4,965,000 | 915 |
| Total risk weighted assets | $610,724,000 | 667 |
| Total unused commitments | $188,370,000 | 559 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 316 | 480 |
| Assets and Liabilities | ||
| Total Assets: | $780,587,000 | 734 |
| Cash and due from depository institutions | $45,997,000 | 480 |
| Interest-bearing balances | $17,293,000 | 351 |
| Securities | $135,454,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,082 |
| Net loans & leases | $544,676,000 | 681 |
| Loan loss allowance | $5,083,000 | 924 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,580,000 | 506 |
| Other real estate owned | $2,375,000 | 480 |
| Goodwill and other intangibles | $2,608,000 | 1,049 |
| All other assets | $22,897,000 | 707 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $780,587,000 | 734 |
| Total liabilities | $713,046,000 | 725 |
| Total deposits | $634,594,000 | 678 |
| Interest-bearing deposits | $573,050,000 | 647 |
| Deposits held in domestic offices | $634,594,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,763,000 | 1,522 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $68,000,000 | 712 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,689,000 | 902 |
| Total equity capital | $67,541,000 | 814 |
| Total bank equity capital | $67,541,000 | 814 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,749,000 | 1,069 |
| Surplus | $3,749,000 | 4,168 |
| Undivided profits | $60,043,000 | 518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,386,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $299,000 | 499 |
| Income earned, not collected on loans | $3,477,000 | 731 |
| Earning assets | $707,423,000 | 740 |
| Long-term assets (5+ years) | $107,906,000 | 1,012 |
| Average Assets, year-to-date | $777,012,330 | 720 |
| Average Assets, quarterly | $770,887,000 | 735 |
| Volatile liabilities | $48,075,000 | 2,117 |
| Insider loans | $14,677,000 | 334 |
| FHLB advances | $68,000,000 | 635 |
| Loans and leases held for sale | $14,275,000 | 217 |
| Unused loan commitments | $209,394,000 | 519 |
| Tier 1 (core) risk-based capital | $67,794,000 | 770 |
| Tier 2 risk-based capital | $5,321,000 | 859 |
| Total risk weighted assets | $614,159,000 | 659 |
| Total unused commitments | $209,394,000 | 519 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 313 | 492 |
| Assets and Liabilities | ||
| Total Assets: | $761,187,000 | 750 |
| Cash and due from depository institutions | $38,428,000 | 492 |
| Interest-bearing balances | $2,121,000 | 2,250 |
| Securities | $140,877,000 | 929 |
| Federal funds sold & reverse repurchase agreements | $9,680,000 | 1,520 |
| Net loans & leases | $529,134,000 | 688 |
| Loan loss allowance | $6,160,000 | 766 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $16,561,000 | 484 |
| Other real estate owned | $2,602,000 | 492 |
| Goodwill and other intangibles | $2,585,000 | 1,033 |
| All other assets | $21,320,000 | 721 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $761,187,000 | 750 |
| Total liabilities | $690,341,000 | 746 |
| Total deposits | $609,849,000 | 705 |
| Interest-bearing deposits | $545,903,000 | 690 |
| Deposits held in domestic offices | $609,849,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,559,000 | 1,425 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $68,000,000 | 668 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,933,000 | 745 |
| Total equity capital | $70,846,000 | 797 |
| Total bank equity capital | $70,846,000 | 797 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,749,000 | 1,060 |
| Surplus | $3,749,000 | 4,141 |
| Undivided profits | $63,348,000 | 512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,272,000 | 399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $355,000 | 476 |
| Income earned, not collected on loans | $3,278,000 | 777 |
| Earning assets | $681,812,000 | 767 |
| Long-term assets (5+ years) | $111,030,000 | 950 |
| Average Assets, year-to-date | $775,225,000 | 732 |
| Average Assets, quarterly | $775,225,000 | 732 |
| Volatile liabilities | $48,264,000 | 2,030 |
| Insider loans | $13,852,000 | 343 |
| FHLB advances | $68,000,000 | 601 |
| Loans and leases held for sale | $12,893,000 | 234 |
| Unused loan commitments | $197,269,000 | 527 |
| Tier 1 (core) risk-based capital | $68,888,000 | 742 |
| Tier 2 risk-based capital | $6,404,000 | 729 |
| Total risk weighted assets | $603,245,000 | 658 |
| Total unused commitments | $197,269,000 | 527 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 309 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $789,263,000 | 727 |
| Cash and due from depository institutions | $114,347,000 | 503 |
| Interest-bearing balances | $62,076,000 | 104 |
| Securities | $99,184,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,171 |
| Net loans & leases | $523,599,000 | 690 |
| Loan loss allowance | $5,357,000 | 879 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $16,304,000 | 500 |
| Other real estate owned | $2,344,000 | 503 |
| Goodwill and other intangibles | $2,448,000 | 1,064 |
| All other assets | $21,037,000 | 735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $789,263,000 | 727 |
| Total liabilities | $719,066,000 | 719 |
| Total deposits | $641,096,000 | 668 |
| Interest-bearing deposits | $592,152,000 | 621 |
| Deposits held in domestic offices | $641,096,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,061,000 | 1,753 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $68,000,000 | 677 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,909,000 | 829 |
| Total equity capital | $70,197,000 | 787 |
| Total bank equity capital | $70,197,000 | 787 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,749,000 | 1,062 |
| Surplus | $3,749,000 | 4,116 |
| Undivided profits | $62,699,000 | 494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,085,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $389,000 | 422 |
| Income earned, not collected on loans | $3,099,000 | 842 |
| Earning assets | $694,859,000 | 750 |
| Long-term assets (5+ years) | $121,937,000 | 893 |
| Average Assets, year-to-date | $749,984,400 | 729 |
| Average Assets, quarterly | $768,373,500 | 735 |
| Volatile liabilities | $54,984,000 | 1,806 |
| Insider loans | $12,840,000 | 363 |
| FHLB advances | $68,000,000 | 599 |
| Loans and leases held for sale | $15,072,000 | 202 |
| Unused loan commitments | $196,340,000 | 525 |
| Tier 1 (core) risk-based capital | $68,274,000 | 733 |
| Tier 2 risk-based capital | $5,582,000 | 831 |
| Total risk weighted assets | $596,774,000 | 662 |
| Total unused commitments | $196,340,000 | 525 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 295 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $747,484,000 | 773 |
| Cash and due from depository institutions | $71,912,000 | 546 |
| Interest-bearing balances | $18,464,000 | 413 |
| Securities | $95,517,000 | 1,400 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,422 |
| Net loans & leases | $529,386,000 | 684 |
| Loan loss allowance | $5,706,000 | 842 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,746,000 | 562 |
| Other real estate owned | $2,456,000 | 546 |
| Goodwill and other intangibles | $2,441,000 | 1,058 |
| All other assets | $21,026,000 | 741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $747,484,000 | 773 |
| Total liabilities | $676,638,000 | 773 |
| Total deposits | $598,586,000 | 720 |
| Interest-bearing deposits | $554,941,000 | 682 |
| Deposits held in domestic offices | $598,586,000 | 717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,398,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $68,000,000 | 663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,654,000 | 882 |
| Total equity capital | $70,846,000 | 788 |
| Total bank equity capital | $70,846,000 | 788 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,749,000 | 1,054 |
| Surplus | $3,749,000 | 4,057 |
| Undivided profits | $63,348,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,198,000 | 309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $391,000 | 454 |
| Income earned, not collected on loans | $3,122,000 | 863 |
| Earning assets | $653,367,000 | 806 |
| Long-term assets (5+ years) | $133,432,000 | 822 |
| Average Assets, year-to-date | $740,164,750 | 753 |
| Average Assets, quarterly | $746,423,000 | 768 |
| Volatile liabilities | $59,271,000 | 1,661 |
| Insider loans | $14,631,000 | 314 |
| FHLB advances | $68,000,000 | 588 |
| Loans and leases held for sale | $14,220,000 | 278 |
| Unused loan commitments | $181,818,000 | 557 |
| Tier 1 (core) risk-based capital | $68,609,000 | 733 |
| Tier 2 risk-based capital | $5,937,000 | 787 |
| Total risk weighted assets | $588,925,000 | 667 |
| Total unused commitments | $181,818,000 | 560 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 299 | 547 |
| Assets and Liabilities | ||
| Total Assets: | $745,362,000 | 765 |
| Cash and due from depository institutions | $65,429,000 | 547 |
| Interest-bearing balances | $28,643,000 | 282 |
| Securities | $100,137,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $8,930,000 | 1,791 |
| Net loans & leases | $536,058,000 | 663 |
| Loan loss allowance | $5,813,000 | 816 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,655,000 | 928 |
| Other real estate owned | $2,039,000 | 547 |
| Goodwill and other intangibles | $2,354,000 | 1,049 |
| All other assets | $20,760,000 | 716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,362,000 | 765 |
| Total liabilities | $674,608,000 | 754 |
| Total deposits | $595,336,000 | 719 |
| Interest-bearing deposits | $534,674,000 | 697 |
| Deposits held in domestic offices | $595,336,000 | 715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,116,000 | 1,464 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $68,000,000 | 671 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,156,000 | 870 |
| Total equity capital | $70,754,000 | 784 |
| Total bank equity capital | $70,754,000 | 784 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,749,000 | 1,044 |
| Surplus | $3,749,000 | 4,017 |
| Undivided profits | $63,256,000 | 498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,323,000 | 375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $712,000 | 285 |
| Income earned, not collected on loans | $3,087,000 | 860 |
| Earning assets | $673,768,000 | 772 |
| Long-term assets (5+ years) | $132,471,000 | 802 |
| Average Assets, year-to-date | $737,725,000 | 747 |
| Average Assets, quarterly | $740,233,000 | 756 |
| Volatile liabilities | $57,251,000 | 1,680 |
| Insider loans | $13,710,000 | 333 |
| FHLB advances | $68,000,000 | 595 |
| Loans and leases held for sale | $13,862,000 | 374 |
| Unused loan commitments | $207,534,000 | 520 |
| Tier 1 (core) risk-based capital | $67,891,000 | 736 |
| Tier 2 risk-based capital | $6,040,000 | 745 |
| Total risk weighted assets | $595,970,000 | 647 |
| Total unused commitments | $207,534,000 | 520 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 301 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $735,104,000 | 753 |
| Cash and due from depository institutions | $68,542,000 | 539 |
| Interest-bearing balances | $32,944,000 | 237 |
| Securities | $105,063,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $9,930,000 | 1,742 |
| Net loans & leases | $518,548,000 | 674 |
| Loan loss allowance | $5,714,000 | 814 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,536,000 | 939 |
| Other real estate owned | $584,000 | 539 |
| Goodwill and other intangibles | $2,187,000 | 1,088 |
| All other assets | $20,714,000 | 716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $735,104,000 | 753 |
| Total liabilities | $665,764,000 | 746 |
| Total deposits | $585,886,000 | 717 |
| Interest-bearing deposits | $531,974,000 | 695 |
| Deposits held in domestic offices | $585,886,000 | 714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,661,000 | 1,319 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $68,000,000 | 650 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,217,000 | 877 |
| Total equity capital | $69,340,000 | 788 |
| Total bank equity capital | $69,340,000 | 788 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,749,000 | 1,040 |
| Surplus | $3,749,000 | 3,968 |
| Undivided profits | $61,842,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,466,000 | 319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $716,000 | 293 |
| Income earned, not collected on loans | $3,330,000 | 804 |
| Earning assets | $666,485,000 | 767 |
| Long-term assets (5+ years) | $128,904,000 | 786 |
| Average Assets, year-to-date | $733,906,500 | 749 |
| Average Assets, quarterly | $733,906,500 | 749 |
| Volatile liabilities | $69,818,000 | 1,402 |
| Insider loans | $13,349,000 | 341 |
| FHLB advances | $68,000,000 | 575 |
| Loans and leases held for sale | $10,716,000 | 386 |
| Unused loan commitments | $182,897,000 | 544 |
| Tier 1 (core) risk-based capital | $66,738,000 | 738 |
| Tier 2 risk-based capital | $5,933,000 | 737 |
| Total risk weighted assets | $586,212,000 | 645 |
| Total unused commitments | $182,897,000 | 545 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 289 | 561 |
| Assets and Liabilities | ||
| Total Assets: | $732,709,000 | 742 |
| Cash and due from depository institutions | $86,101,000 | 561 |
| Interest-bearing balances | $352,000 | 4,085 |
| Securities | $98,249,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $515,402,000 | 672 |
| Loan loss allowance | $5,411,000 | 834 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,402,000 | 937 |
| Other real estate owned | $925,000 | 561 |
| Goodwill and other intangibles | $2,028,000 | 1,111 |
| All other assets | $20,602,000 | 713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $732,709,000 | 742 |
| Total liabilities | $663,828,000 | 738 |
| Total deposits | $573,217,000 | 718 |
| Interest-bearing deposits | $538,592,000 | 667 |
| Deposits held in domestic offices | $573,217,000 | 715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,223,000 | 776 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $68,000,000 | 647 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,388,000 | 936 |
| Total equity capital | $68,881,000 | 779 |
| Total bank equity capital | $68,881,000 | 779 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,749,000 | 1,028 |
| Surplus | $3,749,000 | 3,921 |
| Undivided profits | $61,383,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,897,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $722,000 | 267 |
| Income earned, not collected on loans | $3,284,000 | 859 |
| Earning assets | $614,003,000 | 806 |
| Long-term assets (5+ years) | $133,465,000 | 749 |
| Average Assets, year-to-date | $704,249,400 | 730 |
| Average Assets, quarterly | $723,075,000 | 738 |
| Volatile liabilities | $74,951,000 | 1,313 |
| Insider loans | $14,019,000 | 317 |
| FHLB advances | $68,000,000 | 568 |
| Loans and leases held for sale | $12,475,000 | 390 |
| Unused loan commitments | $173,676,000 | 539 |
| Tier 1 (core) risk-based capital | $66,177,000 | 731 |
| Tier 2 risk-based capital | $5,615,000 | 771 |
| Total risk weighted assets | $574,007,000 | 642 |
| Total unused commitments | $173,676,000 | 539 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 284 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $649,167,000 | 804 |
| Cash and due from depository institutions | $45,971,000 | 573 |
| Interest-bearing balances | $210,000 | 4,397 |
| Securities | $113,172,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $456,564,000 | 729 |
| Loan loss allowance | $9,590,000 | 486 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,602,000 | 1,135 |
| Other real estate owned | $435,000 | 573 |
| Goodwill and other intangibles | $1,358,000 | 1,287 |
| All other assets | $24,065,000 | 609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $649,167,000 | 804 |
| Total liabilities | $584,386,000 | 795 |
| Total deposits | $492,447,000 | 797 |
| Interest-bearing deposits | $452,473,000 | 742 |
| Deposits held in domestic offices | $492,447,000 | 793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,917,000 | 770 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $68,000,000 | 628 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,022,000 | 988 |
| Total equity capital | $64,781,000 | 765 |
| Total bank equity capital | $64,781,000 | 765 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,749,000 | 1,024 |
| Surplus | $3,749,000 | 3,829 |
| Undivided profits | $57,283,000 | 483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,039,000 | 294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 525 |
| Income earned, not collected on loans | $3,945,000 | 755 |
| Earning assets | $569,946,000 | 821 |
| Long-term assets (5+ years) | $135,801,000 | 720 |
| Average Assets, year-to-date | $647,839,800 | 765 |
| Average Assets, quarterly | $655,112,000 | 781 |
| Volatile liabilities | $59,352,000 | 1,531 |
| Insider loans | $12,754,000 | 315 |
| FHLB advances | $68,000,000 | 548 |
| Loans and leases held for sale | $10,315,000 | 383 |
| Unused loan commitments | $177,629,000 | 507 |
| Tier 1 (core) risk-based capital | $63,451,000 | 727 |
| Tier 2 risk-based capital | $6,692,000 | 620 |
| Total risk weighted assets | $518,131,000 | 681 |
| Total unused commitments | $177,629,000 | 507 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 257 | 618 |
| Assets and Liabilities | ||
| Total Assets: | $646,868,000 | 775 |
| Cash and due from depository institutions | $58,065,000 | 618 |
| Interest-bearing balances | $162,000 | 4,111 |
| Securities | $151,478,000 | 748 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $410,792,000 | 788 |
| Loan loss allowance | $4,164,000 | 981 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,678,000 | 1,078 |
| Other real estate owned | $353,000 | 618 |
| Goodwill and other intangibles | $328,000 | 2,065 |
| All other assets | $18,174,000 | 633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $646,868,000 | 775 |
| Total liabilities | $583,325,000 | 774 |
| Total deposits | $464,929,000 | 827 |
| Interest-bearing deposits | $417,859,000 | 801 |
| Deposits held in domestic offices | $464,929,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,626,000 | 474 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $68,000,000 | 602 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,770,000 | 1,033 |
| Total equity capital | $63,543,000 | 755 |
| Total bank equity capital | $63,543,000 | 755 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,749,000 | 1,025 |
| Surplus | $3,749,000 | 3,786 |
| Undivided profits | $56,045,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,243,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 880 |
| Income earned, not collected on loans | $2,773,000 | 888 |
| Earning assets | $562,432,000 | 818 |
| Long-term assets (5+ years) | $137,796,000 | 678 |
| Average Assets, year-to-date | $618,806,400 | 779 |
| Average Assets, quarterly | $628,438,500 | 793 |
| Volatile liabilities | $99,489,000 | 998 |
| Insider loans | $12,652,000 | 324 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $701,000 | 840 |
| Unused loan commitments | $126,500,000 | 606 |
| Tier 1 (core) risk-based capital | $63,397,200 | 710 |
| Tier 2 risk-based capital | $4,317,000 | 900 |
| Total risk weighted assets | $484,114,500 | 708 |
| Total unused commitments | $126,500,000 | 606 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 273 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $616,630,000 | 799 |
| Cash and due from depository institutions | $54,952,000 | 617 |
| Interest-bearing balances | $3,361,000 | 1,164 |
| Securities | $170,531,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $364,036,000 | 870 |
| Loan loss allowance | $3,383,000 | 1,139 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,281,000 | 987 |
| Other real estate owned | $0 | 617 |
| Goodwill and other intangibles | $190,000 | 2,416 |
| All other assets | $18,640,000 | 625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $616,630,000 | 799 |
| Total liabilities | $556,398,000 | 812 |
| Total deposits | $477,004,000 | 781 |
| Interest-bearing deposits | $378,171,000 | 856 |
| Deposits held in domestic offices | $477,004,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,589,000 | 721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,000,000 | 741 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,805,000 | 1,155 |
| Total equity capital | $60,232,000 | 769 |
| Total bank equity capital | $60,232,000 | 769 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,749,000 | 1,039 |
| Surplus | $3,749,000 | 3,758 |
| Undivided profits | $52,734,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,151,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 889 |
| Income earned, not collected on loans | $2,001,000 | 1,049 |
| Earning assets | $537,928,000 | 848 |
| Long-term assets (5+ years) | $141,027,000 | 715 |
| Average Assets, year-to-date | $600,721,200 | 789 |
| Average Assets, quarterly | $597,016,000 | 822 |
| Volatile liabilities | $140,095,000 | 768 |
| Insider loans | $10,742,000 | 381 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,354,000 | 612 |
| Unused loan commitments | $108,238,000 | 706 |
| Tier 1 (core) risk-based capital | $61,968,000 | 724 |
| Tier 2 risk-based capital | $3,481,550 | 1,040 |
| Total risk weighted assets | $430,875,750 | 761 |
| Total unused commitments | $108,238,000 | 706 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 278 | 620 |
| Assets and Liabilities | ||
| Total Assets: | $581,907,000 | 821 |
| Cash and due from depository institutions | $55,399,000 | 620 |
| Interest-bearing balances | $147,000 | 4,547 |
| Securities | $170,012,000 | 704 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,474 |
| Net loans & leases | $326,117,000 | 889 |
| Loan loss allowance | $4,507,000 | 866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,462,000 | 881 |
| Other real estate owned | $45,000 | 620 |
| Goodwill and other intangibles | $83,000 | 2,735 |
| All other assets | $14,789,000 | 660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $581,907,000 | 821 |
| Total liabilities | $521,635,000 | 825 |
| Total deposits | $488,194,000 | 752 |
| Interest-bearing deposits | $372,480,000 | 844 |
| Deposits held in domestic offices | $488,194,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,625,000 | 609 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000 | 5,120 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,803,000 | 1,214 |
| Total equity capital | $60,272,000 | 776 |
| Total bank equity capital | $60,272,000 | 776 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,749,000 | 995 |
| Surplus | $3,749,000 | 3,619 |
| Undivided profits | $52,774,000 | 493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,441,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,261,000 | 910 |
| Earning assets | $503,276,000 | 871 |
| Long-term assets (5+ years) | $95,091,000 | 933 |
| Average Assets, year-to-date | $557,181,800 | 812 |
| Average Assets, quarterly | $578,229,500 | 811 |
| Volatile liabilities | $92,541,000 | 881 |
| Insider loans | $6,984,000 | 597 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,658,000 | 547 |
| Unused loan commitments | $109,945,000 | 660 |
| Tier 1 (core) risk-based capital | $59,455,700 | 724 |
| Tier 2 risk-based capital | $4,620,400 | 783 |
| Total risk weighted assets | $394,527,000 | 773 |
| Total unused commitments | $109,945,000 | 665 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 269 | 655 |
| Assets and Liabilities | ||
| Total Assets: | $523,376,000 | 919 |
| Cash and due from depository institutions | $43,539,000 | 655 |
| Interest-bearing balances | $175,000 | 4,147 |
| Securities | $125,739,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $335,711,000 | 900 |
| Loan loss allowance | $3,374,000 | 1,128 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,042,000 | 927 |
| Other real estate owned | $142,000 | 655 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $10,203,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $523,376,000 | 919 |
| Total liabilities | $463,817,000 | 935 |
| Total deposits | $415,824,000 | 916 |
| Interest-bearing deposits | $332,127,000 | 980 |
| Deposits held in domestic offices | $415,824,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,852,000 | 529 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,062,000 | 2,426 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,079,000 | 1,436 |
| Total equity capital | $59,559,000 | 786 |
| Total bank equity capital | $59,559,000 | 786 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,749,000 | 985 |
| Surplus | $3,749,000 | 3,550 |
| Undivided profits | $52,061,000 | 480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,775,000 | 418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,894,000 | 1,154 |
| Earning assets | $461,625,000 | 949 |
| Long-term assets (5+ years) | $73,494,000 | 1,000 |
| Average Assets, year-to-date | $555,853,800 | 822 |
| Average Assets, quarterly | $535,899,500 | 874 |
| Volatile liabilities | $88,719,000 | 908 |
| Insider loans | $13,184,000 | 294 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,694,000 | 511 |
| Unused loan commitments | $81,868,000 | 756 |
| Tier 1 (core) risk-based capital | $59,249,000 | 727 |
| Tier 2 risk-based capital | $3,374,000 | 977 |
| Total risk weighted assets | $375,191,200 | 805 |
| Total unused commitments | $81,868,000 | 759 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 267 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $572,965,000 | 860 |
| Cash and due from depository institutions | $60,993,000 | 696 |
| Interest-bearing balances | $2,060,000 | 1,605 |
| Securities | $154,386,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 992 |
| Net loans & leases | $326,775,000 | 943 |
| Loan loss allowance | $2,461,000 | 1,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,975,000 | 1,112 |
| Other real estate owned | $925,000 | 696 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $9,911,000 | 907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $572,965,000 | 860 |
| Total liabilities | $515,640,000 | 870 |
| Total deposits | $428,944,000 | 914 |
| Interest-bearing deposits | $344,634,000 | 981 |
| Deposits held in domestic offices | $428,944,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,938,000 | 471 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $20,107,000 | 931 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,651,000 | 1,266 |
| Total equity capital | $57,325,000 | 822 |
| Total bank equity capital | $57,325,000 | 822 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,749,000 | 1,040 |
| Surplus | $3,749,000 | 3,634 |
| Undivided profits | $49,827,000 | 534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,155,000 | 689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,353 |
| Income earned, not collected on loans | $1,962,000 | 1,114 |
| Earning assets | $496,221,000 | 910 |
| Long-term assets (5+ years) | $83,273,000 | 841 |
| Average Assets, year-to-date | $532,118,400 | 888 |
| Average Assets, quarterly | $557,489,500 | 876 |
| Volatile liabilities | $126,024,000 | 754 |
| Insider loans | $15,137,000 | 300 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $76,493,000 | 810 |
| Tier 1 (core) risk-based capital | $57,393,000 | 775 |
| Tier 2 risk-based capital | $2,461,000 | 1,305 |
| Total risk weighted assets | $378,567,300 | 821 |
| Total unused commitments | $76,493,000 | 815 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 254 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $516,826,000 | 965 |
| Cash and due from depository institutions | $47,931,000 | 760 |
| Interest-bearing balances | $185,000 | 4,442 |
| Securities | $167,181,000 | 782 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $284,702,000 | 1,056 |
| Loan loss allowance | $2,480,000 | 1,617 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,489,000 | 1,157 |
| Other real estate owned | $934,000 | 760 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $9,589,000 | 975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,826,000 | 965 |
| Total liabilities | $459,471,000 | 974 |
| Total deposits | $410,624,000 | 973 |
| Interest-bearing deposits | $335,857,000 | 1,037 |
| Deposits held in domestic offices | $410,624,000 | 962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,762,000 | 566 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,085,000 | 1,501 |
| Total equity capital | $57,355,000 | 857 |
| Total bank equity capital | $57,355,000 | 857 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,749,000 | 1,053 |
| Surplus | $3,749,000 | 3,649 |
| Undivided profits | $49,857,000 | 536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,255,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,566 |
| Income earned, not collected on loans | $1,837,000 | 1,226 |
| Earning assets | $452,068,000 | 1,006 |
| Long-term assets (5+ years) | $77,616,000 | 839 |
| Average Assets, year-to-date | $499,326,800 | 963 |
| Average Assets, quarterly | $518,198,000 | 950 |
| Volatile liabilities | $79,321,000 | 952 |
| Insider loans | $16,166,000 | 303 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $61,623,000 | 918 |
| Tier 1 (core) risk-based capital | $56,964,000 | 812 |
| Tier 2 risk-based capital | $2,480,000 | 1,309 |
| Total risk weighted assets | $331,171,300 | 931 |
| Total unused commitments | $61,623,000 | 923 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 232 | 853 |
| Assets and Liabilities | ||
| Total Assets: | $488,066,000 | 982 |
| Cash and due from depository institutions | $45,761,000 | 853 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $190,136,000 | 721 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $236,616,000 | 1,208 |
| Loan loss allowance | $2,623,000 | 1,579 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,006,000 | 1,223 |
| Other real estate owned | $413,000 | 853 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,134,000 | 1,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,066,000 | 982 |
| Total liabilities | $436,242,000 | 1,003 |
| Total deposits | $402,687,000 | 958 |
| Interest-bearing deposits | $325,920,000 | 1,039 |
| Deposits held in domestic offices | $402,687,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,266,000 | 704 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,289,000 | 1,622 |
| Total equity capital | $51,824,000 | 851 |
| Total bank equity capital | $51,824,000 | 851 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,749,000 | 1,045 |
| Surplus | $3,749,000 | 3,556 |
| Undivided profits | $44,326,000 | 530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,600,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,278,000 | 1,528 |
| Earning assets | $426,752,000 | 1,025 |
| Long-term assets (5+ years) | $78,687,000 | 809 |
| Average Assets, year-to-date | $471,911,000 | 986 |
| Average Assets, quarterly | $477,965,500 | 990 |
| Volatile liabilities | $68,909,000 | 1,016 |
| Insider loans | $8,788,000 | 501 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $68,395,000 | 800 |
| Tier 1 (core) risk-based capital | $54,183,000 | 813 |
| Tier 2 risk-based capital | $2,623,000 | 1,243 |
| Total risk weighted assets | $289,837,200 | 1,000 |
| Total unused commitments | $68,395,000 | 811 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 233 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $473,670,000 | 1,013 |
| Cash and due from depository institutions | $30,451,000 | 898 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $220,470,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $207,848,000 | 1,337 |
| Loan loss allowance | $2,750,000 | 1,593 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,949,000 | 1,228 |
| Other real estate owned | $581,000 | 898 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,371,000 | 1,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,670,000 | 1,013 |
| Total liabilities | $422,262,000 | 1,056 |
| Total deposits | $404,241,000 | 985 |
| Interest-bearing deposits | $334,072,000 | 1,043 |
| Deposits held in domestic offices | $404,241,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,923,000 | 837 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,098,000 | 1,742 |
| Total equity capital | $51,408,000 | 831 |
| Total bank equity capital | $51,408,000 | 831 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,749,000 | 1,047 |
| Surplus | $3,749,000 | 3,501 |
| Undivided profits | $43,910,000 | 520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,979,000 | 1,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $903,000 | 1,946 |
| Earning assets | $432,318,000 | 1,024 |
| Long-term assets (5+ years) | $76,643,000 | 847 |
| Average Assets, year-to-date | $466,727,800 | 1,014 |
| Average Assets, quarterly | $476,177,000 | 1,001 |
| Volatile liabilities | $37,582,000 | 1,475 |
| Insider loans | $7,310,000 | 584 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $44,806,000 | 1,059 |
| Tier 1 (core) risk-based capital | $51,408,000 | 801 |
| Tier 2 risk-based capital | $2,750,000 | 1,182 |
| Total risk weighted assets | $242,763,000 | 1,164 |
| Total unused commitments | $44,806,000 | 1,083 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 227 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $460,799,000 | 1,079 |
| Cash and due from depository institutions | $41,338,000 | 929 |
| Interest-bearing balances | $4,000,000 | 1,721 |
| Securities | $189,779,000 | 730 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $211,920,000 | 1,366 |
| Loan loss allowance | $2,418,000 | 1,811 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,901,000 | 1,233 |
| Other real estate owned | $185,000 | 929 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,676,000 | 1,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $460,799,000 | 1,079 |
| Total liabilities | $412,307,000 | 1,107 |
| Total deposits | $383,256,000 | 1,090 |
| Interest-bearing deposits | $312,770,000 | 1,181 |
| Deposits held in domestic offices | $383,256,000 | 1,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,358,000 | 597 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,693,000 | 2,138 |
| Total equity capital | $48,492,000 | 841 |
| Total bank equity capital | $48,492,000 | 841 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,749,000 | 1,063 |
| Surplus | $3,749,000 | 3,386 |
| Undivided profits | $40,994,000 | 515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,768,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,185,000 | 1,631 |
| Earning assets | $412,699,000 | 1,093 |
| Long-term assets (5+ years) | $75,563,000 | 812 |
| Average Assets, year-to-date | $434,697,000 | 1,112 |
| Average Assets, quarterly | $448,043,500 | 1,100 |
| Volatile liabilities | $44,603,000 | 1,277 |
| Insider loans | $490,000 | 1,874 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $41,671,000 | 1,076 |
| Tier 1 (core) risk-based capital | $48,492,000 | 812 |
| Tier 2 risk-based capital | $2,418,000 | 1,352 |
| Total risk weighted assets | $235,515,400 | 1,236 |
| Total unused commitments | $41,671,000 | 1,095 |
| Derivatives | $0 | 651 |