Home > Mercantile National Bank > Assets and Liabilities
Mercantile National Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $287,139,000 | 2,291 |
| Cash and due from depository institutions | $11,054,000 | 3,774 |
| Interest-bearing balances | $2,000,000 | 1,959 |
| Securities | $70,257,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $47,280,000 | 402 |
| Net loans & leases | $151,807,000 | 2,779 |
| Loan loss allowance | $2,151,000 | 2,352 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $438,000 | 7,134 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,303,000 | 2,519 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $287,139,000 | 2,291 |
| Total liabilities | $261,216,000 | 2,247 |
| Total deposits | $216,566,000 | 2,412 |
| Interest-bearing deposits | $164,659,000 | 2,684 |
| Deposits held in domestic offices | $216,566,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 633 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,292,000 | 2,183 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,358,000 | 2,131 |
| Total equity capital | $25,923,000 | 2,598 |
| Total bank equity capital | $25,923,000 | 2,598 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,763,000 | 602 |
| Surplus | $22,599,000 | 1,263 |
| Undivided profits | $-4,439,000 | 8,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,082,000 | 3,577 |
| Earning assets | $271,344,000 | 2,223 |
| Long-term assets (5+ years) | $82,429,000 | 1,277 |
| Average Assets, year-to-date | $282,117,000 | 2,307 |
| Average Assets, quarterly | $282,117,000 | 2,307 |
| Volatile liabilities | $41,178,000 | 2,902 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $12,292,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $58,673,000 | 1,620 |
| Tier 1 (core) risk-based capital | $26,383,000 | 2,438 |
| Tier 2 risk-based capital | $2,399,000 | 2,066 |
| Total risk weighted assets | $199,644,000 | 2,317 |
| Total unused commitments | $58,673,000 | 1,622 |
| Derivatives | $60,000,000 | 255 |
| 2006-12-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $277,095,000 | 2,348 |
| Cash and due from depository institutions | $12,280,000 | 3,660 |
| Interest-bearing balances | $2,000,000 | 1,887 |
| Securities | $75,236,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 1,342 |
| Net loans & leases | $168,628,000 | 2,526 |
| Loan loss allowance | $2,343,000 | 2,174 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $480,000 | 7,036 |
| Other real estate owned | $161,000 | 3,660 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,010,000 | 2,080 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $277,095,000 | 2,348 |
| Total liabilities | $252,107,000 | 2,303 |
| Total deposits | $213,907,000 | 2,416 |
| Interest-bearing deposits | $171,584,000 | 2,555 |
| Deposits held in domestic offices | $213,907,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 643 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,400,000 | 3,338 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,800,000 | 1,841 |
| Total equity capital | $24,988,000 | 2,635 |
| Total bank equity capital | $24,988,000 | 2,635 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,763,000 | 592 |
| Surplus | $22,599,000 | 1,240 |
| Undivided profits | $-5,374,000 | 8,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,813,000 | 2,321 |
| Earning assets | $258,164,000 | 2,296 |
| Long-term assets (5+ years) | $86,559,000 | 1,219 |
| Average Assets, year-to-date | $263,639,400 | 2,360 |
| Average Assets, quarterly | $272,570,500 | 2,355 |
| Volatile liabilities | $46,736,000 | 2,784 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $5,400,000 | 3,217 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $57,245,000 | 1,647 |
| Tier 1 (core) risk-based capital | $25,706,000 | 2,452 |
| Tier 2 risk-based capital | $2,599,000 | 1,923 |
| Total risk weighted assets | $212,161,000 | 2,183 |
| Total unused commitments | $57,245,000 | 1,648 |
| Derivatives | $70,000,000 | 234 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $268,046,000 | 2,399 |
| Cash and due from depository institutions | $8,133,000 | 3,252 |
| Interest-bearing balances | $2,000,000 | 1,771 |
| Securities | $75,407,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,018 |
| Net loans & leases | $169,395,000 | 2,521 |
| Loan loss allowance | $2,343,000 | 2,175 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $525,000 | 6,931 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,086,000 | 2,059 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $268,046,000 | 2,399 |
| Total liabilities | $244,011,000 | 2,358 |
| Total deposits | $209,349,000 | 2,435 |
| Interest-bearing deposits | $165,322,000 | 2,599 |
| Deposits held in domestic offices | $209,349,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 639 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,500,000 | 4,456 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,162,000 | 2,206 |
| Total equity capital | $24,035,000 | 2,704 |
| Total bank equity capital | $24,035,000 | 2,704 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,763,000 | 571 |
| Surplus | $22,599,000 | 1,233 |
| Undivided profits | $-6,327,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 4,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,452,000 | 2,871 |
| Earning assets | $253,302,000 | 2,323 |
| Long-term assets (5+ years) | $75,834,000 | 1,344 |
| Average Assets, year-to-date | $260,275,500 | 2,397 |
| Average Assets, quarterly | $265,241,000 | 2,398 |
| Volatile liabilities | $59,966,000 | 2,284 |
| Insider loans | $1,203,000 | 3,878 |
| FHLB advances | $2,500,000 | 4,271 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $37,141,000 | 2,267 |
| Tier 1 (core) risk-based capital | $24,745,000 | 2,528 |
| Tier 2 risk-based capital | $2,584,000 | 1,927 |
| Total risk weighted assets | $209,152,000 | 2,209 |
| Total unused commitments | $37,141,000 | 2,268 |
| Derivatives | $70,000,000 | 235 |
| 2006-06-30 | Rank | |
| # of Employees: | 54 | 3,165 |
| Assets and Liabilities | ||
| Total Assets: | $262,436,000 | 2,424 |
| Cash and due from depository institutions | $12,070,000 | 3,165 |
| Interest-bearing balances | $2,000,000 | 1,797 |
| Securities | $74,004,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $167,330,000 | 2,528 |
| Loan loss allowance | $2,343,000 | 2,161 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $553,000 | 6,870 |
| Other real estate owned | $0 | 3,165 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,479,000 | 1,978 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $262,436,000 | 2,424 |
| Total liabilities | $240,551,000 | 2,372 |
| Total deposits | $203,772,000 | 2,487 |
| Interest-bearing deposits | $159,834,000 | 2,660 |
| Deposits held in domestic offices | $203,772,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 654 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,550,000 | 3,803 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,229,000 | 2,002 |
| Total equity capital | $21,885,000 | 2,826 |
| Total bank equity capital | $21,885,000 | 2,826 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,763,000 | 545 |
| Surplus | $22,598,000 | 1,208 |
| Undivided profits | $-8,476,000 | 8,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,606,000 | 2,339 |
| Earning assets | $243,334,000 | 2,392 |
| Long-term assets (5+ years) | $75,573,000 | 1,338 |
| Average Assets, year-to-date | $257,685,330 | 2,419 |
| Average Assets, quarterly | $263,491,000 | 2,392 |
| Volatile liabilities | $69,280,000 | 2,005 |
| Insider loans | $3,700,000 | 1,822 |
| FHLB advances | $4,550,000 | 3,640 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,833,000 | 2,010 |
| Tier 1 (core) risk-based capital | $23,927,000 | 2,551 |
| Tier 2 risk-based capital | $2,504,000 | 1,962 |
| Total risk weighted assets | $200,232,000 | 2,267 |
| Total unused commitments | $44,833,000 | 2,010 |
| Derivatives | $70,000,000 | 235 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $264,546,000 | 2,380 |
| Cash and due from depository institutions | $13,337,000 | 3,027 |
| Interest-bearing balances | $2,000,000 | 1,922 |
| Securities | $65,057,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,594 |
| Net loans & leases | $167,990,000 | 2,478 |
| Loan loss allowance | $2,285,000 | 2,169 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $593,000 | 6,751 |
| Other real estate owned | $0 | 3,027 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,169,000 | 1,970 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $264,546,000 | 2,380 |
| Total liabilities | $239,182,000 | 2,370 |
| Total deposits | $222,049,000 | 2,290 |
| Interest-bearing deposits | $172,319,000 | 2,481 |
| Deposits held in domestic offices | $222,049,000 | 2,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 914 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,133,000 | 2,077 |
| Total equity capital | $25,364,000 | 2,458 |
| Total bank equity capital | $25,364,000 | 2,458 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,763,000 | 534 |
| Surplus | $26,099,000 | 1,041 |
| Undivided profits | $-8,498,000 | 8,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,174,000 | 2,982 |
| Earning assets | $244,447,000 | 2,349 |
| Long-term assets (5+ years) | $66,825,000 | 1,459 |
| Average Assets, year-to-date | $255,310,000 | 2,441 |
| Average Assets, quarterly | $255,310,000 | 2,441 |
| Volatile liabilities | $71,322,000 | 1,882 |
| Insider loans | $3,779,000 | 1,754 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,675,000 | 1,896 |
| Tier 1 (core) risk-based capital | $25,772,000 | 2,345 |
| Tier 2 risk-based capital | $2,501,000 | 1,928 |
| Total risk weighted assets | $200,104,000 | 2,229 |
| Total unused commitments | $47,675,000 | 1,896 |
| Derivatives | $150,000,000 | 172 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $246,074,000 | 2,522 |
| Cash and due from depository institutions | $27,985,000 | 3,338 |
| Interest-bearing balances | $20,000,000 | 266 |
| Securities | $57,957,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $685,000 | 5,200 |
| Net loans & leases | $150,285,000 | 2,683 |
| Loan loss allowance | $2,274,000 | 2,141 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $629,000 | 6,674 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,533,000 | 1,917 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $246,074,000 | 2,522 |
| Total liabilities | $220,950,000 | 2,532 |
| Total deposits | $201,012,000 | 2,469 |
| Interest-bearing deposits | $156,654,000 | 2,658 |
| Deposits held in domestic offices | $201,012,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,237,000 | 1,858 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,701,000 | 2,407 |
| Total equity capital | $25,124,000 | 2,443 |
| Total bank equity capital | $25,124,000 | 2,443 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,763,000 | 523 |
| Surplus | $26,099,000 | 1,020 |
| Undivided profits | $-8,738,000 | 8,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,191,000 | 2,966 |
| Earning assets | $228,927,000 | 2,490 |
| Long-term assets (5+ years) | $42,728,000 | 1,972 |
| Average Assets, year-to-date | $225,031,400 | 2,625 |
| Average Assets, quarterly | $241,117,000 | 2,533 |
| Volatile liabilities | $65,407,000 | 1,959 |
| Insider loans | $6,218,000 | 1,068 |
| FHLB advances | $18,237,000 | 1,747 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $50,957,000 | 1,761 |
| Tier 1 (core) risk-based capital | $24,811,000 | 2,394 |
| Tier 2 risk-based capital | $2,286,000 | 2,044 |
| Total risk weighted assets | $182,543,000 | 2,350 |
| Total unused commitments | $50,957,000 | 1,761 |
| Derivatives | $140,000,000 | 175 |
| 2005-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $236,160,000 | 2,560 |
| Cash and due from depository institutions | $22,813,000 | 3,282 |
| Interest-bearing balances | $12,000,000 | 482 |
| Securities | $49,102,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,231 |
| Net loans & leases | $152,381,000 | 2,623 |
| Loan loss allowance | $2,297,000 | 2,102 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $579,000 | 6,828 |
| Other real estate owned | $0 | 3,282 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,485,000 | 1,877 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $236,160,000 | 2,560 |
| Total liabilities | $211,546,000 | 2,568 |
| Total deposits | $203,184,000 | 2,414 |
| Interest-bearing deposits | $151,289,000 | 2,670 |
| Deposits held in domestic offices | $203,184,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,000,000 | 3,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,362,000 | 2,778 |
| Total equity capital | $24,614,000 | 2,474 |
| Total bank equity capital | $24,614,000 | 2,474 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,763,000 | 501 |
| Surplus | $26,099,000 | 986 |
| Undivided profits | $-9,248,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 4,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $805,000 | 4,130 |
| Earning assets | $216,283,000 | 2,561 |
| Long-term assets (5+ years) | $30,929,000 | 2,528 |
| Average Assets, year-to-date | $219,770,750 | 2,654 |
| Average Assets, quarterly | $228,457,000 | 2,616 |
| Volatile liabilities | $49,324,000 | 2,415 |
| Insider loans | $3,911,000 | 1,662 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $44,676,000 | 1,895 |
| Tier 1 (core) risk-based capital | $23,777,000 | 2,459 |
| Tier 2 risk-based capital | $2,227,000 | 2,061 |
| Total risk weighted assets | $177,955,000 | 2,362 |
| Total unused commitments | $44,676,000 | 1,897 |
| Derivatives | $142,500,000 | 177 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $220,754,000 | 2,679 |
| Cash and due from depository institutions | $10,568,000 | 3,237 |
| Interest-bearing balances | $2,000,000 | 1,991 |
| Securities | $38,125,000 | 2,954 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 828 |
| Net loans & leases | $148,204,000 | 2,621 |
| Loan loss allowance | $2,302,000 | 2,077 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $597,000 | 6,768 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,760,000 | 1,763 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $220,754,000 | 2,679 |
| Total liabilities | $196,837,000 | 2,681 |
| Total deposits | $194,650,000 | 2,467 |
| Interest-bearing deposits | $130,622,000 | 2,968 |
| Deposits held in domestic offices | $194,650,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,187,000 | 1,837 |
| Total equity capital | $23,917,000 | 2,487 |
| Total bank equity capital | $23,917,000 | 2,487 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,763,000 | 480 |
| Surplus | $26,099,000 | 966 |
| Undivided profits | $-9,945,000 | 8,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 4,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $844,000 | 3,671 |
| Earning assets | $202,829,000 | 2,664 |
| Long-term assets (5+ years) | $17,595,000 | 3,608 |
| Average Assets, year-to-date | $214,307,670 | 2,701 |
| Average Assets, quarterly | $212,915,500 | 2,731 |
| Volatile liabilities | $31,364,000 | 3,179 |
| Insider loans | $2,900,000 | 2,102 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $49,892,000 | 1,697 |
| Tier 1 (core) risk-based capital | $22,013,000 | 2,560 |
| Tier 2 risk-based capital | $2,198,000 | 2,052 |
| Total risk weighted assets | $175,733,000 | 2,348 |
| Total unused commitments | $49,892,000 | 1,698 |
| Derivatives | $142,500,000 | 176 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $205,077,000 | 2,836 |
| Cash and due from depository institutions | $12,217,000 | 3,261 |
| Interest-bearing balances | $2,000,000 | 1,997 |
| Securities | $30,585,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $152,268,000 | 2,521 |
| Loan loss allowance | $2,192,000 | 2,147 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $566,000 | 6,890 |
| Other real estate owned | $0 | 3,261 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,441,000 | 1,644 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $205,077,000 | 2,836 |
| Total liabilities | $182,220,000 | 2,847 |
| Total deposits | $178,137,000 | 2,648 |
| Interest-bearing deposits | $129,977,000 | 2,992 |
| Deposits held in domestic offices | $178,137,000 | 2,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,900,000 | 4,250 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,183,000 | 2,847 |
| Total equity capital | $22,857,000 | 2,520 |
| Total bank equity capital | $22,857,000 | 2,520 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,763,000 | 459 |
| Surplus | $26,099,000 | 941 |
| Undivided profits | $-11,005,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $717,000 | 4,070 |
| Earning assets | $184,853,000 | 2,853 |
| Long-term assets (5+ years) | $15,266,000 | 3,945 |
| Average Assets, year-to-date | $211,084,500 | 2,743 |
| Average Assets, quarterly | $211,084,500 | 2,743 |
| Volatile liabilities | $26,102,000 | 3,512 |
| Insider loans | $2,900,000 | 2,075 |
| FHLB advances | $2,900,000 | 4,101 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $48,388,000 | 1,692 |
| Tier 1 (core) risk-based capital | $19,984,000 | 2,759 |
| Tier 2 risk-based capital | $2,192,000 | 2,039 |
| Total risk weighted assets | $175,500,000 | 2,296 |
| Total unused commitments | $48,388,000 | 1,693 |
| Derivatives | $30,000,000 | 270 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $217,092,000 | 2,687 |
| Cash and due from depository institutions | $25,417,000 | 3,287 |
| Interest-bearing balances | $14,000,000 | 407 |
| Securities | $31,573,000 | 3,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $150,121,000 | 2,536 |
| Loan loss allowance | $2,140,000 | 2,164 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $546,000 | 6,959 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,435,000 | 1,613 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $217,092,000 | 2,687 |
| Total liabilities | $194,318,000 | 2,679 |
| Total deposits | $171,191,000 | 2,721 |
| Interest-bearing deposits | $93,694,000 | 3,893 |
| Deposits held in domestic offices | $171,191,000 | 2,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $21,900,000 | 1,631 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,227,000 | 2,729 |
| Total equity capital | $22,774,000 | 2,528 |
| Total bank equity capital | $22,774,000 | 2,528 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,763,000 | 447 |
| Surplus | $26,099,000 | 923 |
| Undivided profits | $-11,088,000 | 8,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $742,000 | 3,953 |
| Earning assets | $195,694,000 | 2,721 |
| Long-term assets (5+ years) | $11,345,000 | 4,579 |
| Average Assets, year-to-date | $213,574,600 | 2,609 |
| Average Assets, quarterly | $222,796,500 | 2,595 |
| Volatile liabilities | $39,558,000 | 2,553 |
| Insider loans | $3,833,000 | 1,597 |
| FHLB advances | $21,900,000 | 1,529 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $69,093,000 | 1,246 |
| Tier 1 (core) risk-based capital | $19,375,000 | 2,797 |
| Tier 2 risk-based capital | $2,140,000 | 2,073 |
| Total risk weighted assets | $185,535,000 | 2,174 |
| Total unused commitments | $69,093,000 | 1,247 |
| Derivatives | $30,000,000 | 268 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $228,501,000 | 2,527 |
| Cash and due from depository institutions | $32,651,000 | 3,112 |
| Interest-bearing balances | $14,000,000 | 429 |
| Securities | $33,100,000 | 3,367 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,334 |
| Net loans & leases | $139,581,000 | 2,659 |
| Loan loss allowance | $2,110,000 | 2,184 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $456,000 | 7,219 |
| Other real estate owned | $0 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,213,000 | 1,079 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $228,501,000 | 2,527 |
| Total liabilities | $205,790,000 | 2,524 |
| Total deposits | $184,614,000 | 2,519 |
| Interest-bearing deposits | $99,355,000 | 3,678 |
| Deposits held in domestic offices | $184,614,000 | 2,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $19,900,000 | 1,749 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,276,000 | 2,689 |
| Total equity capital | $22,711,000 | 2,524 |
| Total bank equity capital | $22,711,000 | 2,524 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,763,000 | 446 |
| Surplus | $26,099,000 | 896 |
| Undivided profits | $-11,151,000 | 9,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $678,000 | 4,425 |
| Earning assets | $195,181,000 | 2,682 |
| Long-term assets (5+ years) | $7,536,000 | 5,462 |
| Average Assets, year-to-date | $212,695,250 | 2,609 |
| Average Assets, quarterly | $226,332,500 | 2,510 |
| Volatile liabilities | $40,634,000 | 2,455 |
| Insider loans | $3,974,000 | 1,474 |
| FHLB advances | $19,900,000 | 1,639 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $58,166,000 | 1,392 |
| Tier 1 (core) risk-based capital | $18,360,000 | 2,924 |
| Tier 2 risk-based capital | $2,095,000 | 2,080 |
| Total risk weighted assets | $167,564,000 | 2,345 |
| Total unused commitments | $58,166,000 | 1,394 |
| Derivatives | $30,000,000 | 283 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $224,164,000 | 2,535 |
| Cash and due from depository institutions | $17,483,000 | 3,050 |
| Interest-bearing balances | $2,000,000 | 2,106 |
| Securities | $39,737,000 | 2,961 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 505 |
| Net loans & leases | $135,628,000 | 2,681 |
| Loan loss allowance | $2,039,000 | 2,241 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $274,000 | 7,863 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $10,042,000 | 1,520 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $224,164,000 | 2,535 |
| Total liabilities | $202,469,000 | 2,521 |
| Total deposits | $190,605,000 | 2,421 |
| Interest-bearing deposits | $104,829,000 | 3,515 |
| Deposits held in domestic offices | $190,605,000 | 2,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,400,000 | 2,668 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,464,000 | 1,506 |
| Total equity capital | $21,695,000 | 2,521 |
| Total bank equity capital | $21,695,000 | 2,521 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,763,000 | 439 |
| Surplus | $26,099,000 | 873 |
| Undivided profits | $-12,167,000 | 9,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $698,000 | 4,057 |
| Earning assets | $198,365,000 | 2,615 |
| Long-term assets (5+ years) | $9,772,000 | 5,093 |
| Average Assets, year-to-date | $207,426,670 | 2,675 |
| Average Assets, quarterly | $216,374,000 | 2,589 |
| Volatile liabilities | $26,222,000 | 3,338 |
| Insider loans | $2,202,000 | 2,495 |
| FHLB advances | $9,400,000 | 2,547 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,313,000 | 1,629 |
| Tier 1 (core) risk-based capital | $16,033,000 | 3,252 |
| Tier 2 risk-based capital | $1,967,000 | 2,177 |
| Total risk weighted assets | $157,321,000 | 2,454 |
| Total unused commitments | $47,313,000 | 1,632 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $208,584,000 | 2,685 |
| Cash and due from depository institutions | $21,877,000 | 2,931 |
| Interest-bearing balances | $2,000,000 | 2,332 |
| Securities | $29,398,000 | 3,719 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 709 |
| Net loans & leases | $127,323,000 | 2,760 |
| Loan loss allowance | $1,981,000 | 2,290 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $128,000 | 8,464 |
| Other real estate owned | $0 | 2,931 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,858,000 | 1,438 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $208,584,000 | 2,685 |
| Total liabilities | $186,932,000 | 2,672 |
| Total deposits | $183,767,000 | 2,468 |
| Interest-bearing deposits | $95,526,000 | 3,799 |
| Deposits held in domestic offices | $183,767,000 | 2,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,500,000 | 4,186 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $665,000 | 4,177 |
| Total equity capital | $21,652,000 | 2,591 |
| Total bank equity capital | $21,652,000 | 2,591 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,763,000 | 426 |
| Surplus | $26,099,000 | 863 |
| Undivided profits | $-12,210,000 | 9,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $569,000 | 4,720 |
| Earning assets | $178,721,000 | 2,839 |
| Long-term assets (5+ years) | $10,114,000 | 4,986 |
| Average Assets, year-to-date | $199,058,000 | 2,774 |
| Average Assets, quarterly | $199,058,000 | 2,774 |
| Volatile liabilities | $18,166,000 | 4,180 |
| Insider loans | $2,202,000 | 2,444 |
| FHLB advances | $2,500,000 | 4,026 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,356,000 | 1,973 |
| Tier 1 (core) risk-based capital | $15,956,000 | 3,226 |
| Tier 2 risk-based capital | $1,868,000 | 2,232 |
| Total risk weighted assets | $149,297,000 | 2,499 |
| Total unused commitments | $35,356,000 | 1,978 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $189,532,000 | 2,915 |
| Cash and due from depository institutions | $21,616,000 | 3,010 |
| Interest-bearing balances | $2,000,000 | 2,219 |
| Securities | $23,678,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,487 |
| Net loans & leases | $126,215,000 | 2,757 |
| Loan loss allowance | $2,004,000 | 2,252 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $193,000 | 8,254 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,830,000 | 1,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,532,000 | 2,915 |
| Total liabilities | $168,152,000 | 2,936 |
| Total deposits | $164,787,000 | 2,721 |
| Interest-bearing deposits | $78,359,000 | 4,402 |
| Deposits held in domestic offices | $164,787,000 | 2,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,200 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $865,000 | 3,404 |
| Total equity capital | $21,380,000 | 2,561 |
| Total bank equity capital | $21,380,000 | 2,561 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,763,000 | 428 |
| Surplus | $26,099,000 | 856 |
| Undivided profits | $-12,482,000 | 9,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $579,000 | 4,842 |
| Earning assets | $159,893,000 | 3,087 |
| Long-term assets (5+ years) | $10,957,000 | 4,835 |
| Average Assets, year-to-date | $188,544,600 | 2,816 |
| Average Assets, quarterly | $197,094,000 | 2,773 |
| Volatile liabilities | $18,668,000 | 4,092 |
| Insider loans | $2,202,000 | 2,420 |
| FHLB advances | $2,500,000 | 4,034 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,314,000 | 1,966 |
| Tier 1 (core) risk-based capital | $15,680,000 | 3,243 |
| Tier 2 risk-based capital | $1,804,000 | 2,282 |
| Total risk weighted assets | $144,103,000 | 2,562 |
| Total unused commitments | $34,314,000 | 1,968 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $204,656,000 | 2,714 |
| Cash and due from depository institutions | $18,417,000 | 2,970 |
| Interest-bearing balances | $1,500,000 | 2,637 |
| Securities | $22,824,000 | 4,393 |
| Federal funds sold & reverse repurchase agreements | $34,000,000 | 422 |
| Net loans & leases | $119,635,000 | 2,851 |
| Loan loss allowance | $1,942,000 | 2,325 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $240,000 | 8,101 |
| Other real estate owned | $0 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,540,000 | 1,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,656,000 | 2,714 |
| Total liabilities | $183,529,000 | 2,705 |
| Total deposits | $180,252,000 | 2,496 |
| Interest-bearing deposits | $82,966,000 | 4,205 |
| Deposits held in domestic offices | $180,252,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,500,000 | 4,162 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $777,000 | 3,804 |
| Total equity capital | $21,127,000 | 2,583 |
| Total bank equity capital | $21,127,000 | 2,583 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,763,000 | 427 |
| Surplus | $26,099,000 | 854 |
| Undivided profits | $-12,735,000 | 9,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $558,000 | 5,130 |
| Earning assets | $177,959,000 | 2,818 |
| Long-term assets (5+ years) | $16,496,000 | 4,018 |
| Average Assets, year-to-date | $188,297,750 | 2,833 |
| Average Assets, quarterly | $198,060,000 | 2,771 |
| Volatile liabilities | $18,262,000 | 4,096 |
| Insider loans | $2,196,000 | 2,392 |
| FHLB advances | $2,500,000 | 3,977 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $27,506,000 | 2,289 |
| Tier 1 (core) risk-based capital | $14,078,000 | 3,564 |
| Tier 2 risk-based capital | $1,767,000 | 2,305 |
| Total risk weighted assets | $141,191,000 | 2,586 |
| Total unused commitments | $27,506,000 | 2,293 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $191,464,000 | 2,839 |
| Cash and due from depository institutions | $12,334,000 | 2,841 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $11,899,000 | 6,073 |
| Federal funds sold & reverse repurchase agreements | $42,100,000 | 380 |
| Net loans & leases | $115,325,000 | 2,905 |
| Loan loss allowance | $1,921,000 | 2,313 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $293,000 | 7,909 |
| Other real estate owned | $0 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,513,000 | 1,449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,464,000 | 2,839 |
| Total liabilities | $170,496,000 | 2,870 |
| Total deposits | $167,082,000 | 2,689 |
| Interest-bearing deposits | $74,934,000 | 4,546 |
| Deposits held in domestic offices | $167,082,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,500,000 | 4,111 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $914,000 | 3,506 |
| Total equity capital | $20,968,000 | 2,592 |
| Total bank equity capital | $20,968,000 | 2,592 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,763,000 | 417 |
| Surplus | $26,099,000 | 837 |
| Undivided profits | $-12,894,000 | 9,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 4,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $404,000 | 6,101 |
| Earning assets | $169,324,000 | 2,917 |
| Long-term assets (5+ years) | $9,225,000 | 5,048 |
| Average Assets, year-to-date | $182,845,000 | 2,899 |
| Average Assets, quarterly | $187,264,000 | 2,864 |
| Volatile liabilities | $14,409,000 | 4,694 |
| Insider loans | $2,211,000 | 2,388 |
| FHLB advances | $2,500,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $23,919,000 | 2,495 |
| Tier 1 (core) risk-based capital | $13,828,000 | 3,559 |
| Tier 2 risk-based capital | $1,630,000 | 2,432 |
| Total risk weighted assets | $130,112,000 | 2,762 |
| Total unused commitments | $23,919,000 | 2,503 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $183,064,000 | 2,920 |
| Cash and due from depository institutions | $13,475,000 | 3,142 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $9,058,000 | 6,714 |
| Federal funds sold & reverse repurchase agreements | $32,700,000 | 495 |
| Net loans & leases | $116,823,000 | 2,839 |
| Loan loss allowance | $2,470,000 | 1,778 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $332,000 | 7,774 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $10,676,000 | 1,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,064,000 | 2,920 |
| Total liabilities | $161,960,000 | 2,968 |
| Total deposits | $158,710,000 | 2,781 |
| Interest-bearing deposits | $72,076,000 | 4,673 |
| Deposits held in domestic offices | $158,710,000 | 2,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $750,000 | 4,066 |
| Total equity capital | $21,104,000 | 2,526 |
| Total bank equity capital | $21,104,000 | 2,526 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,763,000 | 411 |
| Surplus | $26,099,000 | 822 |
| Undivided profits | $-12,758,000 | 9,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,200,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $483,000 | 5,494 |
| Earning assets | $158,581,000 | 3,067 |
| Long-term assets (5+ years) | $10,975,000 | 4,676 |
| Average Assets, year-to-date | $178,535,500 | 2,953 |
| Average Assets, quarterly | $178,535,500 | 2,953 |
| Volatile liabilities | $16,203,000 | 4,333 |
| Insider loans | $2,231,000 | 2,334 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,119,000 | 2,202 |
| Tier 1 (core) risk-based capital | $14,100,000 | 3,463 |
| Tier 2 risk-based capital | $1,625,000 | 2,400 |
| Total risk weighted assets | $129,183,000 | 2,733 |
| Total unused commitments | $27,119,000 | 2,212 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 53 | 3,168 |
| Assets and Liabilities | ||
| Total Assets: | $174,007,000 | 3,013 |
| Cash and due from depository institutions | $13,503,000 | 3,168 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $14,705,000 | 5,507 |
| Federal funds sold & reverse repurchase agreements | $17,100,000 | 818 |
| Net loans & leases | $118,795,000 | 2,776 |
| Loan loss allowance | $2,664,000 | 1,640 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $380,000 | 7,636 |
| Other real estate owned | $0 | 3,168 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $9,524,000 | 1,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,007,000 | 3,013 |
| Total liabilities | $152,918,000 | 3,057 |
| Total deposits | $149,367,000 | 2,878 |
| Interest-bearing deposits | $71,489,000 | 4,651 |
| Deposits held in domestic offices | $149,367,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,500,000 | 4,092 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,051,000 | 3,272 |
| Total equity capital | $21,089,000 | 2,494 |
| Total bank equity capital | $21,089,000 | 2,494 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,763,000 | 408 |
| Surplus | $26,099,000 | 800 |
| Undivided profits | $-12,772,000 | 9,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,579,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $524,000 | 5,453 |
| Earning assets | $150,600,000 | 3,144 |
| Long-term assets (5+ years) | $15,160,000 | 3,939 |
| Average Assets, year-to-date | $179,272,200 | 2,794 |
| Average Assets, quarterly | $175,714,000 | 2,953 |
| Volatile liabilities | $16,492,000 | 4,248 |
| Insider loans | $2,244,000 | 2,306 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,095,000 | 2,189 |
| Tier 1 (core) risk-based capital | $14,048,000 | 3,411 |
| Tier 2 risk-based capital | $1,599,000 | 2,406 |
| Total risk weighted assets | $126,824,000 | 2,739 |
| Total unused commitments | $26,095,000 | 2,194 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $186,162,000 | 2,711 |
| Cash and due from depository institutions | $8,898,000 | 2,829 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $26,067,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $33,430,000 | 440 |
| Net loans & leases | $113,895,000 | 2,801 |
| Loan loss allowance | $2,829,000 | 1,463 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $572,000 | 7,084 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,300,000 | 3,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,162,000 | 2,711 |
| Total liabilities | $173,063,000 | 2,637 |
| Total deposits | $161,008,000 | 2,545 |
| Interest-bearing deposits | $74,495,000 | 4,375 |
| Deposits held in domestic offices | $161,008,000 | 2,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 2,081 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,555,000 | 2,467 |
| Total equity capital | $13,099,000 | 3,612 |
| Total bank equity capital | $13,099,000 | 3,612 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,763,000 | 405 |
| Surplus | $18,608,000 | 1,012 |
| Undivided profits | $-13,272,000 | 9,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,279,000 | 1,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $449,000 | 385 |
| Income earned, not collected on loans | $679,000 | 4,808 |
| Earning assets | $173,392,000 | 2,671 |
| Long-term assets (5+ years) | $18,521,000 | 3,466 |
| Average Assets, year-to-date | $198,966,200 | 2,433 |
| Average Assets, quarterly | $193,272,000 | 2,599 |
| Volatile liabilities | $33,338,000 | 2,493 |
| Insider loans | $23,000 | 8,350 |
| FHLB advances | $10,500,000 | 1,931 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,304,000 | 2,173 |
| Tier 1 (core) risk-based capital | $13,100,000 | 3,455 |
| Tier 2 risk-based capital | $1,575,000 | 2,301 |
| Total risk weighted assets | $124,780,000 | 2,652 |
| Total unused commitments | $24,304,000 | 2,178 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities | ||
| Total Assets: | $201,831,000 | 2,414 |
| Cash and due from depository institutions | $7,897,000 | 3,075 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $67,150,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 670 |
| Net loans & leases | $106,352,000 | 2,882 |
| Loan loss allowance | $2,597,000 | 1,491 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $526,000 | 7,387 |
| Other real estate owned | $0 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,906,000 | 4,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,831,000 | 2,414 |
| Total liabilities | $184,216,000 | 2,384 |
| Total deposits | $134,623,000 | 2,891 |
| Interest-bearing deposits | $74,687,000 | 4,246 |
| Deposits held in domestic offices | $134,623,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,280 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $40,000,000 | 853 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,093,000 | 1,990 |
| Total equity capital | $17,615,000 | 2,667 |
| Total bank equity capital | $17,615,000 | 2,667 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,763,000 | 411 |
| Surplus | $25,109,000 | 770 |
| Undivided profits | $-15,257,000 | 9,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $683,000 | 225 |
| Income earned, not collected on loans | $633,000 | 4,269 |
| Earning assets | $191,502,000 | 2,330 |
| Long-term assets (5+ years) | $40,178,000 | 1,916 |
| Average Assets, year-to-date | $178,142,400 | 2,591 |
| Average Assets, quarterly | $195,329,500 | 2,460 |
| Volatile liabilities | $70,865,000 | 1,300 |
| Insider loans | $29,000 | 8,526 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $25,192,000 | 1,983 |
| Tier 1 (core) risk-based capital | $18,151,000 | 2,466 |
| Tier 2 risk-based capital | $1,552,760 | 2,246 |
| Total risk weighted assets | $123,176,260 | 2,573 |
| Total unused commitments | $25,192,000 | 1,985 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $155,054,000 | 3,004 |
| Cash and due from depository institutions | $5,789,000 | 3,519 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $71,235,000 | 1,612 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 2,386 |
| Net loans & leases | $71,451,000 | 3,910 |
| Loan loss allowance | $1,896,000 | 1,940 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $626,000 | 7,205 |
| Other real estate owned | $382,000 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,721,000 | 4,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,054,000 | 3,004 |
| Total liabilities | $144,581,000 | 2,913 |
| Total deposits | $116,999,000 | 3,230 |
| Interest-bearing deposits | $63,171,000 | 4,856 |
| Deposits held in domestic offices | $116,999,000 | 3,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,200,000 | 1,128 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,382,000 | 2,521 |
| Total equity capital | $10,473,000 | 4,089 |
| Total bank equity capital | $10,473,000 | 4,089 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,763,000 | 443 |
| Surplus | $22,708,000 | 843 |
| Undivided profits | $-19,998,000 | 10,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $917,000 | 175 |
| Income earned, not collected on loans | $319,000 | 6,234 |
| Earning assets | $146,536,000 | 2,910 |
| Long-term assets (5+ years) | $43,436,000 | 1,927 |
| Average Assets, year-to-date | $146,958,000 | 3,029 |
| Average Assets, quarterly | $154,437,500 | 2,980 |
| Volatile liabilities | $35,188,000 | 2,238 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,717,000 | 2,920 |
| Tier 1 (core) risk-based capital | $12,948,000 | 3,400 |
| Tier 2 risk-based capital | $1,086,680 | 2,920 |
| Total risk weighted assets | $86,123,980 | 3,401 |
| Total unused commitments | $14,717,000 | 2,926 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $138,402,000 | 3,261 |
| Cash and due from depository institutions | $5,405,000 | 3,686 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $71,849,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,656 |
| Net loans & leases | $51,922,000 | 4,825 |
| Loan loss allowance | $2,144,000 | 1,651 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $726,000 | 6,861 |
| Other real estate owned | $593,000 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,407,000 | 4,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,402,000 | 3,261 |
| Total liabilities | $128,551,000 | 3,162 |
| Total deposits | $107,070,000 | 3,489 |
| Interest-bearing deposits | $59,694,000 | 5,059 |
| Deposits held in domestic offices | $107,070,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,382 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,300,000 | 1,078 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,181,000 | 3,077 |
| Total equity capital | $9,851,000 | 4,412 |
| Total bank equity capital | $9,851,000 | 4,412 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,763,000 | 439 |
| Surplus | $20,308,000 | 857 |
| Undivided profits | $-18,220,000 | 10,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,510,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $681,000 | 217 |
| Income earned, not collected on loans | $257,000 | 7,136 |
| Earning assets | $130,271,000 | 3,201 |
| Long-term assets (5+ years) | $56,134,000 | 1,430 |
| Average Assets, year-to-date | $128,104,600 | 3,338 |
| Average Assets, quarterly | $139,419,000 | 3,176 |
| Volatile liabilities | $20,766,000 | 2,912 |
| Insider loans | $567,000 | 4,969 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,573,000 | 3,300 |
| Tier 1 (core) risk-based capital | $9,728,000 | 4,270 |
| Tier 2 risk-based capital | $917,690 | 3,268 |
| Total risk weighted assets | $72,189,090 | 3,764 |
| Total unused commitments | $11,573,000 | 3,304 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 44 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $114,421,000 | 3,833 |
| Cash and due from depository institutions | $4,436,000 | 4,033 |
| Interest-bearing balances | $250,000 | 3,763 |
| Securities | $38,478,000 | 2,923 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,346 |
| Net loans & leases | $58,193,000 | 4,431 |
| Loan loss allowance | $2,023,000 | 1,773 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $785,000 | 6,674 |
| Other real estate owned | $777,000 | 4,033 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,752,000 | 3,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,421,000 | 3,833 |
| Total liabilities | $107,008,000 | 3,683 |
| Total deposits | $97,416,000 | 3,801 |
| Interest-bearing deposits | $62,016,000 | 4,939 |
| Deposits held in domestic offices | $97,416,000 | 3,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,051,000 | 1,480 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,500,000 | 2,306 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,041,000 | 3,455 |
| Total equity capital | $7,413,000 | 5,496 |
| Total bank equity capital | $7,413,000 | 5,496 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,763,000 | 452 |
| Surplus | $18,308,000 | 931 |
| Undivided profits | $-18,658,000 | 10,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,201,000 | 2,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $428,000 | 5,380 |
| Earning assets | $106,921,000 | 3,783 |
| Long-term assets (5+ years) | $14,036,000 | 3,507 |
| Average Assets, year-to-date | $108,705,800 | 3,853 |
| Average Assets, quarterly | $112,192,000 | 3,862 |
| Volatile liabilities | $20,953,000 | 2,885 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,293,000 | 3,162 |
| Tier 1 (core) risk-based capital | $7,390,000 | 5,363 |
| Tier 2 risk-based capital | $905,410 | 3,209 |
| Total risk weighted assets | $71,315,010 | 3,765 |
| Total unused commitments | $11,293,000 | 3,164 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $109,416,000 | 4,060 |
| Cash and due from depository institutions | $5,113,000 | 4,213 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,631,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 572 |
| Net loans & leases | $59,578,000 | 4,402 |
| Loan loss allowance | $2,969,000 | 1,342 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $943,000 | 6,202 |
| Other real estate owned | $556,000 | 4,213 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,595,000 | 4,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,416,000 | 4,060 |
| Total liabilities | $104,581,000 | 3,856 |
| Total deposits | $103,863,000 | 3,646 |
| Interest-bearing deposits | $69,110,000 | 4,635 |
| Deposits held in domestic offices | $103,863,000 | 3,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $718,000 | 4,587 |
| Total equity capital | $4,835,000 | 7,375 |
| Total bank equity capital | $4,835,000 | 7,375 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,763,000 | 479 |
| Surplus | $15,808,000 | 1,095 |
| Undivided profits | $-18,736,000 | 11,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $409,000 | 5,565 |
| Earning assets | $101,209,000 | 4,051 |
| Long-term assets (5+ years) | $5,011,000 | 5,876 |
| Average Assets, year-to-date | $114,666,800 | 3,747 |
| Average Assets, quarterly | $104,858,500 | 4,189 |
| Volatile liabilities | $9,214,000 | 5,116 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,853,000 | 3,951 |
| Tier 1 (core) risk-based capital | $4,911,000 | 7,212 |
| Tier 2 risk-based capital | $909,620 | 3,255 |
| Total risk weighted assets | $70,709,820 | 3,815 |
| Total unused commitments | $7,853,000 | 3,965 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $131,992,000 | 3,406 |
| Cash and due from depository institutions | $9,272,000 | 3,715 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,417,000 | 5,477 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 691 |
| Net loans & leases | $78,207,000 | 3,381 |
| Loan loss allowance | $3,805,000 | 1,132 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,126,000 | 5,648 |
| Other real estate owned | $581,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,389,000 | 4,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,992,000 | 3,406 |
| Total liabilities | $125,989,000 | 3,236 |
| Total deposits | $120,251,000 | 3,187 |
| Interest-bearing deposits | $75,672,000 | 4,304 |
| Deposits held in domestic offices | $120,251,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,497,000 | 1,600 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,241,000 | 3,047 |
| Total equity capital | $6,003,000 | 6,544 |
| Total bank equity capital | $6,003,000 | 6,544 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,763,000 | 492 |
| Surplus | $15,374,000 | 1,133 |
| Undivided profits | $-17,134,000 | 11,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,345,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $542,000 | 4,390 |
| Earning assets | $119,624,000 | 3,455 |
| Long-term assets (5+ years) | $5,895,000 | 5,384 |
| Average Assets, year-to-date | $164,686,000 | 2,705 |
| Average Assets, quarterly | $135,736,000 | 3,287 |
| Volatile liabilities | $13,048,000 | 3,743 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,571,000 | 2,956 |
| Tier 1 (core) risk-based capital | $6,157,000 | 6,306 |
| Tier 2 risk-based capital | $1,141,940 | 2,596 |
| Total risk weighted assets | $88,691,840 | 3,024 |
| Total unused commitments | $11,571,000 | 2,967 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $232,979,000 | 1,975 |
| Cash and due from depository institutions | $22,405,000 | 3,066 |
| Interest-bearing balances | $180,000 | 4,741 |
| Securities | $62,056,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $24,500,000 | 453 |
| Net loans & leases | $118,820,000 | 2,286 |
| Loan loss allowance | $3,063,000 | 1,368 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,683,000 | 4,252 |
| Other real estate owned | $1,529,000 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,986,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,979,000 | 1,975 |
| Total liabilities | $222,733,000 | 1,873 |
| Total deposits | $207,877,000 | 1,833 |
| Interest-bearing deposits | $120,436,000 | 2,742 |
| Deposits held in domestic offices | $207,877,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,572,000 | 1,139 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,284,000 | 1,625 |
| Total equity capital | $10,246,000 | 3,946 |
| Total bank equity capital | $10,246,000 | 3,946 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,763,000 | 484 |
| Surplus | $14,674,000 | 1,099 |
| Undivided profits | $-12,191,000 | 12,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,933,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $335,000 | 343 |
| Income earned, not collected on loans | $705,000 | 2,898 |
| Earning assets | $205,556,000 | 2,061 |
| Long-term assets (5+ years) | $30,775,000 | 1,795 |
| Average Assets, year-to-date | $251,783,600 | 1,766 |
| Average Assets, quarterly | $233,656,000 | 1,949 |
| Volatile liabilities | $24,680,000 | 2,124 |
| Insider loans | $6,000 | 11,092 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $6,599,000 | 228 |
| Unused loan commitments | $21,831,000 | 1,800 |
| Tier 1 (core) risk-based capital | $13,303,000 | 3,115 |
| Tier 2 risk-based capital | $1,714,070 | 1,807 |
| Total risk weighted assets | $135,776,570 | 2,009 |
| Total unused commitments | $21,831,000 | 1,812 |
| Derivatives | $40,000,000 | 398 |
| 1993-12-31 | Rank | |
| # of Employees: | 96 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $303,120,000 | 1,554 |
| Cash and due from depository institutions | $15,954,000 | 2,196 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $73,682,000 | 1,887 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 379 |
| Net loans & leases | $155,094,000 | 1,764 |
| Loan loss allowance | $6,697,000 | 796 |
| Trading account assets | $9,992,000 | 121 |
| Bank premises and fixed assets | $1,832,000 | 3,926 |
| Other real estate owned | $6,175,000 | 2,196 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,891,000 | 2,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,120,000 | 1,554 |
| Total liabilities | $281,463,000 | 1,532 |
| Total deposits | $269,387,000 | 1,475 |
| Interest-bearing deposits | $158,757,000 | 2,176 |
| Deposits held in domestic offices | $269,387,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,023,000 | 1,190 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,053,000 | 1,099 |
| Total equity capital | $21,657,000 | 1,893 |
| Total bank equity capital | $21,657,000 | 1,893 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,763,000 | 480 |
| Surplus | $14,174,000 | 1,075 |
| Undivided profits | $-280,000 | 12,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,282,000 | 586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $879,000 | 2,004 |
| Earning assets | $276,367,000 | 1,564 |
| Long-term assets (5+ years) | $34,471,000 | 1,683 |
| Average Assets, year-to-date | $310,943,200 | 1,470 |
| Average Assets, quarterly | $299,772,000 | 1,556 |
| Volatile liabilities | $19,737,000 | 2,424 |
| Insider loans | $114,000 | 9,521 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,623,000 | 1,684 |
| Tier 1 (core) risk-based capital | $21,261,000 | 1,872 |
| Tier 2 risk-based capital | $2,336,490 | 1,368 |
| Total risk weighted assets | $182,558,590 | 1,518 |
| Total unused commitments | $23,623,000 | 1,706 |
| Derivatives | $43,000,000 | 372 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $351,637,000 | 1,411 |
| Cash and due from depository institutions | $26,860,000 | 1,909 |
| Interest-bearing balances | $1,981,000 | 2,762 |
| Securities | $95,164,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $43,000,000 | 466 |
| Net loans & leases | $169,727,000 | 1,656 |
| Loan loss allowance | $6,009,000 | 873 |
| Trading account assets | $6,069,000 | 156 |
| Bank premises and fixed assets | $2,052,000 | 3,520 |
| Other real estate owned | $5,613,000 | 1,909 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,152,000 | 2,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,637,000 | 1,411 |
| Total liabilities | $330,648,000 | 1,378 |
| Total deposits | $308,847,000 | 1,352 |
| Interest-bearing deposits | $166,991,000 | 2,167 |
| Deposits held in domestic offices | $308,847,000 | 1,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,073,000 | 743 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $268,000 | 3,666 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,460,000 | 1,227 |
| Total equity capital | $20,989,000 | 1,857 |
| Total bank equity capital | $20,989,000 | 1,857 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,763,000 | 484 |
| Surplus | $14,174,000 | 1,040 |
| Undivided profits | $-948,000 | 13,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,363,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,026,000 | 1,904 |
| Earning assets | $315,941,000 | 1,428 |
| Long-term assets (5+ years) | $47,809,000 | 1,222 |
| Average Assets, year-to-date | $326,576,800 | 1,473 |
| Average Assets, quarterly | $317,778,500 | 1,525 |
| Volatile liabilities | $33,101,000 | 1,592 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $34,295,000 | 1,229 |
| Tier 1 (core) risk-based capital | $20,989,000 | 1,808 |
| Tier 2 risk-based capital | $2,785,970 | 1,202 |
| Total risk weighted assets | $219,654,270 | 1,333 |
| Total unused commitments | $34,295,000 | 1,244 |
| Derivatives | $100,000,000 | 252 |