Home > Mercantile Eastern Shore Bank > Assets and Liabilities
Mercantile Eastern Shore Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 157 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $603,702,000 | 1,106 |
| Cash and due from depository institutions | $12,895,000 | 1,090 |
| Interest-bearing balances | $585,000 | 2,959 |
| Securities | $72,712,000 | 1,624 |
| Federal funds sold & reverse repurchase agreements | $22,557,000 | 674 |
| Net loans & leases | $473,619,000 | 974 |
| Loan loss allowance | $4,212,000 | 1,251 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,298,000 | 2,344 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $1,777,000 | 1,443 |
| All other assets | $14,844,000 | 1,255 |
| Life insurance assets | $5,047,000 | 1,169 |
| Total liabilities and capital | $603,702,000 | 1,106 |
| Total liabilities | $543,625,000 | 1,098 |
| Total deposits | $491,713,000 | 1,061 |
| Interest-bearing deposits | $376,561,000 | 1,195 |
| Deposits held in domestic offices | $491,713,000 | 1,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,860,000 | 785 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $25,400,000 | 107 |
| All other liabilities | $4,652,000 | 1,221 |
| Total equity capital | $60,077,000 | 1,127 |
| Total bank equity capital | $60,077,000 | 1,127 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,056,000 | 2,785 |
| Surplus | $17,622,000 | 1,630 |
| Undivided profits | $41,399,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 3,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,626,000 | 1,558 |
| Earning assets | $569,473,000 | 1,073 |
| Long-term assets (5+ years) | $176,228,000 | 664 |
| Average Assets, year-to-date | $613,007,670 | 1,067 |
| Average Assets, quarterly | $606,221,500 | 1,097 |
| Volatile liabilities | $81,705,000 | 1,663 |
| Insider loans | $12,879,000 | 550 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $167,958,000 | 705 |
| Tier 1 (core) risk-based capital | $59,837,000 | 1,056 |
| Tier 2 risk-based capital | $30,114,000 | 238 |
| Total risk weighted assets | $475,571,000 | 1,037 |
| Total unused commitments | $167,958,000 | 705 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 159 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $608,741,000 | 1,088 |
| Cash and due from depository institutions | $12,330,000 | 1,059 |
| Interest-bearing balances | $565,000 | 3,063 |
| Securities | $77,818,000 | 1,527 |
| Federal funds sold & reverse repurchase agreements | $16,628,000 | 1,191 |
| Net loans & leases | $480,554,000 | 951 |
| Loan loss allowance | $5,792,000 | 891 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,706,000 | 2,561 |
| Other real estate owned | $0 | 1,059 |
| Goodwill and other intangibles | $1,777,000 | 1,423 |
| All other assets | $14,928,000 | 1,209 |
| Life insurance assets | $5,010,000 | 1,157 |
| Total liabilities and capital | $608,741,000 | 1,088 |
| Total liabilities | $551,540,000 | 1,072 |
| Total deposits | $497,942,000 | 1,031 |
| Interest-bearing deposits | $381,833,000 | 1,172 |
| Deposits held in domestic offices | $497,942,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,785,000 | 721 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $25,400,000 | 106 |
| All other liabilities | $4,413,000 | 1,284 |
| Total equity capital | $57,201,000 | 1,175 |
| Total bank equity capital | $57,201,000 | 1,175 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,056,000 | 2,779 |
| Surplus | $17,622,000 | 1,593 |
| Undivided profits | $38,523,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,707,000 | 1,453 |
| Earning assets | $575,565,000 | 1,062 |
| Long-term assets (5+ years) | $161,353,000 | 705 |
| Average Assets, year-to-date | $617,660,500 | 1,063 |
| Average Assets, quarterly | $617,660,500 | 1,063 |
| Volatile liabilities | $77,908,000 | 1,727 |
| Insider loans | $13,042,000 | 512 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $153,219,000 | 759 |
| Tier 1 (core) risk-based capital | $56,265,000 | 1,110 |
| Tier 2 risk-based capital | $31,323,000 | 228 |
| Total risk weighted assets | $473,432,000 | 1,014 |
| Total unused commitments | $153,219,000 | 759 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 153 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $626,580,000 | 1,040 |
| Cash and due from depository institutions | $13,009,000 | 1,111 |
| Interest-bearing balances | $218,000 | 3,937 |
| Securities | $96,798,000 | 1,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $494,881,000 | 906 |
| Loan loss allowance | $6,104,000 | 841 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,712,000 | 2,510 |
| Other real estate owned | $0 | 1,111 |
| Goodwill and other intangibles | $1,777,000 | 1,410 |
| All other assets | $15,403,000 | 1,181 |
| Life insurance assets | $4,996,000 | 1,139 |
| Total liabilities and capital | $626,580,000 | 1,040 |
| Total liabilities | $569,355,000 | 1,032 |
| Total deposits | $491,308,000 | 1,021 |
| Interest-bearing deposits | $374,656,000 | 1,172 |
| Deposits held in domestic offices | $491,308,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,977,000 | 487 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $25,400,000 | 104 |
| All other liabilities | $3,670,000 | 1,476 |
| Total equity capital | $57,225,000 | 1,149 |
| Total bank equity capital | $57,225,000 | 1,149 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,056,000 | 2,778 |
| Surplus | $17,622,000 | 1,554 |
| Undivided profits | $38,547,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,871,000 | 1,395 |
| Earning assets | $591,897,000 | 1,008 |
| Long-term assets (5+ years) | $142,093,000 | 765 |
| Average Assets, year-to-date | $609,397,200 | 1,021 |
| Average Assets, quarterly | $623,086,500 | 1,033 |
| Volatile liabilities | $101,058,000 | 1,482 |
| Insider loans | $11,982,000 | 563 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $161,778,000 | 701 |
| Tier 1 (core) risk-based capital | $56,124,000 | 1,084 |
| Tier 2 risk-based capital | $31,451,000 | 224 |
| Total risk weighted assets | $483,544,000 | 973 |
| Total unused commitments | $161,778,000 | 701 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 155 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $619,593,000 | 1,054 |
| Cash and due from depository institutions | $12,470,000 | 1,119 |
| Interest-bearing balances | $756,000 | 2,683 |
| Securities | $91,676,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $493,163,000 | 900 |
| Loan loss allowance | $6,241,000 | 819 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,751,000 | 2,478 |
| Other real estate owned | $0 | 1,119 |
| Goodwill and other intangibles | $1,777,000 | 1,409 |
| All other assets | $15,756,000 | 1,168 |
| Life insurance assets | $4,931,000 | 1,123 |
| Total liabilities and capital | $619,593,000 | 1,054 |
| Total liabilities | $563,527,000 | 1,032 |
| Total deposits | $482,807,000 | 1,032 |
| Interest-bearing deposits | $366,785,000 | 1,179 |
| Deposits held in domestic offices | $482,807,000 | 1,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,026,000 | 469 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $25,400,000 | 107 |
| All other liabilities | $3,294,000 | 1,582 |
| Total equity capital | $56,066,000 | 1,169 |
| Total bank equity capital | $56,066,000 | 1,169 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,056,000 | 2,792 |
| Surplus | $17,557,000 | 1,539 |
| Undivided profits | $37,453,000 | 982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,362,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,890,000 | 1,371 |
| Earning assets | $585,595,000 | 1,014 |
| Long-term assets (5+ years) | $127,381,000 | 863 |
| Average Assets, year-to-date | $605,101,500 | 1,039 |
| Average Assets, quarterly | $618,449,000 | 1,043 |
| Volatile liabilities | $100,470,000 | 1,472 |
| Insider loans | $12,120,000 | 539 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $145,679,000 | 783 |
| Tier 1 (core) risk-based capital | $55,070,000 | 1,112 |
| Tier 2 risk-based capital | $31,402,000 | 228 |
| Total risk weighted assets | $479,466,000 | 974 |
| Total unused commitments | $145,679,000 | 783 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 157 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $617,305,000 | 1,041 |
| Cash and due from depository institutions | $19,207,000 | 1,092 |
| Interest-bearing balances | $896,000 | 2,553 |
| Securities | $86,207,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $490,452,000 | 893 |
| Loan loss allowance | $6,396,000 | 792 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,843,000 | 2,406 |
| Other real estate owned | $0 | 1,092 |
| Goodwill and other intangibles | $1,777,000 | 1,396 |
| All other assets | $14,819,000 | 1,216 |
| Life insurance assets | $4,793,000 | 1,126 |
| Total liabilities and capital | $617,305,000 | 1,041 |
| Total liabilities | $562,778,000 | 1,029 |
| Total deposits | $488,803,000 | 1,007 |
| Interest-bearing deposits | $367,731,000 | 1,163 |
| Deposits held in domestic offices | $488,803,000 | 1,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,487,000 | 506 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $25,400,000 | 108 |
| All other liabilities | $3,088,000 | 1,551 |
| Total equity capital | $54,527,000 | 1,159 |
| Total bank equity capital | $54,527,000 | 1,159 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,056,000 | 2,779 |
| Surplus | $17,557,000 | 1,501 |
| Undivided profits | $35,914,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,478,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,516,000 | 1,423 |
| Earning assets | $577,555,000 | 1,010 |
| Long-term assets (5+ years) | $114,355,000 | 933 |
| Average Assets, year-to-date | $600,271,000 | 1,046 |
| Average Assets, quarterly | $606,542,000 | 1,047 |
| Volatile liabilities | $93,831,000 | 1,561 |
| Insider loans | $12,356,000 | 530 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $145,694,000 | 784 |
| Tier 1 (core) risk-based capital | $54,074,000 | 1,106 |
| Tier 2 risk-based capital | $31,302,000 | 227 |
| Total risk weighted assets | $471,352,000 | 986 |
| Total unused commitments | $145,694,000 | 784 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 164 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $595,779,000 | 1,060 |
| Cash and due from depository institutions | $16,116,000 | 1,018 |
| Interest-bearing balances | $181,000 | 4,310 |
| Securities | $86,879,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $471,351,000 | 906 |
| Loan loss allowance | $7,550,000 | 665 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,680,000 | 2,421 |
| Other real estate owned | $0 | 1,018 |
| Goodwill and other intangibles | $1,777,000 | 1,366 |
| All other assets | $14,976,000 | 1,180 |
| Life insurance assets | $4,746,000 | 1,108 |
| Total liabilities and capital | $595,779,000 | 1,060 |
| Total liabilities | $542,531,000 | 1,044 |
| Total deposits | $481,331,000 | 1,012 |
| Interest-bearing deposits | $359,121,000 | 1,162 |
| Deposits held in domestic offices | $481,331,000 | 1,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,524,000 | 611 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $25,400,000 | 109 |
| All other liabilities | $4,276,000 | 1,184 |
| Total equity capital | $53,248,000 | 1,162 |
| Total bank equity capital | $53,248,000 | 1,162 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,056,000 | 2,766 |
| Surplus | $17,556,000 | 1,453 |
| Undivided profits | $34,636,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,463,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,474,000 | 1,367 |
| Earning assets | $558,411,000 | 1,027 |
| Long-term assets (5+ years) | $86,969,000 | 1,173 |
| Average Assets, year-to-date | $591,754,000 | 1,054 |
| Average Assets, quarterly | $591,754,000 | 1,054 |
| Volatile liabilities | $77,215,000 | 1,744 |
| Insider loans | $14,283,000 | 429 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $150,314,000 | 752 |
| Tier 1 (core) risk-based capital | $52,596,000 | 1,122 |
| Tier 2 risk-based capital | $31,096,000 | 227 |
| Total risk weighted assets | $453,498,000 | 985 |
| Total unused commitments | $150,314,000 | 752 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 160 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $587,729,000 | 1,062 |
| Cash and due from depository institutions | $17,351,000 | 1,039 |
| Interest-bearing balances | $327,000 | 3,734 |
| Securities | $81,593,000 | 1,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $467,615,000 | 897 |
| Loan loss allowance | $7,940,000 | 622 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,743,000 | 2,352 |
| Other real estate owned | $0 | 1,039 |
| Goodwill and other intangibles | $1,777,000 | 1,360 |
| All other assets | $14,650,000 | 1,180 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $587,729,000 | 1,062 |
| Total liabilities | $534,287,000 | 1,053 |
| Total deposits | $475,809,000 | 1,010 |
| Interest-bearing deposits | $350,721,000 | 1,165 |
| Deposits held in domestic offices | $475,809,000 | 1,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,299,000 | 620 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $25,400,000 | 110 |
| All other liabilities | $2,779,000 | 1,634 |
| Total equity capital | $53,442,000 | 1,142 |
| Total bank equity capital | $53,442,000 | 1,142 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,056,000 | 2,764 |
| Surplus | $17,556,000 | 1,423 |
| Undivided profits | $34,830,000 | 987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,294,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,562,000 | 1,316 |
| Earning assets | $549,535,000 | 1,028 |
| Long-term assets (5+ years) | $73,700,000 | 1,314 |
| Average Assets, year-to-date | $575,247,800 | 1,029 |
| Average Assets, quarterly | $578,095,500 | 1,062 |
| Volatile liabilities | $71,359,000 | 1,839 |
| Insider loans | $17,834,000 | 306 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $143,598,000 | 766 |
| Tier 1 (core) risk-based capital | $52,538,000 | 1,091 |
| Tier 2 risk-based capital | $31,076,000 | 224 |
| Total risk weighted assets | $451,831,000 | 963 |
| Total unused commitments | $143,598,000 | 766 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 157 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $568,462,000 | 1,076 |
| Cash and due from depository institutions | $20,802,000 | 1,049 |
| Interest-bearing balances | $323,000 | 3,858 |
| Securities | $72,525,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $453,993,000 | 902 |
| Loan loss allowance | $8,162,000 | 604 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,810,000 | 2,273 |
| Other real estate owned | $0 | 1,049 |
| Goodwill and other intangibles | $1,777,000 | 1,331 |
| All other assets | $14,555,000 | 1,173 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $568,462,000 | 1,076 |
| Total liabilities | $514,971,000 | 1,066 |
| Total deposits | $458,146,000 | 1,025 |
| Interest-bearing deposits | $333,663,000 | 1,208 |
| Deposits held in domestic offices | $458,146,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,706,000 | 626 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $25,400,000 | 107 |
| All other liabilities | $2,719,000 | 1,618 |
| Total equity capital | $53,491,000 | 1,132 |
| Total bank equity capital | $53,491,000 | 1,132 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,056,000 | 2,747 |
| Surplus | $17,477,000 | 1,394 |
| Undivided profits | $34,958,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,269,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,328,000 | 1,405 |
| Earning assets | $526,841,000 | 1,059 |
| Long-term assets (5+ years) | $50,165,000 | 1,758 |
| Average Assets, year-to-date | $572,127,500 | 1,022 |
| Average Assets, quarterly | $566,748,500 | 1,060 |
| Volatile liabilities | $67,234,000 | 1,854 |
| Insider loans | $16,024,000 | 336 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $145,287,000 | 751 |
| Tier 1 (core) risk-based capital | $52,375,000 | 1,075 |
| Tier 2 risk-based capital | $30,943,000 | 225 |
| Total risk weighted assets | $440,844,000 | 960 |
| Total unused commitments | $145,287,000 | 753 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 148 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $565,035,000 | 1,054 |
| Cash and due from depository institutions | $18,531,000 | 1,124 |
| Interest-bearing balances | $501,000 | 3,378 |
| Securities | $61,052,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $467,608,000 | 859 |
| Loan loss allowance | $7,723,000 | 621 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,816,000 | 2,235 |
| Other real estate owned | $0 | 1,124 |
| Goodwill and other intangibles | $1,777,000 | 1,325 |
| All other assets | $11,251,000 | 1,429 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $565,035,000 | 1,054 |
| Total liabilities | $509,351,000 | 1,053 |
| Total deposits | $438,563,000 | 1,039 |
| Interest-bearing deposits | $315,149,000 | 1,264 |
| Deposits held in domestic offices | $438,563,000 | 1,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,995,000 | 488 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $25,400,000 | 105 |
| All other liabilities | $2,393,000 | 1,708 |
| Total equity capital | $55,684,000 | 1,066 |
| Total bank equity capital | $55,684,000 | 1,066 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,056,000 | 2,726 |
| Surplus | $17,477,000 | 1,369 |
| Undivided profits | $37,151,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,058,000 | 1,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,228,000 | 1,328 |
| Earning assets | $529,161,000 | 1,030 |
| Long-term assets (5+ years) | $37,956,000 | 2,171 |
| Average Assets, year-to-date | $573,349,330 | 1,008 |
| Average Assets, quarterly | $561,243,500 | 1,041 |
| Volatile liabilities | $80,075,000 | 1,546 |
| Insider loans | $16,041,000 | 306 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $140,924,000 | 741 |
| Tier 1 (core) risk-based capital | $54,230,000 | 1,014 |
| Tier 2 risk-based capital | $31,016,000 | 219 |
| Total risk weighted assets | $446,677,000 | 934 |
| Total unused commitments | $140,924,000 | 742 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 149 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $557,452,000 | 1,048 |
| Cash and due from depository institutions | $16,412,000 | 1,103 |
| Interest-bearing balances | $489,000 | 3,474 |
| Securities | $57,912,000 | 2,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $465,182,000 | 836 |
| Loan loss allowance | $7,731,000 | 614 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,869,000 | 2,188 |
| Other real estate owned | $0 | 1,103 |
| Goodwill and other intangibles | $1,777,000 | 1,312 |
| All other assets | $11,300,000 | 1,407 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $557,452,000 | 1,048 |
| Total liabilities | $502,817,000 | 1,045 |
| Total deposits | $438,931,000 | 1,021 |
| Interest-bearing deposits | $320,085,000 | 1,220 |
| Deposits held in domestic offices | $438,931,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,500,000 | 556 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $25,400,000 | 108 |
| All other liabilities | $3,986,000 | 1,114 |
| Total equity capital | $54,635,000 | 1,059 |
| Total bank equity capital | $54,635,000 | 1,059 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,056,000 | 2,736 |
| Surplus | $17,477,000 | 1,326 |
| Undivided profits | $36,102,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,415,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,273,000 | 1,247 |
| Earning assets | $523,583,000 | 1,014 |
| Long-term assets (5+ years) | $36,699,000 | 2,284 |
| Average Assets, year-to-date | $577,506,500 | 999 |
| Average Assets, quarterly | $577,506,500 | 999 |
| Volatile liabilities | $72,723,000 | 1,611 |
| Insider loans | $15,956,000 | 303 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $143,030,000 | 728 |
| Tier 1 (core) risk-based capital | $53,468,000 | 1,006 |
| Tier 2 risk-based capital | $30,943,000 | 221 |
| Total risk weighted assets | $441,266,000 | 931 |
| Total unused commitments | $143,030,000 | 728 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 145 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $597,561,000 | 972 |
| Cash and due from depository institutions | $18,019,000 | 1,150 |
| Interest-bearing balances | $1,213,000 | 2,560 |
| Securities | $54,350,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $507,940,000 | 767 |
| Loan loss allowance | $7,578,000 | 637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,645,000 | 2,249 |
| Other real estate owned | $0 | 1,150 |
| Goodwill and other intangibles | $1,777,000 | 1,309 |
| All other assets | $10,830,000 | 1,431 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $597,561,000 | 972 |
| Total liabilities | $543,156,000 | 958 |
| Total deposits | $449,735,000 | 982 |
| Interest-bearing deposits | $322,972,000 | 1,206 |
| Deposits held in domestic offices | $449,735,000 | 981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,924,000 | 388 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $25,400,000 | 113 |
| All other liabilities | $2,097,000 | 1,861 |
| Total equity capital | $54,405,000 | 1,073 |
| Total bank equity capital | $54,405,000 | 1,073 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,056,000 | 2,726 |
| Surplus | $17,477,000 | 1,308 |
| Undivided profits | $35,872,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,445,000 | 1,130 |
| Earning assets | $563,503,000 | 948 |
| Long-term assets (5+ years) | $40,765,000 | 2,155 |
| Average Assets, year-to-date | $591,355,000 | 929 |
| Average Assets, quarterly | $603,355,500 | 944 |
| Volatile liabilities | $106,104,000 | 1,126 |
| Insider loans | $15,163,000 | 338 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $130,687,000 | 761 |
| Tier 1 (core) risk-based capital | $52,642,000 | 1,015 |
| Tier 2 risk-based capital | $31,477,000 | 223 |
| Total risk weighted assets | $473,634,000 | 869 |
| Total unused commitments | $130,687,000 | 761 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 142 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $609,150,000 | 933 |
| Cash and due from depository institutions | $27,388,000 | 1,183 |
| Interest-bearing balances | $3,886,000 | 1,393 |
| Securities | $51,001,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $511,570,000 | 732 |
| Loan loss allowance | $7,684,000 | 631 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,440,000 | 2,295 |
| Other real estate owned | $0 | 1,183 |
| Goodwill and other intangibles | $1,777,000 | 1,288 |
| All other assets | $12,974,000 | 1,181 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $609,150,000 | 933 |
| Total liabilities | $555,488,000 | 912 |
| Total deposits | $449,954,000 | 957 |
| Interest-bearing deposits | $325,575,000 | 1,172 |
| Deposits held in domestic offices | $449,954,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,296,000 | 332 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $25,400,000 | 116 |
| All other liabilities | $1,838,000 | 2,057 |
| Total equity capital | $53,662,000 | 1,070 |
| Total bank equity capital | $53,662,000 | 1,070 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,056,000 | 2,726 |
| Surplus | $17,437,000 | 1,267 |
| Undivided profits | $35,169,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,673,000 | 1,030 |
| Earning assets | $566,457,000 | 916 |
| Long-term assets (5+ years) | $38,616,000 | 2,270 |
| Average Assets, year-to-date | $589,803,500 | 933 |
| Average Assets, quarterly | $603,686,000 | 931 |
| Volatile liabilities | $119,641,000 | 990 |
| Insider loans | $14,509,000 | 348 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $123,202,000 | 780 |
| Tier 1 (core) risk-based capital | $51,953,000 | 1,019 |
| Tier 2 risk-based capital | $31,366,000 | 229 |
| Total risk weighted assets | $475,218,000 | 847 |
| Total unused commitments | $123,202,000 | 782 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $226,670,000 | 2,509 |
| Cash and due from depository institutions | $7,026,000 | 2,858 |
| Interest-bearing balances | $697,000 | 3,216 |
| Securities | $22,534,000 | 4,460 |
| Federal funds sold & reverse repurchase agreements | $6,366,000 | 1,642 |
| Net loans & leases | $182,579,000 | 2,023 |
| Loan loss allowance | $3,110,000 | 1,495 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,466,000 | 5,022 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $1,367,000 | 1,440 |
| All other assets | $5,332,000 | 2,502 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $226,670,000 | 2,509 |
| Total liabilities | $205,615,000 | 2,491 |
| Total deposits | $184,830,000 | 2,487 |
| Interest-bearing deposits | $139,935,000 | 2,767 |
| Deposits held in domestic offices | $184,830,000 | 2,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,927,000 | 1,507 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $14,100,000 | 146 |
| All other liabilities | $758,000 | 3,555 |
| Total equity capital | $21,055,000 | 2,601 |
| Total bank equity capital | $21,055,000 | 2,601 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $264,000 | 5,478 |
| Surplus | $7,826,000 | 2,457 |
| Undivided profits | $12,965,000 | 2,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $910,000 | 3,206 |
| Earning assets | $212,176,000 | 2,460 |
| Long-term assets (5+ years) | $20,586,000 | 3,555 |
| Average Assets, year-to-date | $221,630,330 | 2,509 |
| Average Assets, quarterly | $222,970,500 | 2,525 |
| Volatile liabilities | $16,082,000 | 4,567 |
| Insider loans | $5,160,000 | 1,093 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,048,000 | 1,637 |
| Tier 1 (core) risk-based capital | $19,851,000 | 2,668 |
| Tier 2 risk-based capital | $12,086,000 | 437 |
| Total risk weighted assets | $171,818,000 | 2,231 |
| Total unused commitments | $47,048,000 | 1,640 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $219,271,000 | 2,554 |
| Cash and due from depository institutions | $3,794,000 | 2,639 |
| Interest-bearing balances | $383,000 | 4,037 |
| Securities | $23,795,000 | 4,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $183,918,000 | 1,958 |
| Loan loss allowance | $3,110,000 | 1,486 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,331,000 | 5,239 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $1,367,000 | 1,439 |
| All other assets | $5,066,000 | 2,468 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $219,271,000 | 2,554 |
| Total liabilities | $197,894,000 | 2,534 |
| Total deposits | $177,062,000 | 2,560 |
| Interest-bearing deposits | $138,160,000 | 2,785 |
| Deposits held in domestic offices | $177,062,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,445,000 | 1,442 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $14,100,000 | 147 |
| All other liabilities | $1,287,000 | 2,696 |
| Total equity capital | $21,377,000 | 2,615 |
| Total bank equity capital | $21,377,000 | 2,615 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $264,000 | 5,488 |
| Surplus | $7,826,000 | 2,424 |
| Undivided profits | $13,287,000 | 2,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 4,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $887,000 | 3,227 |
| Earning assets | $208,096,000 | 2,478 |
| Long-term assets (5+ years) | $20,842,000 | 3,486 |
| Average Assets, year-to-date | $219,110,500 | 2,532 |
| Average Assets, quarterly | $219,110,500 | 2,532 |
| Volatile liabilities | $16,517,000 | 4,434 |
| Insider loans | $5,120,000 | 1,092 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $47,951,000 | 1,576 |
| Tier 1 (core) risk-based capital | $19,890,000 | 2,640 |
| Tier 2 risk-based capital | $12,088,000 | 433 |
| Total risk weighted assets | $170,438,000 | 2,195 |
| Total unused commitments | $47,951,000 | 1,579 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $218,950,000 | 2,562 |
| Cash and due from depository institutions | $5,493,000 | 2,738 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $21,976,000 | 4,562 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 3,380 |
| Net loans & leases | $181,205,000 | 1,977 |
| Loan loss allowance | $3,110,000 | 1,482 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,022,000 | 5,859 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $1,367,000 | 1,427 |
| All other assets | $5,012,000 | 2,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,950,000 | 2,562 |
| Total liabilities | $197,700,000 | 2,540 |
| Total deposits | $178,387,000 | 2,530 |
| Interest-bearing deposits | $140,995,000 | 2,703 |
| Deposits held in domestic offices | $178,387,000 | 2,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,369,000 | 1,709 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $14,100,000 | 151 |
| All other liabilities | $844,000 | 3,463 |
| Total equity capital | $21,250,000 | 2,577 |
| Total bank equity capital | $21,250,000 | 2,577 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $264,000 | 5,529 |
| Surplus | $7,826,000 | 2,393 |
| Undivided profits | $13,160,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $939,000 | 3,169 |
| Earning assets | $206,057,000 | 2,491 |
| Long-term assets (5+ years) | $19,698,000 | 3,633 |
| Average Assets, year-to-date | $211,579,800 | 2,564 |
| Average Assets, quarterly | $217,702,500 | 2,550 |
| Volatile liabilities | $19,357,000 | 3,989 |
| Insider loans | $3,697,000 | 1,511 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $43,007,000 | 1,657 |
| Tier 1 (core) risk-based capital | $19,761,000 | 2,616 |
| Tier 2 risk-based capital | $11,999,000 | 434 |
| Total risk weighted assets | $168,438,000 | 2,201 |
| Total unused commitments | $43,007,000 | 1,660 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 64 | 2,713 |
| Assets and Liabilities | ||
| Total Assets: | $216,455,000 | 2,574 |
| Cash and due from depository institutions | $4,452,000 | 2,713 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $24,463,000 | 4,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $179,921,000 | 1,970 |
| Loan loss allowance | $3,298,000 | 1,416 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $755,000 | 6,458 |
| Other real estate owned | $0 | 2,713 |
| Goodwill and other intangibles | $1,367,000 | 1,401 |
| All other assets | $5,497,000 | 2,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,455,000 | 2,574 |
| Total liabilities | $195,652,000 | 2,562 |
| Total deposits | $169,019,000 | 2,670 |
| Interest-bearing deposits | $132,689,000 | 2,874 |
| Deposits held in domestic offices | $169,019,000 | 2,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,679,000 | 1,007 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $14,100,000 | 149 |
| All other liabilities | $854,000 | 3,589 |
| Total equity capital | $20,803,000 | 2,617 |
| Total bank equity capital | $20,803,000 | 2,617 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $264,000 | 5,563 |
| Surplus | $7,826,000 | 2,357 |
| Undivided profits | $12,713,000 | 2,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,064,000 | 2,961 |
| Earning assets | $204,385,000 | 2,514 |
| Long-term assets (5+ years) | $20,051,000 | 3,597 |
| Average Assets, year-to-date | $209,737,250 | 2,598 |
| Average Assets, quarterly | $213,058,000 | 2,602 |
| Volatile liabilities | $22,947,000 | 3,540 |
| Insider loans | $2,805,000 | 1,949 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $41,453,000 | 1,705 |
| Tier 1 (core) risk-based capital | $19,234,000 | 2,681 |
| Tier 2 risk-based capital | $11,748,000 | 446 |
| Total risk weighted assets | $169,296,000 | 2,191 |
| Total unused commitments | $41,453,000 | 1,708 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $209,661,000 | 2,641 |
| Cash and due from depository institutions | $4,607,000 | 2,720 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $26,517,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $171,351,000 | 2,040 |
| Loan loss allowance | $3,223,000 | 1,415 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $727,000 | 6,539 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $1,367,000 | 1,369 |
| All other assets | $5,092,000 | 2,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,661,000 | 2,641 |
| Total liabilities | $174,875,000 | 2,797 |
| Total deposits | $165,298,000 | 2,713 |
| Interest-bearing deposits | $130,958,000 | 2,883 |
| Deposits held in domestic offices | $165,298,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,921,000 | 1,122 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $656,000 | 4,372 |
| Total equity capital | $34,786,000 | 1,570 |
| Total bank equity capital | $34,786,000 | 1,570 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $264,000 | 5,575 |
| Surplus | $7,826,000 | 2,319 |
| Undivided profits | $26,696,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,069,000 | 2,854 |
| Earning assets | $197,869,000 | 2,561 |
| Long-term assets (5+ years) | $17,459,000 | 3,731 |
| Average Assets, year-to-date | $207,498,000 | 2,608 |
| Average Assets, quarterly | $207,917,500 | 2,636 |
| Volatile liabilities | $19,681,000 | 3,855 |
| Insider loans | $3,079,000 | 1,794 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $39,384,000 | 1,727 |
| Tier 1 (core) risk-based capital | $33,030,000 | 1,523 |
| Tier 2 risk-based capital | $2,010,000 | 2,043 |
| Total risk weighted assets | $159,579,000 | 2,276 |
| Total unused commitments | $39,384,000 | 1,736 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $206,174,000 | 2,644 |
| Cash and due from depository institutions | $4,419,000 | 2,769 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $24,818,000 | 4,039 |
| Federal funds sold & reverse repurchase agreements | $3,595,000 | 4,004 |
| Net loans & leases | $166,595,000 | 2,061 |
| Loan loss allowance | $3,102,000 | 1,439 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $701,000 | 6,601 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $1,367,000 | 1,356 |
| All other assets | $4,679,000 | 2,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,174,000 | 2,644 |
| Total liabilities | $171,687,000 | 2,806 |
| Total deposits | $164,183,000 | 2,701 |
| Interest-bearing deposits | $133,165,000 | 2,831 |
| Deposits held in domestic offices | $164,183,000 | 2,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,437,000 | 1,240 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,067,000 | 3,198 |
| Total equity capital | $34,487,000 | 1,550 |
| Total bank equity capital | $34,487,000 | 1,550 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $264,000 | 5,594 |
| Surplus | $7,826,000 | 2,292 |
| Undivided profits | $26,397,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,052,000 | 2,903 |
| Earning assets | $195,009,000 | 2,566 |
| Long-term assets (5+ years) | $12,723,000 | 4,365 |
| Average Assets, year-to-date | $206,416,500 | 2,610 |
| Average Assets, quarterly | $206,416,500 | 2,610 |
| Volatile liabilities | $16,602,000 | 4,268 |
| Insider loans | $1,950,000 | 2,585 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,712,000 | 1,664 |
| Tier 1 (core) risk-based capital | $32,676,000 | 1,520 |
| Tier 2 risk-based capital | $1,920,000 | 2,083 |
| Total risk weighted assets | $152,389,000 | 2,329 |
| Total unused commitments | $39,712,000 | 1,674 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $206,659,000 | 2,594 |
| Cash and due from depository institutions | $5,784,000 | 2,734 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $27,956,000 | 3,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $166,192,000 | 2,043 |
| Loan loss allowance | $3,032,000 | 1,451 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $719,000 | 6,555 |
| Other real estate owned | $0 | 2,734 |
| Goodwill and other intangibles | $1,367,000 | 1,339 |
| All other assets | $4,641,000 | 2,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,659,000 | 2,594 |
| Total liabilities | $172,319,000 | 2,759 |
| Total deposits | $167,874,000 | 2,576 |
| Interest-bearing deposits | $133,221,000 | 2,777 |
| Deposits held in domestic offices | $167,874,000 | 2,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,604,000 | 1,673 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $841,000 | 3,799 |
| Total equity capital | $34,340,000 | 1,532 |
| Total bank equity capital | $34,340,000 | 1,532 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $264,000 | 5,609 |
| Surplus | $7,826,000 | 2,251 |
| Undivided profits | $26,250,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,114,000 | 2,895 |
| Earning assets | $194,149,000 | 2,521 |
| Long-term assets (5+ years) | $11,278,000 | 4,575 |
| Average Assets, year-to-date | $205,267,800 | 2,495 |
| Average Assets, quarterly | $208,021,500 | 2,548 |
| Volatile liabilities | $13,988,000 | 4,721 |
| Insider loans | $1,985,000 | 2,532 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $43,188,000 | 1,500 |
| Tier 1 (core) risk-based capital | $32,344,000 | 1,507 |
| Tier 2 risk-based capital | $1,905,000 | 2,064 |
| Total risk weighted assets | $151,292,000 | 2,315 |
| Total unused commitments | $43,188,000 | 1,504 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 62 | 2,742 |
| Assets and Liabilities | ||
| Total Assets: | $200,470,000 | 2,543 |
| Cash and due from depository institutions | $4,101,000 | 2,742 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $36,683,000 | 2,871 |
| Federal funds sold & reverse repurchase agreements | $5,425,000 | 2,591 |
| Net loans & leases | $148,950,000 | 2,176 |
| Loan loss allowance | $3,102,000 | 1,336 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $803,000 | 6,385 |
| Other real estate owned | $0 | 2,742 |
| Goodwill and other intangibles | $37,000 | 2,862 |
| All other assets | $4,471,000 | 2,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,470,000 | 2,543 |
| Total liabilities | $168,960,000 | 2,691 |
| Total deposits | $161,370,000 | 2,539 |
| Interest-bearing deposits | $132,676,000 | 2,663 |
| Deposits held in domestic offices | $161,370,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,782,000 | 1,295 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $808,000 | 4,020 |
| Total equity capital | $31,510,000 | 1,553 |
| Total bank equity capital | $31,510,000 | 1,553 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $264,000 | 5,732 |
| Surplus | $6,458,000 | 2,517 |
| Undivided profits | $24,788,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,920,000 | 1,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 951 |
| Income earned, not collected on loans | $1,238,000 | 2,804 |
| Earning assets | $191,060,000 | 2,438 |
| Long-term assets (5+ years) | $8,368,000 | 5,174 |
| Average Assets, year-to-date | $193,100,000 | 2,510 |
| Average Assets, quarterly | $197,819,000 | 2,546 |
| Volatile liabilities | $16,788,000 | 4,155 |
| Insider loans | $1,346,000 | 3,216 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $35,843,000 | 1,628 |
| Tier 1 (core) risk-based capital | $31,040,000 | 1,481 |
| Tier 2 risk-based capital | $1,731,000 | 2,108 |
| Total risk weighted assets | $137,134,000 | 2,432 |
| Total unused commitments | $35,843,000 | 1,634 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $188,858,000 | 2,574 |
| Cash and due from depository institutions | $4,825,000 | 2,852 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $35,988,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $6,395,000 | 1,889 |
| Net loans & leases | $136,551,000 | 2,297 |
| Loan loss allowance | $3,011,000 | 1,287 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $856,000 | 6,345 |
| Other real estate owned | $0 | 2,852 |
| Goodwill and other intangibles | $256,000 | 2,199 |
| All other assets | $3,987,000 | 2,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,858,000 | 2,574 |
| Total liabilities | $159,063,000 | 2,721 |
| Total deposits | $149,278,000 | 2,624 |
| Interest-bearing deposits | $122,829,000 | 2,745 |
| Deposits held in domestic offices | $149,278,000 | 2,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,755,000 | 1,187 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,030,000 | 3,503 |
| Total equity capital | $29,795,000 | 1,558 |
| Total bank equity capital | $29,795,000 | 1,558 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $264,000 | 5,906 |
| Surplus | $6,458,000 | 2,443 |
| Undivided profits | $23,073,000 | 1,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,890,000 | 1,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 744 |
| Income earned, not collected on loans | $828,000 | 3,303 |
| Earning assets | $178,936,000 | 2,497 |
| Long-term assets (5+ years) | $7,895,000 | 5,105 |
| Average Assets, year-to-date | $179,577,600 | 2,576 |
| Average Assets, quarterly | $182,248,000 | 2,617 |
| Volatile liabilities | $16,852,000 | 4,133 |
| Insider loans | $1,230,000 | 3,356 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $33,042,000 | 1,591 |
| Tier 1 (core) risk-based capital | $29,531,000 | 1,493 |
| Tier 2 risk-based capital | $1,557,670 | 2,239 |
| Total risk weighted assets | $123,160,470 | 2,574 |
| Total unused commitments | $33,042,000 | 1,592 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $180,545,000 | 2,623 |
| Cash and due from depository institutions | $4,550,000 | 3,083 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $39,363,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $131,707,000 | 2,285 |
| Loan loss allowance | $2,522,000 | 1,477 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $886,000 | 6,363 |
| Other real estate owned | $127,000 | 3,083 |
| Goodwill and other intangibles | $285,000 | 2,207 |
| All other assets | $3,627,000 | 2,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,545,000 | 2,623 |
| Total liabilities | $152,139,000 | 2,783 |
| Total deposits | $142,724,000 | 2,666 |
| Interest-bearing deposits | $119,253,000 | 2,756 |
| Deposits held in domestic offices | $142,724,000 | 2,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,434,000 | 1,326 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $981,000 | 3,325 |
| Total equity capital | $28,406,000 | 1,560 |
| Total bank equity capital | $28,406,000 | 1,560 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $264,000 | 6,109 |
| Surplus | $6,458,000 | 2,413 |
| Undivided profits | $21,684,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $129,000 | 753 |
| Income earned, not collected on loans | $765,000 | 3,069 |
| Earning assets | $171,071,000 | 2,535 |
| Long-term assets (5+ years) | $9,775,000 | 4,898 |
| Average Assets, year-to-date | $181,460,400 | 2,495 |
| Average Assets, quarterly | $180,714,000 | 2,580 |
| Volatile liabilities | $15,951,000 | 4,069 |
| Insider loans | $1,663,000 | 2,596 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,080,000 | 1,866 |
| Tier 1 (core) risk-based capital | $28,458,000 | 1,527 |
| Tier 2 risk-based capital | $1,489,600 | 2,197 |
| Total risk weighted assets | $117,552,700 | 2,581 |
| Total unused commitments | $27,080,000 | 1,870 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $181,452,000 | 2,528 |
| Cash and due from depository institutions | $4,005,000 | 2,961 |
| Interest-bearing balances | $2,000 | 6,622 |
| Securities | $45,191,000 | 2,545 |
| Federal funds sold & reverse repurchase agreements | $6,025,000 | 2,868 |
| Net loans & leases | $121,900,000 | 2,284 |
| Loan loss allowance | $2,083,000 | 1,700 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $920,000 | 6,201 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $315,000 | 2,107 |
| All other assets | $3,096,000 | 2,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,452,000 | 2,528 |
| Total liabilities | $153,498,000 | 2,711 |
| Total deposits | $145,881,000 | 2,619 |
| Interest-bearing deposits | $123,391,000 | 2,633 |
| Deposits held in domestic offices | $145,881,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,474,000 | 1,265 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,143,000 | 3,147 |
| Total equity capital | $27,954,000 | 1,592 |
| Total bank equity capital | $27,954,000 | 1,592 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $264,000 | 6,212 |
| Surplus | $6,458,000 | 2,298 |
| Undivided profits | $21,232,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 780 |
| Income earned, not collected on loans | $674,000 | 3,468 |
| Earning assets | $173,118,000 | 2,428 |
| Long-term assets (5+ years) | $6,050,000 | 5,833 |
| Average Assets, year-to-date | $177,959,800 | 2,434 |
| Average Assets, quarterly | $181,753,500 | 2,478 |
| Volatile liabilities | $15,114,000 | 3,771 |
| Insider loans | $1,489,000 | 2,667 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,735,000 | 1,589 |
| Tier 1 (core) risk-based capital | $27,328,000 | 1,544 |
| Tier 2 risk-based capital | $1,380,240 | 2,259 |
| Total risk weighted assets | $109,716,740 | 2,594 |
| Total unused commitments | $31,735,000 | 1,592 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $174,310,000 | 2,575 |
| Cash and due from depository institutions | $4,763,000 | 2,648 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $35,702,000 | 3,133 |
| Federal funds sold & reverse repurchase agreements | $4,975,000 | 2,727 |
| Net loans & leases | $124,257,000 | 2,242 |
| Loan loss allowance | $2,030,000 | 1,767 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $932,000 | 6,176 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $345,000 | 1,976 |
| All other assets | $3,336,000 | 2,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,310,000 | 2,575 |
| Total liabilities | $147,740,000 | 2,727 |
| Total deposits | $139,815,000 | 2,669 |
| Interest-bearing deposits | $119,696,000 | 2,677 |
| Deposits held in domestic offices | $139,815,000 | 2,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,744,000 | 1,288 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,181,000 | 3,105 |
| Total equity capital | $26,570,000 | 1,682 |
| Total bank equity capital | $26,570,000 | 1,682 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $264,000 | 6,480 |
| Surplus | $6,458,000 | 2,265 |
| Undivided profits | $19,848,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $986,000 | 2,301 |
| Earning assets | $164,935,000 | 2,502 |
| Long-term assets (5+ years) | $6,836,000 | 5,263 |
| Average Assets, year-to-date | $174,548,000 | 2,456 |
| Average Assets, quarterly | $172,716,000 | 2,562 |
| Volatile liabilities | $14,512,000 | 3,849 |
| Insider loans | $910,000 | 3,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,542,000 | 1,808 |
| Tier 1 (core) risk-based capital | $26,202,000 | 1,621 |
| Tier 2 risk-based capital | $1,407,320 | 2,129 |
| Total risk weighted assets | $111,963,120 | 2,506 |
| Total unused commitments | $24,542,000 | 1,815 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 64 | 2,969 |
| Assets and Liabilities | ||
| Total Assets: | $176,458,000 | 2,621 |
| Cash and due from depository institutions | $5,015,000 | 2,969 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $41,984,000 | 2,870 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 7,075 |
| Net loans & leases | $124,291,000 | 2,271 |
| Loan loss allowance | $1,921,000 | 1,979 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $988,000 | 6,034 |
| Other real estate owned | $0 | 2,969 |
| Goodwill and other intangibles | $374,000 | 1,829 |
| All other assets | $3,131,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,458,000 | 2,621 |
| Total liabilities | $151,092,000 | 2,751 |
| Total deposits | $144,156,000 | 2,677 |
| Interest-bearing deposits | $124,256,000 | 2,657 |
| Deposits held in domestic offices | $144,156,000 | 2,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,585,000 | 1,506 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,351,000 | 2,804 |
| Total equity capital | $25,366,000 | 1,779 |
| Total bank equity capital | $25,366,000 | 1,779 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $264,000 | 6,842 |
| Surplus | $6,458,000 | 2,334 |
| Undivided profits | $18,644,000 | 1,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $725,000 | 3,164 |
| Earning assets | $166,952,000 | 2,553 |
| Long-term assets (5+ years) | $5,300,000 | 5,737 |
| Average Assets, year-to-date | $172,069,000 | 2,574 |
| Average Assets, quarterly | $175,366,500 | 2,608 |
| Volatile liabilities | $12,557,000 | 4,146 |
| Insider loans | $3,018,000 | 1,438 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,629,000 | 1,823 |
| Tier 1 (core) risk-based capital | $25,131,000 | 1,712 |
| Tier 2 risk-based capital | $1,376,910 | 2,215 |
| Total risk weighted assets | $109,608,710 | 2,561 |
| Total unused commitments | $23,629,000 | 1,839 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $167,872,000 | 2,734 |
| Cash and due from depository institutions | $8,979,000 | 2,981 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $36,380,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 9,227 |
| Net loans & leases | $116,877,000 | 2,367 |
| Loan loss allowance | $1,709,000 | 2,220 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,048,000 | 5,892 |
| Other real estate owned | $36,000 | 2,981 |
| Goodwill and other intangibles | $404,000 | 1,672 |
| All other assets | $4,093,000 | 1,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,872,000 | 2,734 |
| Total liabilities | $143,220,000 | 2,910 |
| Total deposits | $136,454,000 | 2,845 |
| Interest-bearing deposits | $118,047,000 | 2,838 |
| Deposits held in domestic offices | $136,454,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,440,000 | 1,607 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,326,000 | 1,861 |
| Total equity capital | $24,652,000 | 1,826 |
| Total bank equity capital | $24,652,000 | 1,826 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $264,000 | 7,205 |
| Surplus | $6,458,000 | 2,338 |
| Undivided profits | $17,930,000 | 1,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $880,000 | 2,624 |
| Earning assets | $153,314,000 | 2,764 |
| Long-term assets (5+ years) | $3,996,000 | 6,370 |
| Average Assets, year-to-date | $166,554,800 | 2,671 |
| Average Assets, quarterly | $168,160,000 | 2,715 |
| Volatile liabilities | $10,989,000 | 4,278 |
| Insider loans | $2,754,000 | 1,576 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,991,000 | 1,944 |
| Tier 1 (core) risk-based capital | $24,067,000 | 1,787 |
| Tier 2 risk-based capital | $1,311,460 | 2,276 |
| Total risk weighted assets | $104,518,960 | 2,610 |
| Total unused commitments | $20,991,000 | 1,952 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 69 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $166,557,000 | 2,731 |
| Cash and due from depository institutions | $6,236,000 | 2,924 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $42,054,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 3,664 |
| Net loans & leases | $110,979,000 | 2,435 |
| Loan loss allowance | $1,680,000 | 2,296 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,055,000 | 5,903 |
| Other real estate owned | $0 | 2,924 |
| Goodwill and other intangibles | $433,000 | 1,530 |
| All other assets | $3,725,000 | 2,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,557,000 | 2,731 |
| Total liabilities | $143,829,000 | 2,871 |
| Total deposits | $137,599,000 | 2,777 |
| Interest-bearing deposits | $117,642,000 | 2,807 |
| Deposits held in domestic offices | $137,599,000 | 2,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,020,000 | 1,988 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,210,000 | 1,669 |
| Total equity capital | $22,728,000 | 1,823 |
| Total bank equity capital | $22,728,000 | 1,823 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $264,000 | 7,616 |
| Surplus | $6,458,000 | 2,255 |
| Undivided profits | $16,006,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $725,000 | 2,807 |
| Earning assets | $155,110,000 | 2,692 |
| Long-term assets (5+ years) | $4,942,000 | 6,044 |
| Average Assets, year-to-date | $162,091,800 | 2,732 |
| Average Assets, quarterly | $165,717,000 | 2,731 |
| Volatile liabilities | $7,900,000 | 5,136 |
| Insider loans | $3,087,000 | 1,366 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,593,000 | 1,815 |
| Tier 1 (core) risk-based capital | $22,326,000 | 1,861 |
| Tier 2 risk-based capital | $1,244,160 | 2,381 |
| Total risk weighted assets | $99,096,560 | 2,666 |
| Total unused commitments | $21,593,000 | 1,827 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $159,113,000 | 2,883 |
| Cash and due from depository institutions | $4,310,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,763,000 | 3,330 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 6,397 |
| Net loans & leases | $107,498,000 | 2,442 |
| Loan loss allowance | $1,617,000 | 2,465 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,107,000 | 5,759 |
| Other real estate owned | $0 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,785,000 | 2,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,113,000 | 2,883 |
| Total liabilities | $138,039,000 | 3,017 |
| Total deposits | $134,462,000 | 2,911 |
| Interest-bearing deposits | $117,510,000 | 2,906 |
| Deposits held in domestic offices | $134,462,000 | 2,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,235,000 | 2,130 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,342,000 | 2,497 |
| Total equity capital | $21,074,000 | 1,943 |
| Total bank equity capital | $21,074,000 | 1,943 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $264,000 | 8,021 |
| Surplus | $6,458,000 | 2,163 |
| Undivided profits | $14,352,000 | 1,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 9,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,092,000 | 1,588 |
| Earning assets | $150,911,000 | 2,796 |
| Long-term assets (5+ years) | $4,293,000 | 6,876 |
| Average Assets, year-to-date | $156,390,200 | 2,853 |
| Average Assets, quarterly | $157,371,000 | 2,885 |
| Volatile liabilities | $6,001,000 | 5,880 |
| Insider loans | $2,885,000 | 1,447 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,548,000 | 1,646 |
| Tier 1 (core) risk-based capital | $21,074,000 | 1,896 |
| Tier 2 risk-based capital | $1,197,560 | 2,439 |
| Total risk weighted assets | $95,385,660 | 2,726 |
| Total unused commitments | $24,548,000 | 1,668 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $158,593,000 | 2,962 |
| Cash and due from depository institutions | $4,562,000 | 2,976 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $45,449,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 7,837 |
| Net loans & leases | $103,109,000 | 2,596 |
| Loan loss allowance | $1,624,000 | 2,527 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,138,000 | 5,686 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,985,000 | 2,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,593,000 | 2,962 |
| Total liabilities | $139,098,000 | 3,073 |
| Total deposits | $133,427,000 | 3,047 |
| Interest-bearing deposits | $115,797,000 | 3,071 |
| Deposits held in domestic offices | $133,427,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,325,000 | 1,476 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,346,000 | 2,572 |
| Total equity capital | $19,495,000 | 1,999 |
| Total bank equity capital | $19,495,000 | 1,999 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $264,000 | 8,428 |
| Surplus | $6,458,000 | 2,073 |
| Undivided profits | $12,773,000 | 1,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 11,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,301,000 | 1,478 |
| Earning assets | $149,908,000 | 2,882 |
| Long-term assets (5+ years) | $2,750,000 | 8,207 |
| Average Assets, year-to-date | $153,080,600 | 2,990 |
| Average Assets, quarterly | $155,422,000 | 3,007 |
| Volatile liabilities | $7,200,000 | 5,190 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,556,000 | 1,736 |
| Tier 1 (core) risk-based capital | $19,495,000 | 1,950 |
| Tier 2 risk-based capital | $1,135,560 | 2,603 |
| Total risk weighted assets | $90,356,460 | 2,946 |
| Total unused commitments | $21,556,000 | 1,754 |
| Derivatives | $0 | 651 |