Home > Mercantile County Bank > Assets and Liabilities
Mercantile County Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 192 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $997,780,000 | 667 |
| Cash and due from depository institutions | $20,841,000 | 873 |
| Interest-bearing balances | $848,000 | 2,616 |
| Securities | $79,080,000 | 1,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $867,133,000 | 557 |
| Loan loss allowance | $7,186,000 | 741 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,952,000 | 1,576 |
| Other real estate owned | $35,000 | 873 |
| Goodwill and other intangibles | $4,578,000 | 954 |
| All other assets | $18,161,000 | 1,047 |
| Life insurance assets | $4,386,000 | 1,324 |
| Total liabilities and capital | $997,780,000 | 667 |
| Total liabilities | $904,541,000 | 651 |
| Total deposits | $819,661,000 | 625 |
| Interest-bearing deposits | $599,129,000 | 749 |
| Deposits held in domestic offices | $819,661,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,263,000 | 471 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $29,400,000 | 106 |
| All other liabilities | $6,217,000 | 958 |
| Total equity capital | $93,239,000 | 749 |
| Total bank equity capital | $93,239,000 | 749 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $845,000 | 3,313 |
| Surplus | $22,600,000 | 1,281 |
| Undivided profits | $69,794,000 | 529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,949,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,837,000 | 1,033 |
| Earning assets | $947,061,000 | 642 |
| Long-term assets (5+ years) | $244,761,000 | 491 |
| Average Assets, year-to-date | $1,003,680,330 | 655 |
| Average Assets, quarterly | $1,003,807,000 | 659 |
| Volatile liabilities | $204,405,000 | 715 |
| Insider loans | $7,727,000 | 938 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $169,938,000 | 700 |
| Tier 1 (core) risk-based capital | $90,313,000 | 687 |
| Tier 2 risk-based capital | $37,070,000 | 205 |
| Total risk weighted assets | $797,933,000 | 636 |
| Total unused commitments | $169,938,000 | 700 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 197 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $1,009,834,000 | 651 |
| Cash and due from depository institutions | $24,020,000 | 838 |
| Interest-bearing balances | $798,000 | 2,749 |
| Securities | $91,784,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $863,990,000 | 543 |
| Loan loss allowance | $6,944,000 | 760 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,058,000 | 1,531 |
| Other real estate owned | $70,000 | 838 |
| Goodwill and other intangibles | $4,578,000 | 939 |
| All other assets | $17,334,000 | 1,047 |
| Life insurance assets | $4,341,000 | 1,318 |
| Total liabilities and capital | $1,009,834,000 | 651 |
| Total liabilities | $920,388,000 | 634 |
| Total deposits | $813,464,000 | 614 |
| Interest-bearing deposits | $604,382,000 | 731 |
| Deposits held in domestic offices | $813,464,000 | 612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,449,000 | 384 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $29,400,000 | 105 |
| All other liabilities | $6,075,000 | 978 |
| Total equity capital | $89,446,000 | 760 |
| Total bank equity capital | $89,446,000 | 760 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $845,000 | 3,309 |
| Surplus | $22,600,000 | 1,261 |
| Undivided profits | $66,001,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,946,000 | 980 |
| Earning assets | $956,572,000 | 624 |
| Long-term assets (5+ years) | $260,661,000 | 449 |
| Average Assets, year-to-date | $1,006,630,500 | 650 |
| Average Assets, quarterly | $1,006,630,500 | 650 |
| Volatile liabilities | $230,583,000 | 648 |
| Insider loans | $7,615,000 | 926 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $162,920,000 | 721 |
| Tier 1 (core) risk-based capital | $85,705,000 | 710 |
| Tier 2 risk-based capital | $36,743,000 | 204 |
| Total risk weighted assets | $788,489,000 | 626 |
| Total unused commitments | $162,920,000 | 721 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 198 | 826 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,427,000 | 650 |
| Cash and due from depository institutions | $18,484,000 | 826 |
| Interest-bearing balances | $167,000 | 4,222 |
| Securities | $104,349,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $849,964,000 | 546 |
| Loan loss allowance | $6,887,000 | 749 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,185,000 | 1,477 |
| Other real estate owned | $67,000 | 826 |
| Goodwill and other intangibles | $4,578,000 | 922 |
| All other assets | $17,800,000 | 1,037 |
| Life insurance assets | $4,281,000 | 1,308 |
| Total liabilities and capital | $1,003,427,000 | 650 |
| Total liabilities | $915,217,000 | 633 |
| Total deposits | $776,856,000 | 642 |
| Interest-bearing deposits | $568,775,000 | 758 |
| Deposits held in domestic offices | $776,856,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,662,000 | 311 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $29,400,000 | 103 |
| All other liabilities | $4,299,000 | 1,297 |
| Total equity capital | $88,210,000 | 757 |
| Total bank equity capital | $88,210,000 | 757 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $845,000 | 3,308 |
| Surplus | $22,600,000 | 1,238 |
| Undivided profits | $64,765,000 | 563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,196,000 | 922 |
| Earning assets | $954,480,000 | 620 |
| Long-term assets (5+ years) | $247,812,000 | 462 |
| Average Assets, year-to-date | $962,794,400 | 647 |
| Average Assets, quarterly | $991,483,000 | 650 |
| Volatile liabilities | $248,000,000 | 669 |
| Insider loans | $7,682,000 | 919 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $156,919,000 | 720 |
| Tier 1 (core) risk-based capital | $84,545,000 | 714 |
| Tier 2 risk-based capital | $36,626,000 | 203 |
| Total risk weighted assets | $775,245,000 | 632 |
| Total unused commitments | $156,919,000 | 720 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 200 | 829 |
| Assets and Liabilities | ||
| Total Assets: | $979,539,000 | 672 |
| Cash and due from depository institutions | $19,672,000 | 829 |
| Interest-bearing balances | $453,000 | 3,203 |
| Securities | $110,347,000 | 1,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $819,151,000 | 572 |
| Loan loss allowance | $6,993,000 | 741 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,322,000 | 1,424 |
| Other real estate owned | $67,000 | 829 |
| Goodwill and other intangibles | $4,578,000 | 920 |
| All other assets | $17,402,000 | 1,070 |
| Life insurance assets | $4,231,000 | 1,289 |
| Total liabilities and capital | $979,539,000 | 672 |
| Total liabilities | $893,223,000 | 658 |
| Total deposits | $759,689,000 | 642 |
| Interest-bearing deposits | $549,746,000 | 782 |
| Deposits held in domestic offices | $759,689,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,214,000 | 314 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $29,400,000 | 106 |
| All other liabilities | $3,920,000 | 1,377 |
| Total equity capital | $86,316,000 | 779 |
| Total bank equity capital | $86,316,000 | 779 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $845,000 | 3,329 |
| Surplus | $22,600,000 | 1,231 |
| Undivided profits | $62,871,000 | 588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,712,000 | 1,039 |
| Earning assets | $929,951,000 | 643 |
| Long-term assets (5+ years) | $251,860,000 | 453 |
| Average Assets, year-to-date | $952,636,250 | 661 |
| Average Assets, quarterly | $965,478,000 | 671 |
| Volatile liabilities | $226,849,000 | 741 |
| Insider loans | $8,243,000 | 845 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $161,895,000 | 733 |
| Tier 1 (core) risk-based capital | $82,794,000 | 738 |
| Tier 2 risk-based capital | $36,732,000 | 207 |
| Total risk weighted assets | $753,143,000 | 651 |
| Total unused commitments | $161,895,000 | 733 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 210 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $951,417,000 | 673 |
| Cash and due from depository institutions | $19,973,000 | 786 |
| Interest-bearing balances | $912,000 | 2,540 |
| Securities | $109,129,000 | 1,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $791,816,000 | 586 |
| Loan loss allowance | $7,209,000 | 711 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,396,000 | 1,388 |
| Other real estate owned | $49,000 | 786 |
| Goodwill and other intangibles | $4,578,000 | 909 |
| All other assets | $17,476,000 | 1,061 |
| Life insurance assets | $4,179,000 | 1,278 |
| Total liabilities and capital | $951,417,000 | 673 |
| Total liabilities | $867,073,000 | 664 |
| Total deposits | $756,468,000 | 643 |
| Interest-bearing deposits | $532,086,000 | 789 |
| Deposits held in domestic offices | $756,468,000 | 642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,447,000 | 376 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $29,400,000 | 107 |
| All other liabilities | $3,758,000 | 1,312 |
| Total equity capital | $84,344,000 | 776 |
| Total bank equity capital | $84,344,000 | 776 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $845,000 | 3,323 |
| Surplus | $22,600,000 | 1,206 |
| Undivided profits | $60,899,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,814,000 | 912 |
| Earning assets | $901,857,000 | 654 |
| Long-term assets (5+ years) | $248,807,000 | 457 |
| Average Assets, year-to-date | $943,668,670 | 665 |
| Average Assets, quarterly | $945,243,500 | 669 |
| Volatile liabilities | $182,810,000 | 859 |
| Insider loans | $8,322,000 | 821 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $161,046,000 | 728 |
| Tier 1 (core) risk-based capital | $81,471,000 | 735 |
| Tier 2 risk-based capital | $36,818,000 | 207 |
| Total risk weighted assets | $732,072,000 | 659 |
| Total unused commitments | $161,046,000 | 728 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 208 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $939,070,000 | 662 |
| Cash and due from depository institutions | $18,557,000 | 778 |
| Interest-bearing balances | $98,000 | 5,099 |
| Securities | $114,194,000 | 1,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $775,740,000 | 576 |
| Loan loss allowance | $9,344,000 | 546 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,080,000 | 1,396 |
| Other real estate owned | $45,000 | 778 |
| Goodwill and other intangibles | $4,578,000 | 885 |
| All other assets | $17,876,000 | 992 |
| Life insurance assets | $4,126,000 | 1,259 |
| Total liabilities and capital | $939,070,000 | 662 |
| Total liabilities | $857,107,000 | 657 |
| Total deposits | $749,083,000 | 639 |
| Interest-bearing deposits | $528,834,000 | 788 |
| Deposits held in domestic offices | $749,083,000 | 638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,824,000 | 372 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $29,400,000 | 108 |
| All other liabilities | $5,800,000 | 928 |
| Total equity capital | $81,963,000 | 778 |
| Total bank equity capital | $81,963,000 | 778 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $845,000 | 3,310 |
| Surplus | $22,598,000 | 1,171 |
| Undivided profits | $58,520,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,585,000 | 906 |
| Earning assets | $890,032,000 | 646 |
| Long-term assets (5+ years) | $252,003,000 | 437 |
| Average Assets, year-to-date | $939,794,500 | 664 |
| Average Assets, quarterly | $939,794,500 | 664 |
| Volatile liabilities | $172,948,000 | 867 |
| Insider loans | $8,094,000 | 827 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $153,532,000 | 745 |
| Tier 1 (core) risk-based capital | $78,840,000 | 744 |
| Tier 2 risk-based capital | $38,505,000 | 194 |
| Total risk weighted assets | $727,945,000 | 643 |
| Total unused commitments | $153,532,000 | 745 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 207 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $940,519,000 | 662 |
| Cash and due from depository institutions | $23,200,000 | 774 |
| Interest-bearing balances | $426,000 | 3,493 |
| Securities | $113,479,000 | 1,106 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $773,500,000 | 564 |
| Loan loss allowance | $9,539,000 | 525 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,011,000 | 1,398 |
| Other real estate owned | $0 | 774 |
| Goodwill and other intangibles | $4,578,000 | 865 |
| All other assets | $17,751,000 | 989 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $940,519,000 | 662 |
| Total liabilities | $859,580,000 | 654 |
| Total deposits | $728,807,000 | 643 |
| Interest-bearing deposits | $507,439,000 | 800 |
| Deposits held in domestic offices | $728,807,000 | 642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,820,000 | 307 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $29,400,000 | 109 |
| All other liabilities | $3,553,000 | 1,358 |
| Total equity capital | $80,939,000 | 777 |
| Total bank equity capital | $80,939,000 | 777 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $845,000 | 3,318 |
| Surplus | $22,598,000 | 1,145 |
| Undivided profits | $57,496,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,632,000 | 902 |
| Earning assets | $887,405,000 | 644 |
| Long-term assets (5+ years) | $255,919,000 | 430 |
| Average Assets, year-to-date | $885,366,000 | 673 |
| Average Assets, quarterly | $926,085,500 | 660 |
| Volatile liabilities | $190,868,000 | 800 |
| Insider loans | $9,025,000 | 711 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $170,097,000 | 685 |
| Tier 1 (core) risk-based capital | $77,489,000 | 744 |
| Tier 2 risk-based capital | $38,516,000 | 189 |
| Total risk weighted assets | $728,884,000 | 630 |
| Total unused commitments | $170,097,000 | 685 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 211 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $911,652,000 | 667 |
| Cash and due from depository institutions | $19,297,000 | 751 |
| Interest-bearing balances | $319,000 | 3,872 |
| Securities | $109,687,000 | 1,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $752,324,000 | 566 |
| Loan loss allowance | $9,332,000 | 531 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,137,000 | 1,332 |
| Other real estate owned | $0 | 751 |
| Goodwill and other intangibles | $4,578,000 | 840 |
| All other assets | $17,629,000 | 973 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $911,652,000 | 667 |
| Total liabilities | $832,082,000 | 656 |
| Total deposits | $729,580,000 | 630 |
| Interest-bearing deposits | $497,231,000 | 793 |
| Deposits held in domestic offices | $729,580,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,156,000 | 367 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $29,400,000 | 106 |
| All other liabilities | $3,946,000 | 1,220 |
| Total equity capital | $79,570,000 | 766 |
| Total bank equity capital | $79,570,000 | 766 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $845,000 | 3,301 |
| Surplus | $22,591,000 | 1,110 |
| Undivided profits | $56,134,000 | 625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 4,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,331,000 | 925 |
| Earning assets | $862,330,000 | 648 |
| Long-term assets (5+ years) | $252,265,000 | 419 |
| Average Assets, year-to-date | $871,577,750 | 675 |
| Average Assets, quarterly | $902,411,000 | 669 |
| Volatile liabilities | $163,758,000 | 868 |
| Insider loans | $9,128,000 | 674 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $162,796,000 | 691 |
| Tier 1 (core) risk-based capital | $75,896,000 | 739 |
| Tier 2 risk-based capital | $38,317,000 | 187 |
| Total risk weighted assets | $712,808,000 | 625 |
| Total unused commitments | $162,796,000 | 692 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 205 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $893,170,000 | 672 |
| Cash and due from depository institutions | $24,427,000 | 774 |
| Interest-bearing balances | $3,120,000 | 1,504 |
| Securities | $107,950,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $732,330,000 | 563 |
| Loan loss allowance | $9,249,000 | 525 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,037,000 | 1,323 |
| Other real estate owned | $0 | 774 |
| Goodwill and other intangibles | $4,578,000 | 831 |
| All other assets | $15,848,000 | 1,043 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $893,170,000 | 672 |
| Total liabilities | $814,348,000 | 662 |
| Total deposits | $718,615,000 | 621 |
| Interest-bearing deposits | $474,594,000 | 800 |
| Deposits held in domestic offices | $718,615,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,821,000 | 395 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $29,400,000 | 104 |
| All other liabilities | $2,512,000 | 1,635 |
| Total equity capital | $78,822,000 | 759 |
| Total bank equity capital | $78,822,000 | 759 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $845,000 | 3,284 |
| Surplus | $22,591,000 | 1,087 |
| Undivided profits | $55,386,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,405,000 | 830 |
| Earning assets | $843,400,000 | 652 |
| Long-term assets (5+ years) | $247,158,000 | 438 |
| Average Assets, year-to-date | $858,219,670 | 680 |
| Average Assets, quarterly | $869,956,000 | 680 |
| Volatile liabilities | $150,913,000 | 892 |
| Insider loans | $9,057,000 | 664 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $161,160,000 | 675 |
| Tier 1 (core) risk-based capital | $74,652,000 | 733 |
| Tier 2 risk-based capital | $38,137,000 | 185 |
| Total risk weighted assets | $697,568,000 | 615 |
| Total unused commitments | $161,160,000 | 677 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 206 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $846,742,000 | 695 |
| Cash and due from depository institutions | $21,181,000 | 761 |
| Interest-bearing balances | $355,000 | 3,767 |
| Securities | $112,355,000 | 1,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $688,167,000 | 578 |
| Loan loss allowance | $9,257,000 | 516 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,150,000 | 1,283 |
| Other real estate owned | $5,000 | 761 |
| Goodwill and other intangibles | $4,578,000 | 825 |
| All other assets | $12,306,000 | 1,293 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $846,742,000 | 695 |
| Total liabilities | $769,577,000 | 687 |
| Total deposits | $684,738,000 | 639 |
| Interest-bearing deposits | $456,846,000 | 817 |
| Deposits held in domestic offices | $684,738,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,966,000 | 443 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $29,400,000 | 106 |
| All other liabilities | $4,473,000 | 1,021 |
| Total equity capital | $77,165,000 | 749 |
| Total bank equity capital | $77,165,000 | 749 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $845,000 | 3,294 |
| Surplus | $22,591,000 | 1,049 |
| Undivided profits | $53,729,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,303,000 | 819 |
| Earning assets | $800,877,000 | 673 |
| Long-term assets (5+ years) | $239,128,000 | 460 |
| Average Assets, year-to-date | $840,744,500 | 691 |
| Average Assets, quarterly | $840,744,500 | 691 |
| Volatile liabilities | $120,264,000 | 1,030 |
| Insider loans | $8,269,000 | 712 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $148,402,000 | 697 |
| Tier 1 (core) risk-based capital | $73,430,000 | 736 |
| Tier 2 risk-based capital | $37,647,000 | 191 |
| Total risk weighted assets | $658,552,000 | 635 |
| Total unused commitments | $148,402,000 | 698 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 202 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $834,747,000 | 708 |
| Cash and due from depository institutions | $20,369,000 | 786 |
| Interest-bearing balances | $543,000 | 3,390 |
| Securities | $112,299,000 | 1,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $678,190,000 | 581 |
| Loan loss allowance | $9,357,000 | 518 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,815,000 | 1,314 |
| Other real estate owned | $5,000 | 786 |
| Goodwill and other intangibles | $4,578,000 | 815 |
| All other assets | $11,491,000 | 1,348 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $834,747,000 | 708 |
| Total liabilities | $758,167,000 | 696 |
| Total deposits | $672,122,000 | 648 |
| Interest-bearing deposits | $453,853,000 | 825 |
| Deposits held in domestic offices | $672,122,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,792,000 | 443 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $29,400,000 | 111 |
| All other liabilities | $2,853,000 | 1,435 |
| Total equity capital | $76,580,000 | 767 |
| Total bank equity capital | $76,580,000 | 767 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $845,000 | 3,294 |
| Surplus | $22,591,000 | 1,039 |
| Undivided profits | $53,144,000 | 638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,134,000 | 863 |
| Earning assets | $791,032,000 | 684 |
| Long-term assets (5+ years) | $231,610,000 | 478 |
| Average Assets, year-to-date | $806,613,200 | 701 |
| Average Assets, quarterly | $829,299,000 | 705 |
| Volatile liabilities | $119,474,000 | 1,022 |
| Insider loans | $8,096,000 | 718 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $147,071,000 | 691 |
| Tier 1 (core) risk-based capital | $72,105,000 | 752 |
| Tier 2 risk-based capital | $37,564,000 | 195 |
| Total risk weighted assets | $651,245,000 | 642 |
| Total unused commitments | $147,071,000 | 691 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 204 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $823,851,000 | 711 |
| Cash and due from depository institutions | $29,894,000 | 774 |
| Interest-bearing balances | $1,071,000 | 2,786 |
| Securities | $114,840,000 | 1,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $655,612,000 | 586 |
| Loan loss allowance | $9,438,000 | 523 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,515,000 | 1,329 |
| Other real estate owned | $34,000 | 774 |
| Goodwill and other intangibles | $4,578,000 | 794 |
| All other assets | $11,378,000 | 1,342 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $823,851,000 | 711 |
| Total liabilities | $748,103,000 | 701 |
| Total deposits | $652,412,000 | 667 |
| Interest-bearing deposits | $440,171,000 | 837 |
| Deposits held in domestic offices | $652,412,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,125,000 | 376 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $29,400,000 | 114 |
| All other liabilities | $3,166,000 | 1,332 |
| Total equity capital | $75,748,000 | 763 |
| Total bank equity capital | $75,748,000 | 763 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $845,000 | 3,299 |
| Surplus | $22,582,000 | 1,012 |
| Undivided profits | $52,321,000 | 639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,145,000 | 871 |
| Earning assets | $771,523,000 | 693 |
| Long-term assets (5+ years) | $230,663,000 | 485 |
| Average Assets, year-to-date | $799,579,750 | 705 |
| Average Assets, quarterly | $815,630,500 | 705 |
| Volatile liabilities | $122,598,000 | 971 |
| Insider loans | $8,033,000 | 704 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $136,554,000 | 724 |
| Tier 1 (core) risk-based capital | $71,022,000 | 752 |
| Tier 2 risk-based capital | $37,331,000 | 204 |
| Total risk weighted assets | $632,294,000 | 650 |
| Total unused commitments | $136,554,000 | 726 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 114 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $414,487,000 | 1,373 |
| Cash and due from depository institutions | $9,451,000 | 1,513 |
| Interest-bearing balances | $86,000 | 5,479 |
| Securities | $62,459,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $327,199,000 | 1,128 |
| Loan loss allowance | $5,349,000 | 878 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,566,000 | 2,204 |
| Other real estate owned | $5,000 | 1,513 |
| Goodwill and other intangibles | $4,110,000 | 826 |
| All other assets | $6,697,000 | 2,079 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $414,487,000 | 1,373 |
| Total liabilities | $373,575,000 | 1,372 |
| Total deposits | $340,987,000 | 1,300 |
| Interest-bearing deposits | $228,128,000 | 1,698 |
| Deposits held in domestic offices | $340,987,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,314,000 | 898 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $15,900,000 | 138 |
| All other liabilities | $1,374,000 | 2,335 |
| Total equity capital | $40,912,000 | 1,335 |
| Total bank equity capital | $40,912,000 | 1,335 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $845,000 | 3,316 |
| Surplus | $12,649,000 | 1,628 |
| Undivided profits | $27,418,000 | 1,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,579,000 | 1,768 |
| Earning assets | $389,744,000 | 1,331 |
| Long-term assets (5+ years) | $177,084,000 | 620 |
| Average Assets, year-to-date | $405,989,000 | 1,377 |
| Average Assets, quarterly | $410,313,500 | 1,372 |
| Volatile liabilities | $54,819,000 | 1,894 |
| Insider loans | $3,433,000 | 1,690 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $57,452,000 | 1,394 |
| Tier 1 (core) risk-based capital | $37,043,000 | 1,399 |
| Tier 2 risk-based capital | $19,750,000 | 303 |
| Total risk weighted assets | $306,521,000 | 1,288 |
| Total unused commitments | $57,452,000 | 1,396 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 112 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $406,140,000 | 1,392 |
| Cash and due from depository institutions | $10,285,000 | 1,536 |
| Interest-bearing balances | $46,000 | 5,972 |
| Securities | $64,371,000 | 1,945 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,671 |
| Net loans & leases | $313,661,000 | 1,152 |
| Loan loss allowance | $5,375,000 | 866 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,386,000 | 2,261 |
| Other real estate owned | $5,000 | 1,536 |
| Goodwill and other intangibles | $4,110,000 | 810 |
| All other assets | $6,047,000 | 2,139 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $406,140,000 | 1,392 |
| Total liabilities | $364,282,000 | 1,396 |
| Total deposits | $336,262,000 | 1,314 |
| Interest-bearing deposits | $227,880,000 | 1,706 |
| Deposits held in domestic offices | $336,262,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,080,000 | 1,072 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $15,900,000 | 138 |
| All other liabilities | $2,040,000 | 1,947 |
| Total equity capital | $41,858,000 | 1,330 |
| Total bank equity capital | $41,858,000 | 1,330 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $845,000 | 3,320 |
| Surplus | $12,649,000 | 1,605 |
| Undivided profits | $28,364,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 5,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,571,000 | 1,778 |
| Earning assets | $381,353,000 | 1,352 |
| Long-term assets (5+ years) | $168,138,000 | 636 |
| Average Assets, year-to-date | $401,740,000 | 1,387 |
| Average Assets, quarterly | $401,740,000 | 1,387 |
| Volatile liabilities | $52,320,000 | 1,901 |
| Insider loans | $3,424,000 | 1,665 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $57,996,000 | 1,340 |
| Tier 1 (core) risk-based capital | $36,998,000 | 1,389 |
| Tier 2 risk-based capital | $19,610,000 | 298 |
| Total risk weighted assets | $295,156,000 | 1,317 |
| Total unused commitments | $57,996,000 | 1,345 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 116 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $397,340,000 | 1,423 |
| Cash and due from depository institutions | $10,658,000 | 1,492 |
| Interest-bearing balances | $36,000 | 6,076 |
| Securities | $71,343,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $2,619,000 | 3,544 |
| Net loans & leases | $297,992,000 | 1,190 |
| Loan loss allowance | $5,399,000 | 868 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,278,000 | 2,299 |
| Other real estate owned | $0 | 1,492 |
| Goodwill and other intangibles | $4,133,000 | 806 |
| All other assets | $6,317,000 | 2,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $397,340,000 | 1,423 |
| Total liabilities | $356,176,000 | 1,439 |
| Total deposits | $329,140,000 | 1,327 |
| Interest-bearing deposits | $224,453,000 | 1,717 |
| Deposits held in domestic offices | $329,140,000 | 1,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,705,000 | 1,155 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $15,900,000 | 142 |
| All other liabilities | $1,431,000 | 2,420 |
| Total equity capital | $41,164,000 | 1,324 |
| Total bank equity capital | $41,164,000 | 1,324 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $845,000 | 3,349 |
| Surplus | $12,672,000 | 1,573 |
| Undivided profits | $27,647,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,759,000 | 1,618 |
| Earning assets | $371,990,000 | 1,381 |
| Long-term assets (5+ years) | $162,584,000 | 671 |
| Average Assets, year-to-date | $390,516,200 | 1,388 |
| Average Assets, quarterly | $402,936,500 | 1,386 |
| Volatile liabilities | $52,433,000 | 1,884 |
| Insider loans | $5,337,000 | 1,033 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $59,350,000 | 1,273 |
| Tier 1 (core) risk-based capital | $36,624,000 | 1,397 |
| Tier 2 risk-based capital | $19,447,000 | 305 |
| Total risk weighted assets | $281,872,000 | 1,370 |
| Total unused commitments | $59,350,000 | 1,275 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 114 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $408,533,000 | 1,381 |
| Cash and due from depository institutions | $11,845,000 | 1,544 |
| Interest-bearing balances | $27,000 | 6,258 |
| Securities | $62,294,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $23,772,000 | 610 |
| Net loans & leases | $297,790,000 | 1,191 |
| Loan loss allowance | $5,822,000 | 824 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,233,000 | 2,298 |
| Other real estate owned | $0 | 1,544 |
| Goodwill and other intangibles | $3,033,000 | 941 |
| All other assets | $5,566,000 | 2,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $408,533,000 | 1,381 |
| Total liabilities | $369,412,000 | 1,370 |
| Total deposits | $342,665,000 | 1,290 |
| Interest-bearing deposits | $228,336,000 | 1,686 |
| Deposits held in domestic offices | $342,665,000 | 1,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,635,000 | 1,135 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $15,900,000 | 142 |
| All other liabilities | $1,212,000 | 2,826 |
| Total equity capital | $39,121,000 | 1,407 |
| Total bank equity capital | $39,121,000 | 1,407 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $845,000 | 3,371 |
| Surplus | $11,188,000 | 1,727 |
| Undivided profits | $27,088,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 5,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,546,000 | 2,003 |
| Earning assets | $383,883,000 | 1,332 |
| Long-term assets (5+ years) | $155,038,000 | 712 |
| Average Assets, year-to-date | $388,810,250 | 1,414 |
| Average Assets, quarterly | $397,084,000 | 1,416 |
| Volatile liabilities | $48,744,000 | 1,952 |
| Insider loans | $5,395,000 | 992 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $58,294,000 | 1,316 |
| Tier 1 (core) risk-based capital | $35,528,000 | 1,456 |
| Tier 2 risk-based capital | $19,469,000 | 305 |
| Total risk weighted assets | $283,269,000 | 1,353 |
| Total unused commitments | $58,294,000 | 1,319 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 116 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $385,635,000 | 1,443 |
| Cash and due from depository institutions | $12,821,000 | 1,518 |
| Interest-bearing balances | $15,000 | 6,557 |
| Securities | $57,332,000 | 2,123 |
| Federal funds sold & reverse repurchase agreements | $768,000 | 6,058 |
| Net loans & leases | $301,968,000 | 1,172 |
| Loan loss allowance | $5,824,000 | 815 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,199,000 | 2,281 |
| Other real estate owned | $0 | 1,518 |
| Goodwill and other intangibles | $3,033,000 | 912 |
| All other assets | $5,514,000 | 2,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,635,000 | 1,443 |
| Total liabilities | $340,914,000 | 1,472 |
| Total deposits | $332,419,000 | 1,316 |
| Interest-bearing deposits | $229,687,000 | 1,656 |
| Deposits held in domestic offices | $332,419,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,375,000 | 1,233 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,120,000 | 3,053 |
| Total equity capital | $44,721,000 | 1,217 |
| Total bank equity capital | $44,721,000 | 1,217 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $845,000 | 3,374 |
| Surplus | $11,188,000 | 1,691 |
| Undivided profits | $32,688,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,683,000 | 1,723 |
| Earning assets | $360,083,000 | 1,414 |
| Long-term assets (5+ years) | $147,331,000 | 711 |
| Average Assets, year-to-date | $382,236,000 | 1,417 |
| Average Assets, quarterly | $385,532,000 | 1,423 |
| Volatile liabilities | $45,023,000 | 2,060 |
| Insider loans | $5,207,000 | 1,010 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $56,248,000 | 1,313 |
| Tier 1 (core) risk-based capital | $40,900,000 | 1,213 |
| Tier 2 risk-based capital | $3,531,000 | 1,193 |
| Total risk weighted assets | $280,226,000 | 1,347 |
| Total unused commitments | $56,248,000 | 1,324 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 108 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $385,429,000 | 1,410 |
| Cash and due from depository institutions | $13,923,000 | 1,604 |
| Interest-bearing balances | $4,000 | 6,843 |
| Securities | $57,483,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $1,690,000 | 5,569 |
| Net loans & leases | $299,112,000 | 1,160 |
| Loan loss allowance | $5,711,000 | 815 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,133,000 | 2,298 |
| Other real estate owned | $0 | 1,604 |
| Goodwill and other intangibles | $3,033,000 | 904 |
| All other assets | $6,055,000 | 2,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,429,000 | 1,410 |
| Total liabilities | $341,203,000 | 1,433 |
| Total deposits | $331,656,000 | 1,290 |
| Interest-bearing deposits | $223,656,000 | 1,689 |
| Deposits held in domestic offices | $331,656,000 | 1,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,640,000 | 1,142 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,907,000 | 2,121 |
| Total equity capital | $44,226,000 | 1,207 |
| Total bank equity capital | $44,226,000 | 1,207 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $845,000 | 3,391 |
| Surplus | $11,188,000 | 1,664 |
| Undivided profits | $32,193,000 | 978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,840,000 | 1,596 |
| Earning assets | $358,289,000 | 1,395 |
| Long-term assets (5+ years) | $130,055,000 | 779 |
| Average Assets, year-to-date | $380,536,500 | 1,425 |
| Average Assets, quarterly | $380,536,500 | 1,425 |
| Volatile liabilities | $44,299,000 | 2,035 |
| Insider loans | $5,674,000 | 918 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $54,524,000 | 1,297 |
| Tier 1 (core) risk-based capital | $40,298,000 | 1,213 |
| Tier 2 risk-based capital | $3,464,000 | 1,200 |
| Total risk weighted assets | $274,879,000 | 1,346 |
| Total unused commitments | $54,524,000 | 1,307 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 107 | 1,610 |
| Assets and Liabilities | ||
| Total Assets: | $375,644,000 | 1,438 |
| Cash and due from depository institutions | $10,862,000 | 1,610 |
| Interest-bearing balances | $60,000 | 5,660 |
| Securities | $60,730,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $289,746,000 | 1,183 |
| Loan loss allowance | $5,637,000 | 804 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,194,000 | 2,238 |
| Other real estate owned | $0 | 1,610 |
| Goodwill and other intangibles | $3,033,000 | 878 |
| All other assets | $7,079,000 | 1,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,644,000 | 1,438 |
| Total liabilities | $331,733,000 | 1,463 |
| Total deposits | $314,307,000 | 1,352 |
| Interest-bearing deposits | $216,672,000 | 1,706 |
| Deposits held in domestic offices | $314,307,000 | 1,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,110,000 | 801 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,316,000 | 2,782 |
| Total equity capital | $43,911,000 | 1,194 |
| Total bank equity capital | $43,911,000 | 1,194 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $845,000 | 3,388 |
| Surplus | $11,188,000 | 1,623 |
| Undivided profits | $31,878,000 | 972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,861,000 | 1,649 |
| Earning assets | $350,536,000 | 1,403 |
| Long-term assets (5+ years) | $113,637,000 | 860 |
| Average Assets, year-to-date | $357,326,000 | 1,434 |
| Average Assets, quarterly | $376,713,500 | 1,418 |
| Volatile liabilities | $50,142,000 | 1,832 |
| Insider loans | $5,568,000 | 903 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $55,462,000 | 1,239 |
| Tier 1 (core) risk-based capital | $39,948,000 | 1,193 |
| Tier 2 risk-based capital | $3,362,000 | 1,217 |
| Total risk weighted assets | $266,695,000 | 1,356 |
| Total unused commitments | $55,462,000 | 1,240 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 102 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $333,837,000 | 1,521 |
| Cash and due from depository institutions | $9,643,000 | 1,650 |
| Interest-bearing balances | $17,000 | 6,387 |
| Securities | $49,355,000 | 2,224 |
| Federal funds sold & reverse repurchase agreements | $618,000 | 6,314 |
| Net loans & leases | $263,741,000 | 1,259 |
| Loan loss allowance | $5,632,000 | 767 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,551,000 | 1,985 |
| Other real estate owned | $0 | 1,650 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,929,000 | 1,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,837,000 | 1,521 |
| Total liabilities | $295,774,000 | 1,548 |
| Total deposits | $289,679,000 | 1,383 |
| Interest-bearing deposits | $202,239,000 | 1,736 |
| Deposits held in domestic offices | $289,679,000 | 1,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,915,000 | 1,510 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,180,000 | 3,060 |
| Total equity capital | $38,063,000 | 1,301 |
| Total bank equity capital | $38,063,000 | 1,301 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $845,000 | 3,452 |
| Surplus | $8,155,000 | 2,059 |
| Undivided profits | $29,063,000 | 978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,808,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,830,000 | 1,814 |
| Earning assets | $313,731,000 | 1,473 |
| Long-term assets (5+ years) | $81,130,000 | 1,157 |
| Average Assets, year-to-date | $327,559,000 | 1,465 |
| Average Assets, quarterly | $331,782,000 | 1,506 |
| Volatile liabilities | $38,570,000 | 2,205 |
| Insider loans | $5,394,000 | 888 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,342,000 | 1,520 |
| Tier 1 (core) risk-based capital | $37,726,000 | 1,215 |
| Tier 2 risk-based capital | $3,009,000 | 1,279 |
| Total risk weighted assets | $238,129,000 | 1,440 |
| Total unused commitments | $39,342,000 | 1,525 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 103 | 1,610 |
| Assets and Liabilities | ||
| Total Assets: | $322,087,000 | 1,486 |
| Cash and due from depository institutions | $5,658,000 | 1,610 |
| Interest-bearing balances | $1,000 | 6,769 |
| Securities | $41,374,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $289,000 | 6,510 |
| Net loans & leases | $264,304,000 | 1,206 |
| Loan loss allowance | $5,097,000 | 815 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,607,000 | 1,890 |
| Other real estate owned | $0 | 1,610 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,855,000 | 1,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,087,000 | 1,486 |
| Total liabilities | $286,319,000 | 1,514 |
| Total deposits | $279,869,000 | 1,354 |
| Interest-bearing deposits | $199,084,000 | 1,680 |
| Deposits held in domestic offices | $279,869,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,605,000 | 1,641 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,845,000 | 2,204 |
| Total equity capital | $35,768,000 | 1,289 |
| Total bank equity capital | $35,768,000 | 1,289 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $845,000 | 3,548 |
| Surplus | $8,155,000 | 2,002 |
| Undivided profits | $26,768,000 | 1,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,378,000 | 1,902 |
| Earning assets | $305,968,000 | 1,441 |
| Long-term assets (5+ years) | $95,531,000 | 953 |
| Average Assets, year-to-date | $317,158,400 | 1,446 |
| Average Assets, quarterly | $320,715,000 | 1,477 |
| Volatile liabilities | $36,399,000 | 2,271 |
| Insider loans | $5,161,000 | 920 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $38,079,000 | 1,441 |
| Tier 1 (core) risk-based capital | $35,831,000 | 1,214 |
| Tier 2 risk-based capital | $3,043,110 | 1,219 |
| Total risk weighted assets | $241,394,910 | 1,349 |
| Total unused commitments | $38,079,000 | 1,442 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 104 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $308,364,000 | 1,534 |
| Cash and due from depository institutions | $9,858,000 | 1,646 |
| Interest-bearing balances | $36,000 | 5,671 |
| Securities | $56,903,000 | 2,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $232,639,000 | 1,313 |
| Loan loss allowance | $4,436,000 | 893 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,405,000 | 1,954 |
| Other real estate owned | $197,000 | 1,646 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,362,000 | 2,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,364,000 | 1,534 |
| Total liabilities | $274,955,000 | 1,548 |
| Total deposits | $264,361,000 | 1,427 |
| Interest-bearing deposits | $192,215,000 | 1,698 |
| Deposits held in domestic offices | $264,361,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,505,000 | 1,247 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,089,000 | 3,051 |
| Total equity capital | $33,409,000 | 1,335 |
| Total bank equity capital | $33,409,000 | 1,335 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $845,000 | 3,639 |
| Surplus | $8,155,000 | 1,980 |
| Undivided profits | $24,409,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,091,000 | 2,058 |
| Earning assets | $289,578,000 | 1,490 |
| Long-term assets (5+ years) | $67,014,000 | 1,359 |
| Average Assets, year-to-date | $306,819,400 | 1,459 |
| Average Assets, quarterly | $305,597,000 | 1,524 |
| Volatile liabilities | $41,312,000 | 1,938 |
| Insider loans | $4,918,000 | 940 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $35,850,000 | 1,527 |
| Tier 1 (core) risk-based capital | $33,963,000 | 1,281 |
| Tier 2 risk-based capital | $2,676,680 | 1,316 |
| Total risk weighted assets | $212,374,680 | 1,473 |
| Total unused commitments | $35,850,000 | 1,528 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 114 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $310,112,000 | 1,476 |
| Cash and due from depository institutions | $9,769,000 | 1,485 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $67,431,000 | 1,757 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,827 |
| Net loans & leases | $213,791,000 | 1,302 |
| Loan loss allowance | $4,382,000 | 888 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,359,000 | 1,842 |
| Other real estate owned | $69,000 | 1,485 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,293,000 | 1,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,112,000 | 1,476 |
| Total liabilities | $277,514,000 | 1,485 |
| Total deposits | $270,560,000 | 1,367 |
| Interest-bearing deposits | $200,100,000 | 1,605 |
| Deposits held in domestic offices | $270,560,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,520,000 | 1,356 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,434,000 | 2,628 |
| Total equity capital | $32,598,000 | 1,383 |
| Total bank equity capital | $32,598,000 | 1,383 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $845,000 | 3,655 |
| Surplus | $8,155,000 | 1,896 |
| Undivided profits | $23,598,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,527,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,093,000 | 2,014 |
| Earning assets | $290,622,000 | 1,437 |
| Long-term assets (5+ years) | $40,197,000 | 1,904 |
| Average Assets, year-to-date | $299,261,600 | 1,449 |
| Average Assets, quarterly | $308,599,000 | 1,454 |
| Volatile liabilities | $43,179,000 | 1,587 |
| Insider loans | $4,799,000 | 879 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,991,000 | 1,550 |
| Tier 1 (core) risk-based capital | $32,284,000 | 1,314 |
| Tier 2 risk-based capital | $2,524,150 | 1,326 |
| Total risk weighted assets | $200,074,250 | 1,444 |
| Total unused commitments | $32,991,000 | 1,554 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 131 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $287,725,000 | 1,591 |
| Cash and due from depository institutions | $8,611,000 | 1,346 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $51,060,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $219,937,000 | 1,314 |
| Loan loss allowance | $4,215,000 | 938 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,063,000 | 1,943 |
| Other real estate owned | $146,000 | 1,346 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,908,000 | 1,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,725,000 | 1,591 |
| Total liabilities | $256,960,000 | 1,601 |
| Total deposits | $254,090,000 | 1,453 |
| Interest-bearing deposits | $188,851,000 | 1,715 |
| Deposits held in domestic offices | $254,090,000 | 1,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,440,000 | 2,409 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,430,000 | 2,651 |
| Total equity capital | $30,765,000 | 1,471 |
| Total bank equity capital | $30,765,000 | 1,471 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $845,000 | 3,765 |
| Surplus | $8,155,000 | 1,864 |
| Undivided profits | $21,765,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,515,000 | 1,450 |
| Earning assets | $270,997,000 | 1,556 |
| Long-term assets (5+ years) | $21,442,000 | 2,664 |
| Average Assets, year-to-date | $292,320,600 | 1,484 |
| Average Assets, quarterly | $292,473,500 | 1,533 |
| Volatile liabilities | $34,299,000 | 1,914 |
| Insider loans | $5,956,000 | 672 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,460,000 | 1,679 |
| Tier 1 (core) risk-based capital | $30,667,000 | 1,386 |
| Tier 2 risk-based capital | $2,623,410 | 1,213 |
| Total risk weighted assets | $208,281,510 | 1,361 |
| Total unused commitments | $27,460,000 | 1,683 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $289,308,000 | 1,629 |
| Cash and due from depository institutions | $12,160,000 | 1,417 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $47,807,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 7,932 |
| Net loans & leases | $220,716,000 | 1,354 |
| Loan loss allowance | $3,742,000 | 1,121 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,270,000 | 1,845 |
| Other real estate owned | $0 | 1,417 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,080,000 | 1,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,308,000 | 1,629 |
| Total liabilities | $260,099,000 | 1,630 |
| Total deposits | $256,662,000 | 1,500 |
| Interest-bearing deposits | $200,490,000 | 1,667 |
| Deposits held in domestic offices | $256,662,000 | 1,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,390,000 | 2,529 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,047,000 | 1,990 |
| Total equity capital | $29,209,000 | 1,554 |
| Total bank equity capital | $29,209,000 | 1,554 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $845,000 | 4,008 |
| Surplus | $8,155,000 | 1,927 |
| Undivided profits | $20,209,000 | 1,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,252,000 | 1,770 |
| Earning assets | $268,798,000 | 1,602 |
| Long-term assets (5+ years) | $10,362,000 | 4,140 |
| Average Assets, year-to-date | $279,197,400 | 1,606 |
| Average Assets, quarterly | $288,057,000 | 1,617 |
| Volatile liabilities | $39,600,000 | 1,653 |
| Insider loans | $5,945,000 | 725 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,444,000 | 2,022 |
| Tier 1 (core) risk-based capital | $29,239,000 | 1,467 |
| Tier 2 risk-based capital | $2,585,830 | 1,249 |
| Total risk weighted assets | $205,710,430 | 1,391 |
| Total unused commitments | $20,444,000 | 2,036 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 132 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $269,582,000 | 1,746 |
| Cash and due from depository institutions | $12,674,000 | 1,445 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,323,000 | 3,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $209,057,000 | 1,413 |
| Loan loss allowance | $3,170,000 | 1,297 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,824,000 | 2,019 |
| Other real estate owned | $350,000 | 1,445 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,354,000 | 2,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,582,000 | 1,746 |
| Total liabilities | $241,506,000 | 1,760 |
| Total deposits | $238,561,000 | 1,635 |
| Interest-bearing deposits | $187,131,000 | 1,797 |
| Deposits held in domestic offices | $238,561,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,340,000 | 2,490 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,605,000 | 2,506 |
| Total equity capital | $28,076,000 | 1,619 |
| Total bank equity capital | $28,076,000 | 1,619 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $845,000 | 4,205 |
| Surplus | $8,155,000 | 1,903 |
| Undivided profits | $19,076,000 | 1,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 4,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,348,000 | 1,676 |
| Earning assets | $249,380,000 | 1,729 |
| Long-term assets (5+ years) | $9,068,000 | 4,293 |
| Average Assets, year-to-date | $269,202,400 | 1,683 |
| Average Assets, quarterly | $272,443,500 | 1,716 |
| Volatile liabilities | $33,387,000 | 1,730 |
| Insider loans | $3,643,000 | 1,211 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,524,000 | 2,035 |
| Tier 1 (core) risk-based capital | $27,970,000 | 1,546 |
| Tier 2 risk-based capital | $2,450,080 | 1,321 |
| Total risk weighted assets | $195,286,480 | 1,462 |
| Total unused commitments | $19,524,000 | 2,045 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 137 | 1,440 |
| Assets and Liabilities | ||
| Total Assets: | $262,670,000 | 1,754 |
| Cash and due from depository institutions | $7,948,000 | 1,440 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $42,249,000 | 3,106 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $205,132,000 | 1,371 |
| Loan loss allowance | $3,175,000 | 1,327 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,843,000 | 1,957 |
| Other real estate owned | $325,000 | 1,440 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,173,000 | 2,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,670,000 | 1,754 |
| Total liabilities | $236,614,000 | 1,778 |
| Total deposits | $228,455,000 | 1,661 |
| Interest-bearing deposits | $178,951,000 | 1,850 |
| Deposits held in domestic offices | $228,455,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,940,000 | 1,528 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,219,000 | 2,633 |
| Total equity capital | $26,056,000 | 1,590 |
| Total bank equity capital | $26,056,000 | 1,590 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $845,000 | 4,389 |
| Surplus | $8,155,000 | 1,838 |
| Undivided profits | $17,056,000 | 1,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,119,000 | 1,759 |
| Earning assets | $247,381,000 | 1,706 |
| Long-term assets (5+ years) | $8,844,000 | 4,434 |
| Average Assets, year-to-date | $261,743,600 | 1,704 |
| Average Assets, quarterly | $266,087,500 | 1,715 |
| Volatile liabilities | $34,211,000 | 1,644 |
| Insider loans | $4,162,000 | 1,003 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,057,000 | 1,993 |
| Tier 1 (core) risk-based capital | $26,056,000 | 1,587 |
| Tier 2 risk-based capital | $2,325,250 | 1,380 |
| Total risk weighted assets | $185,169,950 | 1,506 |
| Total unused commitments | $19,057,000 | 2,004 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 129 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $255,494,000 | 1,814 |
| Cash and due from depository institutions | $6,881,000 | 1,622 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,989,000 | 3,311 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,849 |
| Net loans & leases | $197,007,000 | 1,408 |
| Loan loss allowance | $3,160,000 | 1,410 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,729,000 | 1,949 |
| Other real estate owned | $33,000 | 1,622 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,255,000 | 2,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,494,000 | 1,814 |
| Total liabilities | $231,907,000 | 1,826 |
| Total deposits | $224,893,000 | 1,755 |
| Interest-bearing deposits | $179,334,000 | 1,913 |
| Deposits held in domestic offices | $224,893,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,105,000 | 1,365 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $909,000 | 3,373 |
| Total equity capital | $23,587,000 | 1,737 |
| Total bank equity capital | $23,587,000 | 1,737 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $845,000 | 4,565 |
| Surplus | $8,155,000 | 1,759 |
| Undivided profits | $14,587,000 | 1,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 1,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,060,000 | 1,633 |
| Earning assets | $241,596,000 | 1,761 |
| Long-term assets (5+ years) | $11,384,000 | 4,028 |
| Average Assets, year-to-date | $251,411,200 | 1,795 |
| Average Assets, quarterly | $256,154,500 | 1,790 |
| Volatile liabilities | $10,223,000 | 4,027 |
| Insider loans | $2,755,000 | 1,509 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,148,000 | 2,196 |
| Tier 1 (core) risk-based capital | $23,587,000 | 1,691 |
| Tier 2 risk-based capital | $2,248,830 | 1,419 |
| Total risk weighted assets | $178,995,530 | 1,546 |
| Total unused commitments | $16,148,000 | 2,217 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 133 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $250,103,000 | 1,903 |
| Cash and due from depository institutions | $8,357,000 | 1,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $42,660,000 | 3,195 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,331 |
| Net loans & leases | $184,947,000 | 1,530 |
| Loan loss allowance | $3,264,000 | 1,442 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,929,000 | 1,872 |
| Other real estate owned | $48,000 | 1,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,062,000 | 2,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,103,000 | 1,903 |
| Total liabilities | $228,730,000 | 1,914 |
| Total deposits | $225,459,000 | 1,831 |
| Interest-bearing deposits | $180,703,000 | 1,988 |
| Deposits held in domestic offices | $225,459,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,250,000 | 1,945 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,021,000 | 3,232 |
| Total equity capital | $21,373,000 | 1,822 |
| Total bank equity capital | $21,373,000 | 1,822 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $845,000 | 4,788 |
| Surplus | $8,155,000 | 1,698 |
| Undivided profits | $12,373,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,728,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,043,000 | 1,875 |
| Earning assets | $234,707,000 | 1,861 |
| Long-term assets (5+ years) | $13,447,000 | 3,529 |
| Average Assets, year-to-date | $241,059,800 | 1,933 |
| Average Assets, quarterly | $250,760,500 | 1,884 |
| Volatile liabilities | $5,761,000 | 6,024 |
| Insider loans | $326,000 | 2,732 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $16,453,000 | 2,071 |
| Tier 1 (core) risk-based capital | $21,373,000 | 1,769 |
| Tier 2 risk-based capital | $2,131,940 | 1,506 |
| Total risk weighted assets | $169,423,240 | 1,675 |
| Total unused commitments | $16,453,000 | 2,088 |
| Derivatives | $0 | 651 |