Home > Mercantile Bank & Trust, FSB > Income and Expense
Mercantile Bank & Trust, FSB, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,508,000 | 3,588 |
| Total interest expense | $2,950,000 | 2,671 |
| Net interest income | $4,558,000 | 4,081 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $840,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $840,000 | 2,414 |
| Total noninterest expense | $5,448,000 | 2,881 |
| Salaries and employee benefits | $2,803,000 | 3,028 |
| Premises and equipment expense | $1,046,000 | 2,189 |
| Additional noninterest expense | $1,599,000 | 2,975 |
| Pre-tax net operating income | $-50,000 | 8,447 |
| Securities gains (losses) | $-195,000 | 8,792 |
| Applicable income taxes | $-84,000 | 8,714 |
| Income before extraordinary items | $-161,000 | 8,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-161,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-32,300 | 8,444 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 3,657 |
| Total interest expense | $2,259,000 | 2,584 |
| Net interest income | $3,217,000 | 4,262 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $809,000 | 3,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $809,000 | 2,058 |
| Total noninterest expense | $3,330,000 | 3,424 |
| Salaries and employee benefits | $2,109,000 | 2,991 |
| Premises and equipment expense | $765,000 | 2,244 |
| Additional noninterest expense | $456,000 | 5,900 |
| Pre-tax net operating income | $696,000 | 5,535 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $464,000 | 5,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $464,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $461,360 | 5,931 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 3,685 |
| Total interest expense | $1,535,000 | 2,525 |
| Net interest income | $2,076,000 | 4,361 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $590,000 | 3,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 1,945 |
| Total noninterest expense | $2,222,000 | 3,448 |
| Salaries and employee benefits | $1,409,000 | 2,998 |
| Premises and equipment expense | $505,000 | 2,270 |
| Additional noninterest expense | $308,000 | 5,897 |
| Pre-tax net operating income | $444,000 | 5,609 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $152,000 | 4,229 |
| Income before extraordinary items | $296,000 | 6,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $293,360 | 6,007 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,581 |
| Total interest expense | $782,000 | 2,500 |
| Net interest income | $1,083,000 | 4,231 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $338,000 | 2,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $338,000 | 1,732 |
| Total noninterest expense | $1,143,000 | 3,367 |
| Salaries and employee benefits | $734,000 | 2,890 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $95,000 | 3,871 |
| Income before extraordinary items | $185,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,680 | 5,431 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 3,583 |
| Total interest expense | $3,716,000 | 2,387 |
| Net interest income | $3,871,000 | 4,461 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $2,040,000 | 2,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,040,000 | 1,451 |
| Total noninterest expense | $5,346,000 | 2,888 |
| Salaries and employee benefits | $3,248,000 | 2,583 |
| Premises and equipment expense | $1,285,000 | 1,771 |
| Additional noninterest expense | $813,000 | 4,996 |
| Pre-tax net operating income | $485,000 | 6,729 |
| Securities gains (losses) | $453,000 | 808 |
| Applicable income taxes | $342,000 | 4,076 |
| Income before extraordinary items | $596,000 | 5,970 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $596,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $306,080 | 7,112 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 3,589 |
| Total interest expense | $2,901,000 | 2,372 |
| Net interest income | $2,881,000 | 4,511 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $1,697,000 | 2,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,697,000 | 1,403 |
| Total noninterest expense | $4,175,000 | 2,784 |
| Salaries and employee benefits | $2,477,000 | 2,545 |
| Premises and equipment expense | $1,055,000 | 1,624 |
| Additional noninterest expense | $643,000 | 4,765 |
| Pre-tax net operating income | $323,000 | 7,057 |
| Securities gains (losses) | $418,000 | 770 |
| Applicable income taxes | $269,000 | 4,128 |
| Income before extraordinary items | $472,000 | 5,985 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $472,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $204,480 | 7,409 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 3,568 |
| Total interest expense | $2,024,000 | 2,347 |
| Net interest income | $1,907,000 | 4,537 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,215,000 | 2,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,215,000 | 1,323 |
| Total noninterest expense | $2,850,000 | 2,724 |
| Salaries and employee benefits | $1,697,000 | 2,471 |
| Premises and equipment expense | $741,000 | 1,543 |
| Additional noninterest expense | $412,000 | 4,898 |
| Pre-tax net operating income | $212,000 | 7,114 |
| Securities gains (losses) | $298,000 | 811 |
| Applicable income taxes | $183,000 | 4,146 |
| Income before extraordinary items | $327,000 | 5,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $327,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,280 | 7,406 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 3,471 |
| Total interest expense | $1,036,000 | 2,361 |
| Net interest income | $1,002,000 | 4,397 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $577,000 | 2,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $577,000 | 1,341 |
| Total noninterest expense | $1,399,000 | 2,755 |
| Salaries and employee benefits | $847,000 | 2,486 |
| Premises and equipment expense | $355,000 | 1,621 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $150,000 | 6,460 |
| Securities gains (losses) | $139,000 | 834 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $189,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,650 | 6,772 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,955,000 | 3,028 |
| Total interest expense | $4,869,000 | 2,302 |
| Net interest income | $5,086,000 | 3,622 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $1,325,000 | 2,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,325,000 | 1,818 |
| Total noninterest expense | $5,325,000 | 2,761 |
| Salaries and employee benefits | $3,163,000 | 2,497 |
| Premises and equipment expense | $1,401,000 | 1,586 |
| Additional noninterest expense | $761,000 | 5,116 |
| Pre-tax net operating income | $971,000 | 5,282 |
| Securities gains (losses) | $601,000 | 592 |
| Applicable income taxes | $542,000 | 3,304 |
| Income before extraordinary items | $1,030,000 | 4,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,030,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $633,340 | 5,699 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,278,000 | 2,760 |
| Total interest expense | $7,770,000 | 2,072 |
| Net interest income | $4,508,000 | 3,761 |
| Provision for loan and lease losses | $69,000 | 6,240 |
| Total noninterest income | $923,000 | 3,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $923,000 | 2,170 |
| Total noninterest expense | $5,469,000 | 2,590 |
| Salaries and employee benefits | $3,073,000 | 2,457 |
| Premises and equipment expense | $1,488,000 | 1,446 |
| Additional noninterest expense | $908,000 | 4,379 |
| Pre-tax net operating income | $-107,000 | 8,870 |
| Securities gains (losses) | $841,000 | 446 |
| Applicable income taxes | $249,000 | 4,617 |
| Income before extraordinary items | $485,000 | 6,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $485,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 714 |
| Net operating income | $-70,060 | 8,863 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,130,000 | 2,315 |
| Total interest expense | $10,408,000 | 1,654 |
| Net interest income | $4,722,000 | 3,649 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $677,000 | 4,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $677,000 | 2,424 |
| Total noninterest expense | $5,863,000 | 2,327 |
| Salaries and employee benefits | $3,284,000 | 2,178 |
| Premises and equipment expense | $1,467,000 | 1,411 |
| Additional noninterest expense | $1,112,000 | 3,670 |
| Pre-tax net operating income | $-499,000 | 9,531 |
| Securities gains (losses) | $1,114,000 | 154 |
| Applicable income taxes | $234,000 | 5,102 |
| Income before extraordinary items | $381,000 | 6,971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $381,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-331,960 | 9,471 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,314,000 | 2,856 |
| Total interest expense | $6,906,000 | 2,149 |
| Net interest income | $4,408,000 | 3,853 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $820,000 | 3,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $820,000 | 2,130 |
| Total noninterest expense | $5,977,000 | 2,290 |
| Salaries and employee benefits | $3,547,000 | 1,980 |
| Premises and equipment expense | $1,440,000 | 1,417 |
| Additional noninterest expense | $990,000 | 4,050 |
| Pre-tax net operating income | $-829,000 | 10,008 |
| Securities gains (losses) | $1,250,000 | 185 |
| Applicable income taxes | $39,000 | 7,833 |
| Income before extraordinary items | $382,000 | 7,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $382,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-755,500 | 10,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,261,000 | 2,866 |
| Total interest expense | $7,328,000 | 2,073 |
| Net interest income | $3,933,000 | 4,176 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,644,000 | 2,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,644,000 | 1,321 |
| Total noninterest expense | $5,116,000 | 2,544 |
| Salaries and employee benefits | $3,075,000 | 2,196 |
| Premises and equipment expense | $1,073,000 | 1,839 |
| Additional noninterest expense | $968,000 | 4,065 |
| Pre-tax net operating income | $341,000 | 8,170 |
| Securities gains (losses) | $1,745,000 | 257 |
| Applicable income taxes | $709,000 | 2,995 |
| Income before extraordinary items | $1,377,000 | 3,493 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,377,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $225,300 | 8,354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 2,875 |
| Total interest expense | $7,545,000 | 2,037 |
| Net interest income | $3,812,000 | 4,411 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $611,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $611,000 | 2,443 |
| Total noninterest expense | $4,475,000 | 2,837 |
| Salaries and employee benefits | $2,688,000 | 2,471 |
| Premises and equipment expense | $791,000 | 2,449 |
| Additional noninterest expense | $996,000 | 3,924 |
| Pre-tax net operating income | $-152,000 | 10,533 |
| Securities gains (losses) | $1,786,000 | 203 |
| Applicable income taxes | $663,000 | 3,400 |
| Income before extraordinary items | $971,000 | 4,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $971,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-172,040 | 10,555 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,954,000 | 3,290 |
| Total interest expense | $6,717,000 | 2,296 |
| Net interest income | $3,237,000 | 5,147 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $572,000 | 4,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $572,000 | 2,650 |
| Total noninterest expense | $4,658,000 | 2,923 |
| Salaries and employee benefits | $2,447,000 | 2,758 |
| Premises and equipment expense | $706,000 | 2,770 |
| Additional noninterest expense | $1,505,000 | 3,108 |
| Pre-tax net operating income | $-894,000 | 11,324 |
| Securities gains (losses) | $1,473,000 | 195 |
| Applicable income taxes | $-1,389,000 | 11,400 |
| Income before extraordinary items | $1,968,000 | 2,497 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,968,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $495,000 | 6,871 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,430,000 | 3,468 |
| Total interest expense | $6,717,000 | 2,314 |
| Net interest income | $2,713,000 | 5,948 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $483,000 | 2,945 |
| Total noninterest expense | $3,699,000 | 3,556 |
| Salaries and employee benefits | $2,158,000 | 3,083 |
| Premises and equipment expense | $690,000 | 2,848 |
| Additional noninterest expense | $851,000 | 4,986 |
| Pre-tax net operating income | $-593,000 | 11,818 |
| Securities gains (losses) | $1,040,000 | 217 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $447,000 | 7,662 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $447,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-593,000 | 11,805 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,407,000 | 3,568 |
| Total interest expense | $5,302,000 | 2,333 |
| Net interest income | $3,105,000 | 5,469 |
| Provision for loan and lease losses | $146,000 | 3,670 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $4,203,000 | 3,267 |
| Salaries and employee benefits | $2,438,000 | 2,727 |
| Premises and equipment expense | $677,000 | 2,907 |
| Additional noninterest expense | $1,088,000 | 4,395 |
| Pre-tax net operating income | $-1,071,000 | 12,465 |
| Securities gains (losses) | $777,000 | 197 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $-304,000 | 12,281 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-304,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,081,000 | 12,434 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 3,985 |
| Total interest expense | $4,960,000 | 2,593 |
| Net interest income | $2,677,000 | 6,206 |
| Provision for loan and lease losses | $204,000 | 3,872 |
| Total noninterest income | $491,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $491,000 | 3,298 |
| Total noninterest expense | $4,111,000 | 3,399 |
| Salaries and employee benefits | $2,359,000 | 2,798 |
| Premises and equipment expense | $606,000 | 3,295 |
| Additional noninterest expense | $1,146,000 | 4,376 |
| Pre-tax net operating income | $-1,147,000 | 13,001 |
| Securities gains (losses) | $2,006,000 | 317 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $842,000 | 5,346 |
| Extraordinary gains, net | $530,000 | 435 |
| Net income | $1,372,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,123,880 | 12,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 4,494 |
| Total interest expense | $5,769,000 | 2,886 |
| Net interest income | $1,822,000 | 8,280 |
| Provision for loan and lease losses | $586,000 | 2,680 |
| Total noninterest income | $2,533,000 | 1,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,533,000 | 1,072 |
| Total noninterest expense | $2,955,000 | 4,601 |
| Salaries and employee benefits | $1,507,000 | 4,217 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $1,031,000 | 4,930 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $814,000 | 5,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $814,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 13,745 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $814,000 | 4,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.