Home > Mercantile Bank & Trust, FSB > Assets and Liabilities
Mercantile Bank & Trust, FSB, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 36 | 4,342 |
| Assets and Liabilities | ||
| Total Assets: | $179,076,000 | 3,116 |
| Cash and due from depository institutions | $54,443,000 | 4,342 |
| Interest-bearing balances | $52,967,000 | 110 |
| Securities | $500,000 | 8,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $117,807,000 | 3,087 |
| Loan loss allowance | $917,000 | 4,290 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,699,000 | 2,221 |
| Other real estate owned | $0 | 4,342 |
| Goodwill and other intangibles | $4,000 | 3,235 |
| All other assets | $1,623,000 | 5,372 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $179,076,000 | 3,116 |
| Total liabilities | $165,172,000 | 3,048 |
| Total deposits | $163,832,000 | 2,827 |
| Interest-bearing deposits | $136,226,000 | 2,863 |
| Deposits held in domestic offices | $163,832,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $148,000 | 5,594 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,192,000 | 2,773 |
| Total equity capital | $13,904,000 | 3,883 |
| Total bank equity capital | $13,904,000 | 3,883 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $270,000 | 5,400 |
| Surplus | $9,546,000 | 2,153 |
| Undivided profits | $4,088,000 | 5,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $502,000 | 5,324 |
| Earning assets | $171,274,000 | 3,016 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $173,862,400 | 3,088 |
| Average Assets, quarterly | $174,676,500 | 3,149 |
| Volatile liabilities | $103,641,000 | 1,155 |
| Insider loans | $1,614,000 | 3,172 |
| FHLB advances | $148,000 | 5,195 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,983,000 | 4,448 |
| Tier 1 (core) risk-based capital | $13,904,000 | 3,751 |
| Tier 2 risk-based capital | $917,000 | 4,031 |
| Total risk weighted assets | $106,480,000 | 3,494 |
| Total unused commitments | $9,983,000 | 4,448 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $170,277,000 | 3,193 |
| Cash and due from depository institutions | $24,734,000 | 4,246 |
| Interest-bearing balances | $23,800,000 | 231 |
| Securities | $25,179,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $114,123,000 | 3,138 |
| Loan loss allowance | $917,000 | 4,287 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,763,000 | 2,161 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $4,000 | 3,200 |
| All other assets | $1,474,000 | 5,610 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $170,277,000 | 3,193 |
| Total liabilities | $155,840,000 | 3,145 |
| Total deposits | $155,111,000 | 2,917 |
| Interest-bearing deposits | $133,390,000 | 2,884 |
| Deposits held in domestic offices | $155,111,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $437,000 | 5,412 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $292,000 | 6,270 |
| Total equity capital | $14,437,000 | 3,773 |
| Total bank equity capital | $14,437,000 | 3,773 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $270,000 | 5,426 |
| Surplus | $9,546,000 | 2,113 |
| Undivided profits | $4,621,000 | 4,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $558,000 | 5,100 |
| Earning assets | $163,102,000 | 3,106 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $172,559,000 | 3,097 |
| Average Assets, quarterly | $173,609,000 | 3,134 |
| Volatile liabilities | $91,683,000 | 1,262 |
| Insider loans | $1,635,000 | 3,096 |
| FHLB advances | $437,000 | 5,128 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,528,000 | 4,999 |
| Tier 1 (core) risk-based capital | $14,528,000 | 3,618 |
| Tier 2 risk-based capital | $917,000 | 4,004 |
| Total risk weighted assets | $100,605,000 | 3,609 |
| Total unused commitments | $7,528,000 | 5,003 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $176,941,000 | 3,106 |
| Cash and due from depository institutions | $22,570,000 | 4,036 |
| Interest-bearing balances | $21,804,000 | 262 |
| Securities | $28,381,000 | 3,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $119,818,000 | 2,954 |
| Loan loss allowance | $914,000 | 4,290 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,765,000 | 2,130 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $5,000 | 3,206 |
| All other assets | $1,402,000 | 5,744 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $176,941,000 | 3,106 |
| Total liabilities | $162,835,000 | 3,039 |
| Total deposits | $161,923,000 | 2,790 |
| Interest-bearing deposits | $131,733,000 | 2,905 |
| Deposits held in domestic offices | $161,923,000 | 2,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $721,000 | 5,219 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $191,000 | 6,923 |
| Total equity capital | $14,106,000 | 3,735 |
| Total bank equity capital | $14,106,000 | 3,735 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $270,000 | 5,459 |
| Surplus | $9,546,000 | 2,078 |
| Undivided profits | $4,290,000 | 4,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $551,000 | 4,927 |
| Earning assets | $170,003,000 | 2,981 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $173,319,670 | 3,090 |
| Average Assets, quarterly | $172,328,000 | 3,130 |
| Volatile liabilities | $94,556,000 | 1,189 |
| Insider loans | $1,650,000 | 3,065 |
| FHLB advances | $721,000 | 4,991 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,095,000 | 4,411 |
| Tier 1 (core) risk-based capital | $14,361,000 | 3,606 |
| Tier 2 risk-based capital | $914,000 | 3,998 |
| Total risk weighted assets | $103,786,000 | 3,495 |
| Total unused commitments | $10,095,000 | 4,412 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $167,715,000 | 3,194 |
| Cash and due from depository institutions | $4,180,000 | 4,029 |
| Interest-bearing balances | $3,398,000 | 1,721 |
| Securities | $32,727,000 | 3,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $124,164,000 | 2,817 |
| Loan loss allowance | $922,000 | 4,205 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,651,000 | 2,142 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $5,000 | 3,191 |
| All other assets | $1,988,000 | 4,672 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,715,000 | 3,194 |
| Total liabilities | $153,475,000 | 3,148 |
| Total deposits | $146,761,000 | 3,016 |
| Interest-bearing deposits | $119,791,000 | 3,122 |
| Deposits held in domestic offices | $146,761,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,501,000 | 3,034 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $213,000 | 6,922 |
| Total equity capital | $14,240,000 | 3,768 |
| Total bank equity capital | $14,240,000 | 3,768 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $270,000 | 5,470 |
| Surplus | $9,546,000 | 2,044 |
| Undivided profits | $4,424,000 | 4,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $578,000 | 4,671 |
| Earning assets | $160,289,000 | 3,093 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $171,509,000 | 3,116 |
| Average Assets, quarterly | $171,509,000 | 3,116 |
| Volatile liabilities | $83,129,000 | 1,264 |
| Insider loans | $1,666,000 | 3,009 |
| FHLB advances | $6,501,000 | 2,904 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,597,000 | 5,301 |
| Tier 1 (core) risk-based capital | $14,250,000 | 3,591 |
| Tier 2 risk-based capital | $922,000 | 3,924 |
| Total risk weighted assets | $100,748,000 | 3,512 |
| Total unused commitments | $6,597,000 | 5,311 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $175,303,000 | 3,089 |
| Cash and due from depository institutions | $1,932,000 | 3,549 |
| Interest-bearing balances | $1,275,000 | 2,675 |
| Securities | $35,299,000 | 3,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $131,051,000 | 2,671 |
| Loan loss allowance | $917,000 | 4,197 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,389,000 | 2,239 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $4,000 | 3,190 |
| All other assets | $2,628,000 | 3,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,303,000 | 3,089 |
| Total liabilities | $161,367,000 | 3,035 |
| Total deposits | $142,717,000 | 3,088 |
| Interest-bearing deposits | $122,538,000 | 3,047 |
| Deposits held in domestic offices | $142,717,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,476,000 | 1,718 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $174,000 | 7,254 |
| Total equity capital | $13,936,000 | 3,777 |
| Total bank equity capital | $13,936,000 | 3,777 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $270,000 | 5,510 |
| Surplus | $9,546,000 | 2,016 |
| Undivided profits | $4,120,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $563,000 | 4,934 |
| Earning assets | $167,625,000 | 2,985 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $179,040,400 | 2,947 |
| Average Assets, quarterly | $175,394,000 | 3,063 |
| Volatile liabilities | $89,848,000 | 1,197 |
| Insider loans | $1,705,000 | 2,922 |
| FHLB advances | $18,476,000 | 1,607 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,459,000 | 5,240 |
| Tier 1 (core) risk-based capital | $14,063,000 | 3,590 |
| Tier 2 risk-based capital | $917,000 | 3,916 |
| Total risk weighted assets | $104,272,000 | 3,403 |
| Total unused commitments | $6,459,000 | 5,245 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $175,485,000 | 3,088 |
| Cash and due from depository institutions | $25,116,000 | 3,323 |
| Interest-bearing balances | $24,581,000 | 310 |
| Securities | $35,238,000 | 3,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $107,271,000 | 3,142 |
| Loan loss allowance | $911,000 | 4,227 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,334,000 | 2,245 |
| Other real estate owned | $1,042,000 | 3,323 |
| Goodwill and other intangibles | $79,000 | 2,845 |
| All other assets | $2,405,000 | 4,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,485,000 | 3,088 |
| Total liabilities | $161,637,000 | 3,015 |
| Total deposits | $157,831,000 | 2,821 |
| Interest-bearing deposits | $128,399,000 | 2,955 |
| Deposits held in domestic offices | $157,831,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,546,000 | 3,784 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $260,000 | 6,753 |
| Total equity capital | $13,848,000 | 3,783 |
| Total bank equity capital | $13,848,000 | 3,783 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $270,000 | 5,544 |
| Surplus | $9,546,000 | 1,986 |
| Undivided profits | $4,032,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $505,000 | 5,494 |
| Earning assets | $167,090,000 | 2,985 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $179,974,750 | 2,949 |
| Average Assets, quarterly | $181,956,000 | 2,979 |
| Volatile liabilities | $84,265,000 | 1,236 |
| Insider loans | $1,740,000 | 2,871 |
| FHLB advances | $3,546,000 | 3,618 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,993,000 | 6,207 |
| Tier 1 (core) risk-based capital | $13,930,000 | 3,596 |
| Tier 2 risk-based capital | $911,000 | 3,929 |
| Total risk weighted assets | $97,843,000 | 3,554 |
| Total unused commitments | $4,993,000 | 5,775 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $188,427,000 | 2,882 |
| Cash and due from depository institutions | $23,289,000 | 3,272 |
| Interest-bearing balances | $22,402,000 | 369 |
| Securities | $37,168,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $119,343,000 | 2,837 |
| Loan loss allowance | $892,000 | 4,243 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,947,000 | 2,444 |
| Other real estate owned | $2,082,000 | 3,272 |
| Goodwill and other intangibles | $74,000 | 2,817 |
| All other assets | $2,524,000 | 3,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,427,000 | 2,882 |
| Total liabilities | $174,631,000 | 2,802 |
| Total deposits | $170,195,000 | 2,634 |
| Interest-bearing deposits | $135,897,000 | 2,800 |
| Deposits held in domestic offices | $170,195,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,812,000 | 3,694 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $624,000 | 4,502 |
| Total equity capital | $13,796,000 | 3,781 |
| Total bank equity capital | $13,796,000 | 3,781 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $270,000 | 5,556 |
| Surplus | $9,546,000 | 1,942 |
| Undivided profits | $3,980,000 | 5,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $580,000 | 4,844 |
| Earning assets | $178,913,000 | 2,792 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $181,471,330 | 2,926 |
| Average Assets, quarterly | $182,692,000 | 2,940 |
| Volatile liabilities | $87,996,000 | 1,177 |
| Insider loans | $4,257,000 | 1,267 |
| FHLB advances | $3,812,000 | 3,525 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,504,000 | 4,868 |
| Tier 1 (core) risk-based capital | $13,784,000 | 3,572 |
| Tier 2 risk-based capital | $892,000 | 3,952 |
| Total risk weighted assets | $105,660,000 | 3,294 |
| Total unused commitments | $10,254,000 | 4,176 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $176,957,000 | 3,014 |
| Cash and due from depository institutions | $21,850,000 | 3,047 |
| Interest-bearing balances | $18,951,000 | 435 |
| Securities | $17,287,000 | 5,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $129,898,000 | 2,586 |
| Loan loss allowance | $878,000 | 4,261 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,653,000 | 2,569 |
| Other real estate owned | $1,972,000 | 3,047 |
| Goodwill and other intangibles | $58,000 | 2,849 |
| All other assets | $2,239,000 | 4,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,957,000 | 3,014 |
| Total liabilities | $163,293,000 | 2,956 |
| Total deposits | $158,911,000 | 2,778 |
| Interest-bearing deposits | $138,501,000 | 2,739 |
| Deposits held in domestic offices | $158,911,000 | 2,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,074,000 | 3,495 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $308,000 | 6,472 |
| Total equity capital | $13,664,000 | 3,742 |
| Total bank equity capital | $13,664,000 | 3,742 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $270,000 | 5,574 |
| Surplus | $9,546,000 | 1,916 |
| Undivided profits | $3,848,000 | 5,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $591,000 | 4,770 |
| Earning assets | $166,136,000 | 2,932 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $177,993,500 | 2,963 |
| Average Assets, quarterly | $177,993,500 | 2,963 |
| Volatile liabilities | $75,931,000 | 1,300 |
| Insider loans | $3,531,000 | 1,525 |
| FHLB advances | $4,074,000 | 3,322 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,822,000 | 3,988 |
| Tier 1 (core) risk-based capital | $13,647,000 | 3,560 |
| Tier 2 risk-based capital | $878,000 | 3,954 |
| Total risk weighted assets | $104,345,000 | 3,267 |
| Total unused commitments | $10,822,000 | 4,001 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $179,030,000 | 2,923 |
| Cash and due from depository institutions | $46,695,000 | 3,462 |
| Interest-bearing balances | $45,798,000 | 145 |
| Securities | $18,883,000 | 4,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $105,935,000 | 3,061 |
| Loan loss allowance | $843,000 | 4,327 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,176,000 | 2,877 |
| Other real estate owned | $1,969,000 | 3,462 |
| Goodwill and other intangibles | $49,000 | 2,857 |
| All other assets | $2,323,000 | 4,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,030,000 | 2,923 |
| Total liabilities | $165,557,000 | 2,844 |
| Total deposits | $160,891,000 | 2,687 |
| Interest-bearing deposits | $142,819,000 | 2,616 |
| Deposits held in domestic offices | $160,891,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,331,000 | 3,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $335,000 | 6,376 |
| Total equity capital | $13,473,000 | 3,743 |
| Total bank equity capital | $13,473,000 | 3,743 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $270,000 | 5,589 |
| Surplus | $9,546,000 | 1,874 |
| Undivided profits | $3,657,000 | 5,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 4,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $529,000 | 5,415 |
| Earning assets | $170,616,000 | 2,819 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $172,525,600 | 2,895 |
| Average Assets, quarterly | $176,058,500 | 2,943 |
| Volatile liabilities | $75,936,000 | 1,300 |
| Insider loans | $3,546,000 | 1,499 |
| FHLB advances | $4,331,000 | 3,286 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,911,000 | 4,337 |
| Tier 1 (core) risk-based capital | $13,458,000 | 3,547 |
| Tier 2 risk-based capital | $845,000 | 4,020 |
| Total risk weighted assets | $96,984,000 | 3,445 |
| Total unused commitments | $8,911,000 | 4,340 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $172,537,000 | 2,903 |
| Cash and due from depository institutions | $18,291,000 | 3,020 |
| Interest-bearing balances | $17,555,000 | 392 |
| Securities | $2,852,000 | 8,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $145,301,000 | 2,235 |
| Loan loss allowance | $821,000 | 4,189 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,034,000 | 3,990 |
| Other real estate owned | $734,000 | 3,020 |
| Goodwill and other intangibles | $53,000 | 2,801 |
| All other assets | $3,272,000 | 3,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,537,000 | 2,903 |
| Total liabilities | $160,096,000 | 2,826 |
| Total deposits | $145,139,000 | 2,808 |
| Interest-bearing deposits | $132,090,000 | 2,673 |
| Deposits held in domestic offices | $145,139,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,318,000 | 1,810 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,639,000 | 2,372 |
| Total equity capital | $12,441,000 | 3,776 |
| Total bank equity capital | $12,441,000 | 3,776 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $270,000 | 5,712 |
| Surplus | $9,546,000 | 1,782 |
| Undivided profits | $2,625,000 | 5,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,280,000 | 2,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $762,000 | 4,400 |
| Earning assets | $165,708,000 | 2,759 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $176,284,800 | 2,700 |
| Average Assets, quarterly | $172,962,000 | 2,861 |
| Volatile liabilities | $61,003,000 | 1,497 |
| Insider loans | $846,000 | 4,276 |
| FHLB advances | $13,318,000 | 1,673 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,064,000 | 5,489 |
| Tier 1 (core) risk-based capital | $12,421,000 | 3,632 |
| Tier 2 risk-based capital | $821,000 | 3,926 |
| Total risk weighted assets | $109,959,000 | 2,983 |
| Total unused commitments | $5,064,000 | 5,494 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 57 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $201,740,000 | 2,415 |
| Cash and due from depository institutions | $1,134,000 | 2,989 |
| Interest-bearing balances | $411,000 | 3,197 |
| Securities | $11,201,000 | 6,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $182,425,000 | 1,739 |
| Loan loss allowance | $865,000 | 3,913 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $731,000 | 6,697 |
| Other real estate owned | $0 | 2,989 |
| Goodwill and other intangibles | $1,068,000 | 1,393 |
| All other assets | $5,181,000 | 1,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,740,000 | 2,415 |
| Total liabilities | $189,784,000 | 2,317 |
| Total deposits | $119,455,000 | 3,217 |
| Interest-bearing deposits | $112,622,000 | 2,983 |
| Deposits held in domestic offices | $119,455,000 | 3,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $69,334,000 | 595 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $995,000 | 3,614 |
| Total equity capital | $11,956,000 | 3,803 |
| Total bank equity capital | $11,956,000 | 3,803 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $210,000 | 6,275 |
| Surplus | $9,606,000 | 1,719 |
| Undivided profits | $2,140,000 | 6,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,726,000 | 1,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,140,000 | 2,354 |
| Earning assets | $194,037,000 | 2,297 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $201,414,600 | 2,295 |
| Average Assets, quarterly | $204,894,000 | 2,357 |
| Volatile liabilities | $92,140,000 | 1,053 |
| Insider loans | $1,138,000 | 3,542 |
| FHLB advances | $69,334,000 | 179 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,918,000 | 3,187 |
| Tier 1 (core) risk-based capital | $11,827,000 | 3,704 |
| Tier 2 risk-based capital | $865,000 | 3,690 |
| Total risk weighted assets | $118,522,000 | 2,662 |
| Total unused commitments | $12,918,000 | 3,189 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $186,493,000 | 2,543 |
| Cash and due from depository institutions | $2,968,000 | 2,009 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $11,201,000 | 6,735 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $165,916,000 | 1,817 |
| Loan loss allowance | $846,000 | 3,912 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,010,000 | 6,022 |
| Other real estate owned | $0 | 2,009 |
| Goodwill and other intangibles | $1,287,000 | 1,348 |
| All other assets | $4,111,000 | 2,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,493,000 | 2,543 |
| Total liabilities | $174,918,000 | 2,461 |
| Total deposits | $127,800,000 | 2,972 |
| Interest-bearing deposits | $123,716,000 | 2,655 |
| Deposits held in domestic offices | $127,800,000 | 2,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,335,000 | 788 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $783,000 | 3,900 |
| Total equity capital | $11,575,000 | 3,765 |
| Total bank equity capital | $11,575,000 | 3,765 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $210,000 | 6,492 |
| Surplus | $9,606,000 | 1,707 |
| Undivided profits | $1,759,000 | 6,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $904,000 | 2,551 |
| Earning assets | $177,117,000 | 2,456 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $156,987,600 | 2,858 |
| Average Assets, quarterly | $176,831,500 | 2,645 |
| Volatile liabilities | $77,205,000 | 1,172 |
| Insider loans | $1,811,000 | 2,406 |
| FHLB advances | $45,500,000 | 222 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,160,000 | 2,201 |
| Tier 1 (core) risk-based capital | $11,417,000 | 3,789 |
| Tier 2 risk-based capital | $846,000 | 3,623 |
| Total risk weighted assets | $107,018,000 | 2,804 |
| Total unused commitments | $22,160,000 | 2,205 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 89 | 1,934 |
| Assets and Liabilities | ||
| Total Assets: | $139,452,000 | 3,234 |
| Cash and due from depository institutions | $5,203,000 | 1,934 |
| Interest-bearing balances | $2,696,000 | 1,849 |
| Securities | $11,201,000 | 6,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $117,443,000 | 2,364 |
| Loan loss allowance | $759,000 | 4,191 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,081,000 | 5,741 |
| Other real estate owned | $246,000 | 1,934 |
| Goodwill and other intangibles | $1,167,000 | 1,338 |
| All other assets | $3,111,000 | 2,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,452,000 | 3,234 |
| Total liabilities | $128,259,000 | 3,167 |
| Total deposits | $104,458,000 | 3,569 |
| Interest-bearing deposits | $100,856,000 | 3,197 |
| Deposits held in domestic offices | $104,458,000 | 3,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,000,000 | 956 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $801,000 | 4,166 |
| Total equity capital | $11,193,000 | 3,936 |
| Total bank equity capital | $11,193,000 | 3,936 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $210,000 | 6,608 |
| Surplus | $9,606,000 | 1,626 |
| Undivided profits | $1,377,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $622,000 | 3,745 |
| Earning assets | $131,340,000 | 3,170 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $147,955,800 | 2,918 |
| Average Assets, quarterly | $146,231,500 | 3,041 |
| Volatile liabilities | $40,370,000 | 1,688 |
| Insider loans | $1,114,000 | 3,297 |
| FHLB advances | $23,000,000 | 294 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,050,000 | 1,706 |
| Tier 1 (core) risk-based capital | $11,040,000 | 3,832 |
| Tier 2 risk-based capital | $759,000 | 3,836 |
| Total risk weighted assets | $74,368,000 | 3,662 |
| Total unused commitments | $29,050,000 | 1,713 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $146,004,000 | 3,040 |
| Cash and due from depository institutions | $15,277,000 | 2,648 |
| Interest-bearing balances | $13,497,000 | 310 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $125,994,000 | 2,217 |
| Loan loss allowance | $632,000 | 4,867 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $162,000 | 9,767 |
| Other real estate owned | $674,000 | 2,648 |
| Goodwill and other intangibles | $169,000 | 2,353 |
| All other assets | $3,728,000 | 1,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,004,000 | 3,040 |
| Total liabilities | $136,188,000 | 2,953 |
| Total deposits | $117,501,000 | 3,180 |
| Interest-bearing deposits | $114,763,000 | 2,796 |
| Deposits held in domestic offices | $117,501,000 | 3,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,000,000 | 1,017 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $687,000 | 4,736 |
| Total equity capital | $9,816,000 | 4,374 |
| Total bank equity capital | $9,816,000 | 4,374 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $210,000 | 6,885 |
| Surplus | $12,286,000 | 1,284 |
| Undivided profits | $-2,680,000 | 10,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $711,000 | 3,300 |
| Earning assets | $139,491,000 | 2,949 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $148,621,200 | 2,871 |
| Average Assets, quarterly | $150,089,000 | 2,928 |
| Volatile liabilities | $35,271,000 | 1,870 |
| Insider loans | $748,000 | 4,315 |
| FHLB advances | $18,000,000 | 322 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,245,000 | 3,006 |
| Tier 1 (core) risk-based capital | $9,101,000 | 4,534 |
| Tier 2 risk-based capital | $632,000 | 4,348 |
| Total risk weighted assets | $74,731,000 | 3,618 |
| Total unused commitments | $12,245,000 | 3,008 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $143,447,000 | 3,161 |
| Cash and due from depository institutions | $2,968,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $135,781,000 | 2,095 |
| Loan loss allowance | $698,000 | 4,679 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $170,000 | 10,103 |
| Other real estate owned | $63,000 | 3,016 |
| Goodwill and other intangibles | $119,000 | 2,412 |
| All other assets | $4,346,000 | 1,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,447,000 | 3,161 |
| Total liabilities | $134,602,000 | 3,058 |
| Total deposits | $114,724,000 | 3,320 |
| Interest-bearing deposits | $112,061,000 | 2,940 |
| Deposits held in domestic offices | $114,724,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $19,194,000 | 959 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $684,000 | 4,755 |
| Total equity capital | $8,845,000 | 4,810 |
| Total bank equity capital | $8,845,000 | 4,810 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $210,000 | 7,260 |
| Surplus | $12,286,000 | 1,342 |
| Undivided profits | $-3,651,000 | 11,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,629,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $700,000 | 3,288 |
| Earning assets | $135,781,000 | 3,071 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $133,205,000 | 3,259 |
| Average Assets, quarterly | $138,339,500 | 3,234 |
| Volatile liabilities | $33,526,000 | 1,896 |
| Insider loans | $719,000 | 4,504 |
| FHLB advances | $18,000,000 | 350 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,325,000 | 6,127 |
| Tier 1 (core) risk-based capital | $7,384,000 | 5,477 |
| Tier 2 risk-based capital | $529,000 | 5,041 |
| Total risk weighted assets | $77,128,000 | 3,526 |
| Total unused commitments | $3,325,000 | 6,143 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $128,338,000 | 3,509 |
| Cash and due from depository institutions | $1,343,000 | 3,595 |
| Interest-bearing balances | $942,000 | 2,634 |
| Securities | $3,040,000 | 11,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $120,335,000 | 2,301 |
| Loan loss allowance | $640,000 | 5,035 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $230,000 | 10,029 |
| Other real estate owned | $442,000 | 3,595 |
| Goodwill and other intangibles | $75,000 | 2,474 |
| All other assets | $2,873,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,338,000 | 3,509 |
| Total liabilities | $121,461,000 | 3,357 |
| Total deposits | $94,514,000 | 4,030 |
| Interest-bearing deposits | $91,381,000 | 3,598 |
| Deposits held in domestic offices | $94,514,000 | 4,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $25,850,000 | 755 |
| Subordinated debt | $443,000 | 300 |
| All other liabilities | $654,000 | 5,128 |
| Total equity capital | $6,877,000 | 5,942 |
| Total bank equity capital | $6,877,000 | 5,942 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $210,000 | 7,633 |
| Surplus | $12,286,000 | 1,340 |
| Undivided profits | $-5,619,000 | 11,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $643,000 | 3,723 |
| Earning assets | $124,317,000 | 3,328 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $129,080,600 | 3,360 |
| Average Assets, quarterly | $128,066,000 | 3,467 |
| Volatile liabilities | $36,143,000 | 1,626 |
| Insider loans | $538,000 | 5,455 |
| FHLB advances | $25,850,000 | 266 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,946,000 | 6,411 |
| Tier 1 (core) risk-based capital | $6,568,000 | 6,008 |
| Tier 2 risk-based capital | $1,056,000 | 2,761 |
| Total risk weighted assets | $71,031,000 | 3,722 |
| Total unused commitments | $2,946,000 | 6,426 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $137,352,000 | 3,259 |
| Cash and due from depository institutions | $1,477,000 | 3,222 |
| Interest-bearing balances | $879,000 | 2,607 |
| Securities | $6,146,000 | 10,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $123,763,000 | 2,215 |
| Loan loss allowance | $564,000 | 5,674 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $371,000 | 9,342 |
| Other real estate owned | $1,656,000 | 3,222 |
| Goodwill and other intangibles | $103,000 | 2,249 |
| All other assets | $3,836,000 | 2,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,352,000 | 3,259 |
| Total liabilities | $130,922,000 | 3,103 |
| Total deposits | $86,017,000 | 4,361 |
| Interest-bearing deposits | $81,882,000 | 3,961 |
| Deposits held in domestic offices | $86,017,000 | 4,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $43,800,000 | 597 |
| Subordinated debt | $495,000 | 319 |
| All other liabilities | $610,000 | 4,513 |
| Total equity capital | $6,430,000 | 5,936 |
| Total bank equity capital | $6,430,000 | 5,936 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $210,000 | 8,070 |
| Surplus | $12,286,000 | 1,277 |
| Undivided profits | $-6,066,000 | 12,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 5,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $679,000 | 3,018 |
| Earning assets | $130,788,000 | 3,138 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $125,814,800 | 3,443 |
| Average Assets, quarterly | $134,966,500 | 3,276 |
| Volatile liabilities | $53,129,000 | 1,209 |
| Insider loans | $554,000 | 5,361 |
| FHLB advances | $43,800,000 | 222 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,961,000 | 6,389 |
| Tier 1 (core) risk-based capital | $6,164,000 | 6,252 |
| Tier 2 risk-based capital | $1,007,000 | 2,894 |
| Total risk weighted assets | $75,056,000 | 3,430 |
| Total unused commitments | $2,961,000 | 6,399 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities | ||
| Total Assets: | $124,362,000 | 3,635 |
| Cash and due from depository institutions | $20,131,000 | 3,048 |
| Interest-bearing balances | $19,773,000 | 317 |
| Securities | $1,775,000 | 12,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $97,131,000 | 2,678 |
| Loan loss allowance | $714,000 | 4,896 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $461,000 | 8,968 |
| Other real estate owned | $1,353,000 | 3,048 |
| Goodwill and other intangibles | $130,000 | 2,070 |
| All other assets | $3,381,000 | 2,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,362,000 | 3,635 |
| Total liabilities | $117,628,000 | 3,504 |
| Total deposits | $93,114,000 | 4,155 |
| Interest-bearing deposits | $79,858,000 | 4,207 |
| Deposits held in domestic offices | $93,114,000 | 4,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,500,000 | 730 |
| Subordinated debt | $543,000 | 327 |
| All other liabilities | $1,471,000 | 2,331 |
| Total equity capital | $6,734,000 | 5,798 |
| Total bank equity capital | $6,734,000 | 5,798 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $210,000 | 8,487 |
| Surplus | $12,286,000 | 1,204 |
| Undivided profits | $-5,762,000 | 13,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,946,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $472,000 | 3,952 |
| Earning assets | $118,679,000 | 3,497 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $110,137,000 | 3,964 |
| Average Assets, quarterly | $120,912,500 | 3,714 |
| Volatile liabilities | $40,057,000 | 1,417 |
| Insider loans | $512,000 | 5,637 |
| FHLB advances | $22,500,000 | 288 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,968,000 | 4,404 |
| Tier 1 (core) risk-based capital | $6,604,000 | 5,825 |
| Tier 2 risk-based capital | $1,238,000 | 2,364 |
| Total risk weighted assets | $66,453,000 | 3,820 |
| Total unused commitments | $5,968,000 | 4,429 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $97,894,000 | 4,610 |
| Cash and due from depository institutions | $5,101,000 | 4,867 |
| Interest-bearing balances | $4,897,000 | 1,467 |
| Securities | $3,391,000 | 12,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $84,383,000 | 3,091 |
| Loan loss allowance | $616,000 | 5,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $211,000 | 11,462 |
| Other real estate owned | $1,804,000 | 4,867 |
| Goodwill and other intangibles | $156,000 | 1,990 |
| All other assets | $2,848,000 | 2,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,894,000 | 4,610 |
| Total liabilities | $92,532,000 | 4,482 |
| Total deposits | $70,604,000 | 5,463 |
| Interest-bearing deposits | $69,457,000 | 4,909 |
| Deposits held in domestic offices | $70,604,000 | 5,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,985,000 | 704 |
| Subordinated debt | $586,000 | 356 |
| All other liabilities | $1,357,000 | 2,559 |
| Total equity capital | $5,362,000 | 6,733 |
| Total bank equity capital | $5,362,000 | 6,733 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $210,000 | 8,909 |
| Surplus | $12,286,000 | 1,166 |
| Undivided profits | $-7,134,000 | 13,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 3,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $435,000 | 4,685 |
| Earning assets | $92,671,000 | 4,476 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $101,672,400 | 4,374 |
| Average Assets, quarterly | $100,325,500 | 4,490 |
| Volatile liabilities | $24,386,000 | 2,018 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $19,985,000 | 291 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,331,000 | 3,613 |
| Tier 1 (core) risk-based capital | $5,206,000 | 6,811 |
| Tier 2 risk-based capital | $1,197,000 | 2,484 |
| Total risk weighted assets | $55,977,000 | 4,486 |
| Total unused commitments | $7,331,000 | 3,630 |
| Derivatives | $0 | 651 |