Home > Mercantile Bank of Wright County > Assets and Liabilities
Mercantile Bank of Wright County, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 22 | 7,361 |
Assets and Liabilities | ||
Total Assets: | $39,343,000 | 8,453 |
Cash and due from depository institutions | $1,173,000 | 7,361 |
Interest-bearing balances | $0 | 6,853 |
Securities | $7,304,000 | 9,262 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,175 |
Net loans & leases | $28,309,000 | 7,235 |
Loan loss allowance | $787,000 | 4,303 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $180,000 | 10,406 |
Other real estate owned | $66,000 | 7,361 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $711,000 | 7,810 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $39,343,000 | 8,453 |
Total liabilities | $36,076,000 | 8,341 |
Total deposits | $35,634,000 | 8,216 |
Interest-bearing deposits | $31,184,000 | 8,129 |
Deposits held in domestic offices | $35,634,000 | 8,212 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $442,000 | 6,736 |
Total equity capital | $3,267,000 | 9,154 |
Total bank equity capital | $3,267,000 | 9,154 |
Perpetual preferred stock | $0 | 288 |
Common stock | $150,000 | 8,467 |
Surplus | $175,000 | 10,737 |
Undivided profits | $2,942,000 | 6,281 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $150,000 | 7,382 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $350,000 | 6,424 |
Earning assets | $37,213,000 | 8,285 |
Long-term assets (5+ years) | $852,000 | 9,186 |
Average Assets, year-to-date | $39,037,200 | 8,296 |
Average Assets, quarterly | $39,178,500 | 8,414 |
Volatile liabilities | $4,291,000 | 7,443 |
Insider loans | $40,000 | 10,064 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $628,000 | 9,745 |
Tier 1 (core) risk-based capital | $3,228,000 | 9,112 |
Tier 2 risk-based capital | $340,030 | 6,818 |
Total risk weighted assets | $26,755,430 | 7,619 |
Total unused commitments | $628,000 | 9,754 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 22 | 7,672 |
Assets and Liabilities | ||
Total Assets: | $38,841,000 | 8,705 |
Cash and due from depository institutions | $412,000 | 7,672 |
Interest-bearing balances | $0 | 7,034 |
Securities | $8,306,000 | 9,418 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $29,136,000 | 7,161 |
Loan loss allowance | $766,000 | 4,493 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $203,000 | 10,657 |
Other real estate owned | $0 | 7,672 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $784,000 | 7,787 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $38,841,000 | 8,705 |
Total liabilities | $35,456,000 | 8,644 |
Total deposits | $34,993,000 | 8,489 |
Interest-bearing deposits | $30,680,000 | 8,335 |
Deposits held in domestic offices | $34,993,000 | 8,482 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $132,000 | 4,643 |
Subordinated debt | $0 | 372 |
All other liabilities | $331,000 | 6,892 |
Total equity capital | $3,385,000 | 8,959 |
Total bank equity capital | $3,385,000 | 8,959 |
Perpetual preferred stock | $0 | 310 |
Common stock | $150,000 | 8,932 |
Surplus | $175,000 | 11,227 |
Undivided profits | $3,060,000 | 5,814 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $690,000 | 3,464 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $359,000 | 5,692 |
Earning assets | $37,442,000 | 8,454 |
Long-term assets (5+ years) | $1,016,000 | 9,435 |
Average Assets, year-to-date | $40,330,800 | 8,405 |
Average Assets, quarterly | $38,888,000 | 8,663 |
Volatile liabilities | $3,596,000 | 7,879 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $550,000 | 10,194 |
Tier 1 (core) risk-based capital | $3,385,000 | 9,060 |
Tier 2 risk-based capital | $343,010 | 6,916 |
Total risk weighted assets | $27,017,710 | 7,699 |
Total unused commitments | $550,000 | 10,200 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 25 | 7,348 |
Assets and Liabilities | ||
Total Assets: | $42,591,000 | 8,507 |
Cash and due from depository institutions | $454,000 | 7,348 |
Interest-bearing balances | $0 | 7,655 |
Securities | $8,063,000 | 9,863 |
Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
Net loans & leases | $29,681,000 | 7,044 |
Loan loss allowance | $794,000 | 4,510 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $224,000 | 10,950 |
Other real estate owned | $151,000 | 7,348 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $718,000 | 7,674 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $42,591,000 | 8,507 |
Total liabilities | $38,422,000 | 8,518 |
Total deposits | $38,179,000 | 8,375 |
Interest-bearing deposits | $33,800,000 | 8,224 |
Deposits held in domestic offices | $38,179,000 | 8,368 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $15,000 | 4,889 |
Subordinated debt | $0 | 413 |
All other liabilities | $228,000 | 8,711 |
Total equity capital | $4,169,000 | 8,178 |
Total bank equity capital | $4,169,000 | 8,178 |
Perpetual preferred stock | $0 | 343 |
Common stock | $150,000 | 9,374 |
Surplus | $175,000 | 11,728 |
Undivided profits | $3,844,000 | 5,257 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $822,000 | 3,596 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $321,000 | 5,728 |
Earning assets | $41,044,000 | 8,244 |
Long-term assets (5+ years) | $1,266,000 | 9,609 |
Average Assets, year-to-date | $43,308,400 | 8,267 |
Average Assets, quarterly | $42,147,500 | 8,506 |
Volatile liabilities | $4,107,000 | 7,208 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $524,000 | 10,476 |
Tier 1 (core) risk-based capital | $4,169,000 | 8,096 |
Tier 2 risk-based capital | $367,050 | 6,660 |
Total risk weighted assets | $28,937,150 | 7,450 |
Total unused commitments | $524,000 | 10,492 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 26 | 7,249 |
Assets and Liabilities | ||
Total Assets: | $46,325,000 | 8,262 |
Cash and due from depository institutions | $1,296,000 | 7,249 |
Interest-bearing balances | $0 | 8,059 |
Securities | $7,611,000 | 10,204 |
Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
Net loans & leases | $33,511,000 | 6,504 |
Loan loss allowance | $664,000 | 5,217 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $231,000 | 11,252 |
Other real estate owned | $125,000 | 7,249 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $751,000 | 7,714 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,325,000 | 8,262 |
Total liabilities | $42,372,000 | 8,235 |
Total deposits | $42,048,000 | 8,109 |
Interest-bearing deposits | $37,887,000 | 7,880 |
Deposits held in domestic offices | $42,048,000 | 8,103 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $15,000 | 4,898 |
Subordinated debt | $0 | 482 |
All other liabilities | $309,000 | 8,083 |
Total equity capital | $3,953,000 | 8,320 |
Total bank equity capital | $3,953,000 | 8,320 |
Perpetual preferred stock | $0 | 346 |
Common stock | $150,000 | 9,817 |
Surplus | $175,000 | 12,188 |
Undivided profits | $3,628,000 | 5,280 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,203,000 | 3,227 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $484,000 | 4,236 |
Earning assets | $43,922,000 | 8,041 |
Long-term assets (5+ years) | $1,659,000 | 9,359 |
Average Assets, year-to-date | $44,822,800 | 8,267 |
Average Assets, quarterly | $45,590,500 | 8,294 |
Volatile liabilities | $5,376,000 | 6,269 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $843,000 | 9,549 |
Tier 1 (core) risk-based capital | $3,953,000 | 8,257 |
Tier 2 risk-based capital | $418,390 | 6,056 |
Total risk weighted assets | $33,225,890 | 6,847 |
Total unused commitments | $843,000 | 9,575 |
Derivatives | $0 | 651 |