Home > Mercantile Bank of Western Missouri > Income and Expense
Mercantile Bank of Western Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $41,718,000 | 818 |
| Total interest expense | $18,528,000 | 883 |
| Net interest income | $23,190,000 | 786 |
| Provision for loan and lease losses | $1,726,000 | 664 |
| Total noninterest income | $10,787,000 | 539 |
| Gross Fiduciary activities income | $3,026,000 | 266 |
| Service charges on deposit accounts | $2,326,000 | 559 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,435,000 | 583 |
| Total noninterest expense | $15,396,000 | 915 |
| Salaries and employee benefits | $7,221,000 | 919 |
| Premises and equipment expense | $1,862,000 | 1,063 |
| Additional noninterest expense | $6,313,000 | 812 |
| Pre-tax net operating income | $16,855,000 | 527 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,982,000 | 544 |
| Income before extraordinary items | $10,873,000 | 549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,873,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,142,000 | 485 |
| Cash dividends | $14,550,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,873,000 | 531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 4,892 |
| Total interest expense | $3,020,000 | 4,761 |
| Net interest income | $3,441,000 | 4,886 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $663,000 | 4,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,786 |
| Total noninterest expense | $2,577,000 | 4,889 |
| Salaries and employee benefits | $1,201,000 | 5,208 |
| Premises and equipment expense | $402,000 | 4,517 |
| Additional noninterest expense | $974,000 | 4,499 |
| Pre-tax net operating income | $1,527,000 | 4,277 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $432,000 | 4,646 |
| Income before extraordinary items | $1,095,000 | 4,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,095,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,837 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,095,000 | 4,111 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 4,511 |
| Total interest expense | $3,116,000 | 4,588 |
| Net interest income | $3,964,000 | 4,346 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $714,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,834 |
| Total noninterest expense | $2,878,000 | 4,441 |
| Salaries and employee benefits | $1,415,000 | 4,521 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $1,088,000 | 4,063 |
| Pre-tax net operating income | $1,800,000 | 3,849 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $492,000 | 4,247 |
| Income before extraordinary items | $1,305,000 | 3,669 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,305,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,768 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,307,190 | 3,643 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,457 |
| Total interest expense | $2,730,000 | 4,299 |
| Net interest income | $3,879,000 | 4,510 |
| Provision for loan and lease losses | $1,001,000 | 920 |
| Total noninterest income | $837,000 | 3,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,719 |
| Total noninterest expense | $2,980,000 | 4,440 |
| Salaries and employee benefits | $1,441,000 | 4,439 |
| Premises and equipment expense | $362,000 | 4,971 |
| Additional noninterest expense | $1,177,000 | 4,117 |
| Pre-tax net operating income | $735,000 | 7,217 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $630,000 | 6,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $630,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,856 |
| Cash dividends | $731,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $630,000 | 6,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 7,882 |
| Total interest expense | $1,398,000 | 7,551 |
| Net interest income | $1,875,000 | 8,027 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $232,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,300,000 | 8,511 |
| Salaries and employee benefits | $687,000 | 8,087 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $494,000 | 8,274 |
| Pre-tax net operating income | $802,000 | 6,798 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $552,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $634,000 | 6,296 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 8,091 |
| Total interest expense | $1,817,000 | 7,573 |
| Net interest income | $1,746,000 | 8,515 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $302,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,262,000 | 8,798 |
| Salaries and employee benefits | $659,000 | 8,315 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $761,000 | 6,764 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $583,000 | 6,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $583,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $452,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $583,000 | 6,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.