Home > Mercantile Bank of West Central Missouri > Income and Expense
Mercantile Bank of West Central Missouri, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,270,000 | 2,955 |
| Total interest expense | $5,184,000 | 2,940 |
| Net interest income | $6,086,000 | 2,920 |
| Provision for loan and lease losses | $244,000 | 2,622 |
| Total noninterest income | $861,000 | 3,483 |
| Gross Fiduciary activities income | $32,000 | 1,358 |
| Service charges on deposit accounts | $583,000 | 2,321 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $246,000 | 4,530 |
| Total noninterest expense | $4,240,000 | 3,154 |
| Salaries and employee benefits | $1,896,000 | 3,481 |
| Premises and equipment expense | $581,000 | 3,293 |
| Additional noninterest expense | $1,763,000 | 2,671 |
| Pre-tax net operating income | $2,463,000 | 2,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $906,000 | 2,583 |
| Income before extraordinary items | $1,557,000 | 3,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,557,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,815 |
| Cash dividends | $3,600,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,557,000 | 3,109 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,190,000 | 2,715 |
| Total interest expense | $4,266,000 | 2,873 |
| Net interest income | $6,924,000 | 2,604 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $940,000 | 3,253 |
| Gross Fiduciary activities income | $4,000 | 1,536 |
| Service charges on deposit accounts | $635,000 | 2,131 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $301,000 | 4,082 |
| Total noninterest expense | $4,724,000 | 2,925 |
| Salaries and employee benefits | $2,109,000 | 3,121 |
| Premises and equipment expense | $650,000 | 3,032 |
| Additional noninterest expense | $1,965,000 | 2,622 |
| Pre-tax net operating income | $2,840,000 | 2,493 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,008,000 | 2,225 |
| Income before extraordinary items | $1,832,000 | 2,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,832,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,397 |
| Cash dividends | $2,124,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,832,000 | 2,663 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,907,000 | 2,393 |
| Total interest expense | $5,399,000 | 2,395 |
| Net interest income | $7,508,000 | 2,386 |
| Provision for loan and lease losses | $495,000 | 2,118 |
| Total noninterest income | $674,000 | 4,557 |
| Gross Fiduciary activities income | $4,000 | 1,568 |
| Service charges on deposit accounts | $519,000 | 2,684 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $5,074,000 | 2,822 |
| Salaries and employee benefits | $2,309,000 | 2,854 |
| Premises and equipment expense | $659,000 | 3,040 |
| Additional noninterest expense | $2,106,000 | 2,609 |
| Pre-tax net operating income | $2,613,000 | 2,612 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $940,000 | 2,414 |
| Income before extraordinary items | $1,689,000 | 2,908 |
| Extraordinary gains, net | $-1,077,000 | 13,211 |
| Net income | $612,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 2,003 |
| Cash dividends | $2,244,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,678,760 | 2,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,830,000 | 2,744 |
| Total interest expense | $6,519,000 | 2,585 |
| Net interest income | $6,311,000 | 2,893 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $571,000 | 5,143 |
| Gross Fiduciary activities income | $11,000 | 1,535 |
| Service charges on deposit accounts | $382,000 | 3,634 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $3,643,000 | 3,801 |
| Salaries and employee benefits | $1,690,000 | 3,788 |
| Premises and equipment expense | $384,000 | 4,951 |
| Additional noninterest expense | $1,569,000 | 3,462 |
| Pre-tax net operating income | $2,769,000 | 2,231 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $945,000 | 2,214 |
| Income before extraordinary items | $1,874,000 | 2,445 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,874,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,595 |
| Cash dividends | $454,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,841,000 | 2,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.