Home > Mercantile Bank of West Central Missouri > Assets and Liabilities
Mercantile Bank of West Central Missouri, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $133,434,000 | 3,372 |
| Cash and due from depository institutions | $6,659,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,201,000 | 4,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $96,326,000 | 2,792 |
| Loan loss allowance | $2,097,000 | 1,855 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,392,000 | 3,151 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $732,000 | 1,356 |
| All other assets | $1,124,000 | 5,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,434,000 | 3,372 |
| Total liabilities | $120,893,000 | 3,372 |
| Total deposits | $115,705,000 | 3,310 |
| Interest-bearing deposits | $107,066,000 | 3,082 |
| Deposits held in domestic offices | $115,705,000 | 3,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,565,000 | 1,781 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,623,000 | 2,469 |
| Total equity capital | $12,541,000 | 3,498 |
| Total bank equity capital | $12,541,000 | 3,498 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $10,803,000 | 1,499 |
| Undivided profits | $938,000 | 9,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $737,000 | 3,190 |
| Earning assets | $122,527,000 | 3,366 |
| Long-term assets (5+ years) | $18,229,000 | 2,675 |
| Average Assets, year-to-date | $143,998,400 | 3,042 |
| Average Assets, quarterly | $133,116,500 | 3,352 |
| Volatile liabilities | $10,918,000 | 4,294 |
| Insider loans | $260,000 | 7,409 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $518,000 | 1,010 |
| Unused loan commitments | $8,617,000 | 3,604 |
| Tier 1 (core) risk-based capital | $11,688,000 | 3,641 |
| Tier 2 risk-based capital | $1,029,850 | 2,831 |
| Total risk weighted assets | $81,321,050 | 3,279 |
| Total unused commitments | $8,617,000 | 3,617 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $150,796,000 | 3,002 |
| Cash and due from depository institutions | $1,071,000 | 2,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,652,000 | 4,198 |
| Federal funds sold & reverse repurchase agreements | $7,110,000 | 1,303 |
| Net loans & leases | $106,259,000 | 2,533 |
| Loan loss allowance | $2,336,000 | 1,741 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,984,000 | 2,483 |
| Other real estate owned | $129,000 | 2,672 |
| Goodwill and other intangibles | $1,218,000 | 992 |
| All other assets | $1,373,000 | 5,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,796,000 | 3,002 |
| Total liabilities | $136,333,000 | 3,011 |
| Total deposits | $128,576,000 | 2,956 |
| Interest-bearing deposits | $119,657,000 | 2,759 |
| Deposits held in domestic offices | $128,576,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,073,000 | 2,245 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,252,000 | 2,092 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,432,000 | 2,312 |
| Total equity capital | $14,463,000 | 2,817 |
| Total bank equity capital | $14,463,000 | 2,817 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $10,803,000 | 1,436 |
| Undivided profits | $2,860,000 | 6,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $685,000 | 3,003 |
| Earning assets | $144,021,000 | 2,882 |
| Long-term assets (5+ years) | $11,306,000 | 3,812 |
| Average Assets, year-to-date | $155,341,400 | 2,840 |
| Average Assets, quarterly | $151,373,500 | 2,966 |
| Volatile liabilities | $10,002,000 | 4,347 |
| Insider loans | $131,000 | 9,007 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $107,000 | 1,227 |
| Unused loan commitments | $6,315,000 | 4,267 |
| Tier 1 (core) risk-based capital | $13,245,000 | 3,126 |
| Tier 2 risk-based capital | $1,126,280 | 2,627 |
| Total risk weighted assets | $88,892,380 | 2,970 |
| Total unused commitments | $6,315,000 | 4,274 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $160,850,000 | 2,847 |
| Cash and due from depository institutions | $908,000 | 2,603 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $44,950,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $5,245,000 | 2,668 |
| Net loans & leases | $103,360,000 | 2,535 |
| Loan loss allowance | $2,525,000 | 1,719 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,150,000 | 2,331 |
| Other real estate owned | $129,000 | 2,603 |
| Goodwill and other intangibles | $1,550,000 | 812 |
| All other assets | $1,558,000 | 4,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,850,000 | 2,847 |
| Total liabilities | $146,095,000 | 2,875 |
| Total deposits | $141,793,000 | 2,784 |
| Interest-bearing deposits | $133,483,000 | 2,573 |
| Deposits held in domestic offices | $141,793,000 | 2,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,992,000 | 1,870 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $25,000 | 4,804 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,285,000 | 2,593 |
| Total equity capital | $14,755,000 | 2,737 |
| Total bank equity capital | $14,755,000 | 2,737 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $10,803,000 | 1,361 |
| Undivided profits | $3,152,000 | 5,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,091,000 | 2,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $591,000 | 3,095 |
| Earning assets | $153,555,000 | 2,753 |
| Long-term assets (5+ years) | $25,255,000 | 2,185 |
| Average Assets, year-to-date | $176,246,400 | 2,556 |
| Average Assets, quarterly | $162,853,500 | 2,789 |
| Volatile liabilities | $5,944,000 | 5,908 |
| Insider loans | $127,000 | 9,311 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,335,000 | 4,222 |
| Tier 1 (core) risk-based capital | $13,205,000 | 2,998 |
| Tier 2 risk-based capital | $1,111,370 | 2,618 |
| Total risk weighted assets | $87,495,970 | 2,952 |
| Total unused commitments | $6,335,000 | 4,248 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $195,329,000 | 2,422 |
| Cash and due from depository institutions | $4,704,000 | 2,290 |
| Interest-bearing balances | $395,000 | 5,324 |
| Securities | $55,587,000 | 2,447 |
| Federal funds sold & reverse repurchase agreements | $14,535,000 | 1,151 |
| Net loans & leases | $112,707,000 | 2,406 |
| Loan loss allowance | $2,446,000 | 1,794 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,361,000 | 2,203 |
| Other real estate owned | $63,000 | 2,290 |
| Goodwill and other intangibles | $1,899,000 | 733 |
| All other assets | $2,473,000 | 3,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,329,000 | 2,422 |
| Total liabilities | $178,942,000 | 2,440 |
| Total deposits | $174,473,000 | 2,367 |
| Interest-bearing deposits | $165,864,000 | 2,188 |
| Deposits held in domestic offices | $174,473,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,563,000 | 1,611 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $133,000 | 4,133 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $773,000 | 4,026 |
| Total equity capital | $16,387,000 | 2,339 |
| Total bank equity capital | $16,387,000 | 2,339 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $10,803,000 | 1,339 |
| Undivided profits | $4,784,000 | 4,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 2,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $710,000 | 2,793 |
| Earning assets | $183,224,000 | 2,353 |
| Long-term assets (5+ years) | $33,001,000 | 1,706 |
| Average Assets, year-to-date | $144,559,000 | 3,161 |
| Average Assets, quarterly | $197,053,500 | 2,381 |
| Volatile liabilities | $7,360,000 | 5,114 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,274,000 | 2,435 |
| Tier 1 (core) risk-based capital | $14,488,000 | 2,602 |
| Tier 2 risk-based capital | $1,216,390 | 2,447 |
| Total risk weighted assets | $96,081,190 | 2,768 |
| Total unused commitments | $13,274,000 | 2,452 |
| Derivatives | $0 | 651 |