Home > Mercantile Bank of the Mineral Area > Income and Expense
Mercantile Bank of the Mineral Area, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,487,000 | 2,474 |
| Total interest expense | $5,432,000 | 2,814 |
| Net interest income | $8,055,000 | 2,239 |
| Provision for loan and lease losses | $586,000 | 1,393 |
| Total noninterest income | $1,359,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,002,000 | 1,355 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $357,000 | 3,558 |
| Total noninterest expense | $3,763,000 | 3,507 |
| Salaries and employee benefits | $1,613,000 | 4,016 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,653,000 | 2,810 |
| Pre-tax net operating income | $5,065,000 | 1,489 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,865,000 | 1,354 |
| Income before extraordinary items | $3,200,000 | 1,596 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,200,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 1,080 |
| Cash dividends | $3,000,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,200,000 | 1,570 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,555,000 | 2,416 |
| Total interest expense | $4,044,000 | 3,016 |
| Net interest income | $8,511,000 | 2,114 |
| Provision for loan and lease losses | $605,000 | 1,321 |
| Total noninterest income | $1,221,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $916,000 | 1,481 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $305,000 | 4,043 |
| Total noninterest expense | $3,958,000 | 3,463 |
| Salaries and employee benefits | $1,673,000 | 3,884 |
| Premises and equipment expense | $500,000 | 3,811 |
| Additional noninterest expense | $1,785,000 | 2,856 |
| Pre-tax net operating income | $5,169,000 | 1,428 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,890,000 | 1,265 |
| Income before extraordinary items | $3,279,000 | 1,502 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,279,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 996 |
| Cash dividends | $4,724,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,279,000 | 1,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,169,000 | 2,345 |
| Total interest expense | $4,525,000 | 2,846 |
| Net interest income | $8,644,000 | 2,085 |
| Provision for loan and lease losses | $828,000 | 1,478 |
| Total noninterest income | $1,004,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $769,000 | 1,779 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $4,106,000 | 3,405 |
| Salaries and employee benefits | $1,714,000 | 3,788 |
| Premises and equipment expense | $516,000 | 3,752 |
| Additional noninterest expense | $1,876,000 | 2,884 |
| Pre-tax net operating income | $4,714,000 | 1,489 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,729,000 | 1,373 |
| Income before extraordinary items | $2,985,000 | 1,692 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $2,996,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,539 |
| Cash dividends | $2,048,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,985,000 | 1,597 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,200,000 | 2,475 |
| Total interest expense | $6,235,000 | 2,684 |
| Net interest income | $7,965,000 | 2,281 |
| Provision for loan and lease losses | $1,104,000 | 1,722 |
| Total noninterest income | $927,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $707,000 | 1,913 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $3,793,000 | 3,666 |
| Salaries and employee benefits | $1,493,000 | 4,249 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,771,000 | 3,098 |
| Pre-tax net operating income | $3,995,000 | 1,568 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $1,404,000 | 1,526 |
| Income before extraordinary items | $2,590,000 | 1,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,590,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 1,895 |
| Cash dividends | $1,481,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,590,650 | 1,627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.