Home > Mercantile Bank of the Mineral Area > Assets and Liabilities
Mercantile Bank of the Mineral Area, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $167,565,000 | 2,745 |
| Cash and due from depository institutions | $5,649,000 | 2,830 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,717,000 | 4,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $131,982,000 | 2,121 |
| Loan loss allowance | $2,153,000 | 1,810 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,337,000 | 3,215 |
| Other real estate owned | $11,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,869,000 | 3,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,565,000 | 2,745 |
| Total liabilities | $154,040,000 | 2,710 |
| Total deposits | $149,566,000 | 2,600 |
| Interest-bearing deposits | $133,091,000 | 2,535 |
| Deposits held in domestic offices | $149,566,000 | 2,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,183,000 | 1,863 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,291,000 | 2,953 |
| Total equity capital | $13,525,000 | 3,250 |
| Total bank equity capital | $13,525,000 | 3,250 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $855,000 | 4,178 |
| Surplus | $1,205,000 | 7,208 |
| Undivided profits | $11,465,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $761,000 | 3,084 |
| Earning assets | $157,699,000 | 2,686 |
| Long-term assets (5+ years) | $10,670,000 | 3,875 |
| Average Assets, year-to-date | $162,480,400 | 2,727 |
| Average Assets, quarterly | $164,287,500 | 2,777 |
| Volatile liabilities | $13,031,000 | 3,749 |
| Insider loans | $2,085,000 | 2,052 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,329,000 | 4,007 |
| Tier 1 (core) risk-based capital | $13,338,000 | 3,200 |
| Tier 2 risk-based capital | $1,443,640 | 2,087 |
| Total risk weighted assets | $114,781,840 | 2,374 |
| Total unused commitments | $7,329,000 | 4,019 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $160,813,000 | 2,819 |
| Cash and due from depository institutions | $3,934,000 | 2,960 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $26,059,000 | 4,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $126,432,000 | 2,170 |
| Loan loss allowance | $2,305,000 | 1,761 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,516,000 | 2,937 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,872,000 | 4,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,813,000 | 2,819 |
| Total liabilities | $147,675,000 | 2,796 |
| Total deposits | $142,062,000 | 2,685 |
| Interest-bearing deposits | $125,542,000 | 2,636 |
| Deposits held in domestic offices | $142,062,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,610,000 | 1,873 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,003,000 | 3,075 |
| Total equity capital | $13,138,000 | 3,109 |
| Total bank equity capital | $13,138,000 | 3,109 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $855,000 | 4,367 |
| Surplus | $1,205,000 | 7,353 |
| Undivided profits | $11,078,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $660,000 | 3,121 |
| Earning assets | $152,491,000 | 2,723 |
| Long-term assets (5+ years) | $11,627,000 | 3,750 |
| Average Assets, year-to-date | $159,690,400 | 2,772 |
| Average Assets, quarterly | $159,949,500 | 2,811 |
| Volatile liabilities | $13,133,000 | 3,541 |
| Insider loans | $2,188,000 | 1,912 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,250,000 | 4,295 |
| Tier 1 (core) risk-based capital | $13,138,000 | 3,152 |
| Tier 2 risk-based capital | $1,392,540 | 2,158 |
| Total risk weighted assets | $110,490,340 | 2,412 |
| Total unused commitments | $6,250,000 | 4,302 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $159,238,000 | 2,879 |
| Cash and due from depository institutions | $3,145,000 | 2,991 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $39,847,000 | 3,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $111,497,000 | 2,362 |
| Loan loss allowance | $2,522,000 | 1,720 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,699,000 | 2,715 |
| Other real estate owned | $75,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,975,000 | 3,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,238,000 | 2,879 |
| Total liabilities | $144,655,000 | 2,905 |
| Total deposits | $142,268,000 | 2,777 |
| Interest-bearing deposits | $127,617,000 | 2,690 |
| Deposits held in domestic offices | $142,268,000 | 2,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,568,000 | 2,414 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $819,000 | 3,651 |
| Total equity capital | $14,583,000 | 2,772 |
| Total bank equity capital | $14,583,000 | 2,772 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $855,000 | 4,542 |
| Surplus | $1,205,000 | 7,430 |
| Undivided profits | $12,523,000 | 1,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 5,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $583,000 | 3,154 |
| Earning assets | $151,344,000 | 2,785 |
| Long-term assets (5+ years) | $12,402,000 | 3,787 |
| Average Assets, year-to-date | $163,937,200 | 2,737 |
| Average Assets, quarterly | $160,311,000 | 2,835 |
| Volatile liabilities | $9,446,000 | 4,271 |
| Insider loans | $1,345,000 | 2,930 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,372,000 | 4,209 |
| Tier 1 (core) risk-based capital | $14,583,000 | 2,702 |
| Tier 2 risk-based capital | $1,286,100 | 2,289 |
| Total risk weighted assets | $101,652,000 | 2,563 |
| Total unused commitments | $6,372,000 | 4,235 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $168,155,000 | 2,811 |
| Cash and due from depository institutions | $1,150,000 | 2,976 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,318,000 | 2,774 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $110,508,000 | 2,442 |
| Loan loss allowance | $2,327,000 | 1,865 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,824,000 | 2,612 |
| Other real estate owned | $773,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,082,000 | 3,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,155,000 | 2,811 |
| Total liabilities | $154,520,000 | 2,807 |
| Total deposits | $150,977,000 | 2,738 |
| Interest-bearing deposits | $136,281,000 | 2,645 |
| Deposits held in domestic offices | $150,977,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,222,000 | 2,405 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,407,000 | 2,253 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $914,000 | 3,538 |
| Total equity capital | $13,635,000 | 2,829 |
| Total bank equity capital | $13,635,000 | 2,829 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $855,000 | 4,761 |
| Surplus | $1,205,000 | 7,405 |
| Undivided profits | $11,575,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $556,000 | 3,670 |
| Earning assets | $161,326,000 | 2,687 |
| Long-term assets (5+ years) | $18,565,000 | 2,759 |
| Average Assets, year-to-date | $165,025,800 | 2,782 |
| Average Assets, quarterly | $167,108,000 | 2,801 |
| Volatile liabilities | $10,421,000 | 3,983 |
| Insider loans | $35,000 | 7,706 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,843,000 | 2,989 |
| Tier 1 (core) risk-based capital | $13,635,000 | 2,775 |
| Tier 2 risk-based capital | $1,337,380 | 2,265 |
| Total risk weighted assets | $106,000,480 | 2,542 |
| Total unused commitments | $9,843,000 | 3,004 |
| Derivatives | $0 | 651 |