Home > Mercantile Bank of the Bluffs > Income and Expense
Mercantile Bank of the Bluffs, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 5,515 |
| Total interest expense | $2,199,000 | 6,082 |
| Net interest income | $3,397,000 | 4,988 |
| Provision for loan and lease losses | $-175,000 | 11,799 |
| Total noninterest income | $1,111,000 | 2,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,711 |
| Total noninterest expense | $3,696,000 | 3,559 |
| Salaries and employee benefits | $1,206,000 | 5,196 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,993,000 | 2,405 |
| Pre-tax net operating income | $987,000 | 6,047 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $277,000 | 6,281 |
| Income before extraordinary items | $711,000 | 5,918 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $711,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $2,100,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $710,280 | 5,910 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 5,608 |
| Total interest expense | $1,808,000 | 6,048 |
| Net interest income | $3,279,000 | 5,230 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,122,000 | 2,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,671 |
| Total noninterest expense | $3,107,000 | 4,281 |
| Salaries and employee benefits | $1,218,000 | 5,175 |
| Premises and equipment expense | $454,000 | 4,125 |
| Additional noninterest expense | $1,435,000 | 3,450 |
| Pre-tax net operating income | $1,294,000 | 4,955 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $395,000 | 4,805 |
| Income before extraordinary items | $905,000 | 4,889 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $905,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $900,800 | 4,973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 5,770 |
| Total interest expense | $1,932,000 | 6,004 |
| Net interest income | $3,084,000 | 5,535 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $927,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,442 |
| Total noninterest expense | $2,729,000 | 4,883 |
| Salaries and employee benefits | $1,150,000 | 5,430 |
| Premises and equipment expense | $484,000 | 3,981 |
| Additional noninterest expense | $1,095,000 | 4,551 |
| Pre-tax net operating income | $1,282,000 | 4,916 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $383,000 | 5,162 |
| Income before extraordinary items | $900,000 | 5,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $900,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $899,300 | 4,875 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 5,522 |
| Total interest expense | $2,606,000 | 5,782 |
| Net interest income | $3,362,000 | 5,189 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $905,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,344 |
| Total noninterest expense | $3,028,000 | 4,500 |
| Salaries and employee benefits | $1,298,000 | 4,830 |
| Premises and equipment expense | $499,000 | 3,971 |
| Additional noninterest expense | $1,231,000 | 4,252 |
| Pre-tax net operating income | $1,159,000 | 5,060 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $329,000 | 5,585 |
| Income before extraordinary items | $866,000 | 5,058 |
| Extraordinary gains, net | $298,000 | 310 |
| Net income | $1,164,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $585,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $840,080 | 4,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.