Home > Mercantile Bank of Table Rock Lake > Income and Expense
Mercantile Bank of Table Rock Lake, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 6,784 |
| Total interest expense | $1,278,000 | 7,964 |
| Net interest income | $2,795,000 | 5,984 |
| Provision for loan and lease losses | $144,000 | 4,763 |
| Total noninterest income | $368,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $1,447,000 | 8,013 |
| Salaries and employee benefits | $609,000 | 8,728 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $675,000 | 6,747 |
| Pre-tax net operating income | $1,572,000 | 4,145 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $582,000 | 3,698 |
| Income before extraordinary items | $990,000 | 4,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $990,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $336,000 | 4,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $990,000 | 4,497 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 7,018 |
| Total interest expense | $1,865,000 | 7,439 |
| Net interest income | $2,532,000 | 6,530 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $1,805,000 | 6,932 |
| Salaries and employee benefits | $592,000 | 8,875 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $1,037,000 | 4,907 |
| Pre-tax net operating income | $995,000 | 5,642 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $351,000 | 5,341 |
| Income before extraordinary items | $655,000 | 6,196 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $655,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $647,850 | 5,893 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.