Home > Mercantile Bank of Sterling-Rock Falls > Assets and Liabilities
Mercantile Bank of Sterling-Rock Falls, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $164,144,000 | 2,810 |
| Cash and due from depository institutions | $5,095,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $58,430,000 | 2,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $96,955,000 | 2,858 |
| Loan loss allowance | $1,872,000 | 2,023 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,623,000 | 4,430 |
| Other real estate owned | $77,000 | 3,016 |
| Goodwill and other intangibles | $169,000 | 2,205 |
| All other assets | $1,795,000 | 3,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,144,000 | 2,810 |
| Total liabilities | $147,975,000 | 2,816 |
| Total deposits | $135,683,000 | 2,827 |
| Interest-bearing deposits | $116,602,000 | 2,821 |
| Deposits held in domestic offices | $135,683,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,943,000 | 1,100 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,349,000 | 2,809 |
| Total equity capital | $16,169,000 | 2,771 |
| Total bank equity capital | $16,169,000 | 2,771 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $5,300,000 | 2,702 |
| Undivided profits | $8,869,000 | 2,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 5,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $618,000 | 3,744 |
| Earning assets | $155,385,000 | 2,727 |
| Long-term assets (5+ years) | $14,883,000 | 3,280 |
| Average Assets, year-to-date | $163,688,200 | 2,709 |
| Average Assets, quarterly | $162,348,500 | 2,800 |
| Volatile liabilities | $28,433,000 | 2,174 |
| Insider loans | $2,447,000 | 1,757 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $190,000 | 1,264 |
| Unused loan commitments | $3,088,000 | 6,355 |
| Tier 1 (core) risk-based capital | $15,697,000 | 2,768 |
| Tier 2 risk-based capital | $1,371,910 | 2,222 |
| Total risk weighted assets | $109,252,910 | 2,568 |
| Total unused commitments | $3,088,000 | 6,369 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $165,499,000 | 2,791 |
| Cash and due from depository institutions | $5,598,000 | 2,631 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $70,346,000 | 1,802 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,719 |
| Net loans & leases | $84,053,000 | 3,174 |
| Loan loss allowance | $1,355,000 | 2,694 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,734,000 | 4,184 |
| Other real estate owned | $17,000 | 2,631 |
| Goodwill and other intangibles | $225,000 | 1,950 |
| All other assets | $2,226,000 | 3,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,499,000 | 2,791 |
| Total liabilities | $149,441,000 | 2,784 |
| Total deposits | $132,672,000 | 2,914 |
| Interest-bearing deposits | $112,681,000 | 2,951 |
| Deposits held in domestic offices | $132,672,000 | 2,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,111,000 | 903 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $23,000 | 4,893 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,635,000 | 2,461 |
| Total equity capital | $16,058,000 | 2,780 |
| Total bank equity capital | $16,058,000 | 2,780 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $5,300,000 | 2,702 |
| Undivided profits | $8,758,000 | 2,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $598,000 | 3,985 |
| Earning assets | $155,699,000 | 2,722 |
| Long-term assets (5+ years) | $16,654,000 | 2,865 |
| Average Assets, year-to-date | $164,847,000 | 2,700 |
| Average Assets, quarterly | $166,242,000 | 2,747 |
| Volatile liabilities | $25,739,000 | 2,127 |
| Insider loans | $4,432,000 | 1,008 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,781,000 | 6,581 |
| Tier 1 (core) risk-based capital | $15,433,000 | 2,787 |
| Tier 2 risk-based capital | $1,271,000 | 2,350 |
| Total risk weighted assets | $101,595,700 | 2,695 |
| Total unused commitments | $2,781,000 | 6,595 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $161,334,000 | 2,806 |
| Cash and due from depository institutions | $8,174,000 | 2,785 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $71,796,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $76,655,000 | 3,376 |
| Loan loss allowance | $1,446,000 | 2,627 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,740,000 | 4,114 |
| Other real estate owned | $88,000 | 2,785 |
| Goodwill and other intangibles | $281,000 | 1,754 |
| All other assets | $2,600,000 | 3,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,334,000 | 2,806 |
| Total liabilities | $146,957,000 | 2,811 |
| Total deposits | $127,274,000 | 2,982 |
| Interest-bearing deposits | $106,935,000 | 3,063 |
| Deposits held in domestic offices | $127,274,000 | 2,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,165,000 | 928 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,518,000 | 2,220 |
| Total equity capital | $14,377,000 | 2,843 |
| Total bank equity capital | $14,377,000 | 2,843 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $5,300,000 | 2,615 |
| Undivided profits | $7,077,000 | 3,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 5,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $549,000 | 3,827 |
| Earning assets | $148,451,000 | 2,800 |
| Long-term assets (5+ years) | $16,600,000 | 2,924 |
| Average Assets, year-to-date | $163,503,000 | 2,704 |
| Average Assets, quarterly | $161,395,500 | 2,793 |
| Volatile liabilities | $27,748,000 | 1,942 |
| Insider loans | $3,559,000 | 1,178 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,168,000 | 7,260 |
| Tier 1 (core) risk-based capital | $14,834,000 | 2,785 |
| Tier 2 risk-based capital | $1,169,550 | 2,528 |
| Total risk weighted assets | $93,287,450 | 2,816 |
| Total unused commitments | $2,168,000 | 7,273 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 76 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $166,281,000 | 2,756 |
| Cash and due from depository institutions | $6,421,000 | 2,754 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $78,791,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,627 |
| Net loans & leases | $74,016,000 | 3,411 |
| Loan loss allowance | $1,476,000 | 2,668 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,747,000 | 4,106 |
| Other real estate owned | $99,000 | 2,754 |
| Goodwill and other intangibles | $337,000 | 1,568 |
| All other assets | $2,070,000 | 3,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,281,000 | 2,756 |
| Total liabilities | $151,585,000 | 2,758 |
| Total deposits | $133,421,000 | 2,936 |
| Interest-bearing deposits | $114,300,000 | 2,986 |
| Deposits held in domestic offices | $133,421,000 | 2,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,053,000 | 813 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,111,000 | 2,874 |
| Total equity capital | $14,696,000 | 2,756 |
| Total bank equity capital | $14,696,000 | 2,756 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $5,300,000 | 2,541 |
| Undivided profits | $7,396,000 | 3,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $430,000 | 4,354 |
| Earning assets | $155,607,000 | 2,716 |
| Long-term assets (5+ years) | $23,395,000 | 2,346 |
| Average Assets, year-to-date | $163,972,200 | 2,736 |
| Average Assets, quarterly | $166,499,000 | 2,746 |
| Volatile liabilities | $28,242,000 | 1,810 |
| Insider loans | $2,245,000 | 1,826 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,832,000 | 7,783 |
| Tier 1 (core) risk-based capital | $14,359,000 | 2,746 |
| Tier 2 risk-based capital | $1,207,400 | 2,419 |
| Total risk weighted assets | $96,291,200 | 2,710 |
| Total unused commitments | $1,832,000 | 7,811 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 80 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $165,597,000 | 2,849 |
| Cash and due from depository institutions | $9,628,000 | 2,706 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $72,865,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,458 |
| Net loans & leases | $71,388,000 | 3,602 |
| Loan loss allowance | $1,330,000 | 2,961 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,946,000 | 3,704 |
| Other real estate owned | $214,000 | 2,706 |
| Goodwill and other intangibles | $424,000 | 1,440 |
| All other assets | $2,382,000 | 3,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,597,000 | 2,849 |
| Total liabilities | $151,832,000 | 2,853 |
| Total deposits | $133,536,000 | 3,043 |
| Interest-bearing deposits | $114,807,000 | 3,100 |
| Deposits held in domestic offices | $133,536,000 | 3,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,306,000 | 756 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $990,000 | 3,315 |
| Total equity capital | $13,765,000 | 2,796 |
| Total bank equity capital | $13,765,000 | 2,796 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $5,300,000 | 2,442 |
| Undivided profits | $6,465,000 | 3,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,251,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $593,000 | 3,425 |
| Earning assets | $152,003,000 | 2,845 |
| Long-term assets (5+ years) | $7,675,000 | 5,104 |
| Average Assets, year-to-date | $162,289,400 | 2,831 |
| Average Assets, quarterly | $165,145,500 | 2,827 |
| Volatile liabilities | $27,445,000 | 1,840 |
| Insider loans | $93,000 | 5,904 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,654,000 | 7,844 |
| Tier 1 (core) risk-based capital | $13,341,000 | 2,838 |
| Tier 2 risk-based capital | $1,147,560 | 2,580 |
| Total risk weighted assets | $91,612,460 | 2,904 |
| Total unused commitments | $1,654,000 | 7,879 |
| Derivatives | $0 | 651 |