Home > Mercantile Bank of Ste. Genevieve > Income and Expense
Mercantile Bank of Ste. Genevieve, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 7,539 |
| Total interest expense | $1,440,000 | 7,853 |
| Net interest income | $2,068,000 | 7,153 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,152,000 | 8,383 |
| Salaries and employee benefits | $518,000 | 8,956 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $497,000 | 7,276 |
| Pre-tax net operating income | $1,070,000 | 5,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $397,000 | 4,971 |
| Income before extraordinary items | $673,000 | 6,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $673,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $673,000 | 6,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 7,566 |
| Total interest expense | $1,280,000 | 7,618 |
| Net interest income | $2,059,000 | 7,427 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $194,000 | 8,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,301,000 | 8,233 |
| Salaries and employee benefits | $573,000 | 8,800 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $581,000 | 7,171 |
| Pre-tax net operating income | $916,000 | 6,318 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $585,000 | 6,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $585,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $708,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $585,000 | 6,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 7,509 |
| Total interest expense | $1,529,000 | 7,114 |
| Net interest income | $1,992,000 | 7,701 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,253,000 | 8,682 |
| Salaries and employee benefits | $534,000 | 9,345 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $568,000 | 7,614 |
| Pre-tax net operating income | $876,000 | 6,449 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $318,000 | 5,861 |
| Income before extraordinary items | $558,000 | 7,095 |
| Extraordinary gains, net | $-9,000 | 12,296 |
| Net income | $549,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $628,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $558,000 | 6,834 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 7,376 |
| Total interest expense | $2,092,000 | 6,889 |
| Net interest income | $2,015,000 | 7,708 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,247,000 | 8,856 |
| Salaries and employee benefits | $528,000 | 9,501 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $585,000 | 7,647 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $280,000 | 6,218 |
| Income before extraordinary items | $516,000 | 7,189 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $516,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $516,000 | 6,819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.