Home > Mercantile Bank of Ste. Genevieve > Assets and Liabilities
Mercantile Bank of Ste. Genevieve, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $48,401,000 | 7,549 |
| Cash and due from depository institutions | $1,100,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,570,000 | 5,842 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,858 |
| Net loans & leases | $26,115,000 | 7,540 |
| Loan loss allowance | $529,000 | 5,816 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $343,000 | 9,252 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $473,000 | 9,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,401,000 | 7,549 |
| Total liabilities | $44,456,000 | 7,433 |
| Total deposits | $42,348,000 | 7,465 |
| Interest-bearing deposits | $36,265,000 | 7,478 |
| Deposits held in domestic offices | $42,348,000 | 7,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,620,000 | 2,353 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $488,000 | 6,318 |
| Total equity capital | $3,945,000 | 8,410 |
| Total bank equity capital | $3,945,000 | 8,410 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $2,745,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 10,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $151,000 | 9,704 |
| Earning assets | $46,485,000 | 7,350 |
| Long-term assets (5+ years) | $1,768,000 | 8,125 |
| Average Assets, year-to-date | $49,336,400 | 7,276 |
| Average Assets, quarterly | $48,796,000 | 7,455 |
| Volatile liabilities | $5,659,000 | 6,502 |
| Insider loans | $823,000 | 4,219 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,985,000 | 6,363 |
| Tier 1 (core) risk-based capital | $3,807,000 | 8,442 |
| Tier 2 risk-based capital | $294,050 | 7,416 |
| Total risk weighted assets | $23,288,850 | 8,208 |
| Total unused commitments | $2,985,000 | 6,379 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $49,885,000 | 7,520 |
| Cash and due from depository institutions | $403,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,814,000 | 5,336 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $23,053,000 | 8,153 |
| Loan loss allowance | $533,000 | 5,921 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $375,000 | 9,317 |
| Other real estate owned | $150,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $590,000 | 8,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,885,000 | 7,520 |
| Total liabilities | $45,851,000 | 7,432 |
| Total deposits | $43,091,000 | 7,507 |
| Interest-bearing deposits | $39,790,000 | 7,119 |
| Deposits held in domestic offices | $43,091,000 | 7,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,715 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,608,000 | 2,719 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $477,000 | 5,386 |
| Total equity capital | $4,034,000 | 8,147 |
| Total bank equity capital | $4,034,000 | 8,147 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $2,834,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $122,000 | 10,307 |
| Earning assets | $48,367,000 | 7,222 |
| Long-term assets (5+ years) | $1,865,000 | 8,425 |
| Average Assets, year-to-date | $50,882,400 | 7,320 |
| Average Assets, quarterly | $50,637,000 | 7,412 |
| Volatile liabilities | $6,526,000 | 5,808 |
| Insider loans | $929,000 | 3,909 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,941,000 | 6,409 |
| Tier 1 (core) risk-based capital | $4,034,000 | 8,235 |
| Tier 2 risk-based capital | $287,080 | 7,685 |
| Total risk weighted assets | $22,720,380 | 8,432 |
| Total unused commitments | $2,941,000 | 6,419 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $49,310,000 | 7,809 |
| Cash and due from depository institutions | $868,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,646,000 | 5,994 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,604 |
| Net loans & leases | $22,849,000 | 8,256 |
| Loan loss allowance | $545,000 | 5,997 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $455,000 | 9,010 |
| Other real estate owned | $150,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $542,000 | 8,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,310,000 | 7,809 |
| Total liabilities | $45,153,000 | 7,761 |
| Total deposits | $43,699,000 | 7,719 |
| Interest-bearing deposits | $40,108,000 | 7,383 |
| Deposits held in domestic offices | $43,699,000 | 7,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $975,000 | 2,822 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $479,000 | 5,523 |
| Total equity capital | $4,157,000 | 8,194 |
| Total bank equity capital | $4,157,000 | 8,194 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $2,957,000 | 6,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 11,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $103,000 | 10,926 |
| Earning assets | $47,295,000 | 7,587 |
| Long-term assets (5+ years) | $3,703,000 | 7,265 |
| Average Assets, year-to-date | $51,491,200 | 7,428 |
| Average Assets, quarterly | $50,763,000 | 7,603 |
| Volatile liabilities | $3,952,000 | 7,366 |
| Insider loans | $826,000 | 4,250 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,067,000 | 7,411 |
| Tier 1 (core) risk-based capital | $4,157,000 | 8,112 |
| Tier 2 risk-based capital | $292,960 | 7,708 |
| Total risk weighted assets | $23,184,760 | 8,490 |
| Total unused commitments | $2,067,000 | 7,437 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $51,480,000 | 7,707 |
| Cash and due from depository institutions | $1,382,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,257,000 | 6,738 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,585 |
| Net loans & leases | $25,189,000 | 7,861 |
| Loan loss allowance | $649,000 | 5,322 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $529,000 | 8,711 |
| Other real estate owned | $150,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $573,000 | 9,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,480,000 | 7,707 |
| Total liabilities | $47,244,000 | 7,673 |
| Total deposits | $46,300,000 | 7,614 |
| Interest-bearing deposits | $41,533,000 | 7,424 |
| Deposits held in domestic offices | $46,300,000 | 7,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $330,000 | 3,225 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $614,000 | 4,945 |
| Total equity capital | $4,236,000 | 7,990 |
| Total bank equity capital | $4,236,000 | 7,990 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $3,036,000 | 5,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 8,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $136,000 | 10,432 |
| Earning assets | $48,846,000 | 7,505 |
| Long-term assets (5+ years) | $6,362,000 | 5,721 |
| Average Assets, year-to-date | $51,393,600 | 7,575 |
| Average Assets, quarterly | $51,191,000 | 7,687 |
| Volatile liabilities | $2,464,000 | 9,282 |
| Insider loans | $9,000 | 8,908 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,923,000 | 7,417 |
| Tier 1 (core) risk-based capital | $4,236,000 | 7,930 |
| Tier 2 risk-based capital | $322,080 | 7,263 |
| Total risk weighted assets | $25,439,380 | 8,178 |
| Total unused commitments | $1,923,000 | 7,448 |
| Derivatives | $0 | 651 |