Home > Mercantile Bank of St. Louis > Loan Charge- Offs and Recoveries
Mercantile Bank of St. Louis, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,451,000 | 207 |
| Loans secured by real estate, total | $2,188,000 | 277 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,188,000 | 276 |
| Construction and land development | $2,000 | 827 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $494,000 | 350 |
| Secured by multifamily residential properties | $1,500,000 | 67 |
| Secured by nonfarm nonresidential properties | $192,000 | 661 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $2,203,000 | 193 |
| Loans to individuals | $8,906,000 | 158 |
| Credit card loan charge offs | $7,332,000 | 112 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,574,000 | 282 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $154,000 | 122 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,145,000 | 226 |
| Loans secured by real estate, total | $2,192,000 | 110 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,192,000 | 109 |
| Construction and land development | $151,000 | 129 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $306,000 | 150 |
| Secured by multifamily residential properties | $39,000 | 200 |
| Secured by nonfarm nonresidential properties | $1,696,000 | 83 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 120 |
| Commercial and industrial loans | $895,000 | 223 |
| Loans to individuals | $1,013,000 | 280 |
| Credit card loan recoveries | $402,000 | 187 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $611,000 | 273 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $20,000 | 209 |
| Lease financing receivables | $5,000 | 233 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,306,000 | 204 |
| Loans secured by real estate, total | $-4,000 | 10,191 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-4,000 | 10,220 |
| Construction and land development | $-149,000 | 11,897 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $188,000 | 567 |
| Secured by multifamily residential properties | $1,461,000 | 62 |
| Secured by nonfarm nonresidential properties | $-1,504,000 | 11,945 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-20,000 | 1,159 |
| Commercial and industrial loans | $1,308,000 | 181 |
| To non-U.S. addressees | $-258,000 | 1,214 |
| Loans to individuals | $7,893,000 | 137 |
| Credit card loan net charge offs | $6,930,000 | 104 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $963,000 | 295 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $134,000 | 96 |
| Lease financing receivables | $-5,000 | 10,464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $26,702,000 | 123 |
| Loans secured by real estate, total | $8,746,000 | 123 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,746,000 | 123 |
| Construction and land development | $1,861,000 | 68 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $3,515,000 | 85 |
| Secured by multifamily residential properties | $16,000 | 541 |
| Secured by nonfarm nonresidential properties | $3,354,000 | 124 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,256,000 | 340 |
| Loans to individuals | $16,528,000 | 87 |
| Credit card loan charge offs | $15,149,000 | 60 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,379,000 | 268 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $172,000 | 105 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $19,430,000 | 63 |
| Loans secured by real estate, total | $14,698,000 | 13 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $14,698,000 | 13 |
| Construction and land development | $288,000 | 112 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $273,000 | 190 |
| Secured by multifamily residential properties | $378,000 | 44 |
| Secured by nonfarm nonresidential properties | $13,759,000 | 8 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $51,000 | 87 |
| Commercial and industrial loans | $2,655,000 | 128 |
| Loans to individuals | $1,609,000 | 212 |
| Credit card loan recoveries | $882,000 | 122 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $727,000 | 245 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $176,000 | 86 |
| Lease financing receivables | $241,000 | 57 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,272,000 | 243 |
| Loans secured by real estate, total | $-5,952,000 | 12,603 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-5,952,000 | 12,640 |
| Construction and land development | $1,573,000 | 68 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $3,242,000 | 76 |
| Secured by multifamily residential properties | $-362,000 | 12,598 |
| Secured by nonfarm nonresidential properties | $-10,405,000 | 12,607 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-51,000 | 1,140 |
| Commercial and industrial loans | $-1,399,000 | 12,559 |
| To non-U.S. addressees | $-65,000 | 1,164 |
| Loans to individuals | $14,919,000 | 71 |
| Credit card loan net charge offs | $14,267,000 | 55 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $652,000 | 284 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-4,000 | 1,079 |
| Lease financing receivables | $-241,000 | 11,057 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $43,814,000 | 116 |
| Loans secured by real estate, total | $25,842,000 | 69 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $25,842,000 | 69 |
| Construction and land development | $233,000 | 419 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $458,000 | 504 |
| Secured by multifamily residential properties | $645,000 | 135 |
| Secured by nonfarm nonresidential properties | $24,506,000 | 35 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $7,844,000 | 123 |
| Loans to individuals | $9,370,000 | 131 |
| Credit card loan charge offs | $7,679,000 | 93 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,691,000 | 254 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $661,000 | 73 |
| Lease financing receivables | $97,000 | 153 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,095,000 | 119 |
| Loans secured by real estate, total | $2,210,000 | 112 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,210,000 | 112 |
| Construction and land development | $181,000 | 177 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $166,000 | 275 |
| Secured by multifamily residential properties | $356,000 | 51 |
| Secured by nonfarm nonresidential properties | $1,507,000 | 70 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $3,565,000 | 100 |
| Loans to individuals | $1,199,000 | 251 |
| Credit card loan recoveries | $531,000 | 153 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $668,000 | 254 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $577,000 | 39 |
| Lease financing receivables | $2,544,000 | 8 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $33,719,000 | 114 |
| Loans secured by real estate, total | $23,632,000 | 70 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $23,632,000 | 70 |
| Construction and land development | $52,000 | 639 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $292,000 | 620 |
| Secured by multifamily residential properties | $289,000 | 218 |
| Secured by nonfarm nonresidential properties | $22,999,000 | 35 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $4,279,000 | 140 |
| To non-U.S. addressees | $-930,000 | 1,171 |
| Loans to individuals | $8,171,000 | 115 |
| Credit card loan net charge offs | $7,148,000 | 88 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,023,000 | 238 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $84,000 | 145 |
| Lease financing receivables | $-2,447,000 | 11,554 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $40,834,000 | 139 |
| Loans secured by real estate, total | $28,362,000 | 78 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $28,362,000 | 75 |
| Construction and land development | $1,277,000 | 227 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,300,000 | 222 |
| Secured by multifamily residential properties | $2,869,000 | 59 |
| Secured by nonfarm nonresidential properties | $22,916,000 | 39 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $5,399,000 | 218 |
| Loans to individuals | $5,620,000 | 228 |
| Credit card loan charge offs | $3,385,000 | 172 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,235,000 | 267 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $653,000 | 90 |
| Lease financing receivables | $800,000 | 66 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,343,000 | 176 |
| Loans secured by real estate, total | $2,084,000 | 88 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,084,000 | 87 |
| Construction and land development | $131,000 | 202 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $143,000 | 296 |
| Secured by multifamily residential properties | $68,000 | 118 |
| Secured by nonfarm nonresidential properties | $1,742,000 | 42 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 125 |
| Commercial and industrial loans | $1,652,000 | 162 |
| Loans to individuals | $1,033,000 | 284 |
| Credit card loan recoveries | $321,000 | 209 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $712,000 | 265 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $555,000 | 42 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $35,491,000 | 138 |
| Loans secured by real estate, total | $26,278,000 | 76 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $26,278,000 | 73 |
| Construction and land development | $1,146,000 | 233 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,157,000 | 220 |
| Secured by multifamily residential properties | $2,801,000 | 57 |
| Secured by nonfarm nonresidential properties | $21,174,000 | 42 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-19,000 | 1,135 |
| Commercial and industrial loans | $3,747,000 | 240 |
| To non-U.S. addressees | $-383,000 | 1,187 |
| Loans to individuals | $4,587,000 | 224 |
| Credit card loan net charge offs | $3,064,000 | 167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,523,000 | 252 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $98,000 | 155 |
| Lease financing receivables | $800,000 | 53 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.