Home > Mercantile Bank of St. Louis > Income and Expense
Mercantile Bank of St. Louis, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $441,675,000 | 147 |
| Total interest expense | $237,732,000 | 129 |
| Net interest income | $203,943,000 | 157 |
| Provision for loan and lease losses | $1,000,000 | 940 |
| Total noninterest income | $118,298,000 | 124 |
| Gross Fiduciary activities income | $25,182,000 | 84 |
| Service charges on deposit accounts | $28,428,000 | 105 |
| Trading account gains and fees | $2,703,000 | 85 |
| Additional Noninterest Income | $61,985,000 | 136 |
| Total noninterest expense | $196,129,000 | 145 |
| Salaries and employee benefits | $108,918,000 | 102 |
| Premises and equipment expense | $27,531,000 | 127 |
| Additional noninterest expense | $59,680,000 | 215 |
| Pre-tax net operating income | $125,112,000 | 116 |
| Securities gains (losses) | $525,000 | 340 |
| Applicable income taxes | $43,140,000 | 118 |
| Income before extraordinary items | $82,497,000 | 117 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $82,497,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,306,000 | 204 |
| Cash dividends | $100,000,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $82,150,500 | 119 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $392,360,000 | 131 |
| Total interest expense | $165,675,000 | 138 |
| Net interest income | $226,685,000 | 131 |
| Provision for loan and lease losses | $11,300,000 | 177 |
| Total noninterest income | $119,125,000 | 115 |
| Gross Fiduciary activities income | $24,005,000 | 87 |
| Service charges on deposit accounts | $29,318,000 | 98 |
| Trading account gains and fees | $2,450,000 | 72 |
| Additional Noninterest Income | $63,352,000 | 125 |
| Total noninterest expense | $200,899,000 | 143 |
| Salaries and employee benefits | $105,648,000 | 102 |
| Premises and equipment expense | $27,075,000 | 128 |
| Additional noninterest expense | $68,176,000 | 175 |
| Pre-tax net operating income | $133,611,000 | 103 |
| Securities gains (losses) | $610,000 | 239 |
| Applicable income taxes | $46,323,000 | 100 |
| Income before extraordinary items | $87,898,000 | 107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $87,898,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,272,000 | 243 |
| Cash dividends | $14,632,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $87,501,500 | 110 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $300,189,000 | 160 |
| Total interest expense | $115,284,000 | 174 |
| Net interest income | $184,905,000 | 153 |
| Provision for loan and lease losses | $20,500,000 | 156 |
| Total noninterest income | $137,459,000 | 96 |
| Gross Fiduciary activities income | $39,801,000 | 55 |
| Service charges on deposit accounts | $23,539,000 | 111 |
| Trading account gains and fees | $3,970,000 | 73 |
| Additional Noninterest Income | $70,149,000 | 104 |
| Total noninterest expense | $192,805,000 | 136 |
| Salaries and employee benefits | $92,975,000 | 108 |
| Premises and equipment expense | $23,644,000 | 135 |
| Additional noninterest expense | $76,186,000 | 167 |
| Pre-tax net operating income | $109,059,000 | 112 |
| Securities gains (losses) | $679,000 | 724 |
| Applicable income taxes | $32,115,000 | 123 |
| Income before extraordinary items | $77,623,000 | 115 |
| Extraordinary gains, net | $-9,289,000 | 13,268 |
| Net income | $68,334,000 | 130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,719,000 | 114 |
| Cash dividends | $30,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $77,140,910 | 105 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $314,318,000 | 164 |
| Total interest expense | $147,055,000 | 168 |
| Net interest income | $167,263,000 | 158 |
| Provision for loan and lease losses | $25,534,000 | 189 |
| Total noninterest income | $113,515,000 | 106 |
| Gross Fiduciary activities income | $40,354,000 | 52 |
| Service charges on deposit accounts | $21,499,000 | 106 |
| Trading account gains and fees | $3,373,000 | 85 |
| Additional Noninterest Income | $48,289,000 | 133 |
| Total noninterest expense | $188,398,000 | 133 |
| Salaries and employee benefits | $81,177,000 | 115 |
| Premises and equipment expense | $20,666,000 | 161 |
| Additional noninterest expense | $86,555,000 | 139 |
| Pre-tax net operating income | $66,846,000 | 130 |
| Securities gains (losses) | $-32,000 | 13,593 |
| Applicable income taxes | $21,333,000 | 136 |
| Income before extraordinary items | $45,481,000 | 147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $45,481,000 | 147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,491,000 | 138 |
| Cash dividends | $14,550,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $45,502,760 | 131 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.