Home > Mercantile Bank of St. Louis > Net charge- offs to loans
Mercantile Bank of St. Louis, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2322% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | -0.2489% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4938% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5404% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5864% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7618% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2100% | 34 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4926% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 2.9061% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.7819% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6656% | 1,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3933% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4532% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1591% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3016% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8431% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0537% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0675% | 50 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1716% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3313% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 0.0771% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.0079% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7292% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5883% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4491% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9399% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4124% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0219% | 491 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1638% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1099% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 1.4145% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1331% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6148% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1971% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5214% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8969% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4180% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1531% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5928% | 106 |