Home > Mercantile Bank of St. Louis > Income and Expense
Mercantile Bank of St. Louis, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $970,532,000 | 70 |
| Total interest expense | $513,009,000 | 64 |
| Net interest income | $457,523,000 | 68 |
| Provision for loan and lease losses | $65,180,000 | 61 |
| Total noninterest income | $208,482,000 | 89 |
| Gross Fiduciary activities income | $34,863,000 | 67 |
| Service charges on deposit accounts | $45,581,000 | 64 |
| Trading account gains and fees | $15,688,000 | 28 |
| Additional Noninterest Income | $112,350,000 | 102 |
| Total noninterest expense | $385,075,000 | 75 |
| Salaries and employee benefits | $204,957,000 | 55 |
| Premises and equipment expense | $50,179,000 | 72 |
| Additional noninterest expense | $129,939,000 | 109 |
| Pre-tax net operating income | $215,750,000 | 77 |
| Securities gains (losses) | $6,694,000 | 66 |
| Applicable income taxes | $67,087,000 | 87 |
| Income before extraordinary items | $155,357,000 | 71 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $155,357,000 | 71 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,193,000 | 75 |
| Cash dividends | $199,169,000 | 49 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $150,671,200 | 74 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 6,105 |
| Total interest expense | $2,248,000 | 5,945 |
| Net interest income | $2,559,000 | 6,095 |
| Provision for loan and lease losses | $236,000 | 3,071 |
| Total noninterest income | $360,000 | 6,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,552,000 | 6,968 |
| Salaries and employee benefits | $823,000 | 6,868 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $541,000 | 6,757 |
| Pre-tax net operating income | $1,131,000 | 5,313 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $406,000 | 4,850 |
| Income before extraordinary items | $725,000 | 5,653 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $725,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,201 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $725,000 | 5,596 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 6,198 |
| Total interest expense | $2,208,000 | 6,068 |
| Net interest income | $2,547,000 | 6,231 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $358,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,547,000 | 7,127 |
| Salaries and employee benefits | $785,000 | 7,188 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $568,000 | 6,733 |
| Pre-tax net operating income | $1,118,000 | 5,536 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $411,000 | 4,855 |
| Income before extraordinary items | $707,000 | 5,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $707,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,152 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $707,000 | 5,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 6,781 |
| Total interest expense | $1,518,000 | 6,839 |
| Net interest income | $2,421,000 | 6,623 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $386,000 | 6,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,554,000 | 7,433 |
| Salaries and employee benefits | $787,000 | 7,279 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $605,000 | 7,006 |
| Pre-tax net operating income | $1,098,000 | 5,577 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $697,000 | 5,932 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $697,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,513 |
| Cash dividends | $222,000 | 5,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $697,000 | 5,994 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 7,149 |
| Total interest expense | $1,439,000 | 7,407 |
| Net interest income | $2,338,000 | 6,848 |
| Provision for loan and lease losses | $158,000 | 4,517 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,385,000 | 8,237 |
| Salaries and employee benefits | $743,000 | 7,691 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $531,000 | 7,942 |
| Pre-tax net operating income | $1,146,000 | 5,348 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $720,000 | 5,985 |
| Extraordinary gains, net | $-17,000 | 12,417 |
| Net income | $703,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $720,000 | 5,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 7,169 |
| Total interest expense | $1,850,000 | 7,481 |
| Net interest income | $2,414,000 | 6,761 |
| Provision for loan and lease losses | $221,000 | 4,952 |
| Total noninterest income | $352,000 | 7,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,337,000 | 8,533 |
| Salaries and employee benefits | $663,000 | 8,279 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $1,208,000 | 4,893 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $431,000 | 4,524 |
| Income before extraordinary items | $777,000 | 5,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $777,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 4,349 |
| Cash dividends | $514,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $777,000 | 5,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.