Home > Mercantile Bank of St. Louis > Assets and Liabilities
Mercantile Bank of St. Louis, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 4,076 | 66 |
| Assets and Liabilities | ||
| Total Assets: | $15,705,644,000 | 59 |
| Cash and due from depository institutions | $1,217,283,000 | 66 |
| Interest-bearing balances | $238,761,000 | 38 |
| Securities | $4,106,822,000 | 37 |
| Federal funds sold & reverse repurchase agreements | $188,704,000 | 107 |
| Net loans & leases | $9,494,462,000 | 64 |
| Loan loss allowance | $121,111,000 | 79 |
| Trading account assets | $90,267,000 | 36 |
| Bank premises and fixed assets | $182,736,000 | 57 |
| Other real estate owned | $7,300,000 | 66 |
| Goodwill and other intangibles | $50,371,000 | 145 |
| All other assets | $367,699,000 | 77 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,705,644,000 | 59 |
| Total liabilities | $14,487,515,000 | 58 |
| Total deposits | $10,286,782,000 | 60 |
| Interest-bearing deposits | $7,744,204,000 | 64 |
| Deposits held in domestic offices | $9,458,628,000 | 59 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,715,652,000 | 50 |
| Trading liabilities | $41,559,000 | 32 |
| Other borrowed funds | $2,206,518,000 | 58 |
| Subordinated debt | $75,000,000 | 94 |
| All other liabilities | $162,004,000 | 107 |
| Total equity capital | $1,218,129,000 | 67 |
| Total bank equity capital | $1,218,129,000 | 67 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $42,658,000 | 102 |
| Surplus | $707,522,000 | 52 |
| Undivided profits | $467,949,000 | 77 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,118,000 | 56 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,400,000 | 5 |
| Income earned, not collected on loans | $63,026,000 | 68 |
| Earning assets | $14,097,706,000 | 59 |
| Long-term assets (5+ years) | $2,711,504,000 | 51 |
| Average Assets, year-to-date | $13,286,007,000 | 66 |
| Average Assets, quarterly | $16,781,892,000 | 52 |
| Volatile liabilities | $5,329,746,000 | 60 |
| Insider loans | $132,624,000 | 39 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $42,500,000 | 103 |
| Unused loan commitments | $4,197,235,000 | 100 |
| Tier 1 (core) risk-based capital | $1,210,872,000 | 57 |
| Tier 2 risk-based capital | $196,111,000 | 77 |
| Total risk weighted assets | $11,154,451,900 | 63 |
| Total unused commitments | $4,197,235,000 | 100 |
| Derivatives | $2,349,483,000 | 68 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $61,006,000 | 6,456 |
| Cash and due from depository institutions | $998,000 | 6,081 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,846,000 | 6,752 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $43,369,000 | 5,566 |
| Loan loss allowance | $679,000 | 4,781 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $687,000 | 7,196 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,106,000 | 5,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,006,000 | 6,456 |
| Total liabilities | $56,171,000 | 6,342 |
| Total deposits | $55,540,000 | 6,160 |
| Interest-bearing deposits | $51,743,000 | 5,830 |
| Deposits held in domestic offices | $55,540,000 | 6,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $631,000 | 5,057 |
| Total equity capital | $4,835,000 | 7,375 |
| Total bank equity capital | $4,835,000 | 7,375 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $808,000 | 8,245 |
| Undivided profits | $3,527,000 | 5,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $645,000 | 3,568 |
| Earning assets | $58,215,000 | 6,275 |
| Long-term assets (5+ years) | $1,157,000 | 8,595 |
| Average Assets, year-to-date | $60,584,200 | 6,320 |
| Average Assets, quarterly | $60,916,500 | 6,405 |
| Volatile liabilities | $3,555,000 | 8,103 |
| Insider loans | $1,256,000 | 3,051 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,634,000 | 5,902 |
| Tier 1 (core) risk-based capital | $4,784,000 | 7,321 |
| Tier 2 risk-based capital | $535,800 | 4,998 |
| Total risk weighted assets | $42,720,900 | 5,698 |
| Total unused commitments | $3,634,000 | 5,918 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $59,926,000 | 6,650 |
| Cash and due from depository institutions | $884,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,173,000 | 6,934 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $41,841,000 | 5,647 |
| Loan loss allowance | $718,000 | 4,637 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $751,000 | 7,035 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,077,000 | 6,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,926,000 | 6,650 |
| Total liabilities | $54,618,000 | 6,572 |
| Total deposits | $54,014,000 | 6,418 |
| Interest-bearing deposits | $51,081,000 | 5,986 |
| Deposits held in domestic offices | $54,014,000 | 6,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $604,000 | 5,444 |
| Total equity capital | $5,308,000 | 7,096 |
| Total bank equity capital | $5,308,000 | 7,096 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $4,058,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $663,000 | 3,574 |
| Earning assets | $57,214,000 | 6,460 |
| Long-term assets (5+ years) | $1,301,000 | 8,640 |
| Average Assets, year-to-date | $59,246,200 | 6,512 |
| Average Assets, quarterly | $59,580,500 | 6,616 |
| Volatile liabilities | $3,580,000 | 8,020 |
| Insider loans | $1,463,000 | 2,831 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,050,000 | 5,547 |
| Tier 1 (core) risk-based capital | $5,201,000 | 7,057 |
| Tier 2 risk-based capital | $540,900 | 4,965 |
| Total risk weighted assets | $43,095,000 | 5,642 |
| Total unused commitments | $4,050,000 | 5,556 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $58,723,000 | 6,754 |
| Cash and due from depository institutions | $906,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,404,000 | 7,284 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 2,024 |
| Net loans & leases | $36,810,000 | 6,135 |
| Loan loss allowance | $613,000 | 5,321 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $587,000 | 7,998 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $516,000 | 1,424 |
| All other assets | $1,050,000 | 6,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,723,000 | 6,754 |
| Total liabilities | $54,229,000 | 6,647 |
| Total deposits | $53,198,000 | 6,512 |
| Interest-bearing deposits | $49,274,000 | 6,143 |
| Deposits held in domestic offices | $53,198,000 | 6,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,031,000 | 3,012 |
| Total equity capital | $4,494,000 | 7,653 |
| Total bank equity capital | $4,494,000 | 7,653 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $3,244,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 8,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $564,000 | 3,722 |
| Earning assets | $55,664,000 | 6,581 |
| Long-term assets (5+ years) | $1,990,000 | 8,285 |
| Average Assets, year-to-date | $51,818,000 | 7,236 |
| Average Assets, quarterly | $58,122,000 | 6,764 |
| Volatile liabilities | $3,332,000 | 8,130 |
| Insider loans | $1,361,000 | 2,920 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,282,000 | 6,093 |
| Tier 1 (core) risk-based capital | $3,978,000 | 8,312 |
| Tier 2 risk-based capital | $491,590 | 5,352 |
| Total risk weighted assets | $39,205,690 | 5,974 |
| Total unused commitments | $3,282,000 | 6,103 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $47,911,000 | 7,942 |
| Cash and due from depository institutions | $892,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,448,000 | 8,914 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $34,202,000 | 6,403 |
| Loan loss allowance | $656,000 | 5,233 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $475,000 | 8,881 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $894,000 | 6,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,911,000 | 7,942 |
| Total liabilities | $43,892,000 | 7,890 |
| Total deposits | $43,581,000 | 7,730 |
| Interest-bearing deposits | $40,478,000 | 7,342 |
| Deposits held in domestic offices | $43,581,000 | 7,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $311,000 | 7,384 |
| Total equity capital | $4,019,000 | 8,370 |
| Total bank equity capital | $4,019,000 | 8,370 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $2,769,000 | 6,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $501,000 | 3,704 |
| Earning assets | $45,650,000 | 7,750 |
| Long-term assets (5+ years) | $2,026,000 | 8,738 |
| Average Assets, year-to-date | $48,854,000 | 7,716 |
| Average Assets, quarterly | $47,392,000 | 7,944 |
| Volatile liabilities | $3,630,000 | 7,708 |
| Insider loans | $1,195,000 | 3,253 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,477,000 | 6,942 |
| Tier 1 (core) risk-based capital | $4,019,000 | 8,281 |
| Tier 2 risk-based capital | $449,360 | 5,747 |
| Total risk weighted assets | $35,741,860 | 6,417 |
| Total unused commitments | $2,477,000 | 6,965 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $50,826,000 | 7,767 |
| Cash and due from depository institutions | $1,195,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,860,000 | 8,459 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 5,138 |
| Net loans & leases | $33,374,000 | 6,524 |
| Loan loss allowance | $606,000 | 5,596 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $488,000 | 9,010 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,009,000 | 6,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,826,000 | 7,767 |
| Total liabilities | $46,710,000 | 7,728 |
| Total deposits | $46,406,000 | 7,602 |
| Interest-bearing deposits | $43,188,000 | 7,226 |
| Deposits held in domestic offices | $46,406,000 | 7,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $304,000 | 8,173 |
| Total equity capital | $4,116,000 | 8,130 |
| Total bank equity capital | $4,116,000 | 8,130 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $2,866,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 8,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $554,000 | 3,687 |
| Earning assets | $48,134,000 | 7,569 |
| Long-term assets (5+ years) | $2,814,000 | 8,152 |
| Average Assets, year-to-date | $49,255,000 | 7,777 |
| Average Assets, quarterly | $49,920,500 | 7,807 |
| Volatile liabilities | $5,252,000 | 6,367 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $708,000 | 9,930 |
| Tier 1 (core) risk-based capital | $4,116,000 | 8,072 |
| Tier 2 risk-based capital | $451,580 | 5,687 |
| Total risk weighted assets | $35,971,580 | 6,443 |
| Total unused commitments | $708,000 | 9,956 |
| Derivatives | $0 | 651 |