Home > Mercantile Bank of St. Louis > Loan Charge- Offs and Recoveries

Mercantile Bank of St. Louis, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$31,951,000120
Loans secured by real estate, total$4,538,00081
To non-U.S. addressees$013
Real estate loans in domestic offices$4,538,00081
Construction and land development$102,000164
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$3,795,00061
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$641,000149
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$463,00025
Commercial and industrial loans$5,189,00095
Loans to individuals$21,405,000110
Credit card loan charge offs$10,111,000106
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$11,294,00070
Loans to foreign governments and official institutions$011
Other loans$353,00075
Lease financing receivables$3,000275
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$13,688,00080
Loans secured by real estate, total$2,644,00056
To non-U.S. addressees$010
Real estate loans in domestic offices$2,643,00056
Construction and land development$11,000268
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$173,000214
Secured by multifamily residential properties$61,00087
Secured by nonfarm nonresidential properties$2,398,00034
Real estate loans in foreign offices$1,0009
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$68,00052
Commercial and industrial loans$2,065,00081
Loans to individuals$8,496,00073
Credit card loan recoveries$6,125,00051
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,371,00097
Loans to foreign governments and official institutions$014
Other loans$413,00037
Lease financing receivables$2,000229
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$18,263,000131
Loans secured by real estate, total$1,894,000122
To non-U.S. addressees$012
Real estate loans in domestic offices$1,895,000120
Construction and land development$91,000143
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$3,622,00056
Secured by multifamily residential properties$-61,00010,404
Secured by nonfarm nonresidential properties$-1,757,00010,438
Real estate loans in foreign offices$-1,000159
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$395,00023
Commercial and industrial loans$3,124,000111
To non-U.S. addressees$-2,0001,109
Loans to individuals$12,909,000117
Credit card loan net charge offs$3,986,000144
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,923,00066
Loans to foreign governments and official institutions$010
Other loans$-60,0001,105
Lease financing receivables$1,000267
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$481,0001,786
Loans secured by real estate, total$4,0004,315
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,314
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$4,0003,503
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,0001,642
Loans to individuals$315,0001,147
Credit card loan charge offs$292,000417
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$23,0004,944
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$3,0001,146
Total recoveries$275,0001,035
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$223,000472
Loans to individuals$52,0001,595
Credit card loan recoveries$41,000402
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0003,897
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$4,0001,013
Net charge-offs$206,0002,504
Loans secured by real estate, total$4,0003,556
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0003,553
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$4,0002,975
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-61,00010,540
To non-U.S. addresseesNANA
Loans to individuals$263,0001,053
Credit card loan net charge offs$251,000413
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0005,200
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$-1,0007,708
1996-12-31 (YTD Data)Rank
Total charge-offs$825,0001,255
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$86,0002,672
Loans to individuals$739,000706
Credit card loan charge offs$726,000323
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$13,0006,028
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$15,0001,001
Total recoveries$125,0002,108
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$41,0002,117
Loans to individuals$84,0001,172
Credit card loan recoveries$69,000369
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0003,461
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$8,000779
Net charge-offs$700,0001,113
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$45,0002,890
To non-U.S. addresseesNANA
Loans to individuals$655,000632
Credit card loan net charge offs$657,000317
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-2,00010,497
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$7,000995
1995-12-31 (YTD Data)Rank
Total charge-offs$430,0001,964
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0003,611
Loans to individuals$383,000957
Credit card loan charge offs$343,000445
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,628
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$23,000746
Total recoveries$111,0002,408
Loans secured by real estate, total$33,0001,671
To non-U.S. addresseesNANA
Real estate loans in domestic offices$33,0001,670
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$33,000863
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0001,790
Loans to individuals$22,0003,092
Credit card loan recoveries$21,000651
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0007,861
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$56,000147
Net charge-offs$319,0001,871
Loans secured by real estate, total$-33,00011,358
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-33,00011,387
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-33,00011,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-9,00010,190
To non-U.S. addresseesNANA
Loans to individuals$361,000794
Credit card loan net charge offs$322,000409
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$39,0002,725
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-33,0009,160
1994-12-31 (YTD Data)Rank
Total charge-offs$558,0001,686
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$73,0002,957
Loans to individuals$485,000766
Credit card loan charge offs$443,000387
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$42,0003,450
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$20,000722
Total recoveries$125,0002,455
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$52,0002,255
Loans to individuals$73,0001,384
Credit card loan recoveries$48,000471
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$25,0002,761
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$20,000503
Net charge-offs$433,0001,503
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0003,624
To non-U.S. addresseesNANA
Loans to individuals$412,000638
Credit card loan net charge offs$395,000354
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0003,987
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$845,0001,590
Loans secured by real estate, total$1,0006,977
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0006,975
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$1,0003,140
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$436,0001,125
Loans to individuals$408,000920
Credit card loan charge offs$382,000423
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$26,0004,961
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$20,000883
Total recoveries$125,0002,671
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,0002,223
Loans to individuals$62,0001,685
Credit card loan recoveries$42,000510
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$20,0003,418
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$16,000737
Net charge-offs$720,0001,418
Loans secured by real estate, total$1,0005,908
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,906
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$1,0002,754
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$373,000951
To non-U.S. addresseesNANA
Loans to individuals$346,000770
Credit card loan net charge offs$340,000397
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$6,0006,282
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$4,0001,088
1992-12-31 (YTD Data)Rank
Total charge-offs$406,0003,366
Loans secured by real estate, total$9,0006,789
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0006,789
Construction and land development$01,669
Secured by farmland$9,000644
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0005,729
Loans to individuals$349,0001,243
Credit card loan charge offs$319,000501
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$30,0005,479
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,894
Total recoveries$50,0005,158
Loans secured by real estate, total$9,0003,607
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,608
Construction and land development$01,048
Secured by farmland$9,000397
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,850
Loans to individuals$35,0002,703
Credit card loan recoveries$30,000592
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0006,866
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$356,0003,027
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0004,966
To non-U.S. addresseesNANA
Loans to individuals$314,0001,053
Credit card loan net charge offs$289,000487
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$25,0004,704
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,499

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.