Home > Mercantile Bank of St. Louis > Assets and Liabilities
Mercantile Bank of St. Louis, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 5,570 | 54 |
| Assets and Liabilities | ||
| Total Assets: | $22,790,986,000 | 46 |
| Cash and due from depository institutions | $2,001,613,000 | 54 |
| Interest-bearing balances | $355,689,000 | 28 |
| Securities | $6,540,233,000 | 26 |
| Federal funds sold & reverse repurchase agreements | $285,873,000 | 82 |
| Net loans & leases | $12,908,808,000 | 49 |
| Loan loss allowance | $168,152,000 | 64 |
| Trading account assets | $169,122,000 | 34 |
| Bank premises and fixed assets | $225,895,000 | 50 |
| Other real estate owned | $4,671,000 | 54 |
| Goodwill and other intangibles | $52,624,000 | 145 |
| All other assets | $602,147,000 | 61 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,790,986,000 | 46 |
| Total liabilities | $21,028,910,000 | 46 |
| Total deposits | $15,119,864,000 | 41 |
| Interest-bearing deposits | $11,574,879,000 | 46 |
| Deposits held in domestic offices | $14,314,991,000 | 40 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,842,071,000 | 56 |
| Trading liabilities | $63,639,000 | 28 |
| Other borrowed funds | $3,634,912,000 | 41 |
| Subordinated debt | $75,000,000 | 96 |
| All other liabilities | $293,424,000 | 87 |
| Total equity capital | $1,762,076,000 | 52 |
| Total bank equity capital | $1,762,076,000 | 52 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $70,533,000 | 63 |
| Surplus | $987,245,000 | 39 |
| Undivided profits | $704,298,000 | 55 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,035,000 | 54 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,054,000 | 14 |
| Income earned, not collected on loans | $79,066,000 | 61 |
| Earning assets | $20,216,703,000 | 43 |
| Long-term assets (5+ years) | $4,379,707,000 | 47 |
| Average Assets, year-to-date | $22,128,628,200 | 43 |
| Average Assets, quarterly | $22,239,063,500 | 45 |
| Volatile liabilities | $6,915,538,000 | 50 |
| Insider loans | $118,273,000 | 39 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $139,722,000 | 79 |
| Unused loan commitments | $6,746,420,000 | 74 |
| Tier 1 (core) risk-based capital | $1,732,165,500 | 38 |
| Tier 2 risk-based capital | $243,152,000 | 70 |
| Total risk weighted assets | $15,997,451,700 | 50 |
| Total unused commitments | $6,746,420,000 | 75 |
| Derivatives | $2,834,139,000 | 62 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $61,156,000 | 6,284 |
| Cash and due from depository institutions | $441,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,517,000 | 7,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $48,859,000 | 5,067 |
| Loan loss allowance | $941,000 | 3,550 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $641,000 | 7,252 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,698,000 | 4,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,156,000 | 6,284 |
| Total liabilities | $56,499,000 | 6,141 |
| Total deposits | $51,808,000 | 6,272 |
| Interest-bearing deposits | $47,958,000 | 5,930 |
| Deposits held in domestic offices | $51,808,000 | 6,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,100,000 | 1,649 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $591,000 | 5,263 |
| Total equity capital | $4,657,000 | 7,456 |
| Total bank equity capital | $4,657,000 | 7,456 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $3,157,000 | 5,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $990,000 | 2,293 |
| Earning assets | $58,376,000 | 6,100 |
| Long-term assets (5+ years) | $3,677,000 | 6,654 |
| Average Assets, year-to-date | $60,552,400 | 6,110 |
| Average Assets, quarterly | $61,010,000 | 6,224 |
| Volatile liabilities | $10,280,000 | 4,910 |
| Insider loans | $65,000 | 8,845 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,660,000 | 5,999 |
| Tier 1 (core) risk-based capital | $4,397,000 | 7,568 |
| Tier 2 risk-based capital | $583,730 | 4,616 |
| Total risk weighted assets | $46,341,330 | 5,356 |
| Total unused commitments | $3,660,000 | 6,007 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $59,327,000 | 6,572 |
| Cash and due from depository institutions | $296,000 | 6,541 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,647,000 | 8,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $47,924,000 | 5,193 |
| Loan loss allowance | $1,367,000 | 2,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $737,000 | 6,975 |
| Other real estate owned | $50,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,673,000 | 4,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,327,000 | 6,572 |
| Total liabilities | $54,875,000 | 6,436 |
| Total deposits | $48,672,000 | 6,717 |
| Interest-bearing deposits | $45,138,000 | 6,385 |
| Deposits held in domestic offices | $48,672,000 | 6,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,587 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $551,000 | 3,856 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $652,000 | 4,932 |
| Total equity capital | $4,452,000 | 7,741 |
| Total bank equity capital | $4,452,000 | 7,741 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $2,952,000 | 6,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $924,000 | 2,440 |
| Earning assets | $56,571,000 | 6,411 |
| Long-term assets (5+ years) | $3,016,000 | 7,004 |
| Average Assets, year-to-date | $56,808,400 | 6,590 |
| Average Assets, quarterly | $59,851,500 | 6,481 |
| Volatile liabilities | $9,866,000 | 4,920 |
| Insider loans | $56,000 | 9,415 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,979,000 | 5,671 |
| Tier 1 (core) risk-based capital | $4,334,000 | 7,753 |
| Tier 2 risk-based capital | $593,430 | 4,642 |
| Total risk weighted assets | $46,700,530 | 5,351 |
| Total unused commitments | $3,979,000 | 5,681 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $53,086,000 | 7,188 |
| Cash and due from depository institutions | $215,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,896,000 | 9,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $43,617,000 | 5,465 |
| Loan loss allowance | $1,702,000 | 2,230 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $800,000 | 6,821 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,558,000 | 4,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,086,000 | 7,188 |
| Total liabilities | $48,633,000 | 7,097 |
| Total deposits | $47,240,000 | 7,021 |
| Interest-bearing deposits | $43,299,000 | 6,703 |
| Deposits held in domestic offices | $47,240,000 | 7,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,904 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $183,000 | 4,074 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $510,000 | 6,140 |
| Total equity capital | $4,453,000 | 7,873 |
| Total bank equity capital | $4,453,000 | 7,873 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $2,953,000 | 6,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $850,000 | 2,751 |
| Earning assets | $50,513,000 | 7,006 |
| Long-term assets (5+ years) | $2,433,000 | 7,493 |
| Average Assets, year-to-date | $52,975,200 | 6,989 |
| Average Assets, quarterly | $53,665,000 | 7,073 |
| Volatile liabilities | $5,049,000 | 6,884 |
| Insider loans | $65,000 | 9,641 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,473,000 | 5,965 |
| Tier 1 (core) risk-based capital | $4,255,000 | 7,949 |
| Tier 2 risk-based capital | $596,660 | 4,601 |
| Total risk weighted assets | $46,627,360 | 5,308 |
| Total unused commitments | $3,473,000 | 5,976 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $52,534,000 | 7,274 |
| Cash and due from depository institutions | $358,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,852,000 | 9,589 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,839 |
| Net loans & leases | $41,291,000 | 5,652 |
| Loan loss allowance | $1,561,000 | 2,453 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $691,000 | 7,426 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,492,000 | 4,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,534,000 | 7,274 |
| Total liabilities | $48,203,000 | 7,192 |
| Total deposits | $47,069,000 | 7,085 |
| Interest-bearing deposits | $43,069,000 | 6,757 |
| Deposits held in domestic offices | $47,069,000 | 7,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $716,000 | 3,466 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $418,000 | 5,891 |
| Total equity capital | $4,331,000 | 7,817 |
| Total bank equity capital | $4,331,000 | 7,817 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $2,831,000 | 6,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $786,000 | 2,597 |
| Earning assets | $49,993,000 | 7,059 |
| Long-term assets (5+ years) | $2,120,000 | 8,155 |
| Average Assets, year-to-date | $52,847,400 | 7,131 |
| Average Assets, quarterly | $52,856,000 | 7,210 |
| Volatile liabilities | $4,826,000 | 6,891 |
| Insider loans | $54,000 | 10,193 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,544,000 | 5,902 |
| Tier 1 (core) risk-based capital | $4,331,000 | 7,891 |
| Tier 2 risk-based capital | $556,090 | 4,860 |
| Total risk weighted assets | $43,481,890 | 5,547 |
| Total unused commitments | $3,544,000 | 5,911 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $53,294,000 | 7,423 |
| Cash and due from depository institutions | $618,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,403,000 | 9,717 |
| Federal funds sold & reverse repurchase agreements | $2,055,000 | 5,651 |
| Net loans & leases | $40,539,000 | 5,665 |
| Loan loss allowance | $1,634,000 | 2,443 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $215,000 | 11,040 |
| Other real estate owned | $0 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,464,000 | 4,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,294,000 | 7,423 |
| Total liabilities | $48,534,000 | 7,387 |
| Total deposits | $48,066,000 | 7,252 |
| Interest-bearing deposits | $44,180,000 | 6,910 |
| Deposits held in domestic offices | $48,066,000 | 7,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $468,000 | 5,613 |
| Total equity capital | $4,760,000 | 7,522 |
| Total bank equity capital | $4,760,000 | 7,522 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $3,260,000 | 5,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $640,000 | 2,819 |
| Earning assets | $50,997,000 | 7,196 |
| Long-term assets (5+ years) | $2,353,000 | 8,402 |
| Average Assets, year-to-date | $53,343,800 | 7,255 |
| Average Assets, quarterly | $52,162,000 | 7,464 |
| Volatile liabilities | $2,893,000 | 8,521 |
| Insider loans | $66,000 | 10,334 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,739,000 | 5,711 |
| Tier 1 (core) risk-based capital | $4,760,000 | 7,450 |
| Tier 2 risk-based capital | $542,900 | 4,908 |
| Total risk weighted assets | $42,341,000 | 5,638 |
| Total unused commitments | $3,739,000 | 5,733 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $54,500,000 | 7,429 |
| Cash and due from depository institutions | $261,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,742,000 | 7,742 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $35,729,000 | 6,225 |
| Loan loss allowance | $2,009,000 | 2,113 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $241,000 | 11,156 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,527,000 | 4,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,500,000 | 7,429 |
| Total liabilities | $49,855,000 | 7,406 |
| Total deposits | $49,455,000 | 7,260 |
| Interest-bearing deposits | $45,585,000 | 6,969 |
| Deposits held in domestic offices | $49,455,000 | 7,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $34,000 | 4,727 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $366,000 | 7,260 |
| Total equity capital | $4,645,000 | 7,459 |
| Total bank equity capital | $4,645,000 | 7,459 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $3,145,000 | 5,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $698,000 | 4,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $641,000 | 3,143 |
| Earning assets | $52,471,000 | 7,152 |
| Long-term assets (5+ years) | $2,325,000 | 8,604 |
| Average Assets, year-to-date | $54,552,200 | 7,260 |
| Average Assets, quarterly | $53,722,000 | 7,450 |
| Volatile liabilities | $3,476,000 | 7,992 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,604,000 | 4,843 |
| Tier 1 (core) risk-based capital | $4,645,000 | 7,397 |
| Tier 2 risk-based capital | $496,540 | 5,247 |
| Total risk weighted assets | $38,210,440 | 6,137 |
| Total unused commitments | $4,604,000 | 4,872 |
| Derivatives | $0 | 651 |