Home > Mercantile Bank of St. Joseph > Net Loans and Leases
Mercantile Bank of St. Joseph, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $259,594,000 | 1,150 |
| Loan loss allowance | $3,770,000 | 1,028 |
| Total loans and leases | $263,364,000 | 1,149 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $263,364,000 | 1,151 |
| All real estate loans | $145,447,000 | 1,385 |
| Real estate loans in domestic offices | $145,447,000 | 1,385 |
| Construction and development loans | $7,290,000 | 1,820 |
| Commercial RE | $40,031,000 | 1,298 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,585,000 | 933 |
| 1-4 family residential loans | $70,440,000 | 1,687 |
| Farmland loans | $20,101,000 | 170 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,238,000 | 1,986 |
| Commercial and industrial loans | $31,670,000 | 1,217 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $67,433,000 | 583 |
| Credit card loans | $595,000 | 2,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $66,838,000 | 490 |
| All other loans & leases | $13,576,000 | 478 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $490,000 | 1,906 |
| Other loans | $4,689,000 | 413 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $8,397,000 | 161 |
| Memoranda: | ||
| Loans not secured by real estate | $2,612,000 | 278 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $239,710,000 | 1,256 |
| Loan loss allowance | $3,841,000 | 1,095 |
| Total loans and leases | $243,551,000 | 1,254 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $243,551,000 | 1,261 |
| All real estate loans | $137,099,000 | 1,504 |
| Real estate loans in domestic offices | $137,099,000 | 1,503 |
| Construction and development loans | $6,212,000 | 2,092 |
| Commercial RE | $39,067,000 | 1,301 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,207,000 | 842 |
| 1-4 family residential loans | $62,574,000 | 1,912 |
| Farmland loans | $19,039,000 | 151 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,301,000 | 1,918 |
| Commercial and industrial loans | $26,551,000 | 1,434 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $60,523,000 | 719 |
| Credit card loans | $646,000 | 2,201 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $59,877,000 | 622 |
| All other loans & leases | $14,077,000 | 534 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $718,000 | 1,611 |
| Other loans | $5,026,000 | 452 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $8,333,000 | 195 |
| Memoranda: | ||
| Loans not secured by real estate | $602,000 | 668 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $13,000 | 2,913 |
| Non 1-4 family restructured loans & leases | $13,000 | 2,913 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $222,166,000 | 1,320 |
| Loan loss allowance | $3,743,000 | 1,148 |
| Total loans and leases | $225,909,000 | 1,321 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $225,909,000 | 1,331 |
| All real estate loans | $128,429,000 | 1,565 |
| Real estate loans in domestic offices | $128,429,000 | 1,565 |
| Construction and development loans | $3,484,000 | 2,958 |
| Commercial RE | $38,499,000 | 1,298 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,883,000 | 882 |
| 1-4 family residential loans | $57,215,000 | 2,047 |
| Farmland loans | $19,348,000 | 122 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,236,000 | 1,927 |
| Commercial and industrial loans | $27,859,000 | 1,304 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $60,727,000 | 754 |
| Credit card loans | $695,000 | 2,157 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $60,032,000 | 657 |
| All other loans & leases | $3,658,000 | 1,151 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $923,000 | 1,414 |
| Other loans | $2,735,000 | 653 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $623,000 | 711 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $214,776,000 | 1,311 |
| Loan loss allowance | $3,592,000 | 1,191 |
| Total loans and leases | $218,368,000 | 1,312 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $218,368,000 | 1,317 |
| All real estate loans | $123,270,000 | 1,585 |
| Real estate loans in domestic offices | $123,270,000 | 1,584 |
| Construction and development loans | $5,340,000 | 2,096 |
| Commercial RE | $37,322,000 | 1,295 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,439,000 | 897 |
| 1-4 family residential loans | $51,919,000 | 2,213 |
| Farmland loans | $19,250,000 | 101 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,528,000 | 1,199 |
| Commercial and industrial loans | $28,901,000 | 1,206 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $54,392,000 | 797 |
| Credit card loans | $727,000 | 2,089 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $53,665,000 | 699 |
| All other loans & leases | $4,277,000 | 1,084 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $1,066,000 | 1,350 |
| Other loans | $3,211,000 | 616 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $1,470,000 | 464 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $187,072,000 | 1,479 |
| Loan loss allowance | $3,283,000 | 1,358 |
| Total loans and leases | $190,355,000 | 1,480 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $190,355,000 | 1,488 |
| All real estate loans | $104,694,000 | 1,802 |
| Real estate loans in domestic offices | $104,694,000 | 1,801 |
| Construction and development loans | $2,761,000 | 3,114 |
| Commercial RE | $30,565,000 | 1,533 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,050,000 | 1,437 |
| 1-4 family residential loans | $50,198,000 | 2,264 |
| Farmland loans | $16,120,000 | 109 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,962,000 | 1,526 |
| Commercial and industrial loans | $32,904,000 | 1,040 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $42,532,000 | 919 |
| Credit card loans | $762,000 | 2,046 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $41,770,000 | 823 |
| All other loans & leases | $4,263,000 | 1,108 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $1,408,000 | 1,181 |
| Other loans | $2,855,000 | 671 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $637,000 | 733 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $182,711,000 | 1,544 |
| Loan loss allowance | $3,861,000 | 1,245 |
| Total loans and leases | $186,572,000 | 1,539 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $186,572,000 | 1,545 |
| All real estate loans | $109,005,000 | 1,769 |
| Real estate loans in domestic offices | $109,005,000 | 1,769 |
| Construction and development loans | $4,362,000 | 2,229 |
| Commercial RE | $27,306,000 | 1,690 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,440,000 | 1,396 |
| 1-4 family residential loans | $57,220,000 | 2,092 |
| Farmland loans | $14,677,000 | 116 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,136,000 | 1,362 |
| Commercial and industrial loans | $30,142,000 | 1,204 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $30,657,000 | 1,189 |
| Credit card loans | $785,000 | 2,016 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,872,000 | 1,059 |
| All other loans & leases | $10,632,000 | 652 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $5,832,000 | 507 |
| Other loans | $4,800,000 | 505 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,377,000 | 550 |
| Non 1-4 family restructured loans & leases | $3,377,000 | 550 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |