Home > Mercantile Bank of Springfield > Loan Charge- Offs and Recoveries
Mercantile Bank of Springfield, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,856,000 | 750 |
| Loans secured by real estate, total | $507,000 | 712 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $507,000 | 711 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $45,000 | 124 |
| Total charge-offs secured by 1-4 family residential properties | $189,000 | 687 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $273,000 | 533 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $62,000 | 78 |
| Commercial and industrial loans | $126,000 | 2,004 |
| Loans to individuals | $1,161,000 | 506 |
| Credit card loan charge offs | $386,000 | 418 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $775,000 | 461 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $152,000 | 1,868 |
| Loans secured by real estate, total | $15,000 | 2,421 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $15,000 | 2,420 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $1,000 | 552 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,346 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,355 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 200 |
| Commercial and industrial loans | $27,000 | 2,907 |
| Loans to individuals | $108,000 | 1,000 |
| Credit card loan recoveries | $24,000 | 611 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,033 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,704,000 | 632 |
| Loans secured by real estate, total | $492,000 | 585 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $492,000 | 584 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $44,000 | 104 |
| Secured by 1-4 family residential properties- net charge-offs | $184,000 | 580 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $264,000 | 442 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $60,000 | 50 |
| Commercial and industrial loans | $99,000 | 1,704 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,053,000 | 430 |
| Credit card loan net charge offs | $362,000 | 387 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $691,000 | 371 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $866,000 | 1,261 |
| Loans secured by real estate, total | $47,000 | 2,824 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $47,000 | 2,824 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,748 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $40,000 | 1,497 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $110,000 | 2,295 |
| Loans to individuals | $709,000 | 607 |
| Credit card loan charge offs | $497,000 | 366 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $212,000 | 1,048 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $174,000 | 1,915 |
| Loans secured by real estate, total | $24,000 | 2,260 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $24,000 | 2,260 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,040 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $79,000 | 1,617 |
| Loans to individuals | $71,000 | 1,412 |
| Credit card loan recoveries | $54,000 | 449 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,543 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $692,000 | 1,099 |
| Loans secured by real estate, total | $23,000 | 3,002 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $23,000 | 3,003 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 3,495 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,581 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $31,000 | 3,131 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $638,000 | 480 |
| Credit card loan net charge offs | $443,000 | 340 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $195,000 | 743 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $725,000 | 1,754 |
| Loans secured by real estate, total | $254,000 | 1,491 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $254,000 | 1,490 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $50,000 | 162 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $204,000 | 914 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $70,000 | 3,797 |
| Loans to individuals | $401,000 | 926 |
| Credit card loan charge offs | $381,000 | 426 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,000 | 5,616 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $251,000 | 1,538 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $195,000 | 867 |
| Loans to individuals | $56,000 | 1,824 |
| Credit card loan recoveries | $41,000 | 520 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 4,113 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $474,000 | 1,819 |
| Loans secured by real estate, total | $254,000 | 1,290 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $254,000 | 1,288 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $50,000 | 131 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $204,000 | 804 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-125,000 | 12,976 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $345,000 | 774 |
| Credit card loan net charge offs | $340,000 | 397 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,000 | 6,568 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $731,000 | 2,294 |
| Loans secured by real estate, total | $349,000 | 1,593 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $349,000 | 1,593 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 4,184 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $333,000 | 940 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $35,000 | 6,329 |
| Loans to individuals | $347,000 | 1,251 |
| Credit card loan charge offs | $319,000 | 501 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $28,000 | 5,646 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $61,000 | 4,572 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,276 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,000 | 4,418 |
| Loans to individuals | $36,000 | 2,650 |
| Credit card loan recoveries | $29,000 | 600 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,000 | 6,109 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $670,000 | 2,040 |
| Loans secured by real estate, total | $346,000 | 1,442 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $346,000 | 1,442 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 3,814 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $332,000 | 866 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $13,000 | 6,597 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $311,000 | 1,056 |
| Credit card loan net charge offs | $290,000 | 485 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,000 | 5,090 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.