Home > Mercantile Bank of Springfield > Income and Expense
Mercantile Bank of Springfield, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,275,000 | 825 |
| Total interest expense | $21,115,000 | 845 |
| Net interest income | $24,160,000 | 796 |
| Provision for loan and lease losses | $2,634,000 | 487 |
| Total noninterest income | $3,946,000 | 1,129 |
| Gross Fiduciary activities income | $1,552,000 | 431 |
| Service charges on deposit accounts | $1,611,000 | 815 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $783,000 | 2,140 |
| Total noninterest expense | $13,782,000 | 1,088 |
| Salaries and employee benefits | $6,479,000 | 1,064 |
| Premises and equipment expense | $1,801,000 | 1,169 |
| Additional noninterest expense | $5,502,000 | 1,040 |
| Pre-tax net operating income | $11,690,000 | 727 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $4,862,000 | 617 |
| Income before extraordinary items | $6,836,000 | 828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,836,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,704,000 | 632 |
| Cash dividends | $3,800,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $2,175,000 | 200 |
| Net operating income | $6,830,880 | 819 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,469,000 | 1,440 |
| Total interest expense | $7,620,000 | 1,649 |
| Net interest income | $13,849,000 | 1,309 |
| Provision for loan and lease losses | $840,000 | 1,048 |
| Total noninterest income | $2,948,000 | 1,385 |
| Gross Fiduciary activities income | $1,388,000 | 447 |
| Service charges on deposit accounts | $943,000 | 1,428 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $617,000 | 2,531 |
| Total noninterest expense | $8,185,000 | 1,781 |
| Salaries and employee benefits | $4,009,000 | 1,669 |
| Premises and equipment expense | $871,000 | 2,315 |
| Additional noninterest expense | $3,305,000 | 1,666 |
| Pre-tax net operating income | $7,772,000 | 990 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,913,000 | 904 |
| Income before extraordinary items | $4,859,000 | 1,042 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,859,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,099 |
| Cash dividends | $2,984,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,859,000 | 1,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 2,076 |
| Total interest expense | $5,374,000 | 2,405 |
| Net interest income | $9,768,000 | 1,844 |
| Provision for loan and lease losses | $720,000 | 1,621 |
| Total noninterest income | $2,584,000 | 1,633 |
| Gross Fiduciary activities income | $1,435,000 | 454 |
| Service charges on deposit accounts | $703,000 | 1,937 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $446,000 | 3,513 |
| Total noninterest expense | $6,672,000 | 2,185 |
| Salaries and employee benefits | $3,680,000 | 1,823 |
| Premises and equipment expense | $651,000 | 3,073 |
| Additional noninterest expense | $2,341,000 | 2,386 |
| Pre-tax net operating income | $4,960,000 | 1,409 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,854,000 | 1,291 |
| Income before extraordinary items | $3,106,000 | 1,637 |
| Extraordinary gains, net | $-225,000 | 13,069 |
| Net income | $2,881,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,819 |
| Cash dividends | $3,128,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,106,000 | 1,544 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,022,000 | 2,079 |
| Total interest expense | $7,137,000 | 2,359 |
| Net interest income | $9,885,000 | 1,851 |
| Provision for loan and lease losses | $1,080,000 | 1,746 |
| Total noninterest income | $2,401,000 | 1,707 |
| Gross Fiduciary activities income | $1,430,000 | 455 |
| Service charges on deposit accounts | $623,000 | 2,185 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $6,551,000 | 2,238 |
| Salaries and employee benefits | $3,381,000 | 1,935 |
| Premises and equipment expense | $689,000 | 2,962 |
| Additional noninterest expense | $2,481,000 | 2,341 |
| Pre-tax net operating income | $4,655,000 | 1,373 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $1,633,000 | 1,354 |
| Income before extraordinary items | $3,021,000 | 1,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,021,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 2,040 |
| Cash dividends | $1,623,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,021,650 | 1,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.