Home > Mercantile Bank of Springfield > Assets and Liabilities
Mercantile Bank of Springfield, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 250 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $596,294,000 | 860 |
| Cash and due from depository institutions | $19,527,000 | 774 |
| Interest-bearing balances | $44,000 | 5,818 |
| Securities | $66,967,000 | 1,881 |
| Federal funds sold & reverse repurchase agreements | $14,800,000 | 956 |
| Net loans & leases | $478,658,000 | 706 |
| Loan loss allowance | $8,121,000 | 641 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,281,000 | 722 |
| Other real estate owned | $156,000 | 774 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,905,000 | 1,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $596,294,000 | 860 |
| Total liabilities | $542,383,000 | 856 |
| Total deposits | $517,180,000 | 787 |
| Interest-bearing deposits | $454,552,000 | 778 |
| Deposits held in domestic offices | $517,180,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,433,000 | 850 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,384,000 | 1,758 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,386,000 | 1,388 |
| Total equity capital | $53,911,000 | 893 |
| Total bank equity capital | $53,911,000 | 893 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,675,000 | 842 |
| Surplus | $16,159,000 | 1,086 |
| Undivided profits | $33,077,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,408,000 | 631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,211 |
| Income earned, not collected on loans | $3,200,000 | 725 |
| Earning assets | $560,469,000 | 843 |
| Long-term assets (5+ years) | $22,706,000 | 2,292 |
| Average Assets, year-to-date | $566,838,600 | 863 |
| Average Assets, quarterly | $603,862,000 | 844 |
| Volatile liabilities | $56,672,000 | 1,184 |
| Insider loans | $4,009,000 | 1,109 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,522,000 | 1,501 |
| Tier 1 (core) risk-based capital | $53,544,000 | 853 |
| Tier 2 risk-based capital | $5,317,980 | 708 |
| Total risk weighted assets | $422,635,580 | 765 |
| Total unused commitments | $29,522,000 | 1,510 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 137 | 1,440 |
| Assets and Liabilities | ||
| Total Assets: | $308,415,000 | 1,501 |
| Cash and due from depository institutions | $3,321,000 | 1,440 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,491,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $273,399,000 | 1,046 |
| Loan loss allowance | $4,348,000 | 1,012 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,663,000 | 1,305 |
| Other real estate owned | $0 | 1,440 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,541,000 | 1,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,415,000 | 1,501 |
| Total liabilities | $283,642,000 | 1,486 |
| Total deposits | $272,824,000 | 1,394 |
| Interest-bearing deposits | $225,270,000 | 1,465 |
| Deposits held in domestic offices | $272,824,000 | 1,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,635,000 | 1,460 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,366,000 | 2,890 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,817,000 | 1,940 |
| Total equity capital | $24,773,000 | 1,676 |
| Total bank equity capital | $24,773,000 | 1,676 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $3,680,000 | 3,597 |
| Undivided profits | $18,593,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,522,000 | 1,269 |
| Earning assets | $294,890,000 | 1,435 |
| Long-term assets (5+ years) | $13,931,000 | 3,306 |
| Average Assets, year-to-date | $291,586,800 | 1,539 |
| Average Assets, quarterly | $305,613,500 | 1,491 |
| Volatile liabilities | $26,645,000 | 2,004 |
| Insider loans | $5,772,000 | 735 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $27,027,000 | 1,534 |
| Tier 1 (core) risk-based capital | $24,773,000 | 1,665 |
| Tier 2 risk-based capital | $3,212,940 | 1,047 |
| Total risk weighted assets | $255,899,940 | 1,120 |
| Total unused commitments | $27,027,000 | 1,545 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 121 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $217,179,000 | 2,139 |
| Cash and due from depository institutions | $3,119,000 | 1,724 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,895,000 | 6,623 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,516 |
| Net loans & leases | $179,938,000 | 1,544 |
| Loan loss allowance | $3,429,000 | 1,320 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,901,000 | 1,866 |
| Other real estate owned | $0 | 1,724 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,326,000 | 2,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,179,000 | 2,139 |
| Total liabilities | $199,078,000 | 2,135 |
| Total deposits | $184,478,000 | 2,161 |
| Interest-bearing deposits | $152,285,000 | 2,253 |
| Deposits held in domestic offices | $184,478,000 | 2,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,520,000 | 916 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,080,000 | 2,950 |
| Total equity capital | $18,101,000 | 2,228 |
| Total bank equity capital | $18,101,000 | 2,228 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,200,000 | 1,889 |
| Surplus | $3,180,000 | 3,929 |
| Undivided profits | $12,721,000 | 1,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 3,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,397 |
| Income earned, not collected on loans | $846,000 | 2,087 |
| Earning assets | $206,833,000 | 2,075 |
| Long-term assets (5+ years) | $11,581,000 | 3,970 |
| Average Assets, year-to-date | $216,716,000 | 2,087 |
| Average Assets, quarterly | $215,590,500 | 2,134 |
| Volatile liabilities | $21,171,000 | 2,286 |
| Insider loans | $3,167,000 | 1,314 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,960,000 | 1,509 |
| Tier 1 (core) risk-based capital | $18,101,000 | 2,156 |
| Tier 2 risk-based capital | $2,168,260 | 1,455 |
| Total risk weighted assets | $172,200,160 | 1,601 |
| Total unused commitments | $27,960,000 | 1,534 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 126 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $220,614,000 | 2,156 |
| Cash and due from depository institutions | $5,619,000 | 1,721 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,711,000 | 5,390 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,708 |
| Net loans & leases | $174,570,000 | 1,605 |
| Loan loss allowance | $3,183,000 | 1,478 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,971,000 | 1,851 |
| Other real estate owned | $28,000 | 1,721 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,115,000 | 2,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,614,000 | 2,156 |
| Total liabilities | $202,266,000 | 2,145 |
| Total deposits | $195,628,000 | 2,100 |
| Interest-bearing deposits | $163,313,000 | 2,220 |
| Deposits held in domestic offices | $195,628,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,560,000 | 1,306 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,078,000 | 3,095 |
| Total equity capital | $18,348,000 | 2,115 |
| Total bank equity capital | $18,348,000 | 2,115 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,200,000 | 1,952 |
| Surplus | $3,180,000 | 3,821 |
| Undivided profits | $12,968,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,626,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $831,000 | 2,398 |
| Earning assets | $207,881,000 | 2,079 |
| Long-term assets (5+ years) | $33,658,000 | 1,675 |
| Average Assets, year-to-date | $220,108,400 | 2,108 |
| Average Assets, quarterly | $220,993,500 | 2,134 |
| Volatile liabilities | $15,065,000 | 2,955 |
| Insider loans | $90,000 | 5,980 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $24,828,000 | 1,575 |
| Tier 1 (core) risk-based capital | $18,348,000 | 2,064 |
| Tier 2 risk-based capital | $2,005,840 | 1,587 |
| Total risk weighted assets | $159,289,840 | 1,778 |
| Total unused commitments | $24,828,000 | 1,587 |
| Derivatives | $0 | 651 |