Home > Mercantile Bank of Southeast Missouri > Loan Charge- Offs and Recoveries
Mercantile Bank of Southeast Missouri, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,902,000 | 409 |
| Loans secured by real estate, total | $346,000 | 645 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $346,000 | 645 |
| Construction and land development | $14,000 | 469 |
| Secured by farmland | $15,000 | 208 |
| Total charge-offs secured by 1-4 family residential properties | $205,000 | 552 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $112,000 | 569 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $94,000 | 13 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $75,000 | 80 |
| Commercial and industrial loans | $190,000 | 1,469 |
| Loans to individuals | $3,141,000 | 300 |
| Credit card loan charge offs | $1,466,000 | 224 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,675,000 | 289 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $56,000 | 161 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,026,000 | 411 |
| Loans secured by real estate, total | $87,000 | 773 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $87,000 | 773 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $71,000 | 466 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $16,000 | 867 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $20,000 | 17 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 144 |
| Commercial and industrial loans | $178,000 | 581 |
| Loans to individuals | $715,000 | 294 |
| Credit card loan recoveries | $204,000 | 207 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $511,000 | 265 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $16,000 | 170 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,876,000 | 394 |
| Loans secured by real estate, total | $259,000 | 583 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $259,000 | 580 |
| Construction and land development | $14,000 | 396 |
| Secured by farmland | $15,000 | 166 |
| Secured by 1-4 family residential properties- net charge-offs | $134,000 | 620 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $96,000 | 456 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $74,000 | 12 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $65,000 | 57 |
| Commercial and industrial loans | $12,000 | 4,240 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $2,426,000 | 298 |
| Credit card loan net charge offs | $1,262,000 | 224 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,164,000 | 302 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $40,000 | 135 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,259,000 | 361 |
| Loans secured by real estate, total | $556,000 | 581 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $556,000 | 581 |
| Construction and land development | $12,000 | 548 |
| Secured by farmland | $5,000 | 313 |
| Total charge-offs secured by 1-4 family residential properties | $502,000 | 318 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $37,000 | 1,112 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $50,000 | 13 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $39,000 | 133 |
| Commercial and industrial loans | $183,000 | 1,575 |
| Loans to individuals | $5,412,000 | 248 |
| Credit card loan charge offs | $3,649,000 | 171 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,763,000 | 311 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $19,000 | 241 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,064,000 | 474 |
| Loans secured by real estate, total | $173,000 | 579 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $173,000 | 579 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $8,000 | 314 |
| Secured by 1-4 family residential properties - total recoveries | $129,000 | 316 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $36,000 | 760 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $13,000 | 25 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $33,000 | 102 |
| Commercial and industrial loans | $96,000 | 1,125 |
| Loans to individuals | $744,000 | 321 |
| Credit card loan recoveries | $346,000 | 194 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $398,000 | 363 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $5,000 | 270 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,195,000 | 327 |
| Loans secured by real estate, total | $383,000 | 568 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $383,000 | 567 |
| Construction and land development | $12,000 | 467 |
| Secured by farmland | $-3,000 | 9,740 |
| Secured by 1-4 family residential properties- net charge-offs | $373,000 | 337 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,495 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $37,000 | 12 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 158 |
| Commercial and industrial loans | $87,000 | 1,992 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,668,000 | 226 |
| Credit card loan net charge offs | $3,303,000 | 172 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,365,000 | 285 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $14,000 | 212 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $331,000 | 2,385 |
| Loans secured by real estate, total | $67,000 | 2,107 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $67,000 | 2,105 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $55,000 | 1,494 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 5,177 |
| Loans to individuals | $247,000 | 1,290 |
| Credit card loan charge offs | $128,000 | 642 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $119,000 | 1,756 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $140,000 | 2,005 |
| Loans secured by real estate, total | $32,000 | 1,692 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $32,000 | 1,691 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,167 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,306 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 3,834 |
| Loans to individuals | $92,000 | 1,117 |
| Credit card loan recoveries | $8,000 | 1,019 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,033 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $2,000 | 1,314 |
| Net charge-offs | $191,000 | 2,571 |
| Loans secured by real estate, total | $35,000 | 2,258 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $35,000 | 2,256 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,656 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,711 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 5,455 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $155,000 | 1,374 |
| Credit card loan net charge offs | $120,000 | 599 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $35,000 | 2,918 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 8,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $305,000 | 2,596 |
| Loans secured by real estate, total | $32,000 | 3,274 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $32,000 | 3,274 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 2,923 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,952 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 6,615 |
| Loans to individuals | $267,000 | 1,088 |
| Credit card loan charge offs | $166,000 | 553 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $101,000 | 1,883 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $126,000 | 2,434 |
| Loans secured by real estate, total | $10,000 | 3,186 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,187 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,710 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $54,000 | 2,199 |
| Loans to individuals | $62,000 | 1,556 |
| Credit card loan recoveries | $18,000 | 714 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $44,000 | 1,839 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $3,000 | 1,300 |
| Net charge-offs | $179,000 | 2,680 |
| Loans secured by real estate, total | $22,000 | 3,037 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $22,000 | 3,038 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 2,674 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,783 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-48,000 | 11,735 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $205,000 | 968 |
| Credit card loan net charge offs | $148,000 | 519 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $57,000 | 1,953 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 9,009 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $382,000 | 2,732 |
| Loans secured by real estate, total | $41,000 | 3,631 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $41,000 | 3,630 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 2,297 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $96,000 | 3,190 |
| Loans to individuals | $245,000 | 1,302 |
| Credit card loan charge offs | $143,000 | 643 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $102,000 | 2,123 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $5,000 | 1,360 |
| Total recoveries | $168,000 | 2,110 |
| Loans secured by real estate, total | $61,000 | 1,426 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $61,000 | 1,426 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $39,000 | 930 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $22,000 | 1,191 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $38,000 | 3,112 |
| Loans to individuals | $69,000 | 1,565 |
| Credit card loan recoveries | $16,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,701 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $214,000 | 3,007 |
| Loans secured by real estate, total | $-20,000 | 12,530 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-20,000 | 12,569 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 4,602 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-22,000 | 12,823 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $58,000 | 3,182 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $176,000 | 1,229 |
| Credit card loan net charge offs | $127,000 | 625 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $49,000 | 2,446 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $5,000 | 1,048 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $530,000 | 2,805 |
| Loans secured by real estate, total | $139,000 | 2,562 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $139,000 | 2,562 |
| Construction and land development | $3,000 | 1,580 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $73,000 | 1,966 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $63,000 | 2,023 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 3,467 |
| Loans to individuals | $256,000 | 1,562 |
| Credit card loan charge offs | $120,000 | 785 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $136,000 | 2,120 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $12,000 | 1,377 |
| Total recoveries | $101,000 | 3,252 |
| Loans secured by real estate, total | $5,000 | 4,335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 4,334 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $52,000 | 2,710 |
| Loans to individuals | $44,000 | 2,295 |
| Credit card loan recoveries | $11,000 | 978 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,583 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $429,000 | 2,711 |
| Loans secured by real estate, total | $134,000 | 2,355 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $134,000 | 2,355 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 1,733 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $63,000 | 1,871 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $83,000 | 3,689 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $212,000 | 1,404 |
| Credit card loan net charge offs | $109,000 | 758 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $103,000 | 1,946 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $12,000 | 1,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.