Home > Mercantile Bank of Southeast Missouri > Income and Expense
Mercantile Bank of Southeast Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $69,592,000 | 537 |
| Total interest expense | $31,897,000 | 552 |
| Net interest income | $37,695,000 | 509 |
| Provision for loan and lease losses | $2,462,000 | 495 |
| Total noninterest income | $5,739,000 | 838 |
| Gross Fiduciary activities income | $18,000 | 1,292 |
| Service charges on deposit accounts | $4,025,000 | 339 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,696,000 | 1,227 |
| Total noninterest expense | $21,622,000 | 696 |
| Salaries and employee benefits | $10,571,000 | 652 |
| Premises and equipment expense | $2,634,000 | 774 |
| Additional noninterest expense | $8,417,000 | 663 |
| Pre-tax net operating income | $19,350,000 | 472 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,034,000 | 476 |
| Income before extraordinary items | $12,316,000 | 503 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,316,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,876,000 | 394 |
| Cash dividends | $8,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,316,000 | 478 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $69,508,000 | 568 |
| Total interest expense | $30,115,000 | 613 |
| Net interest income | $39,393,000 | 520 |
| Provision for loan and lease losses | $2,611,000 | 502 |
| Total noninterest income | $6,544,000 | 791 |
| Gross Fiduciary activities income | $29,000 | 1,310 |
| Service charges on deposit accounts | $4,127,000 | 366 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,388,000 | 1,029 |
| Total noninterest expense | $20,614,000 | 771 |
| Salaries and employee benefits | $10,501,000 | 670 |
| Premises and equipment expense | $2,476,000 | 884 |
| Additional noninterest expense | $7,637,000 | 837 |
| Pre-tax net operating income | $22,712,000 | 425 |
| Securities gains (losses) | $-305,000 | 11,342 |
| Applicable income taxes | $8,070,000 | 415 |
| Income before extraordinary items | $14,337,000 | 439 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,337,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,195,000 | 327 |
| Cash dividends | $31,059,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,532,200 | 434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,585 |
| Total interest expense | $1,741,000 | 7,038 |
| Net interest income | $2,641,000 | 6,065 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $1,418,000 | 7,530 |
| Salaries and employee benefits | $691,000 | 7,770 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $560,000 | 6,776 |
| Pre-tax net operating income | $1,516,000 | 4,420 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $949,000 | 4,792 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $949,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,571 |
| Cash dividends | $1,700,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $949,000 | 4,787 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 6,583 |
| Total interest expense | $1,327,000 | 7,465 |
| Net interest income | $2,769,000 | 5,974 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $413,000 | 6,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,726,000 | 6,913 |
| Salaries and employee benefits | $880,000 | 6,749 |
| Premises and equipment expense | $196,000 | 7,517 |
| Additional noninterest expense | $650,000 | 6,680 |
| Pre-tax net operating income | $1,276,000 | 5,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $479,000 | 4,186 |
| Income before extraordinary items | $797,000 | 5,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $797,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $797,000 | 5,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 6,615 |
| Total interest expense | $1,488,000 | 7,247 |
| Net interest income | $2,725,000 | 6,120 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $358,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,857,000 | 6,738 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $709,000 | 6,497 |
| Pre-tax net operating income | $1,106,000 | 5,494 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $413,000 | 4,893 |
| Income before extraordinary items | $693,000 | 6,160 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $653,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $488,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,000 | 5,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 6,166 |
| Total interest expense | $2,439,000 | 6,105 |
| Net interest income | $2,783,000 | 6,075 |
| Provision for loan and lease losses | $376,000 | 3,587 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $2,069,000 | 6,205 |
| Salaries and employee benefits | $1,005,000 | 6,001 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $864,000 | 5,709 |
| Pre-tax net operating income | $769,000 | 6,716 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $288,000 | 6,101 |
| Income before extraordinary items | $481,000 | 7,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $481,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 2,711 |
| Cash dividends | $511,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $481,000 | 7,120 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.