Home > Mercantile Bank of Southeast Missouri > Assets and Liabilities
Mercantile Bank of Southeast Missouri, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 388 | 458 |
| Assets and Liabilities | ||
| Total Assets: | $1,135,132,000 | 473 |
| Cash and due from depository institutions | $23,706,000 | 458 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $356,696,000 | 393 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 320 |
| Net loans & leases | $683,445,000 | 491 |
| Loan loss allowance | $9,518,000 | 493 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,780,000 | 469 |
| Other real estate owned | $188,000 | 458 |
| Goodwill and other intangibles | $93,000 | 2,643 |
| All other assets | $10,224,000 | 856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,135,132,000 | 473 |
| Total liabilities | $1,063,217,000 | 462 |
| Total deposits | $1,024,854,000 | 389 |
| Interest-bearing deposits | $937,996,000 | 380 |
| Deposits held in domestic offices | $1,024,854,000 | 383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,410,000 | 630 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,864,000 | 2,528 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,089,000 | 783 |
| Total equity capital | $71,915,000 | 667 |
| Total bank equity capital | $71,915,000 | 667 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,337,000 | 664 |
| Surplus | $37,073,000 | 543 |
| Undivided profits | $29,505,000 | 898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $387,000 | 368 |
| Income earned, not collected on loans | $4,694,000 | 496 |
| Earning assets | $1,085,141,000 | 459 |
| Long-term assets (5+ years) | $172,132,000 | 463 |
| Average Assets, year-to-date | $904,002,600 | 543 |
| Average Assets, quarterly | $989,091,500 | 518 |
| Volatile liabilities | $147,228,000 | 654 |
| Insider loans | $205,000 | 7,428 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,236,000 | 556 |
| Unused loan commitments | $53,876,000 | 1,031 |
| Tier 1 (core) risk-based capital | $69,513,000 | 632 |
| Tier 2 risk-based capital | $8,858,940 | 460 |
| Total risk weighted assets | $708,055,740 | 482 |
| Total unused commitments | $53,876,000 | 1,035 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 355 | 538 |
| Assets and Liabilities | ||
| Total Assets: | $842,689,000 | 630 |
| Cash and due from depository institutions | $10,699,000 | 538 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $114,257,000 | 1,046 |
| Federal funds sold & reverse repurchase agreements | $33,700,000 | 401 |
| Net loans & leases | $664,471,000 | 533 |
| Loan loss allowance | $9,804,000 | 532 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,421,000 | 720 |
| Other real estate owned | $387,000 | 538 |
| Goodwill and other intangibles | $158,000 | 2,252 |
| All other assets | $8,596,000 | 1,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $842,689,000 | 630 |
| Total liabilities | $785,817,000 | 618 |
| Total deposits | $760,002,000 | 556 |
| Interest-bearing deposits | $678,276,000 | 539 |
| Deposits held in domestic offices | $760,002,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,641,000 | 957 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,000,000 | 2,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,174,000 | 774 |
| Total equity capital | $56,872,000 | 827 |
| Total bank equity capital | $56,872,000 | 827 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,337,000 | 712 |
| Surplus | $27,961,000 | 705 |
| Undivided profits | $23,574,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,253,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $340,000 | 405 |
| Income earned, not collected on loans | $4,114,000 | 568 |
| Earning assets | $812,428,000 | 604 |
| Long-term assets (5+ years) | $63,999,000 | 1,046 |
| Average Assets, year-to-date | $864,501,200 | 599 |
| Average Assets, quarterly | $848,919,500 | 622 |
| Volatile liabilities | $79,798,000 | 1,011 |
| Insider loans | $198,000 | 7,745 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,456,000 | 399 |
| Unused loan commitments | $61,803,000 | 929 |
| Tier 1 (core) risk-based capital | $56,217,000 | 795 |
| Tier 2 risk-based capital | $7,600,500 | 552 |
| Total risk weighted assets | $605,836,100 | 580 |
| Total unused commitments | $61,803,000 | 934 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $51,315,000 | 7,314 |
| Cash and due from depository institutions | $1,259,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,133,000 | 9,335 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 7,606 |
| Net loans & leases | $40,563,000 | 5,777 |
| Loan loss allowance | $748,000 | 4,491 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $736,000 | 7,103 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $774,000 | 7,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,315,000 | 7,314 |
| Total liabilities | $46,924,000 | 7,222 |
| Total deposits | $46,244,000 | 7,107 |
| Interest-bearing deposits | $41,897,000 | 6,833 |
| Deposits held in domestic offices | $46,244,000 | 7,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $240,000 | 3,408 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $440,000 | 6,752 |
| Total equity capital | $4,391,000 | 7,937 |
| Total bank equity capital | $4,391,000 | 7,937 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $3,591,000 | 5,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $436,000 | 5,385 |
| Earning assets | $48,546,000 | 7,169 |
| Long-term assets (5+ years) | $1,533,000 | 8,370 |
| Average Assets, year-to-date | $50,924,800 | 7,148 |
| Average Assets, quarterly | $51,275,000 | 7,269 |
| Volatile liabilities | $6,070,000 | 6,247 |
| Insider loans | $88,000 | 9,332 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,794,000 | 6,568 |
| Tier 1 (core) risk-based capital | $4,329,000 | 7,881 |
| Tier 2 risk-based capital | $488,640 | 5,382 |
| Total risk weighted assets | $38,831,540 | 6,091 |
| Total unused commitments | $2,794,000 | 6,581 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $50,575,000 | 7,452 |
| Cash and due from depository institutions | $653,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,669,000 | 9,674 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $40,408,000 | 5,740 |
| Loan loss allowance | $834,000 | 4,198 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $759,000 | 7,116 |
| Other real estate owned | $12,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $824,000 | 7,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,575,000 | 7,452 |
| Total liabilities | $45,495,000 | 7,464 |
| Total deposits | $39,783,000 | 7,850 |
| Interest-bearing deposits | $35,845,000 | 7,609 |
| Deposits held in domestic offices | $39,783,000 | 7,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,295,000 | 1,745 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000 | 5,333 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $413,000 | 5,953 |
| Total equity capital | $5,080,000 | 7,047 |
| Total bank equity capital | $5,080,000 | 7,047 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $4,280,000 | 4,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $430,000 | 4,862 |
| Earning assets | $48,327,000 | 7,227 |
| Long-term assets (5+ years) | $1,630,000 | 8,689 |
| Average Assets, year-to-date | $50,957,400 | 7,318 |
| Average Assets, quarterly | $50,654,500 | 7,407 |
| Volatile liabilities | $6,841,000 | 5,632 |
| Insider loans | $142,000 | 8,867 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,845,000 | 7,695 |
| Tier 1 (core) risk-based capital | $5,080,000 | 7,144 |
| Tier 2 risk-based capital | $480,740 | 5,452 |
| Total risk weighted assets | $38,105,640 | 6,113 |
| Total unused commitments | $1,845,000 | 7,705 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $50,533,000 | 7,690 |
| Cash and due from depository institutions | $1,418,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,473,000 | 10,560 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,196 |
| Net loans & leases | $38,590,000 | 5,874 |
| Loan loss allowance | $833,000 | 4,334 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $838,000 | 6,816 |
| Other real estate owned | $126,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $738,000 | 7,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,533,000 | 7,690 |
| Total liabilities | $45,350,000 | 7,738 |
| Total deposits | $44,551,000 | 7,641 |
| Interest-bearing deposits | $40,011,000 | 7,395 |
| Deposits held in domestic offices | $44,551,000 | 7,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,350 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $399,000 | 6,298 |
| Total equity capital | $5,183,000 | 7,061 |
| Total bank equity capital | $5,183,000 | 7,061 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $4,383,000 | 4,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 5,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $322,000 | 5,708 |
| Earning assets | $47,413,000 | 7,574 |
| Long-term assets (5+ years) | $2,457,000 | 8,302 |
| Average Assets, year-to-date | $54,616,400 | 7,148 |
| Average Assets, quarterly | $50,927,500 | 7,585 |
| Volatile liabilities | $2,755,000 | 8,697 |
| Insider loans | $93,000 | 9,860 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,810,000 | 7,813 |
| Tier 1 (core) risk-based capital | $5,183,000 | 6,985 |
| Tier 2 risk-based capital | $465,310 | 5,593 |
| Total risk weighted assets | $36,857,410 | 6,288 |
| Total unused commitments | $1,810,000 | 7,840 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $59,881,000 | 6,944 |
| Cash and due from depository institutions | $1,871,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,531,000 | 8,931 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,882 |
| Net loans & leases | $43,056,000 | 5,435 |
| Loan loss allowance | $927,000 | 3,986 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $901,000 | 6,614 |
| Other real estate owned | $247,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $925,000 | 6,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,881,000 | 6,944 |
| Total liabilities | $54,863,000 | 6,910 |
| Total deposits | $54,446,000 | 6,772 |
| Interest-bearing deposits | $49,784,000 | 6,518 |
| Deposits held in domestic offices | $54,446,000 | 6,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $417,000 | 6,634 |
| Total equity capital | $5,018,000 | 7,077 |
| Total bank equity capital | $5,018,000 | 7,077 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $4,218,000 | 4,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 8,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $415,000 | 4,879 |
| Earning assets | $55,937,000 | 6,840 |
| Long-term assets (5+ years) | $3,682,000 | 7,430 |
| Average Assets, year-to-date | $61,903,200 | 6,619 |
| Average Assets, quarterly | $60,054,000 | 6,855 |
| Volatile liabilities | $4,039,000 | 7,384 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,935,000 | 7,395 |
| Tier 1 (core) risk-based capital | $5,018,000 | 7,005 |
| Tier 2 risk-based capital | $520,280 | 5,038 |
| Total risk weighted assets | $41,215,780 | 5,797 |
| Total unused commitments | $1,935,000 | 7,427 |
| Derivatives | $0 | 651 |