Home > Mercantile Bank of South Central Missouri > Income and Expense
Mercantile Bank of South Central Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $71,453,000 | 526 |
| Total interest expense | $33,457,000 | 534 |
| Net interest income | $37,996,000 | 503 |
| Provision for loan and lease losses | $4,408,000 | 345 |
| Total noninterest income | $6,360,000 | 784 |
| Gross Fiduciary activities income | $1,909,000 | 331 |
| Service charges on deposit accounts | $3,017,000 | 437 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,434,000 | 1,367 |
| Total noninterest expense | $24,603,000 | 613 |
| Salaries and employee benefits | $12,413,000 | 550 |
| Premises and equipment expense | $3,188,000 | 657 |
| Additional noninterest expense | $9,002,000 | 633 |
| Pre-tax net operating income | $15,345,000 | 568 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $5,699,000 | 562 |
| Income before extraordinary items | $9,648,000 | 613 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,648,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,545,000 | 433 |
| Cash dividends | $8,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,646,720 | 593 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 4,597 |
| Total interest expense | $3,503,000 | 4,196 |
| Net interest income | $3,458,000 | 4,865 |
| Provision for loan and lease losses | $1,176,000 | 911 |
| Total noninterest income | $557,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,364 |
| Total noninterest expense | $2,677,000 | 4,742 |
| Salaries and employee benefits | $1,274,000 | 4,930 |
| Premises and equipment expense | $625,000 | 3,078 |
| Additional noninterest expense | $778,000 | 5,311 |
| Pre-tax net operating income | $162,000 | 10,011 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $73,000 | 9,284 |
| Income before extraordinary items | $89,000 | 10,321 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $89,000 | 10,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,397 |
| Cash dividends | $303,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $89,000 | 10,273 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 4,519 |
| Total interest expense | $3,400,000 | 4,267 |
| Net interest income | $3,662,000 | 4,674 |
| Provision for loan and lease losses | $311,000 | 2,223 |
| Total noninterest income | $690,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,665 |
| Total noninterest expense | $3,983,000 | 3,336 |
| Salaries and employee benefits | $1,221,000 | 5,138 |
| Premises and equipment expense | $528,000 | 3,587 |
| Additional noninterest expense | $2,234,000 | 2,201 |
| Pre-tax net operating income | $58,000 | 11,275 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $-27,000 | 11,581 |
| Income before extraordinary items | $67,000 | 11,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $67,000 | 11,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $251,000 | 4,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $85,000 | 11,032 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,322 |
| Total interest expense | $2,116,000 | 5,347 |
| Net interest income | $3,282,000 | 5,225 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $893,000 | 3,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,759 |
| Total noninterest expense | $2,677,000 | 4,858 |
| Salaries and employee benefits | $1,166,000 | 5,384 |
| Premises and equipment expense | $526,000 | 3,639 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $1,294,000 | 4,955 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $488,000 | 4,134 |
| Income before extraordinary items | $806,000 | 5,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $806,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $413,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $806,000 | 5,392 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 6,580 |
| Total interest expense | $1,633,000 | 6,785 |
| Net interest income | $2,615,000 | 6,325 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $1,048,000 | 3,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,609 |
| Total noninterest expense | $2,412,000 | 5,428 |
| Salaries and employee benefits | $1,008,000 | 6,088 |
| Premises and equipment expense | $469,000 | 4,092 |
| Additional noninterest expense | $935,000 | 5,209 |
| Pre-tax net operating income | $1,122,000 | 5,442 |
| Securities gains (losses) | $-9,000 | 12,743 |
| Applicable income taxes | $411,000 | 4,914 |
| Income before extraordinary items | $702,000 | 6,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $702,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $707,760 | 5,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 7,293 |
| Total interest expense | $1,866,000 | 7,437 |
| Net interest income | $2,300,000 | 7,008 |
| Provision for loan and lease losses | $88,000 | 7,660 |
| Total noninterest income | $972,000 | 3,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,767 |
| Total noninterest expense | $2,273,000 | 5,756 |
| Salaries and employee benefits | $1,010,000 | 5,970 |
| Premises and equipment expense | $408,000 | 4,722 |
| Additional noninterest expense | $855,000 | 5,765 |
| Pre-tax net operating income | $911,000 | 6,035 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $340,000 | 5,466 |
| Income before extraordinary items | $571,000 | 6,765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $571,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $234,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 741 |
| Net operating income | $571,000 | 6,429 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.