Home > Mercantile Bank of South Central Missouri > Assets and Liabilities
Mercantile Bank of South Central Missouri, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 418 | 430 |
| Assets and Liabilities | ||
| Total Assets: | $1,107,748,000 | 483 |
| Cash and due from depository institutions | $33,860,000 | 430 |
| Interest-bearing balances | $270,000 | 3,713 |
| Securities | $225,831,000 | 558 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $816,918,000 | 432 |
| Loan loss allowance | $17,325,000 | 327 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,924,000 | 500 |
| Other real estate owned | $3,204,000 | 430 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,011,000 | 710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,107,748,000 | 483 |
| Total liabilities | $1,032,799,000 | 472 |
| Total deposits | $969,101,000 | 413 |
| Interest-bearing deposits | $881,258,000 | 398 |
| Deposits held in domestic offices | $969,101,000 | 407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,029,000 | 462 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,260,000 | 2,383 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,409,000 | 830 |
| Total equity capital | $74,949,000 | 635 |
| Total bank equity capital | $74,949,000 | 635 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,758,000 | 453 |
| Surplus | $56,680,000 | 391 |
| Undivided profits | $10,511,000 | 2,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,820,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $293,000 | 474 |
| Income earned, not collected on loans | $5,036,000 | 468 |
| Earning assets | $1,043,019,000 | 471 |
| Long-term assets (5+ years) | $178,271,000 | 454 |
| Average Assets, year-to-date | $945,890,800 | 519 |
| Average Assets, quarterly | $985,819,500 | 521 |
| Volatile liabilities | $143,220,000 | 668 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $46,891,000 | 1,143 |
| Tier 1 (core) risk-based capital | $73,915,000 | 594 |
| Tier 2 risk-based capital | $7,855,330 | 502 |
| Total risk weighted assets | $618,956,930 | 541 |
| Total unused commitments | $46,891,000 | 1,147 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $89,635,000 | 4,858 |
| Cash and due from depository institutions | $5,263,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,919,000 | 7,306 |
| Federal funds sold & reverse repurchase agreements | $10,850,000 | 1,195 |
| Net loans & leases | $52,050,000 | 4,883 |
| Loan loss allowance | $1,838,000 | 2,054 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,032,000 | 2,574 |
| Other real estate owned | $349,000 | 4,469 |
| Goodwill and other intangibles | $4,920,000 | 550 |
| All other assets | $1,252,000 | 5,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,635,000 | 4,858 |
| Total liabilities | $78,932,000 | 4,923 |
| Total deposits | $76,454,000 | 4,825 |
| Interest-bearing deposits | $63,547,000 | 4,964 |
| Deposits held in domestic offices | $76,454,000 | 4,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,165,000 | 2,183 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $313,000 | 7,723 |
| Total equity capital | $10,703,000 | 4,105 |
| Total bank equity capital | $10,703,000 | 4,105 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $758,000 | 4,226 |
| Surplus | $7,229,000 | 2,130 |
| Undivided profits | $2,716,000 | 6,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,132,000 | 2,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $453,000 | 5,107 |
| Earning assets | $74,819,000 | 5,241 |
| Long-term assets (5+ years) | $2,094,000 | 7,733 |
| Average Assets, year-to-date | $88,294,600 | 4,769 |
| Average Assets, quarterly | $89,393,000 | 4,832 |
| Volatile liabilities | $13,142,000 | 4,004 |
| Insider loans | $2,474,000 | 1,738 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,213,000 | 4,535 |
| Tier 1 (core) risk-based capital | $5,771,000 | 6,519 |
| Tier 2 risk-based capital | $740,810 | 3,887 |
| Total risk weighted assets | $58,167,810 | 4,507 |
| Total unused commitments | $6,213,000 | 4,548 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $89,143,000 | 4,902 |
| Cash and due from depository institutions | $6,405,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,020,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,622 |
| Net loans & leases | $61,213,000 | 4,203 |
| Loan loss allowance | $904,000 | 3,857 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,455,000 | 4,761 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,525,000 | 4,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,143,000 | 4,902 |
| Total liabilities | $83,134,000 | 4,726 |
| Total deposits | $78,961,000 | 4,768 |
| Interest-bearing deposits | $65,270,000 | 4,940 |
| Deposits held in domestic offices | $78,961,000 | 4,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,733,000 | 1,737 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $440,000 | 6,752 |
| Total equity capital | $6,009,000 | 6,541 |
| Total bank equity capital | $6,009,000 | 6,541 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $758,000 | 4,431 |
| Surplus | $2,309,000 | 5,056 |
| Undivided profits | $2,942,000 | 6,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $814,000 | 163 |
| Income earned, not collected on loans | $570,000 | 4,195 |
| Earning assets | $79,758,000 | 5,017 |
| Long-term assets (5+ years) | $2,286,000 | 7,607 |
| Average Assets, year-to-date | $83,553,800 | 4,981 |
| Average Assets, quarterly | $87,975,500 | 4,899 |
| Volatile liabilities | $17,262,000 | 2,976 |
| Insider loans | $5,228,000 | 854 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,150,000 | 2,670 |
| Tier 1 (core) risk-based capital | $5,985,000 | 6,433 |
| Tier 2 risk-based capital | $817,030 | 3,511 |
| Total risk weighted assets | $65,275,630 | 4,012 |
| Total unused commitments | $13,150,000 | 2,681 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $77,972,000 | 5,439 |
| Cash and due from depository institutions | $4,400,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,027,000 | 8,390 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 1,263 |
| Net loans & leases | $53,306,000 | 4,660 |
| Loan loss allowance | $704,000 | 4,808 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $895,000 | 6,484 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $994,000 | 6,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,972,000 | 5,439 |
| Total liabilities | $72,727,000 | 5,304 |
| Total deposits | $69,238,000 | 5,267 |
| Interest-bearing deposits | $56,974,000 | 5,477 |
| Deposits held in domestic offices | $69,238,000 | 5,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 2,202 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $5,245,000 | 6,900 |
| Total bank equity capital | $5,245,000 | 6,900 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $758,000 | 4,638 |
| Surplus | $1,609,000 | 6,319 |
| Undivided profits | $2,878,000 | 6,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 7,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 921 |
| Income earned, not collected on loans | $454,000 | 4,615 |
| Earning assets | $71,683,000 | 5,424 |
| Long-term assets (5+ years) | $1,259,000 | 9,114 |
| Average Assets, year-to-date | $71,746,600 | 5,694 |
| Average Assets, quarterly | $77,663,000 | 5,432 |
| Volatile liabilities | $15,426,000 | 3,116 |
| Insider loans | $5,180,000 | 819 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $859,000 | 675 |
| Unused loan commitments | $8,237,000 | 3,592 |
| Tier 1 (core) risk-based capital | $5,469,000 | 6,801 |
| Tier 2 risk-based capital | $697,870 | 4,002 |
| Total risk weighted assets | $55,823,470 | 4,508 |
| Total unused commitments | $8,237,000 | 3,599 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $64,262,000 | 6,480 |
| Cash and due from depository institutions | $3,371,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,562,000 | 8,877 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,783 |
| Net loans & leases | $46,543,000 | 5,091 |
| Loan loss allowance | $529,000 | 6,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $497,000 | 8,747 |
| Other real estate owned | $0 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $614,000 | 8,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,262,000 | 6,480 |
| Total liabilities | $59,186,000 | 6,409 |
| Total deposits | $54,166,000 | 6,657 |
| Interest-bearing deposits | $43,336,000 | 6,988 |
| Deposits held in domestic offices | $54,166,000 | 6,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,800,000 | 1,541 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $220,000 | 8,845 |
| Total equity capital | $5,076,000 | 7,182 |
| Total bank equity capital | $5,076,000 | 7,182 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $758,000 | 4,822 |
| Surplus | $1,609,000 | 6,341 |
| Undivided profits | $2,709,000 | 6,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 6,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 840 |
| Income earned, not collected on loans | $316,000 | 5,810 |
| Earning assets | $59,780,000 | 6,423 |
| Long-term assets (5+ years) | $324,000 | 10,910 |
| Average Assets, year-to-date | $61,950,600 | 6,509 |
| Average Assets, quarterly | $64,847,000 | 6,380 |
| Volatile liabilities | $14,076,000 | 3,157 |
| Insider loans | $3,833,000 | 1,068 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,825,000 | 3,375 |
| Tier 1 (core) risk-based capital | $5,076,000 | 7,099 |
| Tier 2 risk-based capital | $529,000 | 5,027 |
| Total risk weighted assets | $49,928,300 | 4,902 |
| Total unused commitments | $8,825,000 | 3,394 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $58,866,000 | 7,022 |
| Cash and due from depository institutions | $3,158,000 | 5,798 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,550,000 | 12,331 |
| Federal funds sold & reverse repurchase agreements | $12,225,000 | 1,364 |
| Net loans & leases | $38,837,000 | 5,872 |
| Loan loss allowance | $545,000 | 6,069 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $559,000 | 8,506 |
| Other real estate owned | $0 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $537,000 | 9,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,866,000 | 7,022 |
| Total liabilities | $54,292,000 | 6,961 |
| Total deposits | $52,432,000 | 6,960 |
| Interest-bearing deposits | $43,489,000 | 7,191 |
| Deposits held in domestic offices | $52,432,000 | 6,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,650,000 | 2,191 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $210,000 | 9,810 |
| Total equity capital | $4,574,000 | 7,545 |
| Total bank equity capital | $4,574,000 | 7,545 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $758,000 | 5,061 |
| Surplus | $1,609,000 | 6,280 |
| Undivided profits | $2,207,000 | 7,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 5,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $322,000 | 6,165 |
| Earning assets | $54,612,000 | 6,941 |
| Long-term assets (5+ years) | $233,000 | 11,414 |
| Average Assets, year-to-date | $55,197,600 | 7,189 |
| Average Assets, quarterly | $56,615,500 | 7,165 |
| Volatile liabilities | $10,230,000 | 4,034 |
| Insider loans | $2,222,000 | 285 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $695,000 | 826 |
| Unused loan commitments | $6,134,000 | 4,061 |
| Tier 1 (core) risk-based capital | $4,574,000 | 7,489 |
| Tier 2 risk-based capital | $535,010 | 4,937 |
| Total risk weighted assets | $42,791,010 | 5,647 |
| Total unused commitments | $6,134,000 | 4,083 |
| Derivatives | $0 | 651 |