Home > Mercantile Bank of South Central Missouri > Loan Charge- Offs and Recoveries
Mercantile Bank of South Central Missouri, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,739,000 | 484 |
| Loans secured by real estate, total | $960,000 | 408 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $960,000 | 408 |
| Construction and land development | $9,000 | 592 |
| Secured by farmland | $8,000 | 275 |
| Total charge-offs secured by 1-4 family residential properties | $451,000 | 350 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $492,000 | 301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $267,000 | 7 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $32,000 | 142 |
| Commercial and industrial loans | $773,000 | 451 |
| Loans to individuals | $1,707,000 | 452 |
| Credit card loan charge offs | $1,347,000 | 257 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $360,000 | 857 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $853,000 | 548 |
| Loans secured by real estate, total | $458,000 | 315 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $458,000 | 315 |
| Construction and land development | $236,000 | 83 |
| Secured by farmland | $13,000 | 249 |
| Secured by 1-4 family residential properties - total recoveries | $63,000 | 547 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $146,000 | 377 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $71,000 | 13 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $36,000 | 99 |
| Commercial and industrial loans | $86,000 | 1,228 |
| Loans to individuals | $202,000 | 670 |
| Credit card loan recoveries | $128,000 | 293 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $74,000 | 1,122 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,886,000 | 458 |
| Loans secured by real estate, total | $502,000 | 473 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $502,000 | 472 |
| Construction and land development | $-227,000 | 11,409 |
| Secured by farmland | $-5,000 | 9,796 |
| Secured by 1-4 family residential properties- net charge-offs | $388,000 | 322 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $346,000 | 287 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $196,000 | 5 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-4,000 | 1,126 |
| Commercial and industrial loans | $687,000 | 355 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,505,000 | 411 |
| Credit card loan net charge offs | $1,219,000 | 253 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $286,000 | 811 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $94,000 | 5,115 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 7,285 |
| Loans to individuals | $93,000 | 2,441 |
| Credit card loan charge offs | $43,000 | 1,034 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $50,000 | 3,170 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $107,000 | 2,472 |
| Loans secured by real estate, total | $39,000 | 1,554 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $39,000 | 1,553 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $39,000 | 105 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $49,000 | 2,014 |
| Loans to individuals | $19,000 | 3,364 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $16,000 | 3,422 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $25,000 | 391 |
| Net charge-offs | $-13,000 | 10,798 |
| Loans secured by real estate, total | $-39,000 | 11,430 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-39,000 | 11,459 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-39,000 | 10,458 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-48,000 | 11,276 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $74,000 | 2,167 |
| Credit card loan net charge offs | $40,000 | 957 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $34,000 | 2,958 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-25,000 | 9,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $101,000 | 5,092 |
| Loans secured by real estate, total | $3,000 | 5,567 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 5,567 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 4,310 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 6,778 |
| Loans to individuals | $93,000 | 2,331 |
| Credit card loan charge offs | $55,000 | 886 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $38,000 | 3,644 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $4,000 | 1,149 |
| Total recoveries | $72,000 | 3,605 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $58,000 | 2,085 |
| Loans to individuals | $14,000 | 4,188 |
| Credit card loan recoveries | $6,000 | 1,179 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 5,178 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $50,000 | 209 |
| Net charge-offs | $29,000 | 6,043 |
| Loans secured by real estate, total | $3,000 | 4,518 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,520 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,639 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-53,000 | 11,800 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $79,000 | 1,871 |
| Credit card loan net charge offs | $49,000 | 839 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $30,000 | 2,954 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-46,000 | 9,747 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $183,000 | 4,297 |
| Loans secured by real estate, total | $100,000 | 2,436 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 2,435 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $100,000 | 1,286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,000 | 6,912 |
| Loans to individuals | $71,000 | 3,094 |
| Credit card loan charge offs | $48,000 | 1,039 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $23,000 | 5,272 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $8,000 | 1,247 |
| Total recoveries | $96,000 | 3,237 |
| Loans secured by real estate, total | $5,000 | 4,250 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 4,250 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,266 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $77,000 | 1,883 |
| Loans to individuals | $14,000 | 4,532 |
| Credit card loan recoveries | $5,000 | 1,336 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 5,319 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $15,000 | 768 |
| Net charge-offs | $87,000 | 4,863 |
| Loans secured by real estate, total | $95,000 | 2,108 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $95,000 | 2,107 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 11,947 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $98,000 | 1,143 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-65,000 | 12,702 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $57,000 | 2,621 |
| Credit card loan net charge offs | $43,000 | 981 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,000 | 4,831 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 9,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $360,000 | 3,620 |
| Loans secured by real estate, total | $63,000 | 3,732 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $63,000 | 3,732 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $40,000 | 285 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 3,608 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $234,000 | 2,420 |
| Loans to individuals | $63,000 | 4,051 |
| Credit card loan charge offs | $40,000 | 1,255 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $23,000 | 6,142 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $147,000 | 203 |
| Total recoveries | $95,000 | 3,414 |
| Loans secured by real estate, total | $10,000 | 3,473 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,473 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $9,000 | 397 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $69,000 | 2,213 |
| Loans to individuals | $16,000 | 4,400 |
| Credit card loan recoveries | $4,000 | 1,507 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $19,000 | 703 |
| Net charge-offs | $265,000 | 3,595 |
| Loans secured by real estate, total | $53,000 | 3,562 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $53,000 | 3,562 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $31,000 | 295 |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 3,229 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $165,000 | 2,531 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $47,000 | 3,788 |
| Credit card loan net charge offs | $36,000 | 1,223 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 6,461 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $128,000 | 176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.