Home > Mercantile Bank of South Central Missouri > Income and Expense
Mercantile Bank of South Central Missouri, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $68,539,000 | 578 |
| Total interest expense | $31,860,000 | 590 |
| Net interest income | $36,679,000 | 550 |
| Provision for loan and lease losses | $1,969,000 | 628 |
| Total noninterest income | $7,356,000 | 730 |
| Gross Fiduciary activities income | $1,775,000 | 378 |
| Service charges on deposit accounts | $2,746,000 | 508 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,835,000 | 919 |
| Total noninterest expense | $23,774,000 | 680 |
| Salaries and employee benefits | $11,200,000 | 628 |
| Premises and equipment expense | $2,970,000 | 743 |
| Additional noninterest expense | $9,604,000 | 699 |
| Pre-tax net operating income | $18,292,000 | 485 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $6,650,000 | 470 |
| Income before extraordinary items | $11,605,000 | 509 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,605,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,886,000 | 458 |
| Cash dividends | $46,900,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,628,680 | 503 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 7,609 |
| Total interest expense | $1,247,000 | 8,435 |
| Net interest income | $2,214,000 | 6,843 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $1,172,000 | 8,307 |
| Salaries and employee benefits | $552,000 | 8,711 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $509,000 | 7,182 |
| Pre-tax net operating income | $1,445,000 | 4,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $911,000 | 4,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $911,000 | 4,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $911,000 | 4,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 7,774 |
| Total interest expense | $967,000 | 8,840 |
| Net interest income | $2,225,000 | 7,029 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $531,000 | 5,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,278 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $603,000 | 8,590 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $568,000 | 7,276 |
| Pre-tax net operating income | $1,457,000 | 4,513 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $538,000 | 3,831 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $1,120,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $919,000 | 4,879 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 7,783 |
| Total interest expense | $1,081,000 | 8,759 |
| Net interest income | $2,250,000 | 7,035 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $485,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $1,239,000 | 8,734 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $562,000 | 7,668 |
| Pre-tax net operating income | $1,436,000 | 4,492 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $524,000 | 4,013 |
| Income before extraordinary items | $912,000 | 5,043 |
| Extraordinary gains, net | $-24,000 | 12,496 |
| Net income | $888,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $804,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $912,000 | 4,818 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 7,856 |
| Total interest expense | $1,469,000 | 8,606 |
| Net interest income | $2,266,000 | 7,078 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $516,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,210,000 | 8,995 |
| Salaries and employee benefits | $544,000 | 9,334 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $564,000 | 7,825 |
| Pre-tax net operating income | $1,387,000 | 4,350 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $906,000 | 4,910 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $906,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,595 |
| Cash dividends | $581,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $906,000 | 4,590 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.