Home > Mercantile Bank of South Central Missouri > Assets and Liabilities
Mercantile Bank of South Central Missouri, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 374 | 504 |
| Assets and Liabilities | ||
| Total Assets: | $835,617,000 | 635 |
| Cash and due from depository institutions | $24,690,000 | 504 |
| Interest-bearing balances | $10,394,000 | 358 |
| Securities | $105,100,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 627 |
| Net loans & leases | $664,796,000 | 532 |
| Loan loss allowance | $13,066,000 | 431 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,466,000 | 657 |
| Other real estate owned | $656,000 | 504 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,909,000 | 1,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $835,617,000 | 635 |
| Total liabilities | $776,950,000 | 626 |
| Total deposits | $744,219,000 | 566 |
| Interest-bearing deposits | $652,949,000 | 560 |
| Deposits held in domestic offices | $744,219,000 | 559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,026,000 | 776 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,204,000 | 2,006 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,501,000 | 827 |
| Total equity capital | $58,667,000 | 808 |
| Total bank equity capital | $58,667,000 | 808 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,000,000 | 537 |
| Surplus | $45,092,000 | 475 |
| Undivided profits | $6,575,000 | 3,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,114,000 | 421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,860,000 | 598 |
| Earning assets | $801,290,000 | 609 |
| Long-term assets (5+ years) | $24,052,000 | 2,327 |
| Average Assets, year-to-date | $879,057,600 | 590 |
| Average Assets, quarterly | $857,614,500 | 619 |
| Volatile liabilities | $78,847,000 | 1,017 |
| Insider loans | $1,000 | 10,250 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $328,000 | 1,095 |
| Unused loan commitments | $42,775,000 | 1,191 |
| Tier 1 (core) risk-based capital | $58,253,000 | 769 |
| Tier 2 risk-based capital | $6,519,340 | 605 |
| Total risk weighted assets | $515,000,740 | 647 |
| Total unused commitments | $42,775,000 | 1,196 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $40,852,000 | 8,285 |
| Cash and due from depository institutions | $959,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,815,000 | 9,855 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,459 |
| Net loans & leases | $29,962,000 | 6,985 |
| Loan loss allowance | $1,118,000 | 3,195 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $448,000 | 8,564 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $768,000 | 7,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,852,000 | 8,285 |
| Total liabilities | $37,441,000 | 8,185 |
| Total deposits | $37,062,000 | 8,051 |
| Interest-bearing deposits | $33,028,000 | 7,874 |
| Deposits held in domestic offices | $37,062,000 | 8,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $379,000 | 7,388 |
| Total equity capital | $3,411,000 | 8,989 |
| Total bank equity capital | $3,411,000 | 8,989 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $2,811,000 | 6,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $255,000 | 7,833 |
| Earning assets | $38,677,000 | 8,126 |
| Long-term assets (5+ years) | $2,715,000 | 7,278 |
| Average Assets, year-to-date | $39,943,600 | 8,209 |
| Average Assets, quarterly | $40,496,000 | 8,272 |
| Volatile liabilities | $3,032,000 | 8,538 |
| Insider loans | $226,000 | 7,747 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,381,000 | 8,322 |
| Tier 1 (core) risk-based capital | $3,315,000 | 8,989 |
| Tier 2 risk-based capital | $347,380 | 6,737 |
| Total risk weighted assets | $27,019,780 | 7,576 |
| Total unused commitments | $1,381,000 | 8,334 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $39,542,000 | 8,643 |
| Cash and due from depository institutions | $845,000 | 8,823 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,018,000 | 10,382 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
| Net loans & leases | $29,840,000 | 7,050 |
| Loan loss allowance | $1,105,000 | 3,275 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $465,000 | 8,715 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $774,000 | 7,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,542,000 | 8,643 |
| Total liabilities | $36,038,000 | 8,577 |
| Total deposits | $35,777,000 | 8,388 |
| Interest-bearing deposits | $30,967,000 | 8,292 |
| Deposits held in domestic offices | $35,777,000 | 8,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $261,000 | 7,910 |
| Total equity capital | $3,504,000 | 8,801 |
| Total bank equity capital | $3,504,000 | 8,801 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $2,904,000 | 6,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $263,000 | 7,226 |
| Earning assets | $37,458,000 | 8,449 |
| Long-term assets (5+ years) | $3,383,000 | 7,090 |
| Average Assets, year-to-date | $39,803,800 | 8,484 |
| Average Assets, quarterly | $39,321,000 | 8,620 |
| Volatile liabilities | $2,318,000 | 9,276 |
| Insider loans | $213,000 | 8,026 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,556,000 | 8,149 |
| Tier 1 (core) risk-based capital | $3,504,000 | 8,906 |
| Tier 2 risk-based capital | $341,320 | 6,942 |
| Total risk weighted assets | $26,541,720 | 7,779 |
| Total unused commitments | $1,556,000 | 8,161 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $39,752,000 | 8,869 |
| Cash and due from depository institutions | $639,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,821,000 | 10,399 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $28,499,000 | 7,241 |
| Loan loss allowance | $1,134,000 | 3,299 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $485,000 | 8,819 |
| Other real estate owned | $50,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $758,000 | 7,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,752,000 | 8,869 |
| Total liabilities | $36,046,000 | 8,844 |
| Total deposits | $35,848,000 | 8,707 |
| Interest-bearing deposits | $32,443,000 | 8,425 |
| Deposits held in domestic offices | $35,848,000 | 8,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $198,000 | 9,324 |
| Total equity capital | $3,706,000 | 8,768 |
| Total bank equity capital | $3,706,000 | 8,768 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $3,106,000 | 6,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 7,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $246,000 | 7,070 |
| Earning assets | $37,820,000 | 8,667 |
| Long-term assets (5+ years) | $4,438,000 | 6,764 |
| Average Assets, year-to-date | $41,481,000 | 8,497 |
| Average Assets, quarterly | $40,237,000 | 8,730 |
| Volatile liabilities | $2,607,000 | 8,873 |
| Insider loans | $190,000 | 8,440 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,515,000 | 8,247 |
| Tier 1 (core) risk-based capital | $3,706,000 | 8,687 |
| Tier 2 risk-based capital | $336,840 | 7,049 |
| Total risk weighted assets | $26,150,040 | 7,943 |
| Total unused commitments | $1,515,000 | 8,271 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $42,641,000 | 8,656 |
| Cash and due from depository institutions | $1,415,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,219,000 | 9,485 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $28,767,000 | 7,250 |
| Loan loss allowance | $1,161,000 | 3,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $492,000 | 8,981 |
| Other real estate owned | $82,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $866,000 | 6,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,641,000 | 8,656 |
| Total liabilities | $39,019,000 | 8,627 |
| Total deposits | $38,714,000 | 8,506 |
| Interest-bearing deposits | $35,340,000 | 8,230 |
| Deposits held in domestic offices | $38,714,000 | 8,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $305,000 | 8,152 |
| Total equity capital | $3,622,000 | 8,759 |
| Total bank equity capital | $3,622,000 | 8,759 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $3,022,000 | 5,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 5,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $282,000 | 6,859 |
| Earning assets | $39,786,000 | 8,537 |
| Long-term assets (5+ years) | $5,422,000 | 6,227 |
| Average Assets, year-to-date | $42,475,400 | 8,525 |
| Average Assets, quarterly | $42,151,500 | 8,657 |
| Volatile liabilities | $3,248,000 | 8,261 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,727,000 | 7,722 |
| Tier 1 (core) risk-based capital | $3,622,000 | 8,686 |
| Tier 2 risk-based capital | $353,920 | 6,837 |
| Total risk weighted assets | $27,506,620 | 7,779 |
| Total unused commitments | $1,727,000 | 7,757 |
| Derivatives | $0 | 651 |