Home > Mercantile Bank of Phelps County > Income and Expense
Mercantile Bank of Phelps County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,771 |
| Total interest expense | $3,202,000 | 4,477 |
| Net interest income | $3,430,000 | 4,946 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $696,000 | 4,105 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $360,000 | 3,684 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $335,000 | 3,733 |
| Total noninterest expense | $2,131,000 | 5,718 |
| Salaries and employee benefits | $980,000 | 6,163 |
| Premises and equipment expense | $267,000 | 6,100 |
| Additional noninterest expense | $884,000 | 4,835 |
| Pre-tax net operating income | $1,995,000 | 3,505 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $746,000 | 3,057 |
| Income before extraordinary items | $1,249,000 | 3,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,249,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 11,723 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,249,000 | 3,803 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,330 |
| Total interest expense | $1,745,000 | 6,220 |
| Net interest income | $2,570,000 | 6,324 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $579,000 | 4,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $2,115,000 | 5,928 |
| Salaries and employee benefits | $913,000 | 6,550 |
| Premises and equipment expense | $339,000 | 5,193 |
| Additional noninterest expense | $863,000 | 5,368 |
| Pre-tax net operating income | $1,034,000 | 5,817 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $375,000 | 5,004 |
| Income before extraordinary items | $659,000 | 6,151 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $659,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 12,314 |
| Cash dividends | $376,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $659,000 | 6,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 6,609 |
| Total interest expense | $1,855,000 | 6,199 |
| Net interest income | $2,366,000 | 6,800 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $463,000 | 5,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $2,058,000 | 6,182 |
| Salaries and employee benefits | $958,000 | 6,370 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $844,000 | 5,661 |
| Pre-tax net operating income | $771,000 | 6,968 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $493,000 | 7,616 |
| Extraordinary gains, net | $67,000 | 1,943 |
| Net income | $560,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-180,000 | 13,094 |
| Cash dividends | $232,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $493,000 | 7,358 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 8,483 |
| Total interest expense | $1,603,000 | 8,194 |
| Net interest income | $1,688,000 | 8,689 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,512,000 | 7,869 |
| Salaries and employee benefits | $675,000 | 8,181 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $646,000 | 7,132 |
| Pre-tax net operating income | $438,000 | 8,907 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $169,000 | 8,190 |
| Income before extraordinary items | $269,000 | 9,689 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $269,000 | 9,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 3,977 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,000 | 9,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.