Home > Mercantile Bank of Perryville > Income and Expense
Mercantile Bank of Perryville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,420,000 | 5,644 |
| Total interest expense | $2,252,000 | 5,971 |
| Net interest income | $3,168,000 | 5,261 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,332 |
| Total noninterest expense | $1,789,000 | 6,491 |
| Salaries and employee benefits | $889,000 | 6,610 |
| Premises and equipment expense | $176,000 | 7,691 |
| Additional noninterest expense | $724,000 | 5,693 |
| Pre-tax net operating income | $1,742,000 | 3,952 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $650,000 | 3,448 |
| Income before extraordinary items | $1,092,000 | 4,280 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,092,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,092,000 | 4,263 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 5,828 |
| Total interest expense | $1,769,000 | 6,150 |
| Net interest income | $3,051,000 | 5,547 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $358,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $1,852,000 | 6,559 |
| Salaries and employee benefits | $873,000 | 6,801 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $1,509,000 | 4,395 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $560,000 | 3,712 |
| Income before extraordinary items | $949,000 | 4,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $949,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $1,240,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $949,000 | 4,751 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,644 |
| Total interest expense | $1,985,000 | 5,868 |
| Net interest income | $3,150,000 | 5,448 |
| Provision for loan and lease losses | $214,000 | 3,766 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,162,000 | 5,952 |
| Salaries and employee benefits | $993,000 | 6,176 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $1,015,000 | 4,862 |
| Pre-tax net operating income | $1,083,000 | 5,564 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $416,000 | 4,865 |
| Income before extraordinary items | $667,000 | 6,304 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $694,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,836 |
| Cash dividends | $1,112,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $667,000 | 6,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,993 |
| Total interest expense | $3,086,000 | 5,038 |
| Net interest income | $3,643,000 | 4,834 |
| Provision for loan and lease losses | $552,000 | 2,786 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $2,008,000 | 6,365 |
| Salaries and employee benefits | $895,000 | 6,653 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $993,000 | 5,075 |
| Pre-tax net operating income | $1,371,000 | 4,402 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $512,000 | 3,934 |
| Income before extraordinary items | $875,000 | 5,023 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 3,233 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $864,760 | 4,758 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.