Home > Mercantile Bank of Osceola County > Income and Expense
Mercantile Bank of Osceola County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 8,021 |
| Total interest expense | $1,636,000 | 7,314 |
| Net interest income | $1,504,000 | 8,525 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $174,000 | 8,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $965,000 | 9,096 |
| Salaries and employee benefits | $379,000 | 10,092 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $476,000 | 7,466 |
| Pre-tax net operating income | $713,000 | 7,265 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $456,000 | 7,591 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $456,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $456,000 | 7,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 8,722 |
| Total interest expense | $1,216,000 | 7,834 |
| Net interest income | $1,390,000 | 9,187 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $959,000 | 9,511 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $429,000 | 8,542 |
| Pre-tax net operating income | $710,000 | 7,338 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $235,000 | 6,753 |
| Income before extraordinary items | $475,000 | 7,497 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $475,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 11,981 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,000 | 7,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 9,533 |
| Total interest expense | $1,031,000 | 8,962 |
| Net interest income | $1,285,000 | 9,784 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $876,000 | 10,313 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $382,000 | 9,462 |
| Pre-tax net operating income | $602,000 | 7,933 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $413,000 | 8,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $413,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 12,527 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $413,000 | 8,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 10,245 |
| Total interest expense | $1,101,000 | 9,979 |
| Net interest income | $1,223,000 | 10,245 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $763,000 | 11,184 |
| Salaries and employee benefits | $341,000 | 11,539 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $590,000 | 7,787 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $517,000 | 7,180 |
| Extraordinary gains, net | $152,000 | 556 |
| Net income | $669,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $517,000 | 6,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.