Home > Mercantile Bank of Osceola County > Assets and Liabilities
Mercantile Bank of Osceola County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $37,932,000 | 8,625 |
| Cash and due from depository institutions | $1,725,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,123,000 | 11,327 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 8,183 |
| Net loans & leases | $31,750,000 | 6,754 |
| Loan loss allowance | $485,000 | 6,183 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $714,000 | 7,208 |
| Other real estate owned | $70,000 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $990,000 | 6,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,932,000 | 8,625 |
| Total liabilities | $34,564,000 | 8,530 |
| Total deposits | $33,846,000 | 8,447 |
| Interest-bearing deposits | $31,990,000 | 8,011 |
| Deposits held in domestic offices | $33,846,000 | 8,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $245,000 | 3,924 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $473,000 | 6,442 |
| Total equity capital | $3,368,000 | 9,036 |
| Total bank equity capital | $3,368,000 | 9,036 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,319,000 | 5,044 |
| Undivided profits | $949,000 | 9,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $754,000 | 3,114 |
| Earning assets | $34,433,000 | 8,647 |
| Long-term assets (5+ years) | $1,040,000 | 8,937 |
| Average Assets, year-to-date | $38,145,000 | 8,394 |
| Average Assets, quarterly | $38,389,000 | 8,496 |
| Volatile liabilities | $5,134,000 | 6,837 |
| Insider loans | $649,000 | 4,902 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,402,000 | 2,992 |
| Tier 1 (core) risk-based capital | $3,366,000 | 8,936 |
| Tier 2 risk-based capital | $390,000 | 6,296 |
| Total risk weighted assets | $31,105,000 | 7,016 |
| Total unused commitments | $11,402,000 | 3,003 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $37,842,000 | 8,821 |
| Cash and due from depository institutions | $1,306,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,543,000 | 11,460 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $31,014,000 | 6,889 |
| Loan loss allowance | $477,000 | 6,392 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $773,000 | 7,054 |
| Other real estate owned | $42,000 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $914,000 | 7,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,842,000 | 8,821 |
| Total liabilities | $34,675,000 | 8,736 |
| Total deposits | $33,263,000 | 8,726 |
| Interest-bearing deposits | $31,826,000 | 8,165 |
| Deposits held in domestic offices | $33,263,000 | 8,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 3,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,000 | 4,961 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $299,000 | 7,342 |
| Total equity capital | $3,167,000 | 9,254 |
| Total bank equity capital | $3,167,000 | 9,254 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,319,000 | 5,011 |
| Undivided profits | $748,000 | 9,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $603,000 | 3,449 |
| Earning assets | $34,807,000 | 8,767 |
| Long-term assets (5+ years) | $718,000 | 9,832 |
| Average Assets, year-to-date | $35,265,000 | 9,022 |
| Average Assets, quarterly | $37,661,500 | 8,811 |
| Volatile liabilities | $4,958,000 | 6,774 |
| Insider loans | $971,000 | 3,786 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,932,000 | 2,368 |
| Tier 1 (core) risk-based capital | $3,210,000 | 9,294 |
| Tier 2 risk-based capital | $384,010 | 6,419 |
| Total risk weighted assets | $30,628,110 | 7,149 |
| Total unused commitments | $14,932,000 | 2,380 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $32,831,000 | 9,774 |
| Cash and due from depository institutions | $1,699,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,544,000 | 11,495 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 9,779 |
| Net loans & leases | $24,734,000 | 7,860 |
| Loan loss allowance | $417,000 | 7,192 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $812,000 | 6,951 |
| Other real estate owned | $39,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $753,000 | 7,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,831,000 | 9,774 |
| Total liabilities | $29,796,000 | 9,743 |
| Total deposits | $28,399,000 | 9,805 |
| Interest-bearing deposits | $26,263,000 | 9,451 |
| Deposits held in domestic offices | $28,399,000 | 9,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,010,000 | 2,751 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $172,000 | 4,120 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $215,000 | 8,950 |
| Total equity capital | $3,035,000 | 9,717 |
| Total bank equity capital | $3,035,000 | 9,717 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $2,319,000 | 4,975 |
| Undivided profits | $616,000 | 10,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 6,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 872 |
| Income earned, not collected on loans | $485,000 | 3,842 |
| Earning assets | $29,528,000 | 9,825 |
| Long-term assets (5+ years) | $1,176,000 | 9,738 |
| Average Assets, year-to-date | $31,273,800 | 9,849 |
| Average Assets, quarterly | $32,032,000 | 9,824 |
| Volatile liabilities | $3,568,000 | 7,772 |
| Insider loans | $1,380,000 | 2,864 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,779,000 | 3,158 |
| Tier 1 (core) risk-based capital | $3,035,000 | 9,664 |
| Tier 2 risk-based capital | $353,850 | 6,811 |
| Total risk weighted assets | $28,244,750 | 7,558 |
| Total unused commitments | $9,779,000 | 3,175 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $30,036,000 | 10,424 |
| Cash and due from depository institutions | $1,950,000 | 11,041 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $4,174,000 | 12,043 |
| Federal funds sold & reverse repurchase agreements | $610,000 | 9,802 |
| Net loans & leases | $22,087,000 | 8,453 |
| Loan loss allowance | $378,000 | 7,738 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $516,000 | 8,803 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $699,000 | 8,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,036,000 | 10,424 |
| Total liabilities | $27,164,000 | 10,417 |
| Total deposits | $26,832,000 | 10,330 |
| Interest-bearing deposits | $24,643,000 | 9,983 |
| Deposits held in domestic offices | $26,832,000 | 10,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $110,000 | 4,245 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $222,000 | 9,553 |
| Total equity capital | $2,872,000 | 9,961 |
| Total bank equity capital | $2,872,000 | 9,961 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,319,000 | 4,907 |
| Undivided profits | $453,000 | 11,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $498,000 | 4,102 |
| Earning assets | $27,071,000 | 10,439 |
| Long-term assets (5+ years) | $691,000 | 10,731 |
| Average Assets, year-to-date | $27,984,200 | 10,576 |
| Average Assets, quarterly | $29,279,000 | 10,483 |
| Volatile liabilities | $3,048,000 | 8,495 |
| Insider loans | $108,000 | 5,527 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,566,000 | 3,253 |
| Tier 1 (core) risk-based capital | $2,872,000 | 9,896 |
| Tier 2 risk-based capital | $313,220 | 7,398 |
| Total risk weighted assets | $24,992,720 | 8,264 |
| Total unused commitments | $8,566,000 | 3,275 |
| Derivatives | $0 | 651 |