Home > Mercantile Bank of Onawa > Income and Expense
Mercantile Bank of Onawa, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 8,045 |
| Total interest expense | $1,282,000 | 8,341 |
| Net interest income | $1,837,000 | 7,674 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $230,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $999,000 | 8,955 |
| Salaries and employee benefits | $442,000 | 9,602 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $457,000 | 7,639 |
| Pre-tax net operating income | $1,068,000 | 5,718 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $707,000 | 5,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $707,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $704,360 | 5,951 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 8,326 |
| Total interest expense | $1,084,000 | 8,341 |
| Net interest income | $1,763,000 | 8,140 |
| Provision for loan and lease losses | $-220,000 | 12,347 |
| Total noninterest income | $318,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,699 |
| Total noninterest expense | $1,045,000 | 9,192 |
| Salaries and employee benefits | $442,000 | 9,895 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $510,000 | 7,752 |
| Pre-tax net operating income | $1,256,000 | 5,062 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $448,000 | 4,403 |
| Income before extraordinary items | $846,000 | 5,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $846,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,851 |
| Cash dividends | $475,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $821,300 | 5,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 8,479 |
| Total interest expense | $1,141,000 | 8,514 |
| Net interest income | $1,772,000 | 8,311 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,008,000 | 9,697 |
| Salaries and employee benefits | $485,000 | 9,823 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $425,000 | 8,980 |
| Pre-tax net operating income | $1,014,000 | 5,838 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $329,000 | 5,745 |
| Income before extraordinary items | $686,000 | 6,197 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $686,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $685,320 | 5,950 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 8,693 |
| Total interest expense | $1,403,000 | 8,839 |
| Net interest income | $1,761,000 | 8,465 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $977,000 | 10,086 |
| Salaries and employee benefits | $470,000 | 10,086 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $1,034,000 | 5,498 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $353,000 | 5,316 |
| Income before extraordinary items | $689,000 | 5,992 |
| Extraordinary gains, net | $54,000 | 970 |
| Net income | $743,000 | 5,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $683,720 | 5,680 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.