Home > Mercantile Bank of Northern Missouri > Income and Expense
Mercantile Bank of Northern Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,728,000 | 2,075 |
| Total interest expense | $7,264,000 | 2,092 |
| Net interest income | $8,464,000 | 2,056 |
| Provision for loan and lease losses | $590,000 | 1,558 |
| Total noninterest income | $950,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $568,000 | 2,306 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $382,000 | 3,384 |
| Total noninterest expense | $4,662,000 | 2,739 |
| Salaries and employee benefits | $2,416,000 | 2,734 |
| Premises and equipment expense | $457,000 | 3,995 |
| Additional noninterest expense | $1,789,000 | 2,320 |
| Pre-tax net operating income | $4,162,000 | 1,823 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,551,000 | 1,666 |
| Income before extraordinary items | $2,611,000 | 2,022 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,611,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 969 |
| Cash dividends | $3,500,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,611,000 | 1,969 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,272,000 | 2,343 |
| Total interest expense | $5,884,000 | 2,592 |
| Net interest income | $8,388,000 | 2,132 |
| Provision for loan and lease losses | $1,106,000 | 950 |
| Total noninterest income | $766,000 | 3,822 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $499,000 | 2,727 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $267,000 | 4,364 |
| Total noninterest expense | $3,833,000 | 3,469 |
| Salaries and employee benefits | $2,145,000 | 3,115 |
| Premises and equipment expense | $424,000 | 4,332 |
| Additional noninterest expense | $1,264,000 | 3,619 |
| Pre-tax net operating income | $4,215,000 | 1,707 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,566,000 | 1,543 |
| Income before extraordinary items | $2,648,000 | 1,869 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,648,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,730,000 | 628 |
| Cash dividends | $3,200,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,648,640 | 1,835 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,374,000 | 2,343 |
| Total interest expense | $5,806,000 | 2,643 |
| Net interest income | $8,568,000 | 2,100 |
| Provision for loan and lease losses | $1,200,000 | 822 |
| Total noninterest income | $704,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $527,000 | 2,562 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $3,988,000 | 3,330 |
| Salaries and employee benefits | $2,098,000 | 3,159 |
| Premises and equipment expense | $429,000 | 4,271 |
| Additional noninterest expense | $1,461,000 | 3,159 |
| Pre-tax net operating income | $4,084,000 | 1,813 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,543,000 | 1,612 |
| Income before extraordinary items | $2,541,000 | 1,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,541,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 986 |
| Cash dividends | $2,700,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,541,000 | 1,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,749,000 | 2,372 |
| Total interest expense | $4,410,000 | 2,778 |
| Net interest income | $8,339,000 | 2,168 |
| Provision for loan and lease losses | $1,016,000 | 912 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $609,000 | 2,239 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $4,331,000 | 3,180 |
| Salaries and employee benefits | $2,176,000 | 3,039 |
| Premises and equipment expense | $459,000 | 4,088 |
| Additional noninterest expense | $1,696,000 | 2,982 |
| Pre-tax net operating income | $3,786,000 | 1,879 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,400,000 | 1,650 |
| Income before extraordinary items | $2,386,000 | 2,050 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,386,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 884 |
| Cash dividends | $2,344,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,386,000 | 2,062 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,694,000 | 2,430 |
| Total interest expense | $4,660,000 | 2,764 |
| Net interest income | $8,034,000 | 2,233 |
| Provision for loan and lease losses | $960,000 | 1,337 |
| Total noninterest income | $716,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $586,000 | 2,341 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $4,490,000 | 3,125 |
| Salaries and employee benefits | $2,166,000 | 3,024 |
| Premises and equipment expense | $456,000 | 4,208 |
| Additional noninterest expense | $1,868,000 | 2,894 |
| Pre-tax net operating income | $3,300,000 | 2,061 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,209,000 | 1,905 |
| Income before extraordinary items | $2,091,000 | 2,392 |
| Extraordinary gains, net | $32,000 | 2,460 |
| Net income | $2,123,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $955,000 | 1,182 |
| Cash dividends | $1,100,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,091,000 | 2,245 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,990,000 | 2,711 |
| Total interest expense | $5,526,000 | 3,009 |
| Net interest income | $7,464,000 | 2,426 |
| Provision for loan and lease losses | $965,000 | 1,884 |
| Total noninterest income | $685,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $540,000 | 2,553 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $3,920,000 | 3,570 |
| Salaries and employee benefits | $1,884,000 | 3,386 |
| Premises and equipment expense | $436,000 | 4,467 |
| Additional noninterest expense | $1,600,000 | 3,405 |
| Pre-tax net operating income | $3,264,000 | 1,903 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $1,173,000 | 1,794 |
| Income before extraordinary items | $2,092,000 | 2,192 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,092,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 2,025 |
| Cash dividends | $1,271,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,091,360 | 2,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.