Home > Mercantile Bank of Northern Missouri > Assets and Liabilities
Mercantile Bank of Northern Missouri, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 124 | 1,425 |
Assets and Liabilities | ||
Total Assets: | $423,009,000 | 1,120 |
Cash and due from depository institutions | $10,604,000 | 1,425 |
Interest-bearing balances | $0 | 6,604 |
Securities | $172,086,000 | 703 |
Federal funds sold & reverse repurchase agreements | $22,400,000 | 597 |
Net loans & leases | $207,958,000 | 1,379 |
Loan loss allowance | $2,751,000 | 1,347 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $3,609,000 | 2,185 |
Other real estate owned | $23,000 | 1,425 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $6,329,000 | 1,231 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $423,009,000 | 1,120 |
Total liabilities | $394,878,000 | 1,086 |
Total deposits | $392,271,000 | 972 |
Interest-bearing deposits | $370,114,000 | 877 |
Deposits held in domestic offices | $392,271,000 | 965 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $2,607,000 | 1,631 |
Total equity capital | $28,131,000 | 1,608 |
Total bank equity capital | $28,131,000 | 1,608 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,200,000 | 2,796 |
Surplus | $18,954,000 | 914 |
Undivided profits | $7,977,000 | 3,110 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,722,000 | 1,031 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $2,357,000 | 919 |
Earning assets | $402,444,000 | 1,079 |
Long-term assets (5+ years) | $82,163,000 | 913 |
Average Assets, year-to-date | $215,332,600 | 2,016 |
Average Assets, quarterly | $293,310,500 | 1,527 |
Volatile liabilities | $32,373,000 | 2,008 |
Insider loans | $0 | 9,792 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $22,251,000 | 1,944 |
Tier 1 (core) risk-based capital | $27,360,000 | 1,552 |
Tier 2 risk-based capital | $2,751,000 | 1,148 |
Total risk weighted assets | $258,375,000 | 1,125 |
Total unused commitments | $22,251,000 | 1,949 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 71 | 2,656 |
Assets and Liabilities | ||
Total Assets: | $164,213,000 | 2,809 |
Cash and due from depository institutions | $4,158,000 | 2,656 |
Interest-bearing balances | $0 | 6,640 |
Securities | $21,135,000 | 5,113 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $134,853,000 | 2,112 |
Loan loss allowance | $2,132,000 | 1,786 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $839,000 | 6,585 |
Other real estate owned | $0 | 2,656 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $3,228,000 | 2,320 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $164,213,000 | 2,809 |
Total liabilities | $151,820,000 | 2,739 |
Total deposits | $147,681,000 | 2,616 |
Interest-bearing deposits | $134,720,000 | 2,467 |
Deposits held in domestic offices | $147,681,000 | 2,607 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,575,000 | 2,069 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,564,000 | 2,475 |
Total equity capital | $12,393,000 | 3,572 |
Total bank equity capital | $12,393,000 | 3,572 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,200,000 | 2,988 |
Surplus | $2,637,000 | 4,611 |
Undivided profits | $8,556,000 | 2,867 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,436,000 | 2,011 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 1,058 |
Income earned, not collected on loans | $1,846,000 | 1,181 |
Earning assets | $155,988,000 | 2,714 |
Long-term assets (5+ years) | $5,634,000 | 5,608 |
Average Assets, year-to-date | $162,687,400 | 2,720 |
Average Assets, quarterly | $164,240,000 | 2,771 |
Volatile liabilities | $15,640,000 | 3,510 |
Insider loans | $981,000 | 3,716 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $12,193,000 | 2,958 |
Tier 1 (core) risk-based capital | $12,329,000 | 3,487 |
Tier 2 risk-based capital | $1,452,380 | 2,102 |
Total risk weighted assets | $115,510,380 | 2,431 |
Total unused commitments | $12,193,000 | 2,973 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 77 | 2,512 |
Assets and Liabilities | ||
Total Assets: | $164,217,000 | 2,806 |
Cash and due from depository institutions | $2,569,000 | 2,512 |
Interest-bearing balances | $0 | 6,853 |
Securities | $20,821,000 | 5,398 |
Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,069 |
Net loans & leases | $129,491,000 | 2,159 |
Loan loss allowance | $2,757,000 | 1,470 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $908,000 | 6,399 |
Other real estate owned | $0 | 2,512 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $3,328,000 | 2,317 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $164,217,000 | 2,806 |
Total liabilities | $151,016,000 | 2,759 |
Total deposits | $149,543,000 | 2,601 |
Interest-bearing deposits | $137,019,000 | 2,479 |
Deposits held in domestic offices | $149,543,000 | 2,592 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,473,000 | 2,683 |
Total equity capital | $13,201,000 | 3,323 |
Total bank equity capital | $13,201,000 | 3,323 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,200,000 | 3,095 |
Surplus | $1,700,000 | 6,127 |
Undivided profits | $10,301,000 | 2,520 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $678,000 | 3,499 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $2,050,000 | 1,109 |
Earning assets | $157,412,000 | 2,694 |
Long-term assets (5+ years) | $5,869,000 | 5,397 |
Average Assets, year-to-date | $159,840,400 | 2,773 |
Average Assets, quarterly | $162,393,500 | 2,805 |
Volatile liabilities | $14,417,000 | 3,456 |
Insider loans | $766,000 | 4,448 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $12,344,000 | 2,808 |
Tier 1 (core) risk-based capital | $13,070,000 | 3,262 |
Tier 2 risk-based capital | $1,660,240 | 1,860 |
Total risk weighted assets | $131,722,340 | 2,105 |
Total unused commitments | $12,344,000 | 2,819 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 75 | 2,672 |
Assets and Liabilities | ||
Total Assets: | $158,626,000 | 2,857 |
Cash and due from depository institutions | $2,381,000 | 2,672 |
Interest-bearing balances | $0 | 7,034 |
Securities | $18,445,000 | 6,236 |
Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,764 |
Net loans & leases | $132,222,000 | 2,100 |
Loan loss allowance | $2,403,000 | 1,706 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $968,000 | 6,201 |
Other real estate owned | $292,000 | 2,672 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $2,968,000 | 2,693 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $158,626,000 | 2,857 |
Total liabilities | $145,397,000 | 2,837 |
Total deposits | $144,091,000 | 2,658 |
Interest-bearing deposits | $133,452,000 | 2,477 |
Deposits held in domestic offices | $144,091,000 | 2,649 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $1,306,000 | 2,473 |
Total equity capital | $13,229,000 | 3,087 |
Total bank equity capital | $13,229,000 | 3,087 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,200,000 | 3,212 |
Surplus | $1,700,000 | 6,154 |
Undivided profits | $10,329,000 | 2,269 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $447,000 | 4,564 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $1,783,000 | 1,092 |
Earning assets | $152,017,000 | 2,730 |
Long-term assets (5+ years) | $7,478,000 | 4,915 |
Average Assets, year-to-date | $158,837,000 | 2,788 |
Average Assets, quarterly | $158,862,500 | 2,828 |
Volatile liabilities | $13,395,000 | 3,495 |
Insider loans | $1,296,000 | 3,056 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $9,134,000 | 3,332 |
Tier 1 (core) risk-based capital | $13,228,000 | 3,130 |
Tier 2 risk-based capital | $1,679,170 | 1,843 |
Total risk weighted assets | $133,609,570 | 2,034 |
Total unused commitments | $9,134,000 | 3,340 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 77 | 2,723 |
Assets and Liabilities | ||
Total Assets: | $161,799,000 | 2,827 |
Cash and due from depository institutions | $1,938,000 | 2,723 |
Interest-bearing balances | $0 | 7,655 |
Securities | $30,806,000 | 4,382 |
Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
Net loans & leases | $116,246,000 | 2,286 |
Loan loss allowance | $2,357,000 | 1,816 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,115,000 | 5,736 |
Other real estate owned | $514,000 | 2,723 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $3,180,000 | 2,299 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $161,799,000 | 2,827 |
Total liabilities | $148,613,000 | 2,821 |
Total deposits | $147,284,000 | 2,684 |
Interest-bearing deposits | $136,308,000 | 2,521 |
Deposits held in domestic offices | $147,284,000 | 2,673 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $1,329,000 | 2,520 |
Total equity capital | $13,186,000 | 3,071 |
Total bank equity capital | $13,186,000 | 3,071 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,200,000 | 3,307 |
Surplus | $1,700,000 | 6,170 |
Undivided profits | $10,286,000 | 2,300 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $428,000 | 5,361 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,247 |
Income earned, not collected on loans | $1,556,000 | 1,095 |
Earning assets | $155,052,000 | 2,723 |
Long-term assets (5+ years) | $6,131,000 | 5,814 |
Average Assets, year-to-date | $158,589,200 | 2,814 |
Average Assets, quarterly | $161,034,500 | 2,824 |
Volatile liabilities | $12,425,000 | 3,486 |
Insider loans | $1,735,000 | 2,353 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $9,591,000 | 3,189 |
Tier 1 (core) risk-based capital | $13,186,000 | 3,004 |
Tier 2 risk-based capital | $1,551,430 | 1,980 |
Total risk weighted assets | $123,308,630 | 2,163 |
Total unused commitments | $9,591,000 | 3,206 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 70 | 3,067 |
Assets and Liabilities | ||
Total Assets: | $143,553,000 | 3,235 |
Cash and due from depository institutions | $3,147,000 | 3,067 |
Interest-bearing balances | $0 | 8,059 |
Securities | $23,946,000 | 5,341 |
Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
Net loans & leases | $109,557,000 | 2,464 |
Loan loss allowance | $2,192,000 | 1,967 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,176,000 | 5,575 |
Other real estate owned | $0 | 3,067 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $2,577,000 | 2,895 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $143,553,000 | 3,235 |
Total liabilities | $131,390,000 | 3,246 |
Total deposits | $130,222,000 | 3,128 |
Interest-bearing deposits | $121,732,000 | 2,943 |
Deposits held in domestic offices | $130,222,000 | 3,119 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $1,168,000 | 2,902 |
Total equity capital | $12,163,000 | 3,155 |
Total bank equity capital | $12,163,000 | 3,155 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,200,000 | 3,439 |
Surplus | $1,700,000 | 6,084 |
Undivided profits | $9,263,000 | 2,375 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,034,000 | 3,599 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,555,000 | 1,238 |
Earning assets | $136,653,000 | 3,113 |
Long-term assets (5+ years) | $9,576,000 | 4,471 |
Average Assets, year-to-date | $145,178,000 | 3,148 |
Average Assets, quarterly | $144,066,500 | 3,211 |
Volatile liabilities | $11,486,000 | 3,714 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $8,007,000 | 3,403 |
Tier 1 (core) risk-based capital | $12,163,000 | 3,101 |
Tier 2 risk-based capital | $1,439,570 | 2,133 |
Total risk weighted assets | $114,412,770 | 2,376 |
Total unused commitments | $8,007,000 | 3,424 |
Derivatives | $0 | 651 |