Home > Mercantile Bank of Northern Illinois > Assets and Liabilities
Mercantile Bank of Northern Illinois, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 187 | 937 |
| Assets and Liabilities | ||
| Total Assets: | $557,133,000 | 857 |
| Cash and due from depository institutions | $23,256,000 | 937 |
| Interest-bearing balances | $266,000 | 3,722 |
| Securities | $113,359,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $13,280,000 | 994 |
| Net loans & leases | $363,101,000 | 832 |
| Loan loss allowance | $5,349,000 | 781 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,652,000 | 678 |
| Other real estate owned | $121,000 | 937 |
| Goodwill and other intangibles | $26,520,000 | 210 |
| All other assets | $6,844,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $557,133,000 | 857 |
| Total liabilities | $486,727,000 | 894 |
| Total deposits | $456,522,000 | 820 |
| Interest-bearing deposits | $401,160,000 | 809 |
| Deposits held in domestic offices | $456,522,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,528,000 | 759 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,000,000 | 1,675 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,677,000 | 1,258 |
| Total equity capital | $70,405,000 | 676 |
| Total bank equity capital | $70,405,000 | 676 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,003,000 | 701 |
| Surplus | $62,588,000 | 357 |
| Undivided profits | $2,814,000 | 6,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,631,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,713,000 | 800 |
| Earning assets | $490,006,000 | 894 |
| Long-term assets (5+ years) | $32,328,000 | 1,971 |
| Average Assets, year-to-date | $557,583,600 | 817 |
| Average Assets, quarterly | $557,380,000 | 840 |
| Volatile liabilities | $76,944,000 | 1,015 |
| Insider loans | $138,000 | 8,014 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,431,000 | 533 |
| Unused loan commitments | $58,227,000 | 964 |
| Tier 1 (core) risk-based capital | $43,480,000 | 970 |
| Tier 2 risk-based capital | $4,778,490 | 736 |
| Total risk weighted assets | $381,708,390 | 792 |
| Total unused commitments | $58,227,000 | 969 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 123 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $402,625,000 | 1,210 |
| Cash and due from depository institutions | $17,333,000 | 1,527 |
| Interest-bearing balances | $270,000 | 3,745 |
| Securities | $74,405,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $4,840,000 | 2,679 |
| Net loans & leases | $267,514,000 | 1,127 |
| Loan loss allowance | $4,217,000 | 1,010 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,197,000 | 1,078 |
| Other real estate owned | $212,000 | 1,527 |
| Goodwill and other intangibles | $28,317,000 | 193 |
| All other assets | $2,807,000 | 2,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,625,000 | 1,210 |
| Total liabilities | $342,804,000 | 1,268 |
| Total deposits | $330,954,000 | 1,175 |
| Interest-bearing deposits | $285,033,000 | 1,176 |
| Deposits held in domestic offices | $330,954,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,129,000 | 1,567 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,850,000 | 1,901 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,870,000 | 2,155 |
| Total equity capital | $59,821,000 | 796 |
| Total bank equity capital | $59,821,000 | 796 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,004,000 | 1,249 |
| Surplus | $57,287,000 | 392 |
| Undivided profits | $-470,000 | 11,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,987,000 | 1,099 |
| Earning assets | $347,029,000 | 1,262 |
| Long-term assets (5+ years) | $34,620,000 | 1,762 |
| Average Assets, year-to-date | $377,746,400 | 1,217 |
| Average Assets, quarterly | $386,998,500 | 1,229 |
| Volatile liabilities | $36,236,000 | 1,771 |
| Insider loans | $2,291,000 | 1,858 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,299,000 | 490 |
| Unused loan commitments | $55,180,000 | 997 |
| Tier 1 (core) risk-based capital | $31,427,000 | 1,366 |
| Tier 2 risk-based capital | $3,585,000 | 971 |
| Total risk weighted assets | $286,167,900 | 1,056 |
| Total unused commitments | $55,180,000 | 1,002 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 126 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $374,080,000 | 1,281 |
| Cash and due from depository institutions | $15,506,000 | 1,525 |
| Interest-bearing balances | $293,000 | 3,911 |
| Securities | $77,634,000 | 1,625 |
| Federal funds sold & reverse repurchase agreements | $3,940,000 | 3,565 |
| Net loans & leases | $266,490,000 | 1,116 |
| Loan loss allowance | $2,498,000 | 1,605 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,203,000 | 1,210 |
| Other real estate owned | $456,000 | 1,525 |
| Goodwill and other intangibles | $150,000 | 2,172 |
| All other assets | $3,701,000 | 2,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,080,000 | 1,281 |
| Total liabilities | $344,035,000 | 1,267 |
| Total deposits | $329,132,000 | 1,197 |
| Interest-bearing deposits | $289,162,000 | 1,177 |
| Deposits held in domestic offices | $329,132,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,794,000 | 1,551 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,275,000 | 1,384 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,834,000 | 1,599 |
| Total equity capital | $30,045,000 | 1,509 |
| Total bank equity capital | $30,045,000 | 1,509 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,004,000 | 1,257 |
| Surplus | $12,993,000 | 1,293 |
| Undivided profits | $14,048,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,088,000 | 1,090 |
| Earning assets | $348,357,000 | 1,259 |
| Long-term assets (5+ years) | $53,697,000 | 1,114 |
| Average Assets, year-to-date | $366,085,600 | 1,265 |
| Average Assets, quarterly | $372,136,500 | 1,277 |
| Volatile liabilities | $41,964,000 | 1,469 |
| Insider loans | $697,000 | 4,703 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,116,000 | 778 |
| Unused loan commitments | $45,207,000 | 1,107 |
| Tier 1 (core) risk-based capital | $29,336,000 | 1,470 |
| Tier 2 risk-based capital | $2,498,000 | 1,300 |
| Total risk weighted assets | $286,968,300 | 1,035 |
| Total unused commitments | $45,207,000 | 1,113 |
| Derivatives | $5,000,000 | 542 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $46,782,000 | 7,806 |
| Cash and due from depository institutions | $2,222,000 | 8,561 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $12,353,000 | 7,932 |
| Federal funds sold & reverse repurchase agreements | $705,000 | 6,185 |
| Net loans & leases | $30,041,000 | 7,020 |
| Loan loss allowance | $279,000 | 8,677 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $835,000 | 6,744 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $626,000 | 8,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,782,000 | 7,806 |
| Total liabilities | $43,900,000 | 7,624 |
| Total deposits | $43,635,000 | 7,445 |
| Interest-bearing deposits | $37,149,000 | 7,431 |
| Deposits held in domestic offices | $43,635,000 | 7,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $265,000 | 7,848 |
| Total equity capital | $2,882,000 | 9,652 |
| Total bank equity capital | $2,882,000 | 9,652 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $404,000 | 6,422 |
| Surplus | $1,346,000 | 7,037 |
| Undivided profits | $1,132,000 | 8,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $511,000 | 247 |
| Income earned, not collected on loans | $250,000 | 7,454 |
| Earning assets | $43,110,000 | 7,747 |
| Long-term assets (5+ years) | $7,852,000 | 4,752 |
| Average Assets, year-to-date | $43,267,600 | 8,059 |
| Average Assets, quarterly | $45,765,500 | 7,864 |
| Volatile liabilities | $3,169,000 | 8,303 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,358,000 | 4,719 |
| Tier 1 (core) risk-based capital | $2,966,000 | 9,639 |
| Tier 2 risk-based capital | $279,000 | 7,807 |
| Total risk weighted assets | $29,400,600 | 7,330 |
| Total unused commitments | $5,358,000 | 4,727 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $42,152,000 | 8,562 |
| Cash and due from depository institutions | $3,055,000 | 9,438 |
| Interest-bearing balances | $4,000 | 7,552 |
| Securities | $11,992,000 | 8,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $25,858,000 | 7,661 |
| Loan loss allowance | $251,000 | 9,355 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $860,000 | 6,730 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $387,000 | 10,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,152,000 | 8,562 |
| Total liabilities | $39,252,000 | 8,416 |
| Total deposits | $38,014,000 | 8,396 |
| Interest-bearing deposits | $32,608,000 | 8,397 |
| Deposits held in domestic offices | $38,014,000 | 8,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $895,000 | 2,876 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $343,000 | 6,951 |
| Total equity capital | $2,900,000 | 9,939 |
| Total bank equity capital | $2,900,000 | 9,939 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $404,000 | 6,735 |
| Surplus | $1,346,000 | 7,077 |
| Undivided profits | $1,150,000 | 9,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 9,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $196,000 | 8,239 |
| Earning assets | $37,854,000 | 8,658 |
| Long-term assets (5+ years) | $5,334,000 | 6,224 |
| Average Assets, year-to-date | $38,717,200 | 8,852 |
| Average Assets, quarterly | $40,522,500 | 8,697 |
| Volatile liabilities | $1,835,000 | 9,965 |
| Insider loans | $12,000 | 11,424 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,486,000 | 6,935 |
| Tier 1 (core) risk-based capital | $2,836,000 | 9,981 |
| Tier 2 risk-based capital | $251,000 | 8,332 |
| Total risk weighted assets | $27,019,400 | 7,755 |
| Total unused commitments | $2,486,000 | 6,958 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $37,027,000 | 9,410 |
| Cash and due from depository institutions | $1,213,000 | 10,332 |
| Interest-bearing balances | $1,000 | 8,028 |
| Securities | $12,719,000 | 8,117 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $20,272,000 | 8,857 |
| Loan loss allowance | $252,000 | 9,551 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $786,000 | 7,189 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $437,000 | 10,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,027,000 | 9,410 |
| Total liabilities | $34,195,000 | 9,316 |
| Total deposits | $33,553,000 | 9,247 |
| Interest-bearing deposits | $30,244,000 | 9,004 |
| Deposits held in domestic offices | $33,553,000 | 9,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $342,000 | 7,579 |
| Total equity capital | $2,832,000 | 10,019 |
| Total bank equity capital | $2,832,000 | 10,019 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $404,000 | 7,075 |
| Surplus | $1,096,000 | 7,843 |
| Undivided profits | $1,332,000 | 8,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $218,000 | 8,244 |
| Earning assets | $34,592,000 | 9,249 |
| Long-term assets (5+ years) | $4,095,000 | 7,117 |
| Average Assets, year-to-date | $35,006,400 | 9,542 |
| Average Assets, quarterly | $36,625,500 | 9,394 |
| Volatile liabilities | $1,579,000 | 10,678 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,812,000 | 4,723 |
| Tier 1 (core) risk-based capital | $2,832,000 | 9,957 |
| Tier 2 risk-based capital | $252,000 | 8,394 |
| Total risk weighted assets | $22,032,400 | 8,872 |
| Total unused commitments | $4,812,000 | 4,751 |
| Derivatives | $0 | 651 |