Home > Mercantile Bank of North West Missouri > Income and Expense
Mercantile Bank of North West Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 7,305 |
| Total interest expense | $1,470,000 | 7,416 |
| Net interest income | $1,914,000 | 7,096 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $336,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,131,000 | 7,902 |
| Salaries and employee benefits | $563,000 | 8,166 |
| Premises and equipment expense | $112,000 | 8,682 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $1,119,000 | 5,468 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $388,000 | 4,968 |
| Income before extraordinary items | $731,000 | 5,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $731,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $731,000 | 5,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 7,669 |
| Total interest expense | $1,446,000 | 7,702 |
| Net interest income | $1,803,000 | 7,560 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $325,000 | 6,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,075,000 | 8,418 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $410,000 | 7,794 |
| Pre-tax net operating income | $1,053,000 | 5,558 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $359,000 | 5,244 |
| Income before extraordinary items | $694,000 | 5,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $694,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $694,000 | 5,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 8,277 |
| Total interest expense | $1,342,000 | 8,137 |
| Net interest income | $1,609,000 | 8,236 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,171,000 | 8,310 |
| Salaries and employee benefits | $592,000 | 8,410 |
| Premises and equipment expense | $112,000 | 9,254 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $729,000 | 7,169 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $495,000 | 7,298 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $495,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $495,000 | 7,261 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 8,267 |
| Total interest expense | $1,244,000 | 7,735 |
| Net interest income | $1,637,000 | 8,489 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,285,000 | 8,301 |
| Salaries and employee benefits | $616,000 | 8,511 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $547,000 | 7,446 |
| Pre-tax net operating income | $663,000 | 7,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $435,000 | 7,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $435,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $435,000 | 7,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 8,513 |
| Total interest expense | $1,446,000 | 7,387 |
| Net interest income | $1,443,000 | 9,295 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $1,319,000 | 8,439 |
| Salaries and employee benefits | $579,000 | 8,987 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $604,000 | 7,291 |
| Pre-tax net operating income | $382,000 | 9,561 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $251,000 | 10,031 |
| Extraordinary gains, net | $8,000 | 2,989 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 12,823 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $251,000 | 9,782 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 10,525 |
| Total interest expense | $1,257,000 | 9,399 |
| Net interest income | $917,000 | 11,437 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $857,000 | 10,723 |
| Salaries and employee benefits | $331,000 | 11,650 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $424,000 | 9,273 |
| Pre-tax net operating income | $241,000 | 10,691 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $171,000 | 10,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.