Home > Mercantile Bank of North Central Arkansas > Income and Expense
Mercantile Bank of North Central Arkansas, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 6,864 |
| Total interest expense | $2,005,000 | 6,454 |
| Net interest income | $2,112,000 | 7,052 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $452,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,186 |
| Total noninterest expense | $1,775,000 | 6,531 |
| Salaries and employee benefits | $878,000 | 6,665 |
| Premises and equipment expense | $277,000 | 5,967 |
| Additional noninterest expense | $620,000 | 6,405 |
| Pre-tax net operating income | $689,000 | 7,382 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $532,000 | 7,015 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $532,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $142,000 | 6,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $532,000 | 6,998 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,472 |
| Total interest expense | $1,336,000 | 7,437 |
| Net interest income | $2,072,000 | 7,397 |
| Provision for loan and lease losses | $74,000 | 5,218 |
| Total noninterest income | $336,000 | 6,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,789,000 | 6,722 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $598,000 | 7,056 |
| Pre-tax net operating income | $545,000 | 8,352 |
| Securities gains (losses) | $123,000 | 689 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $523,000 | 7,126 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $523,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $229,000 | 5,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $427,060 | 7,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 7,737 |
| Total interest expense | $1,232,000 | 8,142 |
| Net interest income | $2,129,000 | 7,361 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $271,000 | 8,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,465,000 | 7,943 |
| Salaries and employee benefits | $724,000 | 7,834 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $517,000 | 8,054 |
| Pre-tax net operating income | $887,000 | 6,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $239,000 | 6,966 |
| Income before extraordinary items | $648,000 | 6,436 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $648,000 | 6,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $648,000 | 6,202 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 8,415 |
| Total interest expense | $1,440,000 | 8,703 |
| Net interest income | $1,901,000 | 8,040 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,353,000 | 8,476 |
| Salaries and employee benefits | $653,000 | 8,365 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $458,000 | 8,891 |
| Pre-tax net operating income | $751,000 | 6,822 |
| Securities gains (losses) | $255,000 | 1,697 |
| Applicable income taxes | $304,000 | 5,874 |
| Income before extraordinary items | $702,000 | 5,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $702,000 | 5,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $523,500 | 6,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.