Home > Mercantile Bank of North Central Arkansas > Assets and Liabilities
Mercantile Bank of North Central Arkansas, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $53,939,000 | 7,111 |
| Cash and due from depository institutions | $1,577,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,518,000 | 6,318 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,013 |
| Net loans & leases | $32,371,000 | 6,687 |
| Loan loss allowance | $410,000 | 6,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,230,000 | 5,336 |
| Other real estate owned | $28,000 | 5,049 |
| Goodwill and other intangibles | $22,000 | 2,851 |
| All other assets | $493,000 | 9,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,939,000 | 7,111 |
| Total liabilities | $49,465,000 | 7,019 |
| Total deposits | $49,026,000 | 6,855 |
| Interest-bearing deposits | $43,281,000 | 6,705 |
| Deposits held in domestic offices | $49,026,000 | 6,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $182,000 | 3,501 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $257,000 | 8,875 |
| Total equity capital | $4,474,000 | 7,846 |
| Total bank equity capital | $4,474,000 | 7,846 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $367,000 | 6,484 |
| Surplus | $618,000 | 9,144 |
| Undivided profits | $3,489,000 | 5,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $233,000 | 8,211 |
| Earning assets | $50,589,000 | 7,000 |
| Long-term assets (5+ years) | $13,818,000 | 3,261 |
| Average Assets, year-to-date | $53,211,000 | 6,970 |
| Average Assets, quarterly | $54,484,000 | 7,001 |
| Volatile liabilities | $7,881,000 | 5,355 |
| Insider loans | $390,000 | 6,350 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $257,000 | 1,227 |
| Unused loan commitments | $1,254,000 | 8,528 |
| Tier 1 (core) risk-based capital | $4,282,000 | 7,926 |
| Tier 2 risk-based capital | $408,150 | 6,106 |
| Total risk weighted assets | $32,649,750 | 6,839 |
| Total unused commitments | $1,254,000 | 8,539 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $50,079,000 | 7,502 |
| Cash and due from depository institutions | $1,294,000 | 4,565 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $17,939,000 | 6,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $29,009,000 | 7,183 |
| Loan loss allowance | $326,000 | 8,042 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,276,000 | 5,205 |
| Other real estate owned | $7,000 | 4,565 |
| Goodwill and other intangibles | $25,000 | 2,719 |
| All other assets | $529,000 | 9,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,079,000 | 7,502 |
| Total liabilities | $46,281,000 | 7,383 |
| Total deposits | $43,970,000 | 7,409 |
| Interest-bearing deposits | $38,740,000 | 7,237 |
| Deposits held in domestic offices | $43,970,000 | 7,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,125,000 | 2,586 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000 | 5,354 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $184,000 | 9,319 |
| Total equity capital | $3,798,000 | 8,414 |
| Total bank equity capital | $3,798,000 | 8,414 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $367,000 | 6,857 |
| Surplus | $618,000 | 9,469 |
| Undivided profits | $2,813,000 | 6,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $164,000 | 9,335 |
| Earning assets | $46,950,000 | 7,364 |
| Long-term assets (5+ years) | $13,463,000 | 3,400 |
| Average Assets, year-to-date | $46,118,400 | 7,731 |
| Average Assets, quarterly | $49,296,000 | 7,536 |
| Volatile liabilities | $8,036,000 | 5,071 |
| Insider loans | $541,000 | 5,436 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,236,000 | 8,680 |
| Tier 1 (core) risk-based capital | $3,890,000 | 8,405 |
| Tier 2 risk-based capital | $326,000 | 7,132 |
| Total risk weighted assets | $29,094,300 | 7,385 |
| Total unused commitments | $1,236,000 | 8,692 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $41,174,000 | 8,670 |
| Cash and due from depository institutions | $1,340,000 | 5,064 |
| Interest-bearing balances | $198,000 | 5,660 |
| Securities | $15,728,000 | 7,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $22,844,000 | 8,258 |
| Loan loss allowance | $295,000 | 8,743 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $815,000 | 6,930 |
| Other real estate owned | $7,000 | 5,064 |
| Goodwill and other intangibles | $29,000 | 2,625 |
| All other assets | $411,000 | 10,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,174,000 | 8,670 |
| Total liabilities | $37,553,000 | 8,633 |
| Total deposits | $36,728,000 | 8,577 |
| Interest-bearing deposits | $32,779,000 | 8,374 |
| Deposits held in domestic offices | $36,728,000 | 8,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 3,096 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $200,000 | 9,284 |
| Total equity capital | $3,621,000 | 8,885 |
| Total bank equity capital | $3,621,000 | 8,885 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $367,000 | 7,199 |
| Surplus | $618,000 | 9,772 |
| Undivided profits | $2,636,000 | 6,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 10,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $114,000 | 10,580 |
| Earning assets | $38,770,000 | 8,530 |
| Long-term assets (5+ years) | $10,519,000 | 4,226 |
| Average Assets, year-to-date | $42,313,600 | 8,395 |
| Average Assets, quarterly | $41,441,500 | 8,580 |
| Volatile liabilities | $5,953,000 | 5,901 |
| Insider loans | $258,000 | 7,673 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $868,000 | 9,549 |
| Tier 1 (core) risk-based capital | $3,592,000 | 8,841 |
| Tier 2 risk-based capital | $269,340 | 8,054 |
| Total risk weighted assets | $21,521,140 | 8,834 |
| Total unused commitments | $868,000 | 9,574 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $43,086,000 | 8,616 |
| Cash and due from depository institutions | $1,230,000 | 5,937 |
| Interest-bearing balances | $198,000 | 6,200 |
| Securities | $19,948,000 | 6,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $20,987,000 | 8,695 |
| Loan loss allowance | $261,000 | 9,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $424,000 | 9,472 |
| Other real estate owned | $42,000 | 5,937 |
| Goodwill and other intangibles | $41,000 | 2,532 |
| All other assets | $414,000 | 10,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,086,000 | 8,616 |
| Total liabilities | $40,113,000 | 8,502 |
| Total deposits | $37,653,000 | 8,660 |
| Interest-bearing deposits | $33,884,000 | 8,440 |
| Deposits held in domestic offices | $37,653,000 | 8,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,175,000 | 1,986 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,000 | 4,877 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $268,000 | 8,723 |
| Total equity capital | $2,973,000 | 9,800 |
| Total bank equity capital | $2,973,000 | 9,800 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $367,000 | 7,575 |
| Surplus | $618,000 | 9,986 |
| Undivided profits | $1,988,000 | 7,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $111,000 | 11,198 |
| Earning assets | $41,133,000 | 8,354 |
| Long-term assets (5+ years) | $13,605,000 | 3,492 |
| Average Assets, year-to-date | $41,601,000 | 8,637 |
| Average Assets, quarterly | $43,921,500 | 8,461 |
| Volatile liabilities | $6,504,000 | 5,591 |
| Insider loans | $55,000 | 7,001 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $861,000 | 9,498 |
| Tier 1 (core) risk-based capital | $2,932,000 | 9,794 |
| Tier 2 risk-based capital | $249,630 | 8,440 |
| Total risk weighted assets | $19,959,230 | 9,319 |
| Total unused commitments | $861,000 | 9,523 |
| Derivatives | $0 | 651 |