Home > Mercantile Bank of Naples > Income and Expense
Mercantile Bank of Naples, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,470,000 | 4,299 |
| Total interest expense | $4,757,000 | 3,141 |
| Net interest income | $2,713,000 | 5,853 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $191,000 | 5,306 |
| Total noninterest expense | $1,882,000 | 6,209 |
| Salaries and employee benefits | $970,000 | 6,129 |
| Premises and equipment expense | $311,000 | 5,439 |
| Additional noninterest expense | $601,000 | 6,350 |
| Pre-tax net operating income | $893,000 | 6,119 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $342,000 | 5,408 |
| Income before extraordinary items | $551,000 | 6,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $551,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 731 |
| Net operating income | $551,000 | 6,489 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 4,535 |
| Total interest expense | $4,760,000 | 3,157 |
| Net interest income | $2,275,000 | 6,738 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $111,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,820,000 | 6,407 |
| Salaries and employee benefits | $804,000 | 7,080 |
| Premises and equipment expense | $279,000 | 5,941 |
| Additional noninterest expense | $737,000 | 5,616 |
| Pre-tax net operating income | $566,000 | 8,076 |
| Securities gains (losses) | $-36,000 | 10,960 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $330,000 | 8,672 |
| Extraordinary gains, net | $70,000 | 31 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $353,040 | 8,433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 5,112 |
| Total interest expense | $3,251,000 | 3,679 |
| Net interest income | $2,414,000 | 6,634 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $1,755,000 | 6,818 |
| Salaries and employee benefits | $840,000 | 6,976 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $675,000 | 6,507 |
| Pre-tax net operating income | $863,000 | 6,574 |
| Securities gains (losses) | $-53,000 | 11,075 |
| Applicable income taxes | $284,000 | 6,074 |
| Income before extraordinary items | $526,000 | 7,108 |
| Extraordinary gains, net | $274,000 | 54 |
| Net income | $800,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $560,450 | 6,884 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 6,415 |
| Total interest expense | $2,397,000 | 5,005 |
| Net interest income | $2,006,000 | 7,652 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $267,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,910 |
| Total noninterest expense | $1,625,000 | 7,423 |
| Salaries and employee benefits | $796,000 | 7,354 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $580,000 | 7,517 |
| Pre-tax net operating income | $648,000 | 7,633 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $287,000 | 6,245 |
| Income before extraordinary items | $435,000 | 8,103 |
| Extraordinary gains, net | $290,000 | 744 |
| Net income | $725,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,495,000 | 406 |
| Net operating income | $387,640 | 8,297 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 7,628 |
| Total interest expense | $2,226,000 | 6,567 |
| Net interest income | $1,685,000 | 8,698 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,322 |
| Total noninterest expense | $1,544,000 | 7,759 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $285,000 | 6,202 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $462,000 | 8,698 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $188,000 | 7,803 |
| Income before extraordinary items | $344,000 | 8,783 |
| Extraordinary gains, net | $181,000 | 478 |
| Net income | $525,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $298,500 | 8,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.