Home > Mercantile Bank of Naples > Assets and Liabilities
Mercantile Bank of Naples, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $108,830,000 | 4,084 |
| Cash and due from depository institutions | $6,656,000 | 6,081 |
| Interest-bearing balances | $5,391,000 | 707 |
| Securities | $18,700,000 | 5,550 |
| Federal funds sold & reverse repurchase agreements | $2,865,000 | 3,988 |
| Net loans & leases | $78,677,000 | 3,449 |
| Loan loss allowance | $543,000 | 5,590 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $919,000 | 6,276 |
| Other real estate owned | $130,000 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $883,000 | 6,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,830,000 | 4,084 |
| Total liabilities | $100,727,000 | 3,986 |
| Total deposits | $96,588,000 | 3,915 |
| Interest-bearing deposits | $91,591,000 | 3,564 |
| Deposits held in domestic offices | $96,588,000 | 3,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,369,000 | 2,208 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $770,000 | 4,320 |
| Total equity capital | $8,103,000 | 5,182 |
| Total bank equity capital | $8,103,000 | 5,182 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,818,000 | 1,021 |
| Surplus | $3,230,000 | 4,023 |
| Undivided profits | $1,055,000 | 8,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $348,000 | 6,284 |
| Earning assets | $105,633,000 | 3,887 |
| Long-term assets (5+ years) | $8,807,000 | 4,511 |
| Average Assets, year-to-date | $107,858,600 | 3,978 |
| Average Assets, quarterly | $107,844,000 | 4,080 |
| Volatile liabilities | $9,840,000 | 4,932 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,232,000 | 5,538 |
| Tier 1 (core) risk-based capital | $8,196,000 | 5,025 |
| Tier 2 risk-based capital | $543,000 | 4,954 |
| Total risk weighted assets | $50,179,400 | 5,044 |
| Total unused commitments | $4,232,000 | 5,549 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $106,524,000 | 4,166 |
| Cash and due from depository institutions | $7,579,000 | 7,361 |
| Interest-bearing balances | $5,083,000 | 932 |
| Securities | $7,969,000 | 9,008 |
| Federal funds sold & reverse repurchase agreements | $1,720,000 | 5,996 |
| Net loans & leases | $87,804,000 | 3,049 |
| Loan loss allowance | $344,000 | 7,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $722,000 | 7,167 |
| Other real estate owned | $31,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $699,000 | 7,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,524,000 | 4,166 |
| Total liabilities | $98,930,000 | 4,042 |
| Total deposits | $94,994,000 | 4,008 |
| Interest-bearing deposits | $89,790,000 | 3,659 |
| Deposits held in domestic offices | $94,994,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,369,000 | 1,945 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $567,000 | 5,701 |
| Total equity capital | $7,594,000 | 5,496 |
| Total bank equity capital | $7,594,000 | 5,496 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,787,000 | 1,042 |
| Surplus | $3,214,000 | 4,011 |
| Undivided profits | $593,000 | 10,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $416,000 | 5,583 |
| Earning assets | $102,576,000 | 3,991 |
| Long-term assets (5+ years) | $6,257,000 | 5,221 |
| Average Assets, year-to-date | $104,016,200 | 4,101 |
| Average Assets, quarterly | $106,095,500 | 4,136 |
| Volatile liabilities | $6,343,000 | 6,121 |
| Insider loans | $100,000 | 9,149 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $9,324,000 | 241 |
| Unused loan commitments | $2,787,000 | 6,574 |
| Tier 1 (core) risk-based capital | $7,597,000 | 5,368 |
| Tier 2 risk-based capital | $344,000 | 6,775 |
| Total risk weighted assets | $47,784,500 | 5,217 |
| Total unused commitments | $2,787,000 | 6,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $95,186,000 | 4,568 |
| Cash and due from depository institutions | $8,441,000 | 7,672 |
| Interest-bearing balances | $3,434,000 | 1,043 |
| Securities | $8,043,000 | 9,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,323,000 | 3,352 |
| Loan loss allowance | $345,000 | 7,817 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $747,000 | 7,178 |
| Other real estate owned | $26,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $606,000 | 8,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,186,000 | 4,568 |
| Total liabilities | $88,138,000 | 4,498 |
| Total deposits | $81,285,000 | 4,581 |
| Interest-bearing deposits | $75,175,000 | 4,292 |
| Deposits held in domestic offices | $81,285,000 | 4,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,457,000 | 1,552 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $396,000 | 6,131 |
| Total equity capital | $7,048,000 | 5,485 |
| Total bank equity capital | $7,048,000 | 5,485 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,787,000 | 1,028 |
| Surplus | $2,964,000 | 4,222 |
| Undivided profits | $297,000 | 10,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 10,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $329,000 | 6,094 |
| Earning assets | $88,800,000 | 4,495 |
| Long-term assets (5+ years) | $5,906,000 | 5,569 |
| Average Assets, year-to-date | $89,847,200 | 4,701 |
| Average Assets, quarterly | $94,237,500 | 4,571 |
| Volatile liabilities | $11,668,000 | 3,887 |
| Insider loans | $212,000 | 8,038 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,097,000 | 5,475 |
| Tier 1 (core) risk-based capital | $7,197,000 | 5,485 |
| Tier 2 risk-based capital | $345,000 | 6,891 |
| Total risk weighted assets | $44,907,600 | 5,411 |
| Total unused commitments | $4,097,000 | 5,482 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $82,235,000 | 5,277 |
| Cash and due from depository institutions | $10,278,000 | 7,764 |
| Interest-bearing balances | $6,056,000 | 1,017 |
| Securities | $4,130,000 | 11,672 |
| Federal funds sold & reverse repurchase agreements | $4,480,000 | 3,105 |
| Net loans & leases | $61,974,000 | 4,019 |
| Loan loss allowance | $353,000 | 7,961 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $770,000 | 7,159 |
| Other real estate owned | $194,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $409,000 | 10,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,235,000 | 5,277 |
| Total liabilities | $75,838,000 | 5,209 |
| Total deposits | $68,915,000 | 5,476 |
| Interest-bearing deposits | $63,193,000 | 5,201 |
| Deposits held in domestic offices | $68,915,000 | 5,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,608,000 | 1,315 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $315,000 | 7,327 |
| Total equity capital | $6,397,000 | 6,062 |
| Total bank equity capital | $6,397,000 | 6,062 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,787,000 | 1,030 |
| Surplus | $2,964,000 | 4,187 |
| Undivided profits | $-354,000 | 12,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $239,000 | 7,234 |
| Earning assets | $76,640,000 | 5,220 |
| Long-term assets (5+ years) | $13,383,000 | 3,584 |
| Average Assets, year-to-date | $67,573,800 | 6,109 |
| Average Assets, quarterly | $76,899,500 | 5,565 |
| Volatile liabilities | $11,027,000 | 3,822 |
| Insider loans | $229,000 | 7,975 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,245,000 | 4,756 |
| Tier 1 (core) risk-based capital | $6,397,000 | 5,993 |
| Tier 2 risk-based capital | $353,000 | 6,817 |
| Total risk weighted assets | $37,752,000 | 6,171 |
| Total unused commitments | $5,245,000 | 4,779 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $56,657,000 | 7,227 |
| Cash and due from depository institutions | $6,269,000 | 8,155 |
| Interest-bearing balances | $2,729,000 | 2,238 |
| Securities | $4,535,000 | 11,842 |
| Federal funds sold & reverse repurchase agreements | $4,160,000 | 3,851 |
| Net loans & leases | $40,305,000 | 5,703 |
| Loan loss allowance | $355,000 | 8,013 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $832,000 | 6,963 |
| Other real estate owned | $268,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $288,000 | 11,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,657,000 | 7,227 |
| Total liabilities | $52,480,000 | 7,140 |
| Total deposits | $44,952,000 | 7,762 |
| Interest-bearing deposits | $41,949,000 | 7,374 |
| Deposits held in domestic offices | $44,952,000 | 7,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,608,000 | 1,157 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $920,000 | 3,525 |
| Total equity capital | $4,177,000 | 8,053 |
| Total bank equity capital | $4,177,000 | 8,053 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,787,000 | 1,478 |
| Surplus | $2,469,000 | 4,725 |
| Undivided profits | $-1,079,000 | 13,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 8,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $187,000 | 8,991 |
| Earning assets | $51,729,000 | 7,229 |
| Long-term assets (5+ years) | $7,699,000 | 5,097 |
| Average Assets, year-to-date | $50,164,800 | 7,685 |
| Average Assets, quarterly | $54,564,000 | 7,371 |
| Volatile liabilities | $11,742,000 | 3,656 |
| Insider loans | $114,000 | 5,366 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,320,000 | 6,887 |
| Tier 1 (core) risk-based capital | $4,177,000 | 7,995 |
| Tier 2 risk-based capital | $322,030 | 7,265 |
| Total risk weighted assets | $25,729,030 | 8,108 |
| Total unused commitments | $2,320,000 | 6,917 |
| Derivatives | $0 | 651 |