Home > Mercantile Bank of Mount Ayr > Income and Expense
Mercantile Bank of Mount Ayr, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 7,190 |
| Total interest expense | $1,660,000 | 7,242 |
| Net interest income | $2,159,000 | 6,961 |
| Provision for loan and lease losses | $284,000 | 2,369 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $1,279,000 | 7,920 |
| Salaries and employee benefits | $536,000 | 8,808 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $609,000 | 6,479 |
| Pre-tax net operating income | $916,000 | 6,341 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $624,000 | 6,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $624,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $623,320 | 6,462 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,284 |
| Total interest expense | $1,456,000 | 7,024 |
| Net interest income | $2,066,000 | 7,413 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $389,000 | 6,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $1,274,000 | 8,346 |
| Salaries and employee benefits | $559,000 | 8,895 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $589,000 | 7,119 |
| Pre-tax net operating income | $1,157,000 | 5,374 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $397,000 | 4,794 |
| Income before extraordinary items | $768,000 | 5,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $768,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $762,720 | 5,616 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 7,339 |
| Total interest expense | $1,626,000 | 6,811 |
| Net interest income | $2,022,000 | 7,605 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $362,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,282,000 | 8,573 |
| Salaries and employee benefits | $584,000 | 8,947 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $562,000 | 7,668 |
| Pre-tax net operating income | $1,084,000 | 5,558 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $360,000 | 5,386 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $725,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $724,330 | 5,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 7,970 |
| Total interest expense | $1,888,000 | 7,384 |
| Net interest income | $1,768,000 | 8,445 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $309,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $1,216,000 | 8,973 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $552,000 | 7,964 |
| Pre-tax net operating income | $861,000 | 6,283 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $599,000 | 6,590 |
| Extraordinary gains, net | $2,000 | 1,410 |
| Net income | $601,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $576,890 | 6,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.